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保誠保險有限公司 · F00068-04-000 · 3 個版本 · 靈活計劃 · 年均加幅 +2.90%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | F00068-04-000-01 2022-10-03 | F00068-04-000-01 2024-10-01 | F00068-04-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$654 | US$686 (+4.9%) | US$744 (+8.5%) | +3.46% |
| 5 | US$446 | US$468 (+4.9%) | US$508 (+8.5%) | +3.49% |
| 10 | US$326 | US$343 (+5.2%) | US$372 (+8.5%) | +3.54% |
| 15 | US$312 | US$327 (+4.8%) | US$355 (+8.6%) | +3.47% |
| 20 | US$367 | US$385 (+4.9%) | US$418 (+8.6%) | +3.49% |
| 25 | US$429 | US$450 (+4.9%) | US$488 (+8.4%) | +3.46% |
| 30 | US$457 | US$480 (+5.0%) | US$521 (+8.5%) | +3.52% |
| 35 | US$525 | US$551 (+5.0%) | US$598 (+8.5%) | +3.50% |
| 40 | US$613 | US$644 (+5.1%) | US$695 (+7.9%) | +3.37% |
| 45 | US$756 | US$794 (+5.0%) | US$857 (+7.9%) | +3.36% |
| 50 | US$959 | US$1,007 (+5.0%) | US$1,087 (+7.9%) | +3.36% |
| 55 | US$1,202 | US$1,262 (+5.0%) | US$1,361 (+7.8%) | +3.33% |
| 60 | — | — | US$1,751 | — |
| 65 | US$2,178 | US$2,287 (+5.0%) | US$2,466 (+7.8%) | +3.33% |
| 70 | US$2,806 | US$2,946 (+5.0%) | US$3,177 (+7.8%) | +3.33% |
| 75 | US$3,522 | US$3,698 (+5.0%) | US$3,987 (+7.8%) | +3.33% |
| 80 | US$4,262 | US$4,475 (+5.0%) | US$4,825 (+7.8%) | +3.33% |
| 85 | US$4,818 | US$5,059 (+5.0%) | US$5,454 (+7.8%) | +3.33% |
| 90 | US$5,388 | US$5,658 (+5.0%) | US$6,100 (+7.8%) | +3.33% |
| 95 | US$5,867 | US$6,160 (+5.0%) | US$6,641 (+7.8%) | +3.32% |
| 99 | US$6,177 | US$6,486 (+5.0%) | US$6,993 (+7.8%) | +3.33% |
| 所有年齡平均 | — | +5.0% | +8.1% | — |
0歲US$654
5歲US$446
10歲US$326
15歲US$312
20歲US$367
25歲US$429
30歲US$457
35歲US$525
40歲US$613
45歲US$756
50歲US$959
55歲US$1,202
60歲—
65歲US$2,178
70歲US$2,806
75歲US$3,522
80歲US$4,262
85歲US$4,818
90歲US$5,388
95歲US$5,867
99歲US$6,177
0歲US$686 (+4.9%)
5歲US$468 (+4.9%)
10歲US$343 (+5.2%)
15歲US$327 (+4.8%)
20歲US$385 (+4.9%)
25歲US$450 (+4.9%)
30歲US$480 (+5.0%)
35歲US$551 (+5.0%)
40歲US$644 (+5.1%)
45歲US$794 (+5.0%)
50歲US$1,007 (+5.0%)
55歲US$1,262 (+5.0%)
60歲—
65歲US$2,287 (+5.0%)
70歲US$2,946 (+5.0%)
75歲US$3,698 (+5.0%)
80歲US$4,475 (+5.0%)
85歲US$5,059 (+5.0%)
90歲US$5,658 (+5.0%)
95歲US$6,160 (+5.0%)
99歲US$6,486 (+5.0%)
0歲US$744 (+8.5%)
5歲US$508 (+8.5%)
10歲US$372 (+8.5%)
15歲US$355 (+8.6%)
20歲US$418 (+8.6%)
25歲US$488 (+8.4%)
30歲US$521 (+8.5%)
35歲US$598 (+8.5%)
40歲US$695 (+7.9%)
45歲US$857 (+7.9%)
50歲US$1,087 (+7.9%)
55歲US$1,361 (+7.8%)
60歲US$1,751
65歲US$2,466 (+7.8%)
70歲US$3,177 (+7.8%)
75歲US$3,987 (+7.8%)
80歲US$4,825 (+7.8%)
85歲US$5,454 (+7.8%)
90歲US$6,100 (+7.8%)
95歲US$6,641 (+7.8%)
99歲US$6,993 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.46%
5歲+3.49%
10歲+3.54%
15歲+3.47%
20歲+3.49%
25歲+3.46%
30歲+3.52%
35歲+3.50%
40歲+3.37%
45歲+3.36%
50歲+3.36%
55歲+3.33%
60歲—
65歲+3.33%
70歲+3.33%
75歲+3.33%
80歲+3.33%
85歲+3.33%
90歲+3.33%
95歲+3.32%
99歲+3.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00068-04-000-01 2022-10-03 | F00068-04-000-01 2024-10-01 | F00068-04-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$654 | US$686 (+4.9%) | US$576 (-16.0%) | -3.30% |
| 5 | US$446 | US$468 (+4.9%) | US$405 (-13.5%) | -2.51% |
| 10 | US$326 | US$343 (+5.2%) | US$304 (-11.4%) | -1.83% |
| 15 | US$312 | US$327 (+4.8%) | US$320 (-2.1%) | +0.67% |
| 20 | US$367 | US$385 (+4.9%) | US$385 | +1.27% |
| 25 | US$429 | US$450 (+4.9%) | US$502 (+11.6%) | +4.23% |
| 30 | US$457 | US$480 (+5.0%) | US$640 (+33.3%) | +9.30% |
| 35 | US$525 | US$551 (+5.0%) | US$776 (+40.8%) | +10.86% |
| 40 | US$613 | US$644 (+5.1%) | US$935 (+45.2%) | +11.79% |
| 45 | US$756 | US$794 (+5.0%) | US$1,119 (+40.9%) | +10.90% |
| 50 | US$959 | US$1,007 (+5.0%) | US$1,278 (+26.9%) | +7.87% |
| 55 | US$1,202 | US$1,262 (+5.0%) | US$1,366 (+8.2%) | +3.43% |
| 60 | — | — | US$1,541 | — |
| 65 | US$2,178 | US$2,287 (+5.0%) | US$2,106 (-7.9%) | -0.88% |
| 70 | US$2,806 | US$2,946 (+5.0%) | US$2,773 (-5.9%) | -0.31% |
| 75 | US$3,522 | US$3,698 (+5.0%) | US$3,416 (-7.6%) | -0.80% |
| 80 | US$4,262 | US$4,475 (+5.0%) | US$4,198 (-6.2%) | -0.40% |
| 85 | US$4,818 | US$5,059 (+5.0%) | US$4,733 (-6.4%) | -0.47% |
| 90 | US$5,388 | US$5,658 (+5.0%) | US$5,225 (-7.7%) | -0.81% |
| 95 | US$5,867 | US$6,160 (+5.0%) | US$5,728 (-7.0%) | -0.63% |
| 99 | US$6,177 | US$6,486 (+5.0%) | US$6,100 (-6.0%) | -0.33% |
| 所有年齡平均 | — | +5.0% | +5.5% | — |
0歲US$654
5歲US$446
10歲US$326
15歲US$312
20歲US$367
25歲US$429
30歲US$457
35歲US$525
40歲US$613
45歲US$756
50歲US$959
55歲US$1,202
60歲—
65歲US$2,178
70歲US$2,806
75歲US$3,522
80歲US$4,262
85歲US$4,818
90歲US$5,388
95歲US$5,867
99歲US$6,177
0歲US$686 (+4.9%)
5歲US$468 (+4.9%)
10歲US$343 (+5.2%)
15歲US$327 (+4.8%)
20歲US$385 (+4.9%)
25歲US$450 (+4.9%)
30歲US$480 (+5.0%)
35歲US$551 (+5.0%)
40歲US$644 (+5.1%)
45歲US$794 (+5.0%)
50歲US$1,007 (+5.0%)
55歲US$1,262 (+5.0%)
60歲—
65歲US$2,287 (+5.0%)
70歲US$2,946 (+5.0%)
75歲US$3,698 (+5.0%)
80歲US$4,475 (+5.0%)
85歲US$5,059 (+5.0%)
90歲US$5,658 (+5.0%)
95歲US$6,160 (+5.0%)
99歲US$6,486 (+5.0%)
0歲US$576 (-16.0%)
5歲US$405 (-13.5%)
10歲US$304 (-11.4%)
15歲US$320 (-2.1%)
20歲US$385
25歲US$502 (+11.6%)
30歲US$640 (+33.3%)
35歲US$776 (+40.8%)
40歲US$935 (+45.2%)
45歲US$1,119 (+40.9%)
50歲US$1,278 (+26.9%)
55歲US$1,366 (+8.2%)
60歲US$1,541
65歲US$2,106 (-7.9%)
70歲US$2,773 (-5.9%)
75歲US$3,416 (-7.6%)
80歲US$4,198 (-6.2%)
85歲US$4,733 (-6.4%)
90歲US$5,225 (-7.7%)
95歲US$5,728 (-7.0%)
99歲US$6,100 (-6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲-3.30%
5歲-2.51%
10歲-1.83%
15歲+0.67%
20歲+1.27%
25歲+4.23%
30歲+9.30%
35歲+10.86%
40歲+11.79%
45歲+10.90%
50歲+7.87%
55歲+3.43%
60歲—
65歲-0.88%
70歲-0.31%
75歲-0.80%
80歲-0.40%
85歲-0.47%
90歲-0.81%
95歲-0.63%
99歲-0.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。