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保誠保險有限公司 · F00050-03-000 · 6 個版本 · 靈活計劃 · 年均加幅 +1.75%
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| 年齡 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$3,722 | HK$3,722 | HK$3,722 | HK$3,815 (+2.5%) | HK$4,006 (+5.0%) | HK$4,129 (+3.1%) | +1.74% |
| 5歲 | HK$3,614 | HK$3,614 | HK$3,614 | HK$3,705 (+2.5%) | HK$3,890 (+5.0%) | HK$4,010 (+3.1%) | +1.74% |
| 10歲 | HK$3,294 | HK$3,294 | HK$3,294 | HK$3,376 (+2.5%) | HK$3,545 (+5.0%) | HK$3,655 (+3.1%) | +1.74% |
| 15歲 | HK$3,110 | HK$3,110 | HK$3,110 | HK$3,188 (+2.5%) | HK$3,347 (+5.0%) | HK$3,452 (+3.1%) | +1.75% |
| 20歲 | HK$2,932 | HK$2,932 | HK$2,932 | HK$3,006 (+2.5%) | HK$3,156 (+5.0%) | HK$3,255 (+3.1%) | +1.75% |
| 25歲 | HK$3,571 | HK$3,571 | HK$3,571 | HK$3,661 (+2.5%) | HK$3,844 (+5.0%) | HK$3,962 (+3.1%) | +1.74% |
| 30歲 | HK$4,447 | HK$4,447 | HK$4,447 | HK$4,558 (+2.5%) | HK$4,786 (+5.0%) | HK$4,931 (+3.0%) | +1.73% |
| 35歲 | HK$4,897 | HK$4,897 | HK$4,897 | HK$5,019 (+2.5%) | HK$5,270 (+5.0%) | HK$5,429 (+3.0%) | +1.73% |
| 40歲 | HK$5,331 | HK$5,331 | HK$5,331 | HK$5,465 (+2.5%) | HK$5,738 (+5.0%) | HK$5,910 (+3.0%) | +1.72% |
| 45歲 | HK$6,474 | HK$6,474 | HK$6,474 | HK$6,636 (+2.5%) | HK$6,968 (+5.0%) | HK$7,174 (+3.0%) | +1.72% |
| 50歲 | HK$8,567 | HK$8,567 | HK$8,567 | HK$8,782 (+2.5%) | HK$9,221 (+5.0%) | HK$9,536 (+3.4%) | +1.79% |
| 55歲 | HK$10,681 | HK$10,681 | HK$10,681 | HK$10,948 (+2.5%) | HK$11,495 (+5.0%) | HK$11,886 (+3.4%) | +1.79% |
| 60歲 | HK$14,571 | HK$14,571 | HK$14,571 | HK$14,935 (+2.5%) | HK$15,682 (+5.0%) | HK$16,210 (+3.4%) | +1.78% |
| 65歲 | HK$19,636 | HK$19,636 | HK$19,636 | HK$20,127 (+2.5%) | HK$21,134 (+5.0%) | HK$21,842 (+3.4%) | +1.78% |
| 70歲 | — | — | — | — | — | HK$30,282 | — |
| 75歲 | HK$34,916 | HK$34,916 | HK$34,916 | HK$35,789 (+2.5%) | HK$37,578 (+5.0%) | HK$38,830 (+3.3%) | +1.78% |
| 80歲 | — | — | — | — | — | HK$47,274 | — |
| 85歲 | HK$50,974 | HK$50,974 | HK$50,974 | HK$52,249 (+2.5%) | HK$54,862 (+5.0%) | HK$56,683 (+3.3%) | +1.78% |
| 90歲 | — | — | — | — | — | HK$66,610 | — |
| 95歲 | HK$68,660 | HK$68,660 | HK$68,660 | HK$70,377 (+2.5%) | HK$73,896 (+5.0%) | HK$76,346 (+3.3%) | +1.78% |
| 99歲 | HK$77,669 | HK$77,669 | HK$77,669 | HK$79,610 (+2.5%) | HK$83,591 (+5.0%) | HK$86,361 (+3.3%) | +1.78% |
| 所有年齡平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +3.2% | — |
0歲HK$3,722
5歲HK$3,614
10歲HK$3,294
15歲HK$3,110
20歲HK$2,932
25歲HK$3,571
30歲HK$4,447
35歲HK$4,897
40歲HK$5,331
45歲HK$6,474
50歲HK$8,567
55歲HK$10,681
60歲HK$14,571
65歲HK$19,636
70歲—
75歲HK$34,916
80歲—
85歲HK$50,974
90歲—
95歲HK$68,660
99歲HK$77,669
0歲HK$3,722
5歲HK$3,614
10歲HK$3,294
15歲HK$3,110
20歲HK$2,932
25歲HK$3,571
30歲HK$4,447
35歲HK$4,897
40歲HK$5,331
45歲HK$6,474
50歲HK$8,567
55歲HK$10,681
60歲HK$14,571
65歲HK$19,636
70歲—
75歲HK$34,916
80歲—
85歲HK$50,974
90歲—
95歲HK$68,660
99歲HK$77,669
0歲HK$3,722
5歲HK$3,614
10歲HK$3,294
15歲HK$3,110
20歲HK$2,932
25歲HK$3,571
30歲HK$4,447
35歲HK$4,897
40歲HK$5,331
45歲HK$6,474
50歲HK$8,567
55歲HK$10,681
60歲HK$14,571
65歲HK$19,636
70歲—
75歲HK$34,916
80歲—
85歲HK$50,974
90歲—
95歲HK$68,660
99歲HK$77,669
0歲HK$3,815 (+2.5%)
5歲HK$3,705 (+2.5%)
10歲HK$3,376 (+2.5%)
15歲HK$3,188 (+2.5%)
20歲HK$3,006 (+2.5%)
25歲HK$3,661 (+2.5%)
30歲HK$4,558 (+2.5%)
35歲HK$5,019 (+2.5%)
40歲HK$5,465 (+2.5%)
45歲HK$6,636 (+2.5%)
50歲HK$8,782 (+2.5%)
55歲HK$10,948 (+2.5%)
60歲HK$14,935 (+2.5%)
65歲HK$20,127 (+2.5%)
70歲—
75歲HK$35,789 (+2.5%)
80歲—
85歲HK$52,249 (+2.5%)
90歲—
95歲HK$70,377 (+2.5%)
99歲HK$79,610 (+2.5%)
0歲HK$4,006 (+5.0%)
5歲HK$3,890 (+5.0%)
10歲HK$3,545 (+5.0%)
15歲HK$3,347 (+5.0%)
20歲HK$3,156 (+5.0%)
25歲HK$3,844 (+5.0%)
30歲HK$4,786 (+5.0%)
35歲HK$5,270 (+5.0%)
40歲HK$5,738 (+5.0%)
45歲HK$6,968 (+5.0%)
50歲HK$9,221 (+5.0%)
55歲HK$11,495 (+5.0%)
60歲HK$15,682 (+5.0%)
65歲HK$21,134 (+5.0%)
70歲—
75歲HK$37,578 (+5.0%)
80歲—
85歲HK$54,862 (+5.0%)
90歲—
95歲HK$73,896 (+5.0%)
99歲HK$83,591 (+5.0%)
0歲HK$4,129 (+3.1%)
5歲HK$4,010 (+3.1%)
10歲HK$3,655 (+3.1%)
15歲HK$3,452 (+3.1%)
20歲HK$3,255 (+3.1%)
25歲HK$3,962 (+3.1%)
30歲HK$4,931 (+3.0%)
35歲HK$5,429 (+3.0%)
40歲HK$5,910 (+3.0%)
45歲HK$7,174 (+3.0%)
50歲HK$9,536 (+3.4%)
55歲HK$11,886 (+3.4%)
60歲HK$16,210 (+3.4%)
65歲HK$21,842 (+3.4%)
70歲HK$30,282
75歲HK$38,830 (+3.3%)
80歲HK$47,274
85歲HK$56,683 (+3.3%)
90歲HK$66,610
95歲HK$76,346 (+3.3%)
99歲HK$86,361 (+3.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+1.74%
5歲+1.74%
10歲+1.74%
15歲+1.75%
20歲+1.75%
25歲+1.74%
30歲+1.73%
35歲+1.73%
40歲+1.72%
45歲+1.72%
50歲+1.79%
55歲+1.79%
60歲+1.78%
65歲+1.78%
70歲—
75歲+1.78%
80歲—
85歲+1.78%
90歲—
95歲+1.78%
99歲+1.78%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。