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富衛人壽保險（百慕達）有限公司 · F00045-05-000 · 4 個版本 · 靈活計劃 · 年均加幅 +3.67%
男女同價港元 (HKD)
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| 年齡 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|
| 0歲 | HK$2,480 | HK$2,505 (+1.0%) | HK$2,630 (+5.0%) | HK$2,961 (+12.6%) | +3.90% |
| 5歲 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +4.98% |
| 10歲 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +4.98% |
| 15歲 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +4.98% |
| 20歲 | HK$2,230 | HK$2,345 (+5.2%) | HK$2,462 (+5.0%) | HK$2,772 (+12.6%) | +4.80% |
| 25歲 | HK$2,546 | HK$2,636 (+3.5%) | HK$2,767 (+5.0%) | HK$3,115 (+12.6%) | +4.45% |
| 30歲 | HK$2,874 | HK$2,911 (+1.3%) | HK$3,056 (+5.0%) | HK$3,441 (+12.6%) | +3.96% |
| 35歲 | HK$3,038 | HK$3,018 (-0.7%) | HK$3,168 (+5.0%) | HK$3,567 (+12.6%) | +3.52% |
| 40歲 | HK$3,415 | HK$3,367 (-1.4%) | HK$3,535 (+5.0%) | HK$3,980 (+12.6%) | +3.36% |
| 45歲 | HK$4,462 | HK$4,371 (-2.0%) | HK$4,589 (+5.0%) | HK$5,167 (+12.6%) | +3.21% |
| 50歲 | HK$5,866 | HK$5,731 (-2.3%) | HK$6,017 (+5.0%) | HK$6,775 (+12.6%) | +3.16% |
| 55歲 | HK$7,451 | HK$7,267 (-2.5%) | HK$7,630 (+5.0%) | HK$8,591 (+12.6%) | +3.12% |
| 60歲 | HK$9,247 | HK$9,034 (-2.3%) | HK$9,485 (+5.0%) | HK$10,680 (+12.6%) | +3.16% |
| 65歲 | HK$12,076 | HK$11,818 (-2.1%) | HK$12,408 (+5.0%) | HK$13,971 (+12.6%) | +3.19% |
| 70歲 | HK$16,595 | HK$16,263 (-2.0%) | HK$17,076 (+5.0%) | HK$19,227 (+12.6%) | +3.23% |
| 75歲 | HK$21,869 | HK$21,432 (-2.0%) | HK$22,503 (+5.0%) | HK$25,338 (+12.6%) | +3.23% |
| 80歲 | HK$27,167 | HK$26,624 (-2.0%) | HK$27,955 (+5.0%) | HK$31,477 (+12.6%) | +3.23% |
| 85歲 | HK$32,190 | HK$31,546 (-2.0%) | HK$33,123 (+5.0%) | HK$37,296 (+12.6%) | +3.23% |
| 90歲 | HK$35,724 | HK$35,010 (-2.0%) | HK$36,760 (+5.0%) | HK$41,391 (+12.6%) | +3.23% |
| 95歲 | HK$42,165 | HK$41,322 (-2.0%) | HK$43,388 (+5.0%) | HK$48,854 (+12.6%) | +3.23% |
| 99歲 | HK$46,525 | HK$45,595 (-2.0%) | HK$47,874 (+5.0%) | HK$53,906 (+12.6%) | +3.23% |
| 所有年齡平均 | — | +0.1% | +5.0% | +12.6% | — |
0歲HK$2,480
5歲HK$2,110
10歲HK$2,110
15歲HK$2,110
20歲HK$2,230
25歲HK$2,546
30歲HK$2,874
35歲HK$3,038
40歲HK$3,415
45歲HK$4,462
50歲HK$5,866
55歲HK$7,451
60歲HK$9,247
65歲HK$12,076
70歲HK$16,595
75歲HK$21,869
80歲HK$27,167
85歲HK$32,190
90歲HK$35,724
95歲HK$42,165
99歲HK$46,525
0歲HK$2,505 (+1.0%)
5歲HK$2,237 (+6.0%)
10歲HK$2,237 (+6.0%)
15歲HK$2,237 (+6.0%)
20歲HK$2,345 (+5.2%)
25歲HK$2,636 (+3.5%)
30歲HK$2,911 (+1.3%)
35歲HK$3,018 (-0.7%)
40歲HK$3,367 (-1.4%)
45歲HK$4,371 (-2.0%)
50歲HK$5,731 (-2.3%)
55歲HK$7,267 (-2.5%)
60歲HK$9,034 (-2.3%)
65歲HK$11,818 (-2.1%)
70歲HK$16,263 (-2.0%)
75歲HK$21,432 (-2.0%)
80歲HK$26,624 (-2.0%)
85歲HK$31,546 (-2.0%)
90歲HK$35,010 (-2.0%)
95歲HK$41,322 (-2.0%)
99歲HK$45,595 (-2.0%)
0歲HK$2,630 (+5.0%)
5歲HK$2,348 (+5.0%)
10歲HK$2,348 (+5.0%)
15歲HK$2,348 (+5.0%)
20歲HK$2,462 (+5.0%)
25歲HK$2,767 (+5.0%)
30歲HK$3,056 (+5.0%)
35歲HK$3,168 (+5.0%)
40歲HK$3,535 (+5.0%)
45歲HK$4,589 (+5.0%)
50歲HK$6,017 (+5.0%)
55歲HK$7,630 (+5.0%)
60歲HK$9,485 (+5.0%)
65歲HK$12,408 (+5.0%)
70歲HK$17,076 (+5.0%)
75歲HK$22,503 (+5.0%)
80歲HK$27,955 (+5.0%)
85歲HK$33,123 (+5.0%)
90歲HK$36,760 (+5.0%)
95歲HK$43,388 (+5.0%)
99歲HK$47,874 (+5.0%)
0歲HK$2,961 (+12.6%)
5歲HK$2,643 (+12.6%)
10歲HK$2,643 (+12.6%)
15歲HK$2,643 (+12.6%)
20歲HK$2,772 (+12.6%)
25歲HK$3,115 (+12.6%)
30歲HK$3,441 (+12.6%)
35歲HK$3,567 (+12.6%)
40歲HK$3,980 (+12.6%)
45歲HK$5,167 (+12.6%)
50歲HK$6,775 (+12.6%)
55歲HK$8,591 (+12.6%)
60歲HK$10,680 (+12.6%)
65歲HK$13,971 (+12.6%)
70歲HK$19,227 (+12.6%)
75歲HK$25,338 (+12.6%)
80歲HK$31,477 (+12.6%)
85歲HK$37,296 (+12.6%)
90歲HK$41,391 (+12.6%)
95歲HK$48,854 (+12.6%)
99歲HK$53,906 (+12.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+3.90%
5歲+4.98%
10歲+4.98%
15歲+4.98%
20歲+4.80%
25歲+4.45%
30歲+3.96%
35歲+3.52%
40歲+3.36%
45歲+3.21%
50歲+3.16%
55歲+3.12%
60歲+3.16%
65歲+3.19%
70歲+3.23%
75歲+3.23%
80歲+3.23%
85歲+3.23%
90歲+3.23%
95歲+3.23%
99歲+3.23%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。