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保誠保險有限公司 · F00050-02-000 · 6 個版本 · 靈活計劃 · 年均加幅 +2.23%
男女同價港元 (HKD)
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| 年齡 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$4,510 | HK$4,510 | HK$4,510 | HK$4,623 (+2.5%) | HK$4,854 (+5.0%) | HK$5,146 (+6.0%) | +2.21% |
| 5歲 | HK$4,378 | HK$4,378 | HK$4,378 | HK$4,488 (+2.5%) | HK$4,713 (+5.0%) | HK$4,997 (+6.0%) | +2.22% |
| 10歲 | HK$3,990 | HK$3,990 | HK$3,990 | HK$4,090 (+2.5%) | HK$4,294 (+5.0%) | HK$4,554 (+6.1%) | +2.22% |
| 15歲 | HK$3,769 | HK$3,769 | HK$3,769 | HK$3,863 (+2.5%) | HK$4,056 (+5.0%) | HK$4,302 (+6.1%) | +2.22% |
| 20歲 | HK$3,551 | HK$3,551 | HK$3,551 | HK$3,640 (+2.5%) | HK$3,822 (+5.0%) | HK$4,055 (+6.1%) | +2.23% |
| 25歲 | HK$4,326 | HK$4,326 | HK$4,326 | HK$4,434 (+2.5%) | HK$4,656 (+5.0%) | HK$4,937 (+6.0%) | +2.22% |
| 30歲 | HK$5,371 | HK$5,371 | HK$5,371 | HK$5,506 (+2.5%) | HK$5,781 (+5.0%) | HK$6,127 (+6.0%) | +2.21% |
| 35歲 | HK$5,873 | HK$5,873 | HK$5,873 | HK$6,020 (+2.5%) | HK$6,321 (+5.0%) | HK$6,698 (+6.0%) | +2.20% |
| 40歲 | HK$6,393 | HK$6,393 | HK$6,393 | HK$6,553 (+2.5%) | HK$6,881 (+5.0%) | HK$7,290 (+5.9%) | +2.20% |
| 45歲 | HK$7,930 | HK$7,930 | HK$7,930 | HK$8,129 (+2.5%) | HK$8,535 (+5.0%) | HK$9,041 (+5.9%) | +2.20% |
| 50歲 | HK$10,733 | HK$10,733 | HK$10,733 | HK$11,001 (+2.5%) | HK$11,551 (+5.0%) | HK$12,290 (+6.4%) | +2.27% |
| 55歲 | HK$13,381 | HK$13,381 | HK$13,381 | HK$13,715 (+2.5%) | HK$14,401 (+5.0%) | HK$15,319 (+6.4%) | +2.27% |
| 60歲 | HK$18,258 | HK$18,258 | HK$18,258 | HK$18,714 (+2.5%) | HK$19,650 (+5.0%) | HK$20,899 (+6.4%) | +2.27% |
| 65歲 | HK$24,202 | HK$24,202 | HK$24,202 | HK$24,806 (+2.5%) | HK$26,046 (+5.0%) | HK$27,698 (+6.3%) | +2.26% |
| 70歲 | — | — | — | — | — | HK$38,405 | — |
| 75歲 | HK$43,035 | HK$43,035 | HK$43,035 | HK$44,111 (+2.5%) | HK$46,317 (+5.0%) | HK$49,246 (+6.3%) | +2.26% |
| 80歲 | — | — | — | — | — | HK$59,958 | — |
| 85歲 | HK$62,827 | HK$62,827 | HK$62,827 | HK$64,398 (+2.5%) | HK$67,618 (+5.0%) | HK$71,888 (+6.3%) | +2.26% |
| 90歲 | — | — | — | — | — | HK$84,480 | — |
| 95歲 | HK$84,625 | HK$84,625 | HK$84,625 | HK$86,741 (+2.5%) | HK$91,078 (+5.0%) | HK$96,826 (+6.3%) | +2.26% |
| 99歲 | HK$95,726 | HK$95,726 | HK$95,726 | HK$98,119 (+2.5%) | HK$103,025 (+5.0%) | HK$109,526 (+6.3%) | +2.26% |
| 所有年齡平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.2% | — |
0歲HK$4,510
5歲HK$4,378
10歲HK$3,990
15歲HK$3,769
20歲HK$3,551
25歲HK$4,326
30歲HK$5,371
35歲HK$5,873
40歲HK$6,393
45歲HK$7,930
50歲HK$10,733
55歲HK$13,381
60歲HK$18,258
65歲HK$24,202
70歲—
75歲HK$43,035
80歲—
85歲HK$62,827
90歲—
95歲HK$84,625
99歲HK$95,726
0歲HK$4,510
5歲HK$4,378
10歲HK$3,990
15歲HK$3,769
20歲HK$3,551
25歲HK$4,326
30歲HK$5,371
35歲HK$5,873
40歲HK$6,393
45歲HK$7,930
50歲HK$10,733
55歲HK$13,381
60歲HK$18,258
65歲HK$24,202
70歲—
75歲HK$43,035
80歲—
85歲HK$62,827
90歲—
95歲HK$84,625
99歲HK$95,726
0歲HK$4,510
5歲HK$4,378
10歲HK$3,990
15歲HK$3,769
20歲HK$3,551
25歲HK$4,326
30歲HK$5,371
35歲HK$5,873
40歲HK$6,393
45歲HK$7,930
50歲HK$10,733
55歲HK$13,381
60歲HK$18,258
65歲HK$24,202
70歲—
75歲HK$43,035
80歲—
85歲HK$62,827
90歲—
95歲HK$84,625
99歲HK$95,726
0歲HK$4,623 (+2.5%)
5歲HK$4,488 (+2.5%)
10歲HK$4,090 (+2.5%)
15歲HK$3,863 (+2.5%)
20歲HK$3,640 (+2.5%)
25歲HK$4,434 (+2.5%)
30歲HK$5,506 (+2.5%)
35歲HK$6,020 (+2.5%)
40歲HK$6,553 (+2.5%)
45歲HK$8,129 (+2.5%)
50歲HK$11,001 (+2.5%)
55歲HK$13,715 (+2.5%)
60歲HK$18,714 (+2.5%)
65歲HK$24,806 (+2.5%)
70歲—
75歲HK$44,111 (+2.5%)
80歲—
85歲HK$64,398 (+2.5%)
90歲—
95歲HK$86,741 (+2.5%)
99歲HK$98,119 (+2.5%)
0歲HK$4,854 (+5.0%)
5歲HK$4,713 (+5.0%)
10歲HK$4,294 (+5.0%)
15歲HK$4,056 (+5.0%)
20歲HK$3,822 (+5.0%)
25歲HK$4,656 (+5.0%)
30歲HK$5,781 (+5.0%)
35歲HK$6,321 (+5.0%)
40歲HK$6,881 (+5.0%)
45歲HK$8,535 (+5.0%)
50歲HK$11,551 (+5.0%)
55歲HK$14,401 (+5.0%)
60歲HK$19,650 (+5.0%)
65歲HK$26,046 (+5.0%)
70歲—
75歲HK$46,317 (+5.0%)
80歲—
85歲HK$67,618 (+5.0%)
90歲—
95歲HK$91,078 (+5.0%)
99歲HK$103,025 (+5.0%)
0歲HK$5,146 (+6.0%)
5歲HK$4,997 (+6.0%)
10歲HK$4,554 (+6.1%)
15歲HK$4,302 (+6.1%)
20歲HK$4,055 (+6.1%)
25歲HK$4,937 (+6.0%)
30歲HK$6,127 (+6.0%)
35歲HK$6,698 (+6.0%)
40歲HK$7,290 (+5.9%)
45歲HK$9,041 (+5.9%)
50歲HK$12,290 (+6.4%)
55歲HK$15,319 (+6.4%)
60歲HK$20,899 (+6.4%)
65歲HK$27,698 (+6.3%)
70歲HK$38,405
75歲HK$49,246 (+6.3%)
80歲HK$59,958
85歲HK$71,888 (+6.3%)
90歲HK$84,480
95歲HK$96,826 (+6.3%)
99歲HK$109,526 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+2.21%
5歲+2.22%
10歲+2.22%
15歲+2.22%
20歲+2.23%
25歲+2.22%
30歲+2.21%
35歲+2.20%
40歲+2.20%
45歲+2.20%
50歲+2.27%
55歲+2.27%
60歲+2.27%
65歲+2.26%
70歲—
75歲+2.26%
80歲—
85歲+2.26%
90歲—
95歲+2.26%
99歲+2.26%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。