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富衛人壽保險（百慕達）有限公司 · F00045-02-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.41%
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| 年齡 | 2020-05-01 | 2021-03-22 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$4,065 | HK$4,065 | HK$4,065 | HK$4,532 (+11.5%) | HK$4,871 (+7.5%) | HK$5,496 (+12.8%) | +4.85% |
| 5歲 | HK$3,481 | HK$3,481 | HK$3,481 | HK$3,864 (+11.0%) | HK$4,153 (+7.5%) | HK$4,686 (+12.8%) | +4.78% |
| 10歲 | HK$3,481 | HK$3,481 | HK$3,481 | HK$3,864 (+11.0%) | HK$4,153 (+7.5%) | HK$4,686 (+12.8%) | +4.78% |
| 15歲 | HK$3,481 | HK$3,481 | HK$3,481 | HK$3,864 (+11.0%) | HK$4,153 (+7.5%) | HK$4,686 (+12.8%) | +4.78% |
| 20歲 | HK$3,718 | HK$3,718 | HK$3,718 | HK$4,127 (+11.0%) | HK$4,436 (+7.5%) | HK$5,005 (+12.8%) | +4.78% |
| 25歲 | HK$4,392 | HK$4,392 | HK$4,392 | HK$4,858 (+10.6%) | HK$5,222 (+7.5%) | HK$5,892 (+12.8%) | +4.72% |
| 30歲 | HK$5,087 | HK$5,087 | HK$5,087 | HK$5,524 (+8.6%) | HK$5,938 (+7.5%) | HK$6,700 (+12.8%) | +4.42% |
| 35歲 | HK$5,624 | HK$5,624 | HK$5,624 | HK$6,018 (+7.0%) | HK$6,469 (+7.5%) | HK$7,299 (+12.8%) | +4.18% |
| 40歲 | HK$6,156 | HK$6,156 | HK$6,156 | HK$6,587 (+7.0%) | HK$7,081 (+7.5%) | HK$7,990 (+12.8%) | +4.18% |
| 45歲 | HK$7,600 | HK$7,600 | HK$7,600 | HK$8,128 (+6.9%) | HK$8,737 (+7.5%) | HK$9,858 (+12.8%) | +4.17% |
| 50歲 | HK$9,895 | HK$9,895 | HK$9,895 | HK$10,558 (+6.7%) | HK$11,349 (+7.5%) | HK$12,806 (+12.8%) | +4.13% |
| 55歲 | HK$11,801 | HK$11,801 | HK$11,801 | HK$12,580 (+6.6%) | HK$13,523 (+7.5%) | HK$15,259 (+12.8%) | +4.12% |
| 60歲 | HK$16,222 | HK$16,222 | HK$16,222 | HK$17,374 (+7.1%) | HK$18,677 (+7.5%) | HK$21,075 (+12.8%) | +4.19% |
| 65歲 | HK$24,624 | HK$24,624 | HK$24,624 | HK$26,495 (+7.6%) | HK$28,482 (+7.5%) | HK$32,139 (+12.8%) | +4.27% |
| 70歲 | HK$29,792 | HK$29,792 | HK$29,792 | HK$32,175 (+8.0%) | HK$34,588 (+7.5%) | HK$39,029 (+12.8%) | +4.33% |
| 75歲 | HK$39,155 | HK$39,155 | HK$39,155 | HK$42,287 (+8.0%) | HK$45,458 (+7.5%) | HK$51,294 (+12.8%) | +4.33% |
| 80歲 | HK$48,594 | HK$48,594 | HK$48,594 | HK$52,482 (+8.0%) | HK$56,418 (+7.5%) | HK$63,662 (+12.8%) | +4.33% |
| 85歲 | HK$53,922 | HK$53,922 | HK$53,922 | HK$58,236 (+8.0%) | HK$62,603 (+7.5%) | HK$70,641 (+12.8%) | +4.33% |
| 90歲 | HK$59,809 | HK$59,809 | HK$59,809 | HK$64,594 (+8.0%) | HK$69,438 (+7.5%) | HK$78,353 (+12.8%) | +4.33% |
| 95歲 | HK$66,037 | HK$66,037 | HK$66,037 | HK$71,320 (+8.0%) | HK$76,669 (+7.5%) | HK$86,513 (+12.8%) | +4.33% |
| 99歲 | HK$69,558 | HK$69,558 | HK$69,558 | HK$75,123 (+8.0%) | HK$80,757 (+7.5%) | HK$91,126 (+12.8%) | +4.33% |
| 所有年齡平均 | — | 0.0% | 0.0% | +8.6% | +7.5% | +12.8% | — |
0歲HK$4,065
5歲HK$3,481
10歲HK$3,481
15歲HK$3,481
20歲HK$3,718
25歲HK$4,392
30歲HK$5,087
35歲HK$5,624
40歲HK$6,156
45歲HK$7,600
50歲HK$9,895
55歲HK$11,801
60歲HK$16,222
65歲HK$24,624
70歲HK$29,792
75歲HK$39,155
80歲HK$48,594
85歲HK$53,922
90歲HK$59,809
95歲HK$66,037
99歲HK$69,558
0歲HK$4,065
5歲HK$3,481
10歲HK$3,481
15歲HK$3,481
20歲HK$3,718
25歲HK$4,392
30歲HK$5,087
35歲HK$5,624
40歲HK$6,156
45歲HK$7,600
50歲HK$9,895
55歲HK$11,801
60歲HK$16,222
65歲HK$24,624
70歲HK$29,792
75歲HK$39,155
80歲HK$48,594
85歲HK$53,922
90歲HK$59,809
95歲HK$66,037
99歲HK$69,558
0歲HK$4,065
5歲HK$3,481
10歲HK$3,481
15歲HK$3,481
20歲HK$3,718
25歲HK$4,392
30歲HK$5,087
35歲HK$5,624
40歲HK$6,156
45歲HK$7,600
50歲HK$9,895
55歲HK$11,801
60歲HK$16,222
65歲HK$24,624
70歲HK$29,792
75歲HK$39,155
80歲HK$48,594
85歲HK$53,922
90歲HK$59,809
95歲HK$66,037
99歲HK$69,558
0歲HK$4,532 (+11.5%)
5歲HK$3,864 (+11.0%)
10歲HK$3,864 (+11.0%)
15歲HK$3,864 (+11.0%)
20歲HK$4,127 (+11.0%)
25歲HK$4,858 (+10.6%)
30歲HK$5,524 (+8.6%)
35歲HK$6,018 (+7.0%)
40歲HK$6,587 (+7.0%)
45歲HK$8,128 (+6.9%)
50歲HK$10,558 (+6.7%)
55歲HK$12,580 (+6.6%)
60歲HK$17,374 (+7.1%)
65歲HK$26,495 (+7.6%)
70歲HK$32,175 (+8.0%)
75歲HK$42,287 (+8.0%)
80歲HK$52,482 (+8.0%)
85歲HK$58,236 (+8.0%)
90歲HK$64,594 (+8.0%)
95歲HK$71,320 (+8.0%)
99歲HK$75,123 (+8.0%)
0歲HK$4,871 (+7.5%)
5歲HK$4,153 (+7.5%)
10歲HK$4,153 (+7.5%)
15歲HK$4,153 (+7.5%)
20歲HK$4,436 (+7.5%)
25歲HK$5,222 (+7.5%)
30歲HK$5,938 (+7.5%)
35歲HK$6,469 (+7.5%)
40歲HK$7,081 (+7.5%)
45歲HK$8,737 (+7.5%)
50歲HK$11,349 (+7.5%)
55歲HK$13,523 (+7.5%)
60歲HK$18,677 (+7.5%)
65歲HK$28,482 (+7.5%)
70歲HK$34,588 (+7.5%)
75歲HK$45,458 (+7.5%)
80歲HK$56,418 (+7.5%)
85歲HK$62,603 (+7.5%)
90歲HK$69,438 (+7.5%)
95歲HK$76,669 (+7.5%)
99歲HK$80,757 (+7.5%)
0歲HK$5,496 (+12.8%)
5歲HK$4,686 (+12.8%)
10歲HK$4,686 (+12.8%)
15歲HK$4,686 (+12.8%)
20歲HK$5,005 (+12.8%)
25歲HK$5,892 (+12.8%)
30歲HK$6,700 (+12.8%)
35歲HK$7,299 (+12.8%)
40歲HK$7,990 (+12.8%)
45歲HK$9,858 (+12.8%)
50歲HK$12,806 (+12.8%)
55歲HK$15,259 (+12.8%)
60歲HK$21,075 (+12.8%)
65歲HK$32,139 (+12.8%)
70歲HK$39,029 (+12.8%)
75歲HK$51,294 (+12.8%)
80歲HK$63,662 (+12.8%)
85歲HK$70,641 (+12.8%)
90歲HK$78,353 (+12.8%)
95歲HK$86,513 (+12.8%)
99歲HK$91,126 (+12.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.85%
5歲+4.78%
10歲+4.78%
15歲+4.78%
20歲+4.78%
25歲+4.72%
30歲+4.42%
35歲+4.18%
40歲+4.18%
45歲+4.17%
50歲+4.13%
55歲+4.12%
60歲+4.19%
65歲+4.27%
70歲+4.33%
75歲+4.33%
80歲+4.33%
85歲+4.33%
90歲+4.33%
95歲+4.33%
99歲+4.33%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。