← 返回 富衛人壽保險（百慕達）有限公司 計劃系列
更衛您醫療計劃
vCare Medical Plan
富衛人壽保險（百慕達）有限公司 · F00015-01-000 · 5 個版本 · 靈活計劃 · 年均加幅 +2.37%
港元 (HKD)
左右滑動表格可查看更多版本 →
| 年齡 | 2019-04-01 | 2021-03-22 | 2023-08-01 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0歲 | HK$4,176 | HK$4,176 | HK$4,489 (+7.5%) | HK$4,780 (+6.5%) | HK$4,971 (+4.0%) | +2.37% |
| 5歲 | HK$1,893 | HK$1,893 | HK$2,034 (+7.4%) | HK$2,166 (+6.5%) | HK$2,252 (+4.0%) | +2.36% |
| 10歲 | HK$1,893 | HK$1,893 | HK$2,034 (+7.4%) | HK$2,166 (+6.5%) | HK$2,252 (+4.0%) | +2.36% |
| 15歲 | HK$1,926 | HK$1,926 | HK$2,070 (+7.5%) | HK$2,204 (+6.5%) | HK$2,292 (+4.0%) | +2.36% |
| 20歲 | HK$2,025 | HK$2,025 | HK$2,176 (+7.5%) | HK$2,317 (+6.5%) | HK$2,409 (+4.0%) | +2.36% |
| 25歲 | HK$2,241 | HK$2,241 | HK$2,409 (+7.5%) | HK$2,565 (+6.5%) | HK$2,667 (+4.0%) | +2.36% |
| 30歲 | HK$2,522 | HK$2,522 | HK$2,711 (+7.5%) | HK$2,887 (+6.5%) | HK$3,002 (+4.0%) | +2.36% |
| 35歲 | HK$2,865 | HK$2,865 | HK$3,079 (+7.5%) | HK$3,279 (+6.5%) | HK$3,410 (+4.0%) | +2.36% |
| 40歲 | HK$3,388 | HK$3,388 | HK$3,642 (+7.5%) | HK$3,878 (+6.5%) | HK$4,033 (+4.0%) | +2.37% |
| 45歲 | HK$4,154 | HK$4,154 | HK$4,465 (+7.5%) | HK$4,755 (+6.5%) | HK$4,945 (+4.0%) | +2.37% |
| 50歲 | HK$5,239 | HK$5,239 | HK$5,631 (+7.5%) | HK$5,997 (+6.5%) | HK$6,236 (+4.0%) | +2.36% |
| 55歲 | HK$6,859 | HK$6,859 | HK$7,373 (+7.5%) | HK$7,852 (+6.5%) | HK$8,166 (+4.0%) | +2.37% |
| 60歲 | HK$8,749 | HK$8,749 | HK$9,405 (+7.5%) | HK$10,016 (+6.5%) | HK$10,416 (+4.0%) | +2.37% |
| 65歲 | HK$11,549 | HK$11,549 | HK$12,415 (+7.5%) | HK$13,221 (+6.5%) | HK$13,749 (+4.0%) | +2.37% |
| 70歲 | HK$15,093 | HK$15,093 | HK$16,224 (+7.5%) | HK$17,278 (+6.5%) | HK$17,969 (+4.0%) | +2.37% |
| 75歲 | HK$19,009 | HK$19,009 | HK$20,434 (+7.5%) | HK$21,762 (+6.5%) | HK$22,632 (+4.0%) | +2.37% |
| 80歲 | HK$22,814 | HK$22,814 | HK$24,525 (+7.5%) | HK$26,119 (+6.5%) | HK$27,163 (+4.0%) | +2.37% |
| 85歲 | HK$27,165 | HK$27,165 | HK$29,202 (+7.5%) | HK$31,100 (+6.5%) | HK$32,344 (+4.0%) | +2.37% |
| 90歲 | HK$29,485 | HK$29,485 | HK$31,696 (+7.5%) | HK$33,756 (+6.5%) | HK$35,106 (+4.0%) | +2.37% |
| 95歲 | HK$31,555 | HK$31,555 | HK$33,921 (+7.5%) | HK$36,125 (+6.5%) | HK$37,570 (+4.0%) | +2.37% |
| 99歲 | HK$33,145 | HK$33,145 | HK$35,630 (+7.5%) | HK$37,945 (+6.5%) | HK$39,462 (+4.0%) | +2.37% |
| 所有年齡平均 | — | 0.0% | +7.5% | +6.5% | +4.0% | — |
0歲HK$4,176
5歲HK$1,893
10歲HK$1,893
15歲HK$1,926
20歲HK$2,025
25歲HK$2,241
30歲HK$2,522
35歲HK$2,865
40歲HK$3,388
45歲HK$4,154
50歲HK$5,239
55歲HK$6,859
60歲HK$8,749
65歲HK$11,549
70歲HK$15,093
75歲HK$19,009
80歲HK$22,814
85歲HK$27,165
90歲HK$29,485
95歲HK$31,555
99歲HK$33,145
0歲HK$4,176
5歲HK$1,893
10歲HK$1,893
15歲HK$1,926
20歲HK$2,025
25歲HK$2,241
30歲HK$2,522
35歲HK$2,865
40歲HK$3,388
45歲HK$4,154
50歲HK$5,239
55歲HK$6,859
60歲HK$8,749
65歲HK$11,549
70歲HK$15,093
75歲HK$19,009
80歲HK$22,814
85歲HK$27,165
90歲HK$29,485
95歲HK$31,555
99歲HK$33,145
0歲HK$4,489 (+7.5%)
5歲HK$2,034 (+7.4%)
10歲HK$2,034 (+7.4%)
15歲HK$2,070 (+7.5%)
20歲HK$2,176 (+7.5%)
25歲HK$2,409 (+7.5%)
30歲HK$2,711 (+7.5%)
35歲HK$3,079 (+7.5%)
40歲HK$3,642 (+7.5%)
45歲HK$4,465 (+7.5%)
50歲HK$5,631 (+7.5%)
55歲HK$7,373 (+7.5%)
60歲HK$9,405 (+7.5%)
65歲HK$12,415 (+7.5%)
70歲HK$16,224 (+7.5%)
75歲HK$20,434 (+7.5%)
80歲HK$24,525 (+7.5%)
85歲HK$29,202 (+7.5%)
90歲HK$31,696 (+7.5%)
95歲HK$33,921 (+7.5%)
99歲HK$35,630 (+7.5%)
0歲HK$4,780 (+6.5%)
5歲HK$2,166 (+6.5%)
10歲HK$2,166 (+6.5%)
15歲HK$2,204 (+6.5%)
20歲HK$2,317 (+6.5%)
25歲HK$2,565 (+6.5%)
30歲HK$2,887 (+6.5%)
35歲HK$3,279 (+6.5%)
40歲HK$3,878 (+6.5%)
45歲HK$4,755 (+6.5%)
50歲HK$5,997 (+6.5%)
55歲HK$7,852 (+6.5%)
60歲HK$10,016 (+6.5%)
65歲HK$13,221 (+6.5%)
70歲HK$17,278 (+6.5%)
75歲HK$21,762 (+6.5%)
80歲HK$26,119 (+6.5%)
85歲HK$31,100 (+6.5%)
90歲HK$33,756 (+6.5%)
95歲HK$36,125 (+6.5%)
99歲HK$37,945 (+6.5%)
0歲HK$4,971 (+4.0%)
5歲HK$2,252 (+4.0%)
10歲HK$2,252 (+4.0%)
15歲HK$2,292 (+4.0%)
20歲HK$2,409 (+4.0%)
25歲HK$2,667 (+4.0%)
30歲HK$3,002 (+4.0%)
35歲HK$3,410 (+4.0%)
40歲HK$4,033 (+4.0%)
45歲HK$4,945 (+4.0%)
50歲HK$6,236 (+4.0%)
55歲HK$8,166 (+4.0%)
60歲HK$10,416 (+4.0%)
65歲HK$13,749 (+4.0%)
70歲HK$17,969 (+4.0%)
75歲HK$22,632 (+4.0%)
80歲HK$27,163 (+4.0%)
85歲HK$32,344 (+4.0%)
90歲HK$35,106 (+4.0%)
95歲HK$37,570 (+4.0%)
99歲HK$39,462 (+4.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+2.37%
5歲+2.36%
10歲+2.36%
15歲+2.36%
20歲+2.36%
25歲+2.36%
30歲+2.36%
35歲+2.36%
40歲+2.37%
45歲+2.37%
50歲+2.36%
55歲+2.37%
60歲+2.37%
65歲+2.37%
70歲+2.37%
75歲+2.37%
80歲+2.37%
85歲+2.37%
90歲+2.37%
95歲+2.37%
99歲+2.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。