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保誠保險有限公司 · F00050-05-000 · 6 個版本 · 靈活計劃 · 年均加幅 +2.23%
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| 年齡 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | US$564 | US$564 | US$564 | US$578 (+2.5%) | US$607 (+5.0%) | US$643 (+5.9%) | +2.20% |
| 5歲 | US$547 | US$547 | US$547 | US$561 (+2.6%) | US$589 (+5.0%) | US$625 (+6.1%) | +2.24% |
| 10歲 | US$499 | US$499 | US$499 | US$511 (+2.4%) | US$537 (+5.1%) | US$569 (+6.0%) | +2.20% |
| 15歲 | US$471 | US$471 | US$471 | US$483 (+2.5%) | US$507 (+5.0%) | US$538 (+6.1%) | +2.23% |
| 20歲 | US$444 | US$444 | US$444 | US$455 (+2.5%) | US$478 (+5.1%) | US$507 (+6.1%) | +2.23% |
| 25歲 | US$541 | US$541 | US$541 | US$554 (+2.4%) | US$582 (+5.1%) | US$617 (+6.0%) | +2.20% |
| 30歲 | US$671 | US$671 | US$671 | US$688 (+2.5%) | US$723 (+5.1%) | US$766 (+5.9%) | +2.22% |
| 35歲 | US$734 | US$734 | US$734 | US$752 (+2.5%) | US$790 (+5.1%) | US$837 (+5.9%) | +2.20% |
| 40歲 | US$799 | US$799 | US$799 | US$819 (+2.5%) | US$860 (+5.0%) | US$911 (+5.9%) | +2.20% |
| 45歲 | US$991 | US$991 | US$991 | US$1,016 (+2.5%) | US$1,067 (+5.0%) | US$1,130 (+5.9%) | +2.20% |
| 50歲 | US$1,342 | US$1,342 | US$1,342 | US$1,375 (+2.5%) | US$1,444 (+5.0%) | US$1,536 (+6.4%) | +2.26% |
| 55歲 | US$1,673 | US$1,673 | US$1,673 | US$1,714 (+2.5%) | US$1,800 (+5.0%) | US$1,915 (+6.4%) | +2.27% |
| 60歲 | US$2,282 | US$2,282 | US$2,282 | US$2,339 (+2.5%) | US$2,456 (+5.0%) | US$2,612 (+6.4%) | +2.27% |
| 65歲 | US$3,025 | US$3,025 | US$3,025 | US$3,101 (+2.5%) | US$3,256 (+5.0%) | US$3,462 (+6.3%) | +2.26% |
| 70歲 | — | — | — | — | — | US$4,801 | — |
| 75歲 | US$5,379 | US$5,379 | US$5,379 | US$5,514 (+2.5%) | US$5,790 (+5.0%) | US$6,156 (+6.3%) | +2.26% |
| 80歲 | — | — | — | — | — | US$7,495 | — |
| 85歲 | US$7,853 | US$7,853 | US$7,853 | US$8,050 (+2.5%) | US$8,452 (+5.0%) | US$8,986 (+6.3%) | +2.26% |
| 90歲 | — | — | — | — | — | US$10,560 | — |
| 95歲 | US$10,578 | US$10,578 | US$10,578 | US$10,843 (+2.5%) | US$11,385 (+5.0%) | US$12,103 (+6.3%) | +2.26% |
| 99歲 | US$11,966 | US$11,966 | US$11,966 | US$12,265 (+2.5%) | US$12,878 (+5.0%) | US$13,691 (+6.3%) | +2.26% |
| 所有年齡平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0歲US$564
5歲US$547
10歲US$499
15歲US$471
20歲US$444
25歲US$541
30歲US$671
35歲US$734
40歲US$799
45歲US$991
50歲US$1,342
55歲US$1,673
60歲US$2,282
65歲US$3,025
70歲—
75歲US$5,379
80歲—
85歲US$7,853
90歲—
95歲US$10,578
99歲US$11,966
0歲US$564
5歲US$547
10歲US$499
15歲US$471
20歲US$444
25歲US$541
30歲US$671
35歲US$734
40歲US$799
45歲US$991
50歲US$1,342
55歲US$1,673
60歲US$2,282
65歲US$3,025
70歲—
75歲US$5,379
80歲—
85歲US$7,853
90歲—
95歲US$10,578
99歲US$11,966
0歲US$564
5歲US$547
10歲US$499
15歲US$471
20歲US$444
25歲US$541
30歲US$671
35歲US$734
40歲US$799
45歲US$991
50歲US$1,342
55歲US$1,673
60歲US$2,282
65歲US$3,025
70歲—
75歲US$5,379
80歲—
85歲US$7,853
90歲—
95歲US$10,578
99歲US$11,966
0歲US$578 (+2.5%)
5歲US$561 (+2.6%)
10歲US$511 (+2.4%)
15歲US$483 (+2.5%)
20歲US$455 (+2.5%)
25歲US$554 (+2.4%)
30歲US$688 (+2.5%)
35歲US$752 (+2.5%)
40歲US$819 (+2.5%)
45歲US$1,016 (+2.5%)
50歲US$1,375 (+2.5%)
55歲US$1,714 (+2.5%)
60歲US$2,339 (+2.5%)
65歲US$3,101 (+2.5%)
70歲—
75歲US$5,514 (+2.5%)
80歲—
85歲US$8,050 (+2.5%)
90歲—
95歲US$10,843 (+2.5%)
99歲US$12,265 (+2.5%)
0歲US$607 (+5.0%)
5歲US$589 (+5.0%)
10歲US$537 (+5.1%)
15歲US$507 (+5.0%)
20歲US$478 (+5.1%)
25歲US$582 (+5.1%)
30歲US$723 (+5.1%)
35歲US$790 (+5.1%)
40歲US$860 (+5.0%)
45歲US$1,067 (+5.0%)
50歲US$1,444 (+5.0%)
55歲US$1,800 (+5.0%)
60歲US$2,456 (+5.0%)
65歲US$3,256 (+5.0%)
70歲—
75歲US$5,790 (+5.0%)
80歲—
85歲US$8,452 (+5.0%)
90歲—
95歲US$11,385 (+5.0%)
99歲US$12,878 (+5.0%)
0歲US$643 (+5.9%)
5歲US$625 (+6.1%)
10歲US$569 (+6.0%)
15歲US$538 (+6.1%)
20歲US$507 (+6.1%)
25歲US$617 (+6.0%)
30歲US$766 (+5.9%)
35歲US$837 (+5.9%)
40歲US$911 (+5.9%)
45歲US$1,130 (+5.9%)
50歲US$1,536 (+6.4%)
55歲US$1,915 (+6.4%)
60歲US$2,612 (+6.4%)
65歲US$3,462 (+6.3%)
70歲US$4,801
75歲US$6,156 (+6.3%)
80歲US$7,495
85歲US$8,986 (+6.3%)
90歲US$10,560
95歲US$12,103 (+6.3%)
99歲US$13,691 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+2.20%
5歲+2.24%
10歲+2.20%
15歲+2.23%
20歲+2.23%
25歲+2.20%
30歲+2.22%
35歲+2.20%
40歲+2.20%
45歲+2.20%
50歲+2.26%
55歲+2.27%
60歲+2.27%
65歲+2.26%
70歲—
75歲+2.26%
80歲—
85歲+2.26%
90歲—
95歲+2.26%
99歲+2.26%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。