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保誠自願醫保摯稱心計劃 - 私家病房+額外醫療計劃 (港元)
軸轉PRUHealth VHIS EasyChoice Plan - Private Room with SMM (HKD)
保誠保險有限公司 · F00068-03-000 · 3 個版本 · 靈活計劃 · 年均加幅 +2.68%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$20,405 (+8.3%) | +3.46% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$12,781 (+8.4%) | +3.47% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$10,100 (+8.4%) | +3.47% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$9,404 (+8.4%) | +3.47% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$10,221 (+8.4%) | +3.47% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$12,207 (+8.4%) | +3.47% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$14,894 (+8.4%) | +3.46% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$17,554 (+8.3%) | +3.46% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$20,477 (+7.8%) | +3.33% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$23,810 (+7.8%) | +3.33% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$30,262 (+7.8%) | +3.33% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$37,316 (+7.8%) | +3.33% |
| 60 | — | — | HK$50,791 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$78,419 (+7.8%) | +3.33% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$98,152 (+7.8%) | +3.33% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$119,756 (+7.8%) | +3.33% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$141,477 (+7.8%) | +3.33% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$154,532 (+7.8%) | +3.33% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$168,129 (+7.8%) | +3.33% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$179,099 (+7.8%) | +3.32% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$186,243 (+7.8%) | +3.32% |
| 所有年齡平均 | — | +5.0% | +8.0% | — |
0歲HK$17,937
5歲HK$11,233
10歲HK$8,875
15歲HK$8,263
20歲HK$8,982
25歲HK$10,728
30歲HK$13,091
35歲HK$15,431
40歲HK$18,084
45歲HK$21,029
50歲HK$26,730
55歲HK$32,961
60歲—
65歲HK$69,274
70歲HK$86,708
75歲HK$105,794
80歲HK$124,985
85歲HK$136,518
90歲HK$148,530
95歲HK$158,222
99歲HK$164,533
0歲HK$18,834 (+5.0%)
5歲HK$11,795 (+5.0%)
10歲HK$9,319 (+5.0%)
15歲HK$8,676 (+5.0%)
20歲HK$9,431 (+5.0%)
25歲HK$11,264 (+5.0%)
30歲HK$13,745 (+5.0%)
35歲HK$16,202 (+5.0%)
40歲HK$18,988 (+5.0%)
45歲HK$22,080 (+5.0%)
50歲HK$28,066 (+5.0%)
55歲HK$34,609 (+5.0%)
60歲—
65歲HK$72,738 (+5.0%)
70歲HK$91,043 (+5.0%)
75歲HK$111,084 (+5.0%)
80歲HK$131,234 (+5.0%)
85歲HK$143,344 (+5.0%)
90歲HK$155,957 (+5.0%)
95歲HK$166,133 (+5.0%)
99歲HK$172,760 (+5.0%)
0歲HK$20,405 (+8.3%)
5歲HK$12,781 (+8.4%)
10歲HK$10,100 (+8.4%)
15歲HK$9,404 (+8.4%)
20歲HK$10,221 (+8.4%)
25歲HK$12,207 (+8.4%)
30歲HK$14,894 (+8.4%)
35歲HK$17,554 (+8.3%)
40歲HK$20,477 (+7.8%)
45歲HK$23,810 (+7.8%)
50歲HK$30,262 (+7.8%)
55歲HK$37,316 (+7.8%)
60歲HK$50,791
65歲HK$78,419 (+7.8%)
70歲HK$98,152 (+7.8%)
75歲HK$119,756 (+7.8%)
80歲HK$141,477 (+7.8%)
85歲HK$154,532 (+7.8%)
90歲HK$168,129 (+7.8%)
95歲HK$179,099 (+7.8%)
99歲HK$186,243 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.46%
5歲+3.47%
10歲+3.47%
15歲+3.47%
20歲+3.47%
25歲+3.47%
30歲+3.46%
35歲+3.46%
40歲+3.33%
45歲+3.33%
50歲+3.33%
55歲+3.33%
60歲—
65歲+3.33%
70歲+3.33%
75歲+3.33%
80歲+3.33%
85歲+3.33%
90歲+3.33%
95歲+3.32%
99歲+3.32%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$15,900 (-15.6%) | -3.13% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$9,852 (-16.5%) | -3.40% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$8,076 (-13.3%) | -2.46% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$8,144 (-6.1%) | -0.38% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$9,791 (+3.8%) | +2.30% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$13,414 (+19.1%) | +6.07% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$16,832 (+22.5%) | +6.86% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$20,312 (+25.4%) | +7.52% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$24,417 (+28.6%) | +8.25% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$29,420 (+33.2%) | +9.27% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$35,109 (+25.1%) | +7.46% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$38,970 (+12.6%) | +4.52% |
| 60 | — | — | HK$44,419 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$62,297 (-14.4%) | -2.76% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$81,731 (-10.2%) | -1.55% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$102,494 (-7.7%) | -0.83% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$121,290 (-7.6%) | -0.79% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$137,283 (-4.2%) | +0.15% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$148,651 (-4.7%) | +0.02% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$162,518 (-2.2%) | +0.71% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$167,450 (-3.1%) | +0.46% |
| 所有年齡平均 | — | +5.0% | +3.2% | — |
0歲HK$17,937
5歲HK$11,233
10歲HK$8,875
15歲HK$8,263
20歲HK$8,982
25歲HK$10,728
30歲HK$13,091
35歲HK$15,431
40歲HK$18,084
45歲HK$21,029
50歲HK$26,730
55歲HK$32,961
60歲—
65歲HK$69,274
70歲HK$86,708
75歲HK$105,794
80歲HK$124,985
85歲HK$136,518
90歲HK$148,530
95歲HK$158,222
99歲HK$164,533
0歲HK$18,834 (+5.0%)
5歲HK$11,795 (+5.0%)
10歲HK$9,319 (+5.0%)
15歲HK$8,676 (+5.0%)
20歲HK$9,431 (+5.0%)
25歲HK$11,264 (+5.0%)
30歲HK$13,745 (+5.0%)
35歲HK$16,202 (+5.0%)
40歲HK$18,988 (+5.0%)
45歲HK$22,080 (+5.0%)
50歲HK$28,066 (+5.0%)
55歲HK$34,609 (+5.0%)
60歲—
65歲HK$72,738 (+5.0%)
70歲HK$91,043 (+5.0%)
75歲HK$111,084 (+5.0%)
80歲HK$131,234 (+5.0%)
85歲HK$143,344 (+5.0%)
90歲HK$155,957 (+5.0%)
95歲HK$166,133 (+5.0%)
99歲HK$172,760 (+5.0%)
0歲HK$15,900 (-15.6%)
5歲HK$9,852 (-16.5%)
10歲HK$8,076 (-13.3%)
15歲HK$8,144 (-6.1%)
20歲HK$9,791 (+3.8%)
25歲HK$13,414 (+19.1%)
30歲HK$16,832 (+22.5%)
35歲HK$20,312 (+25.4%)
40歲HK$24,417 (+28.6%)
45歲HK$29,420 (+33.2%)
50歲HK$35,109 (+25.1%)
55歲HK$38,970 (+12.6%)
60歲HK$44,419
65歲HK$62,297 (-14.4%)
70歲HK$81,731 (-10.2%)
75歲HK$102,494 (-7.7%)
80歲HK$121,290 (-7.6%)
85歲HK$137,283 (-4.2%)
90歲HK$148,651 (-4.7%)
95歲HK$162,518 (-2.2%)
99歲HK$167,450 (-3.1%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲-3.13%
5歲-3.40%
10歲-2.46%
15歲-0.38%
20歲+2.30%
25歲+6.07%
30歲+6.86%
35歲+7.52%
40歲+8.25%
45歲+9.27%
50歲+7.46%
55歲+4.52%
60歲—
65歲-2.76%
70歲-1.55%
75歲-0.83%
80歲-0.79%
85歲+0.15%
90歲+0.02%
95歲+0.71%
99歲+0.46%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。