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保誠自願醫保摯稱心計劃 - 半私家病房+額外醫療計劃 (美元)
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保誠保險有限公司 · F00068-05-000 · 3 個版本 · 靈活計劃 · 年均加幅 +3.19%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | F00068-05-000-01 2022-10-03 | F00068-05-000-01 2024-10-01 | F00068-05-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$1,176 | US$1,234 (+4.9%) | US$1,338 (+8.4%) | +3.46% |
| 5 | US$843 | US$885 (+5.0%) | US$960 (+8.5%) | +3.49% |
| 10 | US$639 | US$671 (+5.0%) | US$728 (+8.5%) | +3.50% |
| 15 | US$595 | US$625 (+5.0%) | US$677 (+8.3%) | +3.47% |
| 20 | US$681 | US$715 (+5.0%) | US$775 (+8.4%) | +3.47% |
| 25 | US$777 | US$816 (+5.0%) | US$885 (+8.5%) | +3.49% |
| 30 | US$859 | US$901 (+4.9%) | US$977 (+8.4%) | +3.46% |
| 35 | US$971 | US$1,019 (+4.9%) | US$1,105 (+8.4%) | +3.47% |
| 40 | US$1,165 | US$1,224 (+5.1%) | US$1,320 (+7.8%) | +3.35% |
| 45 | US$1,488 | US$1,563 (+5.0%) | US$1,685 (+7.8%) | +3.34% |
| 50 | US$1,883 | US$1,977 (+5.0%) | US$2,132 (+7.8%) | +3.33% |
| 55 | US$2,369 | US$2,487 (+5.0%) | US$2,682 (+7.8%) | +3.33% |
| 60 | — | — | US$3,552 | — |
| 65 | US$4,476 | US$4,700 (+5.0%) | US$5,068 (+7.8%) | +3.33% |
| 70 | US$5,670 | US$5,954 (+5.0%) | US$6,419 (+7.8%) | +3.33% |
| 75 | US$7,026 | US$7,377 (+5.0%) | US$7,954 (+7.8%) | +3.33% |
| 80 | US$8,352 | US$8,769 (+5.0%) | US$9,454 (+7.8%) | +3.32% |
| 85 | US$9,518 | US$9,994 (+5.0%) | US$10,774 (+7.8%) | +3.33% |
| 90 | US$10,209 | US$10,720 (+5.0%) | US$11,557 (+7.8%) | +3.33% |
| 95 | US$11,047 | US$11,600 (+5.0%) | US$12,505 (+7.8%) | +3.33% |
| 99 | US$11,570 | US$12,149 (+5.0%) | US$13,097 (+7.8%) | +3.33% |
| 所有年齡平均 | — | +5.0% | +8.1% | — |
0歲US$1,176
5歲US$843
10歲US$639
15歲US$595
20歲US$681
25歲US$777
30歲US$859
35歲US$971
40歲US$1,165
45歲US$1,488
50歲US$1,883
55歲US$2,369
60歲—
65歲US$4,476
70歲US$5,670
75歲US$7,026
80歲US$8,352
85歲US$9,518
90歲US$10,209
95歲US$11,047
99歲US$11,570
0歲US$1,234 (+4.9%)
5歲US$885 (+5.0%)
10歲US$671 (+5.0%)
15歲US$625 (+5.0%)
20歲US$715 (+5.0%)
25歲US$816 (+5.0%)
30歲US$901 (+4.9%)
35歲US$1,019 (+4.9%)
40歲US$1,224 (+5.1%)
45歲US$1,563 (+5.0%)
50歲US$1,977 (+5.0%)
55歲US$2,487 (+5.0%)
60歲—
65歲US$4,700 (+5.0%)
70歲US$5,954 (+5.0%)
75歲US$7,377 (+5.0%)
80歲US$8,769 (+5.0%)
85歲US$9,994 (+5.0%)
90歲US$10,720 (+5.0%)
95歲US$11,600 (+5.0%)
99歲US$12,149 (+5.0%)
0歲US$1,338 (+8.4%)
5歲US$960 (+8.5%)
10歲US$728 (+8.5%)
15歲US$677 (+8.3%)
20歲US$775 (+8.4%)
25歲US$885 (+8.5%)
30歲US$977 (+8.4%)
35歲US$1,105 (+8.4%)
40歲US$1,320 (+7.8%)
45歲US$1,685 (+7.8%)
50歲US$2,132 (+7.8%)
55歲US$2,682 (+7.8%)
60歲US$3,552
65歲US$5,068 (+7.8%)
70歲US$6,419 (+7.8%)
75歲US$7,954 (+7.8%)
80歲US$9,454 (+7.8%)
85歲US$10,774 (+7.8%)
90歲US$11,557 (+7.8%)
95歲US$12,505 (+7.8%)
99歲US$13,097 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.46%
5歲+3.49%
10歲+3.50%
15歲+3.47%
20歲+3.47%
25歲+3.49%
30歲+3.46%
35歲+3.47%
40歲+3.35%
45歲+3.34%
50歲+3.33%
55歲+3.33%
60歲—
65歲+3.33%
70歲+3.33%
75歲+3.33%
80歲+3.32%
85歲+3.33%
90歲+3.33%
95歲+3.33%
99歲+3.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00068-05-000-01 2022-10-03 | F00068-05-000-01 2024-10-01 | F00068-05-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$1,176 | US$1,234 (+4.9%) | US$1,021 (-17.3%) | -3.66% |
| 5 | US$843 | US$885 (+5.0%) | US$704 (-20.5%) | -4.64% |
| 10 | US$639 | US$671 (+5.0%) | US$567 (-15.5%) | -3.11% |
| 15 | US$595 | US$625 (+5.0%) | US$632 (+1.1%) | +1.60% |
| 20 | US$681 | US$715 (+5.0%) | US$764 (+6.9%) | +3.08% |
| 25 | US$777 | US$816 (+5.0%) | US$1,027 (+25.9%) | +7.64% |
| 30 | US$859 | US$901 (+4.9%) | US$1,212 (+34.5%) | +9.51% |
| 35 | US$971 | US$1,019 (+4.9%) | US$1,510 (+48.2%) | +12.36% |
| 40 | US$1,165 | US$1,224 (+5.1%) | US$1,786 (+45.9%) | +11.94% |
| 45 | US$1,488 | US$1,563 (+5.0%) | US$2,188 (+40.0%) | +10.71% |
| 50 | US$1,883 | US$1,977 (+5.0%) | US$2,446 (+23.7%) | +7.15% |
| 55 | US$2,369 | US$2,487 (+5.0%) | US$2,643 (+6.3%) | +2.93% |
| 60 | — | — | US$3,190 | — |
| 65 | US$4,476 | US$4,700 (+5.0%) | US$4,503 (-4.2%) | +0.16% |
| 70 | US$5,670 | US$5,954 (+5.0%) | US$5,755 (-3.3%) | +0.39% |
| 75 | US$7,026 | US$7,377 (+5.0%) | US$7,153 (-3.0%) | +0.47% |
| 80 | US$8,352 | US$8,769 (+5.0%) | US$8,455 (-3.6%) | +0.32% |
| 85 | US$9,518 | US$9,994 (+5.0%) | US$9,522 (-4.7%) | +0.01% |
| 90 | US$10,209 | US$10,720 (+5.0%) | US$10,439 (-2.6%) | +0.59% |
| 95 | US$11,047 | US$11,600 (+5.0%) | US$11,056 (-4.7%) | +0.02% |
| 99 | US$11,570 | US$12,149 (+5.0%) | US$11,540 (-5.0%) | -0.07% |
| 所有年齡平均 | — | +5.0% | +7.4% | — |
0歲US$1,176
5歲US$843
10歲US$639
15歲US$595
20歲US$681
25歲US$777
30歲US$859
35歲US$971
40歲US$1,165
45歲US$1,488
50歲US$1,883
55歲US$2,369
60歲—
65歲US$4,476
70歲US$5,670
75歲US$7,026
80歲US$8,352
85歲US$9,518
90歲US$10,209
95歲US$11,047
99歲US$11,570
0歲US$1,234 (+4.9%)
5歲US$885 (+5.0%)
10歲US$671 (+5.0%)
15歲US$625 (+5.0%)
20歲US$715 (+5.0%)
25歲US$816 (+5.0%)
30歲US$901 (+4.9%)
35歲US$1,019 (+4.9%)
40歲US$1,224 (+5.1%)
45歲US$1,563 (+5.0%)
50歲US$1,977 (+5.0%)
55歲US$2,487 (+5.0%)
60歲—
65歲US$4,700 (+5.0%)
70歲US$5,954 (+5.0%)
75歲US$7,377 (+5.0%)
80歲US$8,769 (+5.0%)
85歲US$9,994 (+5.0%)
90歲US$10,720 (+5.0%)
95歲US$11,600 (+5.0%)
99歲US$12,149 (+5.0%)
0歲US$1,021 (-17.3%)
5歲US$704 (-20.5%)
10歲US$567 (-15.5%)
15歲US$632 (+1.1%)
20歲US$764 (+6.9%)
25歲US$1,027 (+25.9%)
30歲US$1,212 (+34.5%)
35歲US$1,510 (+48.2%)
40歲US$1,786 (+45.9%)
45歲US$2,188 (+40.0%)
50歲US$2,446 (+23.7%)
55歲US$2,643 (+6.3%)
60歲US$3,190
65歲US$4,503 (-4.2%)
70歲US$5,755 (-3.3%)
75歲US$7,153 (-3.0%)
80歲US$8,455 (-3.6%)
85歲US$9,522 (-4.7%)
90歲US$10,439 (-2.6%)
95歲US$11,056 (-4.7%)
99歲US$11,540 (-5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲-3.66%
5歲-4.64%
10歲-3.11%
15歲+1.60%
20歲+3.08%
25歲+7.64%
30歲+9.51%
35歲+12.36%
40歲+11.94%
45歲+10.71%
50歲+7.15%
55歲+2.93%
60歲—
65歲+0.16%
70歲+0.39%
75歲+0.47%
80歲+0.32%
85歲+0.01%
90歲+0.59%
95歲+0.02%
99歲-0.07%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。