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保誠保險有限公司 · F00050-01-000 · 6 個版本 · 靈活計劃 · 年均加幅 +2.22%
男女同價港元 (HKD)
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| 年齡 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$11,012 | HK$11,012 | HK$11,012 | HK$11,287 (+2.5%) | HK$11,851 (+5.0%) | HK$12,550 (+5.9%) | +2.19% |
| 5歲 | HK$10,930 | HK$10,930 | HK$10,930 | HK$11,203 (+2.5%) | HK$11,763 (+5.0%) | HK$12,456 (+5.9%) | +2.19% |
| 10歲 | HK$10,533 | HK$10,533 | HK$10,533 | HK$10,796 (+2.5%) | HK$11,336 (+5.0%) | HK$12,004 (+5.9%) | +2.19% |
| 15歲 | HK$10,110 | HK$10,110 | HK$10,110 | HK$10,363 (+2.5%) | HK$10,882 (+5.0%) | HK$11,523 (+5.9%) | +2.19% |
| 20歲 | HK$9,700 | HK$9,700 | HK$9,700 | HK$9,942 (+2.5%) | HK$10,439 (+5.0%) | HK$11,055 (+5.9%) | +2.19% |
| 25歲 | HK$11,384 | HK$11,384 | HK$11,384 | HK$11,669 (+2.5%) | HK$12,252 (+5.0%) | HK$12,974 (+5.9%) | +2.19% |
| 30歲 | HK$14,034 | HK$14,034 | HK$14,034 | HK$14,385 (+2.5%) | HK$15,104 (+5.0%) | HK$15,991 (+5.9%) | +2.19% |
| 35歲 | HK$15,702 | HK$15,702 | HK$15,702 | HK$16,095 (+2.5%) | HK$16,900 (+5.0%) | HK$17,891 (+5.9%) | +2.19% |
| 40歲 | HK$16,782 | HK$16,782 | HK$16,782 | HK$17,201 (+2.5%) | HK$18,061 (+5.0%) | HK$19,119 (+5.9%) | +2.19% |
| 45歲 | HK$21,936 | HK$21,936 | HK$21,936 | HK$22,485 (+2.5%) | HK$23,609 (+5.0%) | HK$24,989 (+5.8%) | +2.18% |
| 50歲 | HK$27,090 | HK$27,090 | HK$27,090 | HK$27,768 (+2.5%) | HK$29,157 (+5.0%) | HK$31,005 (+6.3%) | +2.26% |
| 55歲 | HK$32,674 | HK$32,674 | HK$32,674 | HK$33,491 (+2.5%) | HK$35,166 (+5.0%) | HK$37,392 (+6.3%) | +2.26% |
| 60歲 | HK$44,579 | HK$44,579 | HK$44,579 | HK$45,694 (+2.5%) | HK$47,978 (+5.0%) | HK$51,012 (+6.3%) | +2.26% |
| 65歲 | HK$64,978 | HK$64,978 | HK$64,978 | HK$66,603 (+2.5%) | HK$69,934 (+5.0%) | HK$74,350 (+6.3%) | +2.26% |
| 70歲 | — | — | — | — | — | HK$95,754 | — |
| 75歲 | HK$105,087 | HK$105,087 | HK$105,087 | HK$107,714 (+2.5%) | HK$113,100 (+5.0%) | HK$120,236 (+6.3%) | +2.26% |
| 80歲 | — | — | — | — | — | HK$146,393 | — |
| 85歲 | HK$153,416 | HK$153,416 | HK$153,416 | HK$157,251 (+2.5%) | HK$165,114 (+5.0%) | HK$175,526 (+6.3%) | +2.26% |
| 90歲 | — | — | — | — | — | HK$206,277 | — |
| 95歲 | HK$206,645 | HK$206,645 | HK$206,645 | HK$211,811 (+2.5%) | HK$222,402 (+5.0%) | HK$236,424 (+6.3%) | +2.26% |
| 99歲 | HK$233,757 | HK$233,757 | HK$233,757 | HK$239,601 (+2.5%) | HK$251,581 (+5.0%) | HK$267,442 (+6.3%) | +2.26% |
| 所有年齡平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0歲HK$11,012
5歲HK$10,930
10歲HK$10,533
15歲HK$10,110
20歲HK$9,700
25歲HK$11,384
30歲HK$14,034
35歲HK$15,702
40歲HK$16,782
45歲HK$21,936
50歲HK$27,090
55歲HK$32,674
60歲HK$44,579
65歲HK$64,978
70歲—
75歲HK$105,087
80歲—
85歲HK$153,416
90歲—
95歲HK$206,645
99歲HK$233,757
0歲HK$11,012
5歲HK$10,930
10歲HK$10,533
15歲HK$10,110
20歲HK$9,700
25歲HK$11,384
30歲HK$14,034
35歲HK$15,702
40歲HK$16,782
45歲HK$21,936
50歲HK$27,090
55歲HK$32,674
60歲HK$44,579
65歲HK$64,978
70歲—
75歲HK$105,087
80歲—
85歲HK$153,416
90歲—
95歲HK$206,645
99歲HK$233,757
0歲HK$11,012
5歲HK$10,930
10歲HK$10,533
15歲HK$10,110
20歲HK$9,700
25歲HK$11,384
30歲HK$14,034
35歲HK$15,702
40歲HK$16,782
45歲HK$21,936
50歲HK$27,090
55歲HK$32,674
60歲HK$44,579
65歲HK$64,978
70歲—
75歲HK$105,087
80歲—
85歲HK$153,416
90歲—
95歲HK$206,645
99歲HK$233,757
0歲HK$11,287 (+2.5%)
5歲HK$11,203 (+2.5%)
10歲HK$10,796 (+2.5%)
15歲HK$10,363 (+2.5%)
20歲HK$9,942 (+2.5%)
25歲HK$11,669 (+2.5%)
30歲HK$14,385 (+2.5%)
35歲HK$16,095 (+2.5%)
40歲HK$17,201 (+2.5%)
45歲HK$22,485 (+2.5%)
50歲HK$27,768 (+2.5%)
55歲HK$33,491 (+2.5%)
60歲HK$45,694 (+2.5%)
65歲HK$66,603 (+2.5%)
70歲—
75歲HK$107,714 (+2.5%)
80歲—
85歲HK$157,251 (+2.5%)
90歲—
95歲HK$211,811 (+2.5%)
99歲HK$239,601 (+2.5%)
0歲HK$11,851 (+5.0%)
5歲HK$11,763 (+5.0%)
10歲HK$11,336 (+5.0%)
15歲HK$10,882 (+5.0%)
20歲HK$10,439 (+5.0%)
25歲HK$12,252 (+5.0%)
30歲HK$15,104 (+5.0%)
35歲HK$16,900 (+5.0%)
40歲HK$18,061 (+5.0%)
45歲HK$23,609 (+5.0%)
50歲HK$29,157 (+5.0%)
55歲HK$35,166 (+5.0%)
60歲HK$47,978 (+5.0%)
65歲HK$69,934 (+5.0%)
70歲—
75歲HK$113,100 (+5.0%)
80歲—
85歲HK$165,114 (+5.0%)
90歲—
95歲HK$222,402 (+5.0%)
99歲HK$251,581 (+5.0%)
0歲HK$12,550 (+5.9%)
5歲HK$12,456 (+5.9%)
10歲HK$12,004 (+5.9%)
15歲HK$11,523 (+5.9%)
20歲HK$11,055 (+5.9%)
25歲HK$12,974 (+5.9%)
30歲HK$15,991 (+5.9%)
35歲HK$17,891 (+5.9%)
40歲HK$19,119 (+5.9%)
45歲HK$24,989 (+5.8%)
50歲HK$31,005 (+6.3%)
55歲HK$37,392 (+6.3%)
60歲HK$51,012 (+6.3%)
65歲HK$74,350 (+6.3%)
70歲HK$95,754
75歲HK$120,236 (+6.3%)
80歲HK$146,393
85歲HK$175,526 (+6.3%)
90歲HK$206,277
95歲HK$236,424 (+6.3%)
99歲HK$267,442 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+2.19%
5歲+2.19%
10歲+2.19%
15歲+2.19%
20歲+2.19%
25歲+2.19%
30歲+2.19%
35歲+2.19%
40歲+2.19%
45歲+2.18%
50歲+2.26%
55歲+2.26%
60歲+2.26%
65歲+2.26%
70歲—
75歲+2.26%
80歲—
85歲+2.26%
90歲—
95歲+2.26%
99歲+2.26%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。