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保誠保險有限公司 · F00050-04-000 · 6 個版本 · 靈活計劃 · 年均加幅 +2.20%
男女同價美元 (USD)
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| 年齡 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | US$1,376 | US$1,376 | US$1,376 | US$1,411 (+2.5%) | US$1,481 (+5.0%) | US$1,569 (+5.9%) | +2.18% |
| 5歲 | US$1,366 | US$1,366 | US$1,366 | US$1,400 (+2.5%) | US$1,470 (+5.0%) | US$1,557 (+5.9%) | +2.18% |
| 10歲 | US$1,317 | US$1,317 | US$1,317 | US$1,350 (+2.5%) | US$1,417 (+5.0%) | US$1,500 (+5.9%) | +2.16% |
| 15歲 | US$1,264 | US$1,264 | US$1,264 | US$1,295 (+2.5%) | US$1,360 (+5.0%) | US$1,440 (+5.9%) | +2.17% |
| 20歲 | US$1,212 | US$1,212 | US$1,212 | US$1,243 (+2.6%) | US$1,305 (+5.0%) | US$1,382 (+5.9%) | +2.18% |
| 25歲 | US$1,423 | US$1,423 | US$1,423 | US$1,459 (+2.5%) | US$1,532 (+5.0%) | US$1,622 (+5.9%) | +2.18% |
| 30歲 | US$1,754 | US$1,754 | US$1,754 | US$1,798 (+2.5%) | US$1,888 (+5.0%) | US$1,999 (+5.9%) | +2.18% |
| 35歲 | US$1,963 | US$1,963 | US$1,963 | US$2,012 (+2.5%) | US$2,112 (+5.0%) | US$2,236 (+5.9%) | +2.17% |
| 40歲 | US$2,098 | US$2,098 | US$2,098 | US$2,150 (+2.5%) | US$2,258 (+5.0%) | US$2,390 (+5.8%) | +2.17% |
| 45歲 | US$2,742 | US$2,742 | US$2,742 | US$2,811 (+2.5%) | US$2,951 (+5.0%) | US$3,124 (+5.9%) | +2.17% |
| 50歲 | US$3,386 | US$3,386 | US$3,386 | US$3,471 (+2.5%) | US$3,645 (+5.0%) | US$3,876 (+6.3%) | +2.25% |
| 55歲 | US$4,084 | US$4,084 | US$4,084 | US$4,186 (+2.5%) | US$4,396 (+5.0%) | US$4,674 (+6.3%) | +2.25% |
| 60歲 | US$5,572 | US$5,572 | US$5,572 | US$5,712 (+2.5%) | US$5,997 (+5.0%) | US$6,376 (+6.3%) | +2.24% |
| 65歲 | US$8,122 | US$8,122 | US$8,122 | US$8,325 (+2.5%) | US$8,742 (+5.0%) | US$9,294 (+6.3%) | +2.24% |
| 70歲 | — | — | — | — | — | US$11,969 | — |
| 75歲 | US$13,136 | US$13,136 | US$13,136 | US$13,464 (+2.5%) | US$14,138 (+5.0%) | US$15,030 (+6.3%) | +2.24% |
| 80歲 | — | — | — | — | — | US$18,299 | — |
| 85歲 | US$19,177 | US$19,177 | US$19,177 | US$19,656 (+2.5%) | US$20,639 (+5.0%) | US$21,941 (+6.3%) | +2.24% |
| 90歲 | — | — | — | — | — | US$25,785 | — |
| 95歲 | US$25,831 | US$25,831 | US$25,831 | US$26,476 (+2.5%) | US$27,800 (+5.0%) | US$29,553 (+6.3%) | +2.24% |
| 99歲 | US$29,220 | US$29,220 | US$29,220 | US$29,950 (+2.5%) | US$31,448 (+5.0%) | US$33,430 (+6.3%) | +2.24% |
| 所有年齡平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0歲US$1,376
5歲US$1,366
10歲US$1,317
15歲US$1,264
20歲US$1,212
25歲US$1,423
30歲US$1,754
35歲US$1,963
40歲US$2,098
45歲US$2,742
50歲US$3,386
55歲US$4,084
60歲US$5,572
65歲US$8,122
70歲—
75歲US$13,136
80歲—
85歲US$19,177
90歲—
95歲US$25,831
99歲US$29,220
0歲US$1,376
5歲US$1,366
10歲US$1,317
15歲US$1,264
20歲US$1,212
25歲US$1,423
30歲US$1,754
35歲US$1,963
40歲US$2,098
45歲US$2,742
50歲US$3,386
55歲US$4,084
60歲US$5,572
65歲US$8,122
70歲—
75歲US$13,136
80歲—
85歲US$19,177
90歲—
95歲US$25,831
99歲US$29,220
0歲US$1,376
5歲US$1,366
10歲US$1,317
15歲US$1,264
20歲US$1,212
25歲US$1,423
30歲US$1,754
35歲US$1,963
40歲US$2,098
45歲US$2,742
50歲US$3,386
55歲US$4,084
60歲US$5,572
65歲US$8,122
70歲—
75歲US$13,136
80歲—
85歲US$19,177
90歲—
95歲US$25,831
99歲US$29,220
0歲US$1,411 (+2.5%)
5歲US$1,400 (+2.5%)
10歲US$1,350 (+2.5%)
15歲US$1,295 (+2.5%)
20歲US$1,243 (+2.6%)
25歲US$1,459 (+2.5%)
30歲US$1,798 (+2.5%)
35歲US$2,012 (+2.5%)
40歲US$2,150 (+2.5%)
45歲US$2,811 (+2.5%)
50歲US$3,471 (+2.5%)
55歲US$4,186 (+2.5%)
60歲US$5,712 (+2.5%)
65歲US$8,325 (+2.5%)
70歲—
75歲US$13,464 (+2.5%)
80歲—
85歲US$19,656 (+2.5%)
90歲—
95歲US$26,476 (+2.5%)
99歲US$29,950 (+2.5%)
0歲US$1,481 (+5.0%)
5歲US$1,470 (+5.0%)
10歲US$1,417 (+5.0%)
15歲US$1,360 (+5.0%)
20歲US$1,305 (+5.0%)
25歲US$1,532 (+5.0%)
30歲US$1,888 (+5.0%)
35歲US$2,112 (+5.0%)
40歲US$2,258 (+5.0%)
45歲US$2,951 (+5.0%)
50歲US$3,645 (+5.0%)
55歲US$4,396 (+5.0%)
60歲US$5,997 (+5.0%)
65歲US$8,742 (+5.0%)
70歲—
75歲US$14,138 (+5.0%)
80歲—
85歲US$20,639 (+5.0%)
90歲—
95歲US$27,800 (+5.0%)
99歲US$31,448 (+5.0%)
0歲US$1,569 (+5.9%)
5歲US$1,557 (+5.9%)
10歲US$1,500 (+5.9%)
15歲US$1,440 (+5.9%)
20歲US$1,382 (+5.9%)
25歲US$1,622 (+5.9%)
30歲US$1,999 (+5.9%)
35歲US$2,236 (+5.9%)
40歲US$2,390 (+5.8%)
45歲US$3,124 (+5.9%)
50歲US$3,876 (+6.3%)
55歲US$4,674 (+6.3%)
60歲US$6,376 (+6.3%)
65歲US$9,294 (+6.3%)
70歲US$11,969
75歲US$15,030 (+6.3%)
80歲US$18,299
85歲US$21,941 (+6.3%)
90歲US$25,785
95歲US$29,553 (+6.3%)
99歲US$33,430 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-10-01
0歲+2.18%
5歲+2.18%
10歲+2.16%
15歲+2.17%
20歲+2.18%
25歲+2.18%
30歲+2.18%
35歲+2.17%
40歲+2.17%
45歲+2.17%
50歲+2.25%
55歲+2.25%
60歲+2.24%
65歲+2.24%
70歲—
75歲+2.24%
80歲—
85歲+2.24%
90歲—
95歲+2.24%
99歲+2.24%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-10-01
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。