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信諾環球保險有限公司 · F00016-04-000 · 8 個版本 · 靈活計劃 · 年均加幅 +5.32%
男女同價港元 (HKD)
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| 年齡 | 2019-04-01 | 2021-03-24 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$4,682 | HK$4,682 | HK$4,682 | HK$5,010 (+7.0%) | HK$5,035 (+0.5%) | HK$5,287 (+5.0%) | HK$5,679 (+7.4%) | HK$6,005 (+5.7%) | +3.39% |
| 5歲 | HK$3,654 | HK$3,654 | HK$3,654 | HK$3,910 (+7.0%) | HK$3,930 (+0.5%) | HK$4,127 (+5.0%) | HK$4,371 (+5.9%) | HK$4,605 (+5.4%) | +3.15% |
| 10歲 | HK$3,209 | HK$3,209 | HK$3,209 | HK$3,434 (+7.0%) | HK$3,451 (+0.5%) | HK$3,716 (+7.7%) | HK$3,876 (+4.3%) | HK$4,070 (+5.0%) | +3.24% |
| 15歲 | HK$2,763 | HK$2,763 | HK$2,763 | HK$2,956 (+7.0%) | HK$2,971 (+0.5%) | HK$3,349 (+12.7%) | HK$3,494 (+4.3%) | HK$3,667 (+5.0%) | +3.87% |
| 20歲 | HK$3,058 | HK$3,058 | HK$3,058 | HK$3,272 (+7.0%) | HK$3,305 (+1.0%) | HK$3,726 (+12.7%) | HK$3,916 (+5.1%) | HK$4,109 (+4.9%) | +4.04% |
| 25歲 | HK$3,472 | HK$3,472 | HK$3,472 | HK$3,715 (+7.0%) | HK$3,771 (+1.5%) | HK$4,251 (+12.7%) | HK$4,527 (+6.5%) | HK$4,754 (+5.0%) | +4.31% |
| 30歲 | HK$3,941 | HK$3,941 | HK$3,941 | HK$4,217 (+7.0%) | HK$4,344 (+3.0%) | HK$4,897 (+12.7%) | HK$5,269 (+7.6%) | HK$5,528 (+4.9%) | +4.64% |
| 35歲 | HK$4,475 | HK$4,475 | HK$4,475 | HK$4,788 (+7.0%) | HK$4,932 (+3.0%) | HK$5,560 (+12.7%) | HK$6,007 (+8.0%) | HK$6,310 (+5.0%) | +4.72% |
| 40歲 | HK$5,102 | HK$5,102 | HK$5,102 | HK$5,459 (+7.0%) | HK$5,585 (+2.3%) | HK$6,385 (+14.3%) | HK$6,912 (+8.3%) | HK$7,270 (+5.2%) | +4.86% |
| 45歲 | HK$6,290 | HK$6,290 | HK$6,290 | HK$6,730 (+7.0%) | HK$6,932 (+3.0%) | HK$7,753 (+11.8%) | HK$8,407 (+8.4%) | HK$9,037 (+7.5%) | +4.98% |
| 50歲 | HK$7,790 | HK$7,790 | HK$7,790 | HK$8,335 (+7.0%) | HK$8,668 (+4.0%) | HK$9,488 (+9.5%) | HK$10,348 (+9.1%) | HK$11,162 (+7.9%) | +4.94% |
| 55歲 | HK$9,895 | HK$9,895 | HK$9,895 | HK$10,588 (+7.0%) | HK$11,255 (+6.3%) | HK$12,617 (+12.1%) | HK$13,737 (+8.9%) | HK$14,803 (+7.8%) | +5.55% |
| 60歲 | HK$12,570 | HK$12,570 | HK$12,570 | HK$13,450 (+7.0%) | HK$14,768 (+9.8%) | HK$17,007 (+15.2%) | HK$18,477 (+8.6%) | HK$19,863 (+7.5%) | +6.33% |
| 65歲 | HK$15,967 | HK$15,967 | HK$15,967 | HK$17,085 (+7.0%) | HK$19,391 (+13.5%) | HK$24,239 (+25.0%) | HK$26,310 (+8.5%) | HK$28,167 (+7.1%) | +7.91% |
| 70歲 | HK$20,281 | HK$20,281 | HK$20,281 | HK$21,701 (+7.0%) | HK$24,631 (+13.5%) | HK$30,789 (+25.0%) | HK$33,477 (+8.7%) | HK$35,882 (+7.2%) | +7.95% |
| 75歲 | HK$25,761 | HK$25,761 | HK$25,761 | HK$27,564 (+7.0%) | HK$31,285 (+13.5%) | HK$39,106 (+25.0%) | HK$42,821 (+9.5%) | HK$46,095 (+7.6%) | +8.12% |
| 80歲 | HK$32,721 | HK$32,721 | HK$32,721 | HK$35,011 (+7.0%) | HK$39,501 (+12.8%) | HK$49,376 (+25.0%) | HK$54,149 (+9.7%) | HK$58,284 (+7.6%) | +8.05% |
| 85歲 | HK$40,581 | HK$40,581 | HK$40,581 | HK$43,422 (+7.0%) | HK$47,525 (+9.4%) | HK$56,720 (+19.3%) | HK$62,269 (+9.8%) | HK$67,016 (+7.6%) | +6.96% |
| 90歲 | HK$50,330 | HK$50,330 | HK$50,330 | HK$53,853 (+7.0%) | HK$57,125 (+6.1%) | HK$62,018 (+8.6%) | HK$67,772 (+9.3%) | HK$73,040 (+7.8%) | +5.12% |
| 95歲 | HK$62,422 | HK$62,422 | HK$62,422 | HK$66,792 (+7.0%) | HK$68,595 (+2.7%) | HK$72,025 (+5.0%) | HK$78,135 (+8.5%) | HK$84,094 (+7.6%) | +4.08% |
| 99歲 | HK$74,155 | HK$74,155 | HK$74,155 | HK$79,346 (+7.0%) | HK$79,346 | HK$83,313 (+5.0%) | HK$89,812 (+7.8%) | HK$96,507 (+7.5%) | +3.60% |
| 所有年齡平均 | — | 0.0% | 0.0% | +7.0% | +5.1% | +13.4% | +7.8% | +6.5% | — |
0歲HK$4,682
5歲HK$3,654
10歲HK$3,209
15歲HK$2,763
20歲HK$3,058
25歲HK$3,472
30歲HK$3,941
35歲HK$4,475
40歲HK$5,102
45歲HK$6,290
50歲HK$7,790
55歲HK$9,895
60歲HK$12,570
65歲HK$15,967
70歲HK$20,281
75歲HK$25,761
80歲HK$32,721
85歲HK$40,581
90歲HK$50,330
95歲HK$62,422
99歲HK$74,155
0歲HK$4,682
5歲HK$3,654
10歲HK$3,209
15歲HK$2,763
20歲HK$3,058
25歲HK$3,472
30歲HK$3,941
35歲HK$4,475
40歲HK$5,102
45歲HK$6,290
50歲HK$7,790
55歲HK$9,895
60歲HK$12,570
65歲HK$15,967
70歲HK$20,281
75歲HK$25,761
80歲HK$32,721
85歲HK$40,581
90歲HK$50,330
95歲HK$62,422
99歲HK$74,155
0歲HK$4,682
5歲HK$3,654
10歲HK$3,209
15歲HK$2,763
20歲HK$3,058
25歲HK$3,472
30歲HK$3,941
35歲HK$4,475
40歲HK$5,102
45歲HK$6,290
50歲HK$7,790
55歲HK$9,895
60歲HK$12,570
65歲HK$15,967
70歲HK$20,281
75歲HK$25,761
80歲HK$32,721
85歲HK$40,581
90歲HK$50,330
95歲HK$62,422
99歲HK$74,155
0歲HK$5,010 (+7.0%)
5歲HK$3,910 (+7.0%)
10歲HK$3,434 (+7.0%)
15歲HK$2,956 (+7.0%)
20歲HK$3,272 (+7.0%)
25歲HK$3,715 (+7.0%)
30歲HK$4,217 (+7.0%)
35歲HK$4,788 (+7.0%)
40歲HK$5,459 (+7.0%)
45歲HK$6,730 (+7.0%)
50歲HK$8,335 (+7.0%)
55歲HK$10,588 (+7.0%)
60歲HK$13,450 (+7.0%)
65歲HK$17,085 (+7.0%)
70歲HK$21,701 (+7.0%)
75歲HK$27,564 (+7.0%)
80歲HK$35,011 (+7.0%)
85歲HK$43,422 (+7.0%)
90歲HK$53,853 (+7.0%)
95歲HK$66,792 (+7.0%)
99歲HK$79,346 (+7.0%)
0歲HK$5,035 (+0.5%)
5歲HK$3,930 (+0.5%)
10歲HK$3,451 (+0.5%)
15歲HK$2,971 (+0.5%)
20歲HK$3,305 (+1.0%)
25歲HK$3,771 (+1.5%)
30歲HK$4,344 (+3.0%)
35歲HK$4,932 (+3.0%)
40歲HK$5,585 (+2.3%)
45歲HK$6,932 (+3.0%)
50歲HK$8,668 (+4.0%)
55歲HK$11,255 (+6.3%)
60歲HK$14,768 (+9.8%)
65歲HK$19,391 (+13.5%)
70歲HK$24,631 (+13.5%)
75歲HK$31,285 (+13.5%)
80歲HK$39,501 (+12.8%)
85歲HK$47,525 (+9.4%)
90歲HK$57,125 (+6.1%)
95歲HK$68,595 (+2.7%)
99歲HK$79,346
0歲HK$5,287 (+5.0%)
5歲HK$4,127 (+5.0%)
10歲HK$3,716 (+7.7%)
15歲HK$3,349 (+12.7%)
20歲HK$3,726 (+12.7%)
25歲HK$4,251 (+12.7%)
30歲HK$4,897 (+12.7%)
35歲HK$5,560 (+12.7%)
40歲HK$6,385 (+14.3%)
45歲HK$7,753 (+11.8%)
50歲HK$9,488 (+9.5%)
55歲HK$12,617 (+12.1%)
60歲HK$17,007 (+15.2%)
65歲HK$24,239 (+25.0%)
70歲HK$30,789 (+25.0%)
75歲HK$39,106 (+25.0%)
80歲HK$49,376 (+25.0%)
85歲HK$56,720 (+19.3%)
90歲HK$62,018 (+8.6%)
95歲HK$72,025 (+5.0%)
99歲HK$83,313 (+5.0%)
0歲HK$5,679 (+7.4%)
5歲HK$4,371 (+5.9%)
10歲HK$3,876 (+4.3%)
15歲HK$3,494 (+4.3%)
20歲HK$3,916 (+5.1%)
25歲HK$4,527 (+6.5%)
30歲HK$5,269 (+7.6%)
35歲HK$6,007 (+8.0%)
40歲HK$6,912 (+8.3%)
45歲HK$8,407 (+8.4%)
50歲HK$10,348 (+9.1%)
55歲HK$13,737 (+8.9%)
60歲HK$18,477 (+8.6%)
65歲HK$26,310 (+8.5%)
70歲HK$33,477 (+8.7%)
75歲HK$42,821 (+9.5%)
80歲HK$54,149 (+9.7%)
85歲HK$62,269 (+9.8%)
90歲HK$67,772 (+9.3%)
95歲HK$78,135 (+8.5%)
99歲HK$89,812 (+7.8%)
0歲HK$6,005 (+5.7%)
5歲HK$4,605 (+5.4%)
10歲HK$4,070 (+5.0%)
15歲HK$3,667 (+5.0%)
20歲HK$4,109 (+4.9%)
25歲HK$4,754 (+5.0%)
30歲HK$5,528 (+4.9%)
35歲HK$6,310 (+5.0%)
40歲HK$7,270 (+5.2%)
45歲HK$9,037 (+7.5%)
50歲HK$11,162 (+7.9%)
55歲HK$14,803 (+7.8%)
60歲HK$19,863 (+7.5%)
65歲HK$28,167 (+7.1%)
70歲HK$35,882 (+7.2%)
75歲HK$46,095 (+7.6%)
80歲HK$58,284 (+7.6%)
85歲HK$67,016 (+7.6%)
90歲HK$73,040 (+7.8%)
95歲HK$84,094 (+7.6%)
99歲HK$96,507 (+7.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+3.39%
5歲+3.15%
10歲+3.24%
15歲+3.87%
20歲+4.04%
25歲+4.31%
30歲+4.64%
35歲+4.72%
40歲+4.86%
45歲+4.98%
50歲+4.94%
55歲+5.55%
60歲+6.33%
65歲+7.91%
70歲+7.95%
75歲+8.12%
80歲+8.05%
85歲+6.96%
90歲+5.12%
95歲+4.08%
99歲+3.60%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。