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保誠自願醫保摯稱心計劃 - 半私家病房+額外醫療計劃 (港元)
軸轉PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM (HKD)
保誠保險有限公司 · F00068-02-000 · 3 個版本 · 靈活計劃 · 年均加幅 +3.20%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | F00068-02-000-01 2022-10-03 | F00068-02-000-01 2024-10-01 | F00068-02-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$9,111 | HK$9,566 (+5.0%) | HK$10,368 (+8.4%) | +3.47% |
| 5 | HK$6,536 | HK$6,863 (+5.0%) | HK$7,439 (+8.4%) | +3.47% |
| 10 | HK$4,954 | HK$5,201 (+5.0%) | HK$5,640 (+8.4%) | +3.48% |
| 15 | HK$4,611 | HK$4,841 (+5.0%) | HK$5,251 (+8.5%) | +3.49% |
| 20 | HK$5,274 | HK$5,538 (+5.0%) | HK$6,005 (+8.4%) | +3.48% |
| 25 | HK$6,022 | HK$6,323 (+5.0%) | HK$6,855 (+8.4%) | +3.48% |
| 30 | HK$6,653 | HK$6,986 (+5.0%) | HK$7,573 (+8.4%) | +3.48% |
| 35 | HK$7,524 | HK$7,900 (+5.0%) | HK$8,563 (+8.4%) | +3.47% |
| 40 | HK$9,032 | HK$9,483 (+5.0%) | HK$10,230 (+7.9%) | +3.34% |
| 45 | HK$11,533 | HK$12,110 (+5.0%) | HK$13,062 (+7.9%) | +3.34% |
| 50 | HK$14,592 | HK$15,322 (+5.0%) | HK$16,524 (+7.8%) | +3.34% |
| 55 | HK$18,356 | HK$19,274 (+5.0%) | HK$20,785 (+7.8%) | +3.33% |
| 60 | — | — | HK$27,527 | — |
| 65 | HK$34,691 | HK$36,426 (+5.0%) | HK$39,274 (+7.8%) | +3.33% |
| 70 | HK$43,943 | HK$46,141 (+5.0%) | HK$49,747 (+7.8%) | +3.33% |
| 75 | HK$54,453 | HK$57,175 (+5.0%) | HK$61,642 (+7.8%) | +3.33% |
| 80 | HK$64,724 | HK$67,960 (+5.0%) | HK$73,269 (+7.8%) | +3.33% |
| 85 | HK$73,764 | HK$77,453 (+5.0%) | HK$83,501 (+7.8%) | +3.33% |
| 90 | HK$79,121 | HK$83,077 (+5.0%) | HK$89,564 (+7.8%) | +3.33% |
| 95 | HK$85,617 | HK$89,897 (+5.0%) | HK$96,917 (+7.8%) | +3.33% |
| 99 | HK$89,669 | HK$94,152 (+5.0%) | HK$101,504 (+7.8%) | +3.33% |
| 所有年齡平均 | — | +5.0% | +8.1% | — |
0歲HK$9,111
5歲HK$6,536
10歲HK$4,954
15歲HK$4,611
20歲HK$5,274
25歲HK$6,022
30歲HK$6,653
35歲HK$7,524
40歲HK$9,032
45歲HK$11,533
50歲HK$14,592
55歲HK$18,356
60歲—
65歲HK$34,691
70歲HK$43,943
75歲HK$54,453
80歲HK$64,724
85歲HK$73,764
90歲HK$79,121
95歲HK$85,617
99歲HK$89,669
0歲HK$9,566 (+5.0%)
5歲HK$6,863 (+5.0%)
10歲HK$5,201 (+5.0%)
15歲HK$4,841 (+5.0%)
20歲HK$5,538 (+5.0%)
25歲HK$6,323 (+5.0%)
30歲HK$6,986 (+5.0%)
35歲HK$7,900 (+5.0%)
40歲HK$9,483 (+5.0%)
45歲HK$12,110 (+5.0%)
50歲HK$15,322 (+5.0%)
55歲HK$19,274 (+5.0%)
60歲—
65歲HK$36,426 (+5.0%)
70歲HK$46,141 (+5.0%)
75歲HK$57,175 (+5.0%)
80歲HK$67,960 (+5.0%)
85歲HK$77,453 (+5.0%)
90歲HK$83,077 (+5.0%)
95歲HK$89,897 (+5.0%)
99歲HK$94,152 (+5.0%)
0歲HK$10,368 (+8.4%)
5歲HK$7,439 (+8.4%)
10歲HK$5,640 (+8.4%)
15歲HK$5,251 (+8.5%)
20歲HK$6,005 (+8.4%)
25歲HK$6,855 (+8.4%)
30歲HK$7,573 (+8.4%)
35歲HK$8,563 (+8.4%)
40歲HK$10,230 (+7.9%)
45歲HK$13,062 (+7.9%)
50歲HK$16,524 (+7.8%)
55歲HK$20,785 (+7.8%)
60歲HK$27,527
65歲HK$39,274 (+7.8%)
70歲HK$49,747 (+7.8%)
75歲HK$61,642 (+7.8%)
80歲HK$73,269 (+7.8%)
85歲HK$83,501 (+7.8%)
90歲HK$89,564 (+7.8%)
95歲HK$96,917 (+7.8%)
99歲HK$101,504 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.47%
5歲+3.47%
10歲+3.48%
15歲+3.49%
20歲+3.48%
25歲+3.48%
30歲+3.48%
35歲+3.47%
40歲+3.34%
45歲+3.34%
50歲+3.34%
55歲+3.33%
60歲—
65歲+3.33%
70歲+3.33%
75歲+3.33%
80歲+3.33%
85歲+3.33%
90歲+3.33%
95歲+3.33%
99歲+3.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00068-02-000-01 2022-10-03 | F00068-02-000-01 2024-10-01 | F00068-02-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$9,111 | HK$9,566 (+5.0%) | HK$7,915 (-17.3%) | -3.65% |
| 5 | HK$6,536 | HK$6,863 (+5.0%) | HK$5,458 (-20.5%) | -4.65% |
| 10 | HK$4,954 | HK$5,201 (+5.0%) | HK$4,391 (-15.6%) | -3.13% |
| 15 | HK$4,611 | HK$4,841 (+5.0%) | HK$4,900 (+1.2%) | +1.62% |
| 20 | HK$5,274 | HK$5,538 (+5.0%) | HK$5,919 (+6.9%) | +3.09% |
| 25 | HK$6,022 | HK$6,323 (+5.0%) | HK$7,963 (+25.9%) | +7.65% |
| 30 | HK$6,653 | HK$6,986 (+5.0%) | HK$9,391 (+34.4%) | +9.52% |
| 35 | HK$7,524 | HK$7,900 (+5.0%) | HK$11,699 (+48.1%) | +12.35% |
| 40 | HK$9,032 | HK$9,483 (+5.0%) | HK$13,845 (+46.0%) | +11.93% |
| 45 | HK$11,533 | HK$12,110 (+5.0%) | HK$16,959 (+40.0%) | +10.71% |
| 50 | HK$14,592 | HK$15,322 (+5.0%) | HK$18,955 (+23.7%) | +7.15% |
| 55 | HK$18,356 | HK$19,274 (+5.0%) | HK$20,481 (+6.3%) | +2.93% |
| 60 | — | — | HK$24,719 | — |
| 65 | HK$34,691 | HK$36,426 (+5.0%) | HK$34,900 (-4.2%) | +0.16% |
| 70 | HK$43,943 | HK$46,141 (+5.0%) | HK$44,603 (-3.3%) | +0.39% |
| 75 | HK$54,453 | HK$57,175 (+5.0%) | HK$55,433 (-3.0%) | +0.47% |
| 80 | HK$64,724 | HK$67,960 (+5.0%) | HK$65,530 (-3.6%) | +0.33% |
| 85 | HK$73,764 | HK$77,453 (+5.0%) | HK$73,792 (-4.7%) | +0.01% |
| 90 | HK$79,121 | HK$83,077 (+5.0%) | HK$80,899 (-2.6%) | +0.59% |
| 95 | HK$85,617 | HK$89,897 (+5.0%) | HK$85,688 (-4.7%) | +0.02% |
| 99 | HK$89,669 | HK$94,152 (+5.0%) | HK$89,433 (-5.0%) | -0.07% |
| 所有年齡平均 | — | +5.0% | +7.4% | — |
0歲HK$9,111
5歲HK$6,536
10歲HK$4,954
15歲HK$4,611
20歲HK$5,274
25歲HK$6,022
30歲HK$6,653
35歲HK$7,524
40歲HK$9,032
45歲HK$11,533
50歲HK$14,592
55歲HK$18,356
60歲—
65歲HK$34,691
70歲HK$43,943
75歲HK$54,453
80歲HK$64,724
85歲HK$73,764
90歲HK$79,121
95歲HK$85,617
99歲HK$89,669
0歲HK$9,566 (+5.0%)
5歲HK$6,863 (+5.0%)
10歲HK$5,201 (+5.0%)
15歲HK$4,841 (+5.0%)
20歲HK$5,538 (+5.0%)
25歲HK$6,323 (+5.0%)
30歲HK$6,986 (+5.0%)
35歲HK$7,900 (+5.0%)
40歲HK$9,483 (+5.0%)
45歲HK$12,110 (+5.0%)
50歲HK$15,322 (+5.0%)
55歲HK$19,274 (+5.0%)
60歲—
65歲HK$36,426 (+5.0%)
70歲HK$46,141 (+5.0%)
75歲HK$57,175 (+5.0%)
80歲HK$67,960 (+5.0%)
85歲HK$77,453 (+5.0%)
90歲HK$83,077 (+5.0%)
95歲HK$89,897 (+5.0%)
99歲HK$94,152 (+5.0%)
0歲HK$7,915 (-17.3%)
5歲HK$5,458 (-20.5%)
10歲HK$4,391 (-15.6%)
15歲HK$4,900 (+1.2%)
20歲HK$5,919 (+6.9%)
25歲HK$7,963 (+25.9%)
30歲HK$9,391 (+34.4%)
35歲HK$11,699 (+48.1%)
40歲HK$13,845 (+46.0%)
45歲HK$16,959 (+40.0%)
50歲HK$18,955 (+23.7%)
55歲HK$20,481 (+6.3%)
60歲HK$24,719
65歲HK$34,900 (-4.2%)
70歲HK$44,603 (-3.3%)
75歲HK$55,433 (-3.0%)
80歲HK$65,530 (-3.6%)
85歲HK$73,792 (-4.7%)
90歲HK$80,899 (-2.6%)
95歲HK$85,688 (-4.7%)
99歲HK$89,433 (-5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲-3.65%
5歲-4.65%
10歲-3.13%
15歲+1.62%
20歲+3.09%
25歲+7.65%
30歲+9.52%
35歲+12.35%
40歲+11.93%
45歲+10.71%
50歲+7.15%
55歲+2.93%
60歲—
65歲+0.16%
70歲+0.39%
75歲+0.47%
80歲+0.33%
85歲+0.01%
90歲+0.59%
95歲+0.02%
99歲-0.07%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。