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信諾環球保險有限公司 · F00016-06-000 · 6 個版本 · 靈活計劃 · 年均加幅 +6.02%
男女同價港元 (HKD)
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| 年齡 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$10,069 | HK$10,069 | HK$10,069 | HK$10,572 (+5.0%) | HK$11,408 (+7.9%) | HK$12,365 (+8.4%) | +4.54% |
| 5歲 | HK$7,864 | HK$7,864 | HK$7,864 | HK$8,257 (+5.0%) | HK$8,849 (+7.2%) | HK$9,519 (+7.6%) | +4.21% |
| 10歲 | HK$6,904 | HK$6,904 | HK$6,904 | HK$7,249 (+5.0%) | HK$7,769 (+7.2%) | HK$8,292 (+6.7%) | +4.04% |
| 15歲 | HK$5,946 | HK$5,946 | HK$5,946 | HK$6,956 (+17.0%) | HK$7,455 (+7.2%) | HK$7,941 (+6.5%) | +6.45% |
| 20歲 | HK$6,580 | HK$6,580 | HK$6,580 | HK$6,940 (+5.5%) | HK$7,438 (+7.2%) | HK$7,933 (+6.7%) | +4.12% |
| 25歲 | HK$7,471 | HK$7,471 | HK$7,471 | HK$7,906 (+5.8%) | HK$8,506 (+7.6%) | HK$9,084 (+6.8%) | +4.31% |
| 30歲 | HK$8,480 | HK$8,480 | HK$8,480 | HK$9,347 (+10.2%) | HK$10,135 (+8.4%) | HK$10,859 (+7.1%) | +5.49% |
| 35歲 | HK$9,631 | HK$9,631 | HK$9,631 | HK$10,656 (+10.6%) | HK$11,593 (+8.8%) | HK$12,494 (+7.8%) | +5.78% |
| 40歲 | HK$10,977 | HK$10,977 | HK$10,977 | HK$12,450 (+13.4%) | HK$13,534 (+8.7%) | HK$14,672 (+8.4%) | +6.47% |
| 45歲 | HK$13,541 | HK$13,541 | HK$13,541 | HK$14,662 (+8.3%) | HK$15,955 (+8.8%) | HK$17,696 (+10.9%) | +5.95% |
| 50歲 | HK$16,768 | HK$16,768 | HK$16,768 | HK$17,936 (+7.0%) | HK$19,597 (+9.3%) | HK$21,830 (+11.4%) | +5.86% |
| 55歲 | HK$21,299 | HK$21,299 | HK$21,299 | HK$22,364 (+5.0%) | HK$24,438 (+9.3%) | HK$27,229 (+11.4%) | +5.45% |
| 60歲 | HK$27,054 | HK$27,054 | HK$27,054 | HK$30,963 (+14.4%) | HK$33,652 (+8.7%) | HK$37,103 (+10.3%) | +7.06% |
| 65歲 | HK$34,364 | HK$34,364 | HK$34,364 | HK$42,519 (+23.7%) | HK$46,188 (+8.6%) | HK$50,480 (+9.3%) | +8.66% |
| 70歲 | HK$43,650 | HK$43,650 | HK$43,650 | HK$54,865 (+25.7%) | HK$59,598 (+8.6%) | HK$65,118 (+9.3%) | +9.02% |
| 75歲 | HK$55,444 | HK$55,444 | HK$55,444 | HK$66,957 (+20.8%) | HK$73,355 (+9.6%) | HK$81,042 (+10.5%) | +8.54% |
| 80歲 | HK$70,427 | HK$70,427 | HK$70,427 | HK$81,879 (+16.3%) | HK$89,972 (+9.9%) | HK$99,584 (+10.7%) | +7.77% |
| 85歲 | HK$87,346 | HK$87,346 | HK$87,346 | HK$98,388 (+12.6%) | HK$107,897 (+9.7%) | HK$118,942 (+10.2%) | +6.90% |
| 90歲 | HK$108,329 | HK$108,329 | HK$108,329 | HK$114,986 (+6.1%) | HK$125,038 (+8.7%) | HK$137,512 (+10.0%) | +5.29% |
| 95歲 | HK$134,354 | HK$134,354 | HK$134,354 | HK$141,072 (+5.0%) | HK$151,940 (+7.7%) | HK$165,898 (+9.2%) | +4.66% |
| 99歲 | HK$159,607 | HK$159,607 | HK$159,607 | HK$167,587 (+5.0%) | HK$179,612 (+7.2%) | HK$195,058 (+8.6%) | +4.43% |
| 所有年齡平均 | — | 0.0% | 0.0% | +10.8% | +8.4% | +8.9% | — |
0歲HK$10,069
5歲HK$7,864
10歲HK$6,904
15歲HK$5,946
20歲HK$6,580
25歲HK$7,471
30歲HK$8,480
35歲HK$9,631
40歲HK$10,977
45歲HK$13,541
50歲HK$16,768
55歲HK$21,299
60歲HK$27,054
65歲HK$34,364
70歲HK$43,650
75歲HK$55,444
80歲HK$70,427
85歲HK$87,346
90歲HK$108,329
95歲HK$134,354
99歲HK$159,607
0歲HK$10,069
5歲HK$7,864
10歲HK$6,904
15歲HK$5,946
20歲HK$6,580
25歲HK$7,471
30歲HK$8,480
35歲HK$9,631
40歲HK$10,977
45歲HK$13,541
50歲HK$16,768
55歲HK$21,299
60歲HK$27,054
65歲HK$34,364
70歲HK$43,650
75歲HK$55,444
80歲HK$70,427
85歲HK$87,346
90歲HK$108,329
95歲HK$134,354
99歲HK$159,607
0歲HK$10,069
5歲HK$7,864
10歲HK$6,904
15歲HK$5,946
20歲HK$6,580
25歲HK$7,471
30歲HK$8,480
35歲HK$9,631
40歲HK$10,977
45歲HK$13,541
50歲HK$16,768
55歲HK$21,299
60歲HK$27,054
65歲HK$34,364
70歲HK$43,650
75歲HK$55,444
80歲HK$70,427
85歲HK$87,346
90歲HK$108,329
95歲HK$134,354
99歲HK$159,607
0歲HK$10,572 (+5.0%)
5歲HK$8,257 (+5.0%)
10歲HK$7,249 (+5.0%)
15歲HK$6,956 (+17.0%)
20歲HK$6,940 (+5.5%)
25歲HK$7,906 (+5.8%)
30歲HK$9,347 (+10.2%)
35歲HK$10,656 (+10.6%)
40歲HK$12,450 (+13.4%)
45歲HK$14,662 (+8.3%)
50歲HK$17,936 (+7.0%)
55歲HK$22,364 (+5.0%)
60歲HK$30,963 (+14.4%)
65歲HK$42,519 (+23.7%)
70歲HK$54,865 (+25.7%)
75歲HK$66,957 (+20.8%)
80歲HK$81,879 (+16.3%)
85歲HK$98,388 (+12.6%)
90歲HK$114,986 (+6.1%)
95歲HK$141,072 (+5.0%)
99歲HK$167,587 (+5.0%)
0歲HK$11,408 (+7.9%)
5歲HK$8,849 (+7.2%)
10歲HK$7,769 (+7.2%)
15歲HK$7,455 (+7.2%)
20歲HK$7,438 (+7.2%)
25歲HK$8,506 (+7.6%)
30歲HK$10,135 (+8.4%)
35歲HK$11,593 (+8.8%)
40歲HK$13,534 (+8.7%)
45歲HK$15,955 (+8.8%)
50歲HK$19,597 (+9.3%)
55歲HK$24,438 (+9.3%)
60歲HK$33,652 (+8.7%)
65歲HK$46,188 (+8.6%)
70歲HK$59,598 (+8.6%)
75歲HK$73,355 (+9.6%)
80歲HK$89,972 (+9.9%)
85歲HK$107,897 (+9.7%)
90歲HK$125,038 (+8.7%)
95歲HK$151,940 (+7.7%)
99歲HK$179,612 (+7.2%)
0歲HK$12,365 (+8.4%)
5歲HK$9,519 (+7.6%)
10歲HK$8,292 (+6.7%)
15歲HK$7,941 (+6.5%)
20歲HK$7,933 (+6.7%)
25歲HK$9,084 (+6.8%)
30歲HK$10,859 (+7.1%)
35歲HK$12,494 (+7.8%)
40歲HK$14,672 (+8.4%)
45歲HK$17,696 (+10.9%)
50歲HK$21,830 (+11.4%)
55歲HK$27,229 (+11.4%)
60歲HK$37,103 (+10.3%)
65歲HK$50,480 (+9.3%)
70歲HK$65,118 (+9.3%)
75歲HK$81,042 (+10.5%)
80歲HK$99,584 (+10.7%)
85歲HK$118,942 (+10.2%)
90歲HK$137,512 (+10.0%)
95歲HK$165,898 (+9.2%)
99歲HK$195,058 (+8.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.54%
5歲+4.21%
10歲+4.04%
15歲+6.45%
20歲+4.12%
25歲+4.31%
30歲+5.49%
35歲+5.78%
40歲+6.47%
45歲+5.95%
50歲+5.86%
55歲+5.45%
60歲+7.06%
65歲+8.66%
70歲+9.02%
75歲+8.54%
80歲+7.77%
85歲+6.90%
90歲+5.29%
95歲+4.66%
99歲+4.43%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。