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富衛人壽保險（百慕達）有限公司 · F00045-01-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.64%
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| 年齡 | 2020-05-01 | 2021-03-22 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$7,805 | HK$7,805 | HK$7,805 | HK$8,703 (+11.5%) | HK$9,921 (+14.0%) | HK$10,714 (+8.0%) | +5.10% |
| 5歲 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.02% |
| 10歲 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.02% |
| 15歲 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.02% |
| 20歲 | HK$7,601 | HK$7,601 | HK$7,601 | HK$8,437 (+11.0%) | HK$9,618 (+14.0%) | HK$10,387 (+8.0%) | +5.02% |
| 25歲 | HK$8,803 | HK$8,803 | HK$8,803 | HK$9,723 (+10.5%) | HK$11,084 (+14.0%) | HK$11,970 (+8.0%) | +4.94% |
| 30歲 | HK$10,759 | HK$10,759 | HK$10,759 | HK$11,587 (+7.7%) | HK$13,209 (+14.0%) | HK$14,265 (+8.0%) | +4.53% |
| 35歲 | HK$12,189 | HK$12,189 | HK$12,189 | HK$12,884 (+5.7%) | HK$14,687 (+14.0%) | HK$15,861 (+8.0%) | +4.22% |
| 40歲 | HK$12,941 | HK$12,941 | HK$12,941 | HK$13,808 (+6.7%) | HK$15,741 (+14.0%) | HK$17,000 (+8.0%) | +4.38% |
| 45歲 | HK$15,650 | HK$15,650 | HK$15,650 | HK$16,816 (+7.5%) | HK$19,170 (+14.0%) | HK$20,703 (+8.0%) | +4.49% |
| 50歲 | HK$18,885 | HK$18,885 | HK$18,885 | HK$20,245 (+7.2%) | HK$23,079 (+14.0%) | HK$24,925 (+8.0%) | +4.45% |
| 55歲 | HK$24,117 | HK$24,117 | HK$24,117 | HK$25,821 (+7.1%) | HK$29,435 (+14.0%) | HK$31,789 (+8.0%) | +4.43% |
| 60歲 | HK$31,928 | HK$31,928 | HK$31,928 | HK$34,291 (+7.4%) | HK$39,091 (+14.0%) | HK$42,218 (+8.0%) | +4.48% |
| 65歲 | HK$48,676 | HK$48,676 | HK$48,676 | HK$52,440 (+7.7%) | HK$59,781 (+14.0%) | HK$64,563 (+8.0%) | +4.53% |
| 70歲 | HK$59,214 | HK$59,214 | HK$59,214 | HK$63,951 (+8.0%) | HK$72,904 (+14.0%) | HK$78,736 (+8.0%) | +4.57% |
| 75歲 | HK$77,031 | HK$77,031 | HK$77,031 | HK$83,193 (+8.0%) | HK$94,840 (+14.0%) | HK$102,427 (+8.0%) | +4.57% |
| 80歲 | HK$94,343 | HK$94,343 | HK$94,343 | HK$101,890 (+8.0%) | HK$116,154 (+14.0%) | HK$125,446 (+8.0%) | +4.57% |
| 85歲 | HK$108,090 | HK$108,090 | HK$108,090 | HK$116,737 (+8.0%) | HK$133,080 (+14.0%) | HK$143,726 (+8.0%) | +4.57% |
| 90歲 | HK$117,194 | HK$117,194 | HK$117,194 | HK$126,570 (+8.0%) | HK$144,289 (+14.0%) | HK$155,832 (+8.0%) | +4.57% |
| 95歲 | HK$126,463 | HK$126,463 | HK$126,463 | HK$136,580 (+8.0%) | HK$155,701 (+14.0%) | HK$168,157 (+8.0%) | +4.57% |
| 99歲 | HK$138,462 | HK$138,462 | HK$138,462 | HK$149,539 (+8.0%) | HK$170,474 (+14.0%) | HK$184,111 (+8.0%) | +4.57% |
| 所有年齡平均 | — | 0.0% | 0.0% | +8.5% | +14.0% | +8.0% | — |
0歲HK$7,805
5歲HK$7,168
10歲HK$7,168
15歲HK$7,168
20歲HK$7,601
25歲HK$8,803
30歲HK$10,759
35歲HK$12,189
40歲HK$12,941
45歲HK$15,650
50歲HK$18,885
55歲HK$24,117
60歲HK$31,928
65歲HK$48,676
70歲HK$59,214
75歲HK$77,031
80歲HK$94,343
85歲HK$108,090
90歲HK$117,194
95歲HK$126,463
99歲HK$138,462
0歲HK$7,805
5歲HK$7,168
10歲HK$7,168
15歲HK$7,168
20歲HK$7,601
25歲HK$8,803
30歲HK$10,759
35歲HK$12,189
40歲HK$12,941
45歲HK$15,650
50歲HK$18,885
55歲HK$24,117
60歲HK$31,928
65歲HK$48,676
70歲HK$59,214
75歲HK$77,031
80歲HK$94,343
85歲HK$108,090
90歲HK$117,194
95歲HK$126,463
99歲HK$138,462
0歲HK$7,805
5歲HK$7,168
10歲HK$7,168
15歲HK$7,168
20歲HK$7,601
25歲HK$8,803
30歲HK$10,759
35歲HK$12,189
40歲HK$12,941
45歲HK$15,650
50歲HK$18,885
55歲HK$24,117
60歲HK$31,928
65歲HK$48,676
70歲HK$59,214
75歲HK$77,031
80歲HK$94,343
85歲HK$108,090
90歲HK$117,194
95歲HK$126,463
99歲HK$138,462
0歲HK$8,703 (+11.5%)
5歲HK$7,956 (+11.0%)
10歲HK$7,956 (+11.0%)
15歲HK$7,956 (+11.0%)
20歲HK$8,437 (+11.0%)
25歲HK$9,723 (+10.5%)
30歲HK$11,587 (+7.7%)
35歲HK$12,884 (+5.7%)
40歲HK$13,808 (+6.7%)
45歲HK$16,816 (+7.5%)
50歲HK$20,245 (+7.2%)
55歲HK$25,821 (+7.1%)
60歲HK$34,291 (+7.4%)
65歲HK$52,440 (+7.7%)
70歲HK$63,951 (+8.0%)
75歲HK$83,193 (+8.0%)
80歲HK$101,890 (+8.0%)
85歲HK$116,737 (+8.0%)
90歲HK$126,570 (+8.0%)
95歲HK$136,580 (+8.0%)
99歲HK$149,539 (+8.0%)
0歲HK$9,921 (+14.0%)
5歲HK$9,069 (+14.0%)
10歲HK$9,069 (+14.0%)
15歲HK$9,069 (+14.0%)
20歲HK$9,618 (+14.0%)
25歲HK$11,084 (+14.0%)
30歲HK$13,209 (+14.0%)
35歲HK$14,687 (+14.0%)
40歲HK$15,741 (+14.0%)
45歲HK$19,170 (+14.0%)
50歲HK$23,079 (+14.0%)
55歲HK$29,435 (+14.0%)
60歲HK$39,091 (+14.0%)
65歲HK$59,781 (+14.0%)
70歲HK$72,904 (+14.0%)
75歲HK$94,840 (+14.0%)
80歲HK$116,154 (+14.0%)
85歲HK$133,080 (+14.0%)
90歲HK$144,289 (+14.0%)
95歲HK$155,701 (+14.0%)
99歲HK$170,474 (+14.0%)
0歲HK$10,714 (+8.0%)
5歲HK$9,794 (+8.0%)
10歲HK$9,794 (+8.0%)
15歲HK$9,794 (+8.0%)
20歲HK$10,387 (+8.0%)
25歲HK$11,970 (+8.0%)
30歲HK$14,265 (+8.0%)
35歲HK$15,861 (+8.0%)
40歲HK$17,000 (+8.0%)
45歲HK$20,703 (+8.0%)
50歲HK$24,925 (+8.0%)
55歲HK$31,789 (+8.0%)
60歲HK$42,218 (+8.0%)
65歲HK$64,563 (+8.0%)
70歲HK$78,736 (+8.0%)
75歲HK$102,427 (+8.0%)
80歲HK$125,446 (+8.0%)
85歲HK$143,726 (+8.0%)
90歲HK$155,832 (+8.0%)
95歲HK$168,157 (+8.0%)
99歲HK$184,111 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+5.10%
5歲+5.02%
10歲+5.02%
15歲+5.02%
20歲+5.02%
25歲+4.94%
30歲+4.53%
35歲+4.22%
40歲+4.38%
45歲+4.49%
50歲+4.45%
55歲+4.43%
60歲+4.48%
65歲+4.53%
70歲+4.57%
75歲+4.57%
80歲+4.57%
85歲+4.57%
90歲+4.57%
95歲+4.57%
99歲+4.57%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。