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信諾環球保險有限公司 · F00016-01-000 · 8 個版本 · 靈活計劃 · 年均加幅 +8.29%
男女同價港元 (HKD)
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| 年齡 | 2019-04-01 | 2021-03-24 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$10,171 | HK$10,171 | HK$10,171 | HK$11,188 (+10.0%) | HK$12,307 (+10.0%) | HK$12,922 (+5.0%) | HK$14,486 (+12.1%) | HK$16,313 (+12.6%) | +6.54% |
| 5歲 | HK$7,943 | HK$7,943 | HK$7,943 | HK$8,737 (+10.0%) | HK$9,611 (+10.0%) | HK$10,092 (+5.0%) | HK$11,118 (+10.2%) | HK$12,399 (+11.5%) | +6.16% |
| 10歲 | HK$6,974 | HK$6,974 | HK$6,974 | HK$7,671 (+10.0%) | HK$8,438 (+10.0%) | HK$8,998 (+6.6%) | HK$9,698 (+7.8%) | HK$10,705 (+10.4%) | +5.92% |
| 15歲 | HK$6,006 | HK$6,006 | HK$6,006 | HK$6,607 (+10.0%) | HK$7,268 (+10.0%) | HK$8,586 (+18.1%) | HK$9,244 (+7.7%) | HK$10,178 (+10.1%) | +7.33% |
| 20歲 | HK$6,646 | HK$6,646 | HK$6,646 | HK$7,311 (+10.0%) | HK$8,042 (+10.0%) | HK$9,747 (+21.2%) | HK$10,579 (+8.5%) | HK$11,628 (+9.9%) | +7.79% |
| 25歲 | HK$7,546 | HK$7,546 | HK$7,546 | HK$8,301 (+10.0%) | HK$9,173 (+10.5%) | HK$11,334 (+23.6%) | HK$12,511 (+10.4%) | HK$13,761 (+10.0%) | +8.39% |
| 30歲 | HK$8,566 | HK$8,566 | HK$8,566 | HK$9,423 (+10.0%) | HK$10,412 (+10.5%) | HK$13,098 (+25.8%) | HK$14,640 (+11.8%) | HK$16,150 (+10.3%) | +8.88% |
| 35歲 | HK$9,728 | HK$9,728 | HK$9,728 | HK$10,701 (+10.0%) | HK$11,878 (+11.0%) | HK$14,716 (+23.9%) | HK$16,546 (+12.4%) | HK$18,349 (+10.9%) | +8.88% |
| 40歲 | HK$11,088 | HK$11,088 | HK$11,088 | HK$12,197 (+10.0%) | HK$13,539 (+11.0%) | HK$16,408 (+21.2%) | HK$18,495 (+12.7%) | HK$20,648 (+11.6%) | +8.70% |
| 45歲 | HK$13,678 | HK$13,678 | HK$13,678 | HK$15,046 (+10.0%) | HK$16,701 (+11.0%) | HK$19,848 (+18.8%) | HK$22,359 (+12.7%) | HK$25,720 (+15.0%) | +8.84% |
| 50歲 | HK$16,937 | HK$16,937 | HK$16,937 | HK$18,631 (+10.0%) | HK$21,146 (+13.5%) | HK$25,312 (+19.7%) | HK$28,583 (+12.9%) | HK$32,898 (+15.1%) | +9.31% |
| 55歲 | HK$21,514 | HK$21,514 | HK$21,514 | HK$23,665 (+10.0%) | HK$27,096 (+14.5%) | HK$32,120 (+18.5%) | HK$36,225 (+12.8%) | HK$41,635 (+14.9%) | +9.26% |
| 60歲 | HK$27,327 | HK$27,327 | HK$27,327 | HK$30,060 (+10.0%) | HK$34,569 (+15.0%) | HK$41,971 (+21.4%) | HK$47,191 (+12.4%) | HK$53,933 (+14.3%) | +9.55% |
| 65歲 | HK$34,711 | HK$34,711 | HK$34,711 | HK$38,182 (+10.0%) | HK$43,909 (+15.0%) | HK$58,684 (+33.6%) | HK$65,843 (+12.2%) | HK$74,431 (+13.0%) | +10.77% |
| 70歲 | HK$44,091 | HK$44,091 | HK$44,091 | HK$48,500 (+10.0%) | HK$55,775 (+15.0%) | HK$74,566 (+33.7%) | HK$83,759 (+12.3%) | HK$94,772 (+13.1%) | +10.81% |
| 75歲 | HK$56,004 | HK$56,004 | HK$56,004 | HK$61,604 (+10.0%) | HK$70,845 (+15.0%) | HK$87,989 (+24.2%) | HK$100,370 (+14.1%) | HK$115,239 (+14.8%) | +10.16% |
| 80歲 | HK$71,138 | HK$71,138 | HK$71,138 | HK$78,252 (+10.0%) | HK$89,403 (+14.3%) | HK$96,360 (+7.8%) | HK$111,641 (+15.9%) | HK$129,779 (+16.2%) | +8.40% |
| 85歲 | HK$88,228 | HK$88,228 | HK$88,228 | HK$97,051 (+10.0%) | HK$107,241 (+10.5%) | HK$112,603 (+5.0%) | HK$130,405 (+15.8%) | HK$151,279 (+16.0%) | +7.50% |
| 90歲 | HK$109,423 | HK$109,423 | HK$109,423 | HK$120,365 (+10.0%) | HK$128,490 (+6.8%) | HK$134,915 (+5.0%) | HK$153,668 (+13.9%) | HK$177,431 (+15.5%) | +6.70% |
| 95歲 | HK$135,711 | HK$135,711 | HK$135,711 | HK$149,282 (+10.0%) | HK$153,760 (+3.0%) | HK$161,448 (+5.0%) | HK$181,308 (+12.3%) | HK$208,109 (+14.8%) | +5.90% |
| 99歲 | HK$161,219 | HK$161,219 | HK$161,219 | HK$177,341 (+10.0%) | HK$177,341 | HK$186,208 (+5.0%) | HK$207,082 (+11.2%) | HK$236,857 (+14.4%) | +5.30% |
| 所有年齡平均 | — | 0.0% | 0.0% | +10.0% | +10.8% | +16.6% | +12.0% | +13.1% | — |
0歲HK$10,171
5歲HK$7,943
10歲HK$6,974
15歲HK$6,006
20歲HK$6,646
25歲HK$7,546
30歲HK$8,566
35歲HK$9,728
40歲HK$11,088
45歲HK$13,678
50歲HK$16,937
55歲HK$21,514
60歲HK$27,327
65歲HK$34,711
70歲HK$44,091
75歲HK$56,004
80歲HK$71,138
85歲HK$88,228
90歲HK$109,423
95歲HK$135,711
99歲HK$161,219
0歲HK$10,171
5歲HK$7,943
10歲HK$6,974
15歲HK$6,006
20歲HK$6,646
25歲HK$7,546
30歲HK$8,566
35歲HK$9,728
40歲HK$11,088
45歲HK$13,678
50歲HK$16,937
55歲HK$21,514
60歲HK$27,327
65歲HK$34,711
70歲HK$44,091
75歲HK$56,004
80歲HK$71,138
85歲HK$88,228
90歲HK$109,423
95歲HK$135,711
99歲HK$161,219
0歲HK$10,171
5歲HK$7,943
10歲HK$6,974
15歲HK$6,006
20歲HK$6,646
25歲HK$7,546
30歲HK$8,566
35歲HK$9,728
40歲HK$11,088
45歲HK$13,678
50歲HK$16,937
55歲HK$21,514
60歲HK$27,327
65歲HK$34,711
70歲HK$44,091
75歲HK$56,004
80歲HK$71,138
85歲HK$88,228
90歲HK$109,423
95歲HK$135,711
99歲HK$161,219
0歲HK$11,188 (+10.0%)
5歲HK$8,737 (+10.0%)
10歲HK$7,671 (+10.0%)
15歲HK$6,607 (+10.0%)
20歲HK$7,311 (+10.0%)
25歲HK$8,301 (+10.0%)
30歲HK$9,423 (+10.0%)
35歲HK$10,701 (+10.0%)
40歲HK$12,197 (+10.0%)
45歲HK$15,046 (+10.0%)
50歲HK$18,631 (+10.0%)
55歲HK$23,665 (+10.0%)
60歲HK$30,060 (+10.0%)
65歲HK$38,182 (+10.0%)
70歲HK$48,500 (+10.0%)
75歲HK$61,604 (+10.0%)
80歲HK$78,252 (+10.0%)
85歲HK$97,051 (+10.0%)
90歲HK$120,365 (+10.0%)
95歲HK$149,282 (+10.0%)
99歲HK$177,341 (+10.0%)
0歲HK$12,307 (+10.0%)
5歲HK$9,611 (+10.0%)
10歲HK$8,438 (+10.0%)
15歲HK$7,268 (+10.0%)
20歲HK$8,042 (+10.0%)
25歲HK$9,173 (+10.5%)
30歲HK$10,412 (+10.5%)
35歲HK$11,878 (+11.0%)
40歲HK$13,539 (+11.0%)
45歲HK$16,701 (+11.0%)
50歲HK$21,146 (+13.5%)
55歲HK$27,096 (+14.5%)
60歲HK$34,569 (+15.0%)
65歲HK$43,909 (+15.0%)
70歲HK$55,775 (+15.0%)
75歲HK$70,845 (+15.0%)
80歲HK$89,403 (+14.3%)
85歲HK$107,241 (+10.5%)
90歲HK$128,490 (+6.8%)
95歲HK$153,760 (+3.0%)
99歲HK$177,341
0歲HK$12,922 (+5.0%)
5歲HK$10,092 (+5.0%)
10歲HK$8,998 (+6.6%)
15歲HK$8,586 (+18.1%)
20歲HK$9,747 (+21.2%)
25歲HK$11,334 (+23.6%)
30歲HK$13,098 (+25.8%)
35歲HK$14,716 (+23.9%)
40歲HK$16,408 (+21.2%)
45歲HK$19,848 (+18.8%)
50歲HK$25,312 (+19.7%)
55歲HK$32,120 (+18.5%)
60歲HK$41,971 (+21.4%)
65歲HK$58,684 (+33.6%)
70歲HK$74,566 (+33.7%)
75歲HK$87,989 (+24.2%)
80歲HK$96,360 (+7.8%)
85歲HK$112,603 (+5.0%)
90歲HK$134,915 (+5.0%)
95歲HK$161,448 (+5.0%)
99歲HK$186,208 (+5.0%)
0歲HK$14,486 (+12.1%)
5歲HK$11,118 (+10.2%)
10歲HK$9,698 (+7.8%)
15歲HK$9,244 (+7.7%)
20歲HK$10,579 (+8.5%)
25歲HK$12,511 (+10.4%)
30歲HK$14,640 (+11.8%)
35歲HK$16,546 (+12.4%)
40歲HK$18,495 (+12.7%)
45歲HK$22,359 (+12.7%)
50歲HK$28,583 (+12.9%)
55歲HK$36,225 (+12.8%)
60歲HK$47,191 (+12.4%)
65歲HK$65,843 (+12.2%)
70歲HK$83,759 (+12.3%)
75歲HK$100,370 (+14.1%)
80歲HK$111,641 (+15.9%)
85歲HK$130,405 (+15.8%)
90歲HK$153,668 (+13.9%)
95歲HK$181,308 (+12.3%)
99歲HK$207,082 (+11.2%)
0歲HK$16,313 (+12.6%)
5歲HK$12,399 (+11.5%)
10歲HK$10,705 (+10.4%)
15歲HK$10,178 (+10.1%)
20歲HK$11,628 (+9.9%)
25歲HK$13,761 (+10.0%)
30歲HK$16,150 (+10.3%)
35歲HK$18,349 (+10.9%)
40歲HK$20,648 (+11.6%)
45歲HK$25,720 (+15.0%)
50歲HK$32,898 (+15.1%)
55歲HK$41,635 (+14.9%)
60歲HK$53,933 (+14.3%)
65歲HK$74,431 (+13.0%)
70歲HK$94,772 (+13.1%)
75歲HK$115,239 (+14.8%)
80歲HK$129,779 (+16.2%)
85歲HK$151,279 (+16.0%)
90歲HK$177,431 (+15.5%)
95歲HK$208,109 (+14.8%)
99歲HK$236,857 (+14.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+6.54%
5歲+6.16%
10歲+5.92%
15歲+7.33%
20歲+7.79%
25歲+8.39%
30歲+8.88%
35歲+8.88%
40歲+8.70%
45歲+8.84%
50歲+9.31%
55歲+9.26%
60歲+9.55%
65歲+10.77%
70歲+10.81%
75歲+10.16%
80歲+8.40%
85歲+7.50%
90歲+6.70%
95歲+5.90%
99歲+5.30%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。