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富衛人壽保險（百慕達）有限公司 · F00045-04-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.33%
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| 年齡 | 2020-05-01 | 2021-03-22 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$2,850 | HK$2,850 | HK$2,850 | HK$3,149 (+10.5%) | HK$3,400 (+8.0%) | HK$3,835 (+12.8%) | +4.77% |
| 5歲 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.70% |
| 10歲 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.70% |
| 15歲 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.70% |
| 20歲 | HK$2,578 | HK$2,578 | HK$2,578 | HK$2,836 (+10.0%) | HK$3,062 (+8.0%) | HK$3,453 (+12.8%) | +4.69% |
| 25歲 | HK$2,960 | HK$2,960 | HK$2,960 | HK$3,244 (+9.6%) | HK$3,503 (+8.0%) | HK$3,951 (+12.8%) | +4.64% |
| 30歲 | HK$3,342 | HK$3,342 | HK$3,342 | HK$3,596 (+7.6%) | HK$3,883 (+8.0%) | HK$4,380 (+12.8%) | +4.34% |
| 35歲 | HK$3,532 | HK$3,532 | HK$3,532 | HK$3,744 (+6.0%) | HK$4,043 (+8.0%) | HK$4,560 (+12.8%) | +4.09% |
| 40歲 | HK$3,971 | HK$3,971 | HK$3,971 | HK$4,209 (+6.0%) | HK$4,545 (+8.0%) | HK$5,126 (+12.8%) | +4.09% |
| 45歲 | HK$5,188 | HK$5,188 | HK$5,188 | HK$5,497 (+6.0%) | HK$5,936 (+8.0%) | HK$6,695 (+12.8%) | +4.08% |
| 50歲 | HK$6,821 | HK$6,821 | HK$6,821 | HK$7,210 (+5.7%) | HK$7,786 (+8.0%) | HK$8,782 (+12.8%) | +4.05% |
| 55歲 | HK$8,564 | HK$8,564 | HK$8,564 | HK$9,044 (+5.6%) | HK$9,767 (+8.0%) | HK$11,017 (+12.8%) | +4.03% |
| 60歲 | HK$10,508 | HK$10,508 | HK$10,508 | HK$11,149 (+6.1%) | HK$12,040 (+8.0%) | HK$13,581 (+12.8%) | +4.11% |
| 65歲 | HK$13,880 | HK$13,880 | HK$13,880 | HK$14,796 (+6.6%) | HK$15,979 (+8.0%) | HK$18,024 (+12.8%) | +4.19% |
| 70歲 | HK$19,297 | HK$19,297 | HK$19,297 | HK$20,648 (+7.0%) | HK$22,299 (+8.0%) | HK$25,153 (+12.8%) | +4.25% |
| 75歲 | HK$25,429 | HK$25,429 | HK$25,429 | HK$27,209 (+7.0%) | HK$29,385 (+8.0%) | HK$33,146 (+12.8%) | +4.25% |
| 80歲 | HK$31,590 | HK$31,590 | HK$31,590 | HK$33,801 (+7.0%) | HK$36,505 (+8.0%) | HK$41,177 (+12.8%) | +4.25% |
| 85歲 | HK$37,430 | HK$37,430 | HK$37,430 | HK$40,050 (+7.0%) | HK$43,254 (+8.0%) | HK$48,790 (+12.8%) | +4.25% |
| 90歲 | HK$41,539 | HK$41,539 | HK$41,539 | HK$44,447 (+7.0%) | HK$48,002 (+8.0%) | HK$54,146 (+12.8%) | +4.25% |
| 95歲 | HK$49,029 | HK$49,029 | HK$49,029 | HK$52,461 (+7.0%) | HK$56,657 (+8.0%) | HK$63,909 (+12.8%) | +4.25% |
| 99歲 | HK$54,099 | HK$54,099 | HK$54,099 | HK$57,886 (+7.0%) | HK$62,516 (+8.0%) | HK$70,518 (+12.8%) | +4.25% |
| 所有年齡平均 | — | 0.0% | 0.0% | +7.6% | +8.0% | +12.8% | — |
0歲HK$2,850
5歲HK$2,425
10歲HK$2,425
15歲HK$2,425
20歲HK$2,578
25歲HK$2,960
30歲HK$3,342
35歲HK$3,532
40歲HK$3,971
45歲HK$5,188
50歲HK$6,821
55歲HK$8,564
60歲HK$10,508
65歲HK$13,880
70歲HK$19,297
75歲HK$25,429
80歲HK$31,590
85歲HK$37,430
90歲HK$41,539
95歲HK$49,029
99歲HK$54,099
0歲HK$2,850
5歲HK$2,425
10歲HK$2,425
15歲HK$2,425
20歲HK$2,578
25歲HK$2,960
30歲HK$3,342
35歲HK$3,532
40歲HK$3,971
45歲HK$5,188
50歲HK$6,821
55歲HK$8,564
60歲HK$10,508
65歲HK$13,880
70歲HK$19,297
75歲HK$25,429
80歲HK$31,590
85歲HK$37,430
90歲HK$41,539
95歲HK$49,029
99歲HK$54,099
0歲HK$2,850
5歲HK$2,425
10歲HK$2,425
15歲HK$2,425
20歲HK$2,578
25歲HK$2,960
30歲HK$3,342
35歲HK$3,532
40歲HK$3,971
45歲HK$5,188
50歲HK$6,821
55歲HK$8,564
60歲HK$10,508
65歲HK$13,880
70歲HK$19,297
75歲HK$25,429
80歲HK$31,590
85歲HK$37,430
90歲HK$41,539
95歲HK$49,029
99歲HK$54,099
0歲HK$3,149 (+10.5%)
5歲HK$2,668 (+10.0%)
10歲HK$2,668 (+10.0%)
15歲HK$2,668 (+10.0%)
20歲HK$2,836 (+10.0%)
25歲HK$3,244 (+9.6%)
30歲HK$3,596 (+7.6%)
35歲HK$3,744 (+6.0%)
40歲HK$4,209 (+6.0%)
45歲HK$5,497 (+6.0%)
50歲HK$7,210 (+5.7%)
55歲HK$9,044 (+5.6%)
60歲HK$11,149 (+6.1%)
65歲HK$14,796 (+6.6%)
70歲HK$20,648 (+7.0%)
75歲HK$27,209 (+7.0%)
80歲HK$33,801 (+7.0%)
85歲HK$40,050 (+7.0%)
90歲HK$44,447 (+7.0%)
95歲HK$52,461 (+7.0%)
99歲HK$57,886 (+7.0%)
0歲HK$3,400 (+8.0%)
5歲HK$2,881 (+8.0%)
10歲HK$2,881 (+8.0%)
15歲HK$2,881 (+8.0%)
20歲HK$3,062 (+8.0%)
25歲HK$3,503 (+8.0%)
30歲HK$3,883 (+8.0%)
35歲HK$4,043 (+8.0%)
40歲HK$4,545 (+8.0%)
45歲HK$5,936 (+8.0%)
50歲HK$7,786 (+8.0%)
55歲HK$9,767 (+8.0%)
60歲HK$12,040 (+8.0%)
65歲HK$15,979 (+8.0%)
70歲HK$22,299 (+8.0%)
75歲HK$29,385 (+8.0%)
80歲HK$36,505 (+8.0%)
85歲HK$43,254 (+8.0%)
90歲HK$48,002 (+8.0%)
95歲HK$56,657 (+8.0%)
99歲HK$62,516 (+8.0%)
0歲HK$3,835 (+12.8%)
5歲HK$3,249 (+12.8%)
10歲HK$3,249 (+12.8%)
15歲HK$3,249 (+12.8%)
20歲HK$3,453 (+12.8%)
25歲HK$3,951 (+12.8%)
30歲HK$4,380 (+12.8%)
35歲HK$4,560 (+12.8%)
40歲HK$5,126 (+12.8%)
45歲HK$6,695 (+12.8%)
50歲HK$8,782 (+12.8%)
55歲HK$11,017 (+12.8%)
60歲HK$13,581 (+12.8%)
65歲HK$18,024 (+12.8%)
70歲HK$25,153 (+12.8%)
75歲HK$33,146 (+12.8%)
80歲HK$41,177 (+12.8%)
85歲HK$48,790 (+12.8%)
90歲HK$54,146 (+12.8%)
95歲HK$63,909 (+12.8%)
99歲HK$70,518 (+12.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.77%
5歲+4.70%
10歲+4.70%
15歲+4.70%
20歲+4.69%
25歲+4.64%
30歲+4.34%
35歲+4.09%
40歲+4.09%
45歲+4.08%
50歲+4.05%
55歲+4.03%
60歲+4.11%
65歲+4.19%
70歲+4.25%
75歲+4.25%
80歲+4.25%
85歲+4.25%
90歲+4.25%
95歲+4.25%
99歲+4.25%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。