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保誠自願醫保摯稱心計劃 - 半私家病房+額外醫療計劃 (港元)
軸轉PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM (HKD)
保誠保險有限公司 · F00068-02-000 · 3 個版本 · 靈活計劃 · 年均加幅 +3.06%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
港元 (HKD)
| 年齡 | 2022-10-03 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0歲 | HK$9,111 | HK$9,566 (+5.0%) | HK$10,368 (+8.4%) | +3.33% |
| 5歲 | HK$6,536 | HK$6,863 (+5.0%) | HK$7,439 (+8.4%) | +3.33% |
| 10歲 | HK$4,954 | HK$5,201 (+5.0%) | HK$5,640 (+8.4%) | +3.34% |
| 15歲 | HK$4,611 | HK$4,841 (+5.0%) | HK$5,251 (+8.5%) | +3.35% |
| 20歲 | HK$5,274 | HK$5,538 (+5.0%) | HK$6,005 (+8.4%) | +3.34% |
| 25歲 | HK$6,022 | HK$6,323 (+5.0%) | HK$6,855 (+8.4%) | +3.34% |
| 30歲 | HK$6,653 | HK$6,986 (+5.0%) | HK$7,573 (+8.4%) | +3.34% |
| 35歲 | HK$7,524 | HK$7,900 (+5.0%) | HK$8,563 (+8.4%) | +3.33% |
| 40歲 | HK$9,032 | HK$9,483 (+5.0%) | HK$10,230 (+7.9%) | +3.21% |
| 45歲 | HK$11,533 | HK$12,110 (+5.0%) | HK$13,062 (+7.9%) | +3.20% |
| 50歲 | HK$14,592 | HK$15,322 (+5.0%) | HK$16,524 (+7.8%) | +3.20% |
| 55歲 | HK$18,356 | HK$19,274 (+5.0%) | HK$20,785 (+7.8%) | +3.20% |
| 60歲 | — | — | HK$27,527 | — |
| 65歲 | HK$34,691 | HK$36,426 (+5.0%) | HK$39,274 (+7.8%) | +3.19% |
| 70歲 | HK$43,943 | HK$46,141 (+5.0%) | HK$49,747 (+7.8%) | +3.19% |
| 75歲 | HK$54,453 | HK$57,175 (+5.0%) | HK$61,642 (+7.8%) | +3.19% |
| 80歲 | HK$64,724 | HK$67,960 (+5.0%) | HK$73,269 (+7.8%) | +3.19% |
| 85歲 | HK$73,764 | HK$77,453 (+5.0%) | HK$83,501 (+7.8%) | +3.19% |
| 90歲 | HK$79,121 | HK$83,077 (+5.0%) | HK$89,564 (+7.8%) | +3.19% |
| 95歲 | HK$85,617 | HK$89,897 (+5.0%) | HK$96,917 (+7.8%) | +3.19% |
| 99歲 | HK$89,669 | HK$94,152 (+5.0%) | HK$101,504 (+7.8%) | +3.19% |
| 所有年齡平均 | — | +5.0% | +8.1% | — |
0歲HK$9,111
5歲HK$6,536
10歲HK$4,954
15歲HK$4,611
20歲HK$5,274
25歲HK$6,022
30歲HK$6,653
35歲HK$7,524
40歲HK$9,032
45歲HK$11,533
50歲HK$14,592
55歲HK$18,356
60歲—
65歲HK$34,691
70歲HK$43,943
75歲HK$54,453
80歲HK$64,724
85歲HK$73,764
90歲HK$79,121
95歲HK$85,617
99歲HK$89,669
0歲HK$9,566 (+5.0%)
5歲HK$6,863 (+5.0%)
10歲HK$5,201 (+5.0%)
15歲HK$4,841 (+5.0%)
20歲HK$5,538 (+5.0%)
25歲HK$6,323 (+5.0%)
30歲HK$6,986 (+5.0%)
35歲HK$7,900 (+5.0%)
40歲HK$9,483 (+5.0%)
45歲HK$12,110 (+5.0%)
50歲HK$15,322 (+5.0%)
55歲HK$19,274 (+5.0%)
60歲—
65歲HK$36,426 (+5.0%)
70歲HK$46,141 (+5.0%)
75歲HK$57,175 (+5.0%)
80歲HK$67,960 (+5.0%)
85歲HK$77,453 (+5.0%)
90歲HK$83,077 (+5.0%)
95歲HK$89,897 (+5.0%)
99歲HK$94,152 (+5.0%)
0歲HK$10,368 (+8.4%)
5歲HK$7,439 (+8.4%)
10歲HK$5,640 (+8.4%)
15歲HK$5,251 (+8.5%)
20歲HK$6,005 (+8.4%)
25歲HK$6,855 (+8.4%)
30歲HK$7,573 (+8.4%)
35歲HK$8,563 (+8.4%)
40歲HK$10,230 (+7.9%)
45歲HK$13,062 (+7.9%)
50歲HK$16,524 (+7.8%)
55歲HK$20,785 (+7.8%)
60歲HK$27,527
65歲HK$39,274 (+7.8%)
70歲HK$49,747 (+7.8%)
75歲HK$61,642 (+7.8%)
80歲HK$73,269 (+7.8%)
85歲HK$83,501 (+7.8%)
90歲HK$89,564 (+7.8%)
95歲HK$96,917 (+7.8%)
99歲HK$101,504 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+3.33%
5歲+3.33%
10歲+3.34%
15歲+3.35%
20歲+3.34%
25歲+3.34%
30歲+3.34%
35歲+3.33%
40歲+3.21%
45歲+3.20%
50歲+3.20%
55歲+3.20%
60歲—
65歲+3.19%
70歲+3.19%
75歲+3.19%
80歲+3.19%
85歲+3.19%
90歲+3.19%
95歲+3.19%
99歲+3.19%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。