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保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃 (港元)
軸轉PRUHealth VHIS EasyChoice Plan - Ward with SMM (HKD)
保誠保險有限公司 · F00068-01-000 · 3 個版本 · 靈活計劃 · 年均加幅 +2.90%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$5,768 (+8.4%) | +3.48% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,939 (+8.5%) | +3.50% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,884 (+8.5%) | +3.52% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,753 (+8.6%) | +3.52% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$3,240 (+8.5%) | +3.51% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,785 (+8.5%) | +3.50% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,039 (+8.5%) | +3.50% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$4,632 (+8.5%) | +3.50% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$5,387 (+8.0%) | +3.36% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$6,641 (+7.9%) | +3.36% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$8,421 (+7.9%) | +3.35% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,551 (+7.9%) | +3.34% |
| 60 | — | — | HK$13,572 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$19,110 (+7.8%) | +3.33% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$24,620 (+7.8%) | +3.33% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$30,903 (+7.8%) | +3.33% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$37,394 (+7.8%) | +3.33% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$42,270 (+7.8%) | +3.33% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$47,276 (+7.8%) | +3.33% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$51,472 (+7.8%) | +3.33% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$54,197 (+7.8%) | +3.33% |
| 所有年齡平均 | — | +5.0% | +8.1% | — |
0歲HK$5,066
5歲HK$3,458
10歲HK$2,530
15歲HK$2,415
20歲HK$2,843
25歲HK$3,322
30歲HK$3,545
35歲HK$4,066
40歲HK$4,753
45歲HK$5,860
50歲HK$7,433
55歲HK$9,315
60歲—
65歲HK$16,877
70歲HK$21,744
75歲HK$27,295
80歲HK$33,030
85歲HK$37,338
90歲HK$41,760
95歲HK$45,467
99歲HK$47,875
0歲HK$5,319 (+5.0%)
5歲HK$3,630 (+5.0%)
10歲HK$2,657 (+5.0%)
15歲HK$2,535 (+5.0%)
20歲HK$2,985 (+5.0%)
25歲HK$3,488 (+5.0%)
30歲HK$3,722 (+5.0%)
35歲HK$4,270 (+5.0%)
40歲HK$4,990 (+5.0%)
45歲HK$6,153 (+5.0%)
50歲HK$7,804 (+5.0%)
55歲HK$9,781 (+5.0%)
60歲—
65歲HK$17,721 (+5.0%)
70歲HK$22,831 (+5.0%)
75歲HK$28,660 (+5.0%)
80歲HK$34,682 (+5.0%)
85歲HK$39,205 (+5.0%)
90歲HK$43,848 (+5.0%)
95歲HK$47,740 (+5.0%)
99歲HK$50,268 (+5.0%)
0歲HK$5,768 (+8.4%)
5歲HK$3,939 (+8.5%)
10歲HK$2,884 (+8.5%)
15歲HK$2,753 (+8.6%)
20歲HK$3,240 (+8.5%)
25歲HK$3,785 (+8.5%)
30歲HK$4,039 (+8.5%)
35歲HK$4,632 (+8.5%)
40歲HK$5,387 (+8.0%)
45歲HK$6,641 (+7.9%)
50歲HK$8,421 (+7.9%)
55歲HK$10,551 (+7.9%)
60歲HK$13,572
65歲HK$19,110 (+7.8%)
70歲HK$24,620 (+7.8%)
75歲HK$30,903 (+7.8%)
80歲HK$37,394 (+7.8%)
85歲HK$42,270 (+7.8%)
90歲HK$47,276 (+7.8%)
95歲HK$51,472 (+7.8%)
99歲HK$54,197 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.48%
5歲+3.50%
10歲+3.52%
15歲+3.52%
20歲+3.51%
25歲+3.50%
30歲+3.50%
35歲+3.50%
40歲+3.36%
45歲+3.36%
50歲+3.35%
55歲+3.34%
60歲—
65歲+3.33%
70歲+3.33%
75歲+3.33%
80歲+3.33%
85歲+3.33%
90歲+3.33%
95歲+3.33%
99歲+3.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$4,468 (-16.0%) | -3.26% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,142 (-13.4%) | -2.50% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,358 (-11.3%) | -1.84% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,482 (-2.1%) | +0.72% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$2,983 (-0.1%) | +1.28% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,890 (+11.5%) | +4.25% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,958 (+33.2%) | +9.26% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$6,012 (+40.8%) | +10.87% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$7,245 (+45.2%) | +11.77% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$8,671 (+40.9%) | +10.89% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$9,901 (+26.9%) | +7.86% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,583 (+8.2%) | +3.43% |
| 60 | — | — | HK$11,942 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$16,322 (-7.9%) | -0.88% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$21,490 (-5.9%) | -0.31% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$26,471 (-7.6%) | -0.81% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$32,538 (-6.2%) | -0.40% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$36,679 (-6.4%) | -0.47% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$40,495 (-7.6%) | -0.81% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$44,388 (-7.0%) | -0.63% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$47,273 (-6.0%) | -0.33% |
| 所有年齡平均 | — | +5.0% | +5.5% | — |
0歲HK$5,066
5歲HK$3,458
10歲HK$2,530
15歲HK$2,415
20歲HK$2,843
25歲HK$3,322
30歲HK$3,545
35歲HK$4,066
40歲HK$4,753
45歲HK$5,860
50歲HK$7,433
55歲HK$9,315
60歲—
65歲HK$16,877
70歲HK$21,744
75歲HK$27,295
80歲HK$33,030
85歲HK$37,338
90歲HK$41,760
95歲HK$45,467
99歲HK$47,875
0歲HK$5,319 (+5.0%)
5歲HK$3,630 (+5.0%)
10歲HK$2,657 (+5.0%)
15歲HK$2,535 (+5.0%)
20歲HK$2,985 (+5.0%)
25歲HK$3,488 (+5.0%)
30歲HK$3,722 (+5.0%)
35歲HK$4,270 (+5.0%)
40歲HK$4,990 (+5.0%)
45歲HK$6,153 (+5.0%)
50歲HK$7,804 (+5.0%)
55歲HK$9,781 (+5.0%)
60歲—
65歲HK$17,721 (+5.0%)
70歲HK$22,831 (+5.0%)
75歲HK$28,660 (+5.0%)
80歲HK$34,682 (+5.0%)
85歲HK$39,205 (+5.0%)
90歲HK$43,848 (+5.0%)
95歲HK$47,740 (+5.0%)
99歲HK$50,268 (+5.0%)
0歲HK$4,468 (-16.0%)
5歲HK$3,142 (-13.4%)
10歲HK$2,358 (-11.3%)
15歲HK$2,482 (-2.1%)
20歲HK$2,983 (-0.1%)
25歲HK$3,890 (+11.5%)
30歲HK$4,958 (+33.2%)
35歲HK$6,012 (+40.8%)
40歲HK$7,245 (+45.2%)
45歲HK$8,671 (+40.9%)
50歲HK$9,901 (+26.9%)
55歲HK$10,583 (+8.2%)
60歲HK$11,942
65歲HK$16,322 (-7.9%)
70歲HK$21,490 (-5.9%)
75歲HK$26,471 (-7.6%)
80歲HK$32,538 (-6.2%)
85歲HK$36,679 (-6.4%)
90歲HK$40,495 (-7.6%)
95歲HK$44,388 (-7.0%)
99歲HK$47,273 (-6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲-3.26%
5歲-2.50%
10歲-1.84%
15歲+0.72%
20歲+1.28%
25歲+4.25%
30歲+9.26%
35歲+10.87%
40歲+11.77%
45歲+10.89%
50歲+7.86%
55歲+3.43%
60歲—
65歲-0.88%
70歲-0.31%
75歲-0.81%
80歲-0.40%
85歲-0.47%
90歲-0.81%
95歲-0.63%
99歲-0.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。