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保泰人壽保險有限公司 · F00060-08-000 · 10 個版本 · 靈活計劃 · 年均加幅 +3.96%
男女同價港元 (HKD)
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| 年齡 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$4,848 | HK$4,848 | HK$4,848 | HK$4,848 | HK$5,148 (+6.2%) | HK$5,148 | HK$5,436 (+5.6%) | HK$5,436 | HK$5,868 (+7.9%) | HK$5,868 | +3.99% |
| 5歲 | HK$4,260 | HK$4,260 | HK$4,260 | HK$4,260 | HK$4,524 (+6.2%) | HK$4,524 | HK$4,776 (+5.6%) | HK$4,776 | HK$5,160 (+8.0%) | HK$5,160 | +4.01% |
| 10歲 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,488 (+6.3%) | HK$4,488 | HK$4,740 (+5.6%) | HK$4,740 | HK$5,124 (+8.1%) | HK$5,124 | +4.04% |
| 15歲 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,488 (+6.3%) | HK$4,488 | HK$4,740 (+5.6%) | HK$4,740 | HK$5,124 (+8.1%) | HK$5,124 | +4.04% |
| 20歲 | HK$4,656 | HK$4,656 | HK$4,656 | HK$4,656 | HK$4,944 (+6.2%) | HK$4,944 | HK$5,220 (+5.6%) | HK$5,220 | HK$5,640 (+8.0%) | HK$5,640 | +4.01% |
| 25歲 | HK$5,328 | HK$5,328 | HK$5,328 | HK$5,328 | HK$5,652 (+6.1%) | HK$5,652 | HK$5,964 (+5.5%) | HK$5,964 | HK$6,444 (+8.0%) | HK$6,444 | +3.97% |
| 30歲 | HK$5,760 | HK$5,760 | HK$5,760 | HK$5,760 | HK$6,108 (+6.0%) | HK$6,108 | HK$6,444 (+5.5%) | HK$6,444 | HK$6,960 (+8.0%) | HK$6,960 | +3.96% |
| 35歲 | HK$6,000 | HK$6,000 | HK$6,000 | HK$6,000 | HK$6,360 (+6.0%) | HK$6,360 | HK$6,720 (+5.7%) | HK$6,720 | HK$7,260 (+8.0%) | HK$7,260 | +3.98% |
| 40歲 | HK$6,420 | HK$6,420 | HK$6,420 | HK$6,420 | HK$6,816 (+6.2%) | HK$6,816 | HK$7,200 (+5.6%) | HK$7,200 | HK$7,776 (+8.0%) | HK$7,776 | +4.01% |
| 45歲 | HK$8,532 | HK$8,532 | HK$8,532 | HK$8,532 | HK$9,048 (+6.0%) | HK$9,048 | HK$9,552 (+5.6%) | HK$9,552 | HK$9,996 (+4.6%) | HK$9,996 | +3.30% |
| 50歲 | HK$11,064 | HK$11,064 | HK$11,064 | HK$11,064 | HK$11,736 (+6.1%) | HK$11,736 | HK$12,384 (+5.5%) | HK$12,384 | HK$13,380 (+8.0%) | HK$13,380 | +3.97% |
| 55歲 | HK$13,812 | HK$13,812 | HK$13,812 | HK$13,812 | HK$14,652 (+6.1%) | HK$14,652 | HK$15,468 (+5.6%) | HK$15,468 | HK$16,704 (+8.0%) | HK$16,704 | +3.97% |
| 60歲 | HK$17,004 | HK$17,004 | HK$17,004 | HK$17,004 | HK$18,036 (+6.1%) | HK$18,036 | HK$19,032 (+5.5%) | HK$19,032 | HK$20,556 (+8.0%) | HK$20,556 | +3.96% |
| 65歲 | HK$22,800 | HK$22,800 | HK$22,800 | HK$22,800 | HK$24,168 (+6.0%) | HK$24,168 | HK$25,500 (+5.5%) | HK$25,500 | HK$27,540 (+8.0%) | HK$27,540 | +3.95% |
| 70歲 | HK$30,144 | HK$30,144 | HK$30,144 | HK$30,144 | HK$31,956 (+6.0%) | HK$31,956 | HK$33,720 (+5.5%) | HK$33,720 | HK$36,420 (+8.0%) | HK$36,420 | +3.95% |
| 75歲 | HK$36,432 | HK$36,432 | HK$36,432 | HK$36,432 | HK$38,628 (+6.0%) | HK$38,628 | HK$40,764 (+5.5%) | HK$40,764 | HK$44,028 (+8.0%) | HK$44,028 | +3.96% |
| 80歲 | HK$44,016 | HK$44,016 | HK$44,016 | HK$44,016 | HK$46,668 (+6.0%) | HK$46,668 | HK$49,236 (+5.5%) | HK$49,236 | HK$53,172 (+8.0%) | HK$53,172 | +3.95% |
| 85歲 | HK$61,764 | HK$61,764 | HK$61,764 | HK$61,764 | HK$65,472 (+6.0%) | HK$65,472 | HK$69,084 (+5.5%) | HK$69,084 | HK$74,616 (+8.0%) | HK$74,616 | +3.95% |
| 90歲 | HK$83,796 | HK$83,796 | HK$83,796 | HK$83,796 | HK$88,824 (+6.0%) | HK$88,824 | HK$93,720 (+5.5%) | HK$93,720 | HK$101,220 (+8.0%) | HK$101,220 | +3.95% |
| 95歲 | HK$95,688 | HK$95,688 | HK$95,688 | HK$95,688 | HK$101,436 (+6.0%) | HK$101,436 | HK$107,016 (+5.5%) | HK$107,016 | HK$115,572 (+8.0%) | HK$115,572 | +3.95% |
| 99歲 | HK$106,152 | HK$106,152 | HK$106,152 | HK$106,152 | HK$112,524 (+6.0%) | HK$112,524 | HK$118,716 (+5.5%) | HK$118,716 | HK$128,208 (+8.0%) | HK$128,208 | +3.95% |
| 所有年齡平均 | — | 0.0% | 0.0% | 0.0% | +6.1% | 0.0% | +5.6% | 0.0% | +7.9% | 0.0% | — |
0歲HK$4,848
5歲HK$4,260
10歲HK$4,224
15歲HK$4,224
20歲HK$4,656
25歲HK$5,328
30歲HK$5,760
35歲HK$6,000
40歲HK$6,420
45歲HK$8,532
50歲HK$11,064
55歲HK$13,812
60歲HK$17,004
65歲HK$22,800
70歲HK$30,144
75歲HK$36,432
80歲HK$44,016
85歲HK$61,764
90歲HK$83,796
95歲HK$95,688
99歲HK$106,152
0歲HK$4,848
5歲HK$4,260
10歲HK$4,224
15歲HK$4,224
20歲HK$4,656
25歲HK$5,328
30歲HK$5,760
35歲HK$6,000
40歲HK$6,420
45歲HK$8,532
50歲HK$11,064
55歲HK$13,812
60歲HK$17,004
65歲HK$22,800
70歲HK$30,144
75歲HK$36,432
80歲HK$44,016
85歲HK$61,764
90歲HK$83,796
95歲HK$95,688
99歲HK$106,152
0歲HK$4,848
5歲HK$4,260
10歲HK$4,224
15歲HK$4,224
20歲HK$4,656
25歲HK$5,328
30歲HK$5,760
35歲HK$6,000
40歲HK$6,420
45歲HK$8,532
50歲HK$11,064
55歲HK$13,812
60歲HK$17,004
65歲HK$22,800
70歲HK$30,144
75歲HK$36,432
80歲HK$44,016
85歲HK$61,764
90歲HK$83,796
95歲HK$95,688
99歲HK$106,152
0歲HK$4,848
5歲HK$4,260
10歲HK$4,224
15歲HK$4,224
20歲HK$4,656
25歲HK$5,328
30歲HK$5,760
35歲HK$6,000
40歲HK$6,420
45歲HK$8,532
50歲HK$11,064
55歲HK$13,812
60歲HK$17,004
65歲HK$22,800
70歲HK$30,144
75歲HK$36,432
80歲HK$44,016
85歲HK$61,764
90歲HK$83,796
95歲HK$95,688
99歲HK$106,152
0歲HK$5,148 (+6.2%)
5歲HK$4,524 (+6.2%)
10歲HK$4,488 (+6.3%)
15歲HK$4,488 (+6.3%)
20歲HK$4,944 (+6.2%)
25歲HK$5,652 (+6.1%)
30歲HK$6,108 (+6.0%)
35歲HK$6,360 (+6.0%)
40歲HK$6,816 (+6.2%)
45歲HK$9,048 (+6.0%)
50歲HK$11,736 (+6.1%)
55歲HK$14,652 (+6.1%)
60歲HK$18,036 (+6.1%)
65歲HK$24,168 (+6.0%)
70歲HK$31,956 (+6.0%)
75歲HK$38,628 (+6.0%)
80歲HK$46,668 (+6.0%)
85歲HK$65,472 (+6.0%)
90歲HK$88,824 (+6.0%)
95歲HK$101,436 (+6.0%)
99歲HK$112,524 (+6.0%)
0歲HK$5,148
5歲HK$4,524
10歲HK$4,488
15歲HK$4,488
20歲HK$4,944
25歲HK$5,652
30歲HK$6,108
35歲HK$6,360
40歲HK$6,816
45歲HK$9,048
50歲HK$11,736
55歲HK$14,652
60歲HK$18,036
65歲HK$24,168
70歲HK$31,956
75歲HK$38,628
80歲HK$46,668
85歲HK$65,472
90歲HK$88,824
95歲HK$101,436
99歲HK$112,524
0歲HK$5,436 (+5.6%)
5歲HK$4,776 (+5.6%)
10歲HK$4,740 (+5.6%)
15歲HK$4,740 (+5.6%)
20歲HK$5,220 (+5.6%)
25歲HK$5,964 (+5.5%)
30歲HK$6,444 (+5.5%)
35歲HK$6,720 (+5.7%)
40歲HK$7,200 (+5.6%)
45歲HK$9,552 (+5.6%)
50歲HK$12,384 (+5.5%)
55歲HK$15,468 (+5.6%)
60歲HK$19,032 (+5.5%)
65歲HK$25,500 (+5.5%)
70歲HK$33,720 (+5.5%)
75歲HK$40,764 (+5.5%)
80歲HK$49,236 (+5.5%)
85歲HK$69,084 (+5.5%)
90歲HK$93,720 (+5.5%)
95歲HK$107,016 (+5.5%)
99歲HK$118,716 (+5.5%)
0歲HK$5,436
5歲HK$4,776
10歲HK$4,740
15歲HK$4,740
20歲HK$5,220
25歲HK$5,964
30歲HK$6,444
35歲HK$6,720
40歲HK$7,200
45歲HK$9,552
50歲HK$12,384
55歲HK$15,468
60歲HK$19,032
65歲HK$25,500
70歲HK$33,720
75歲HK$40,764
80歲HK$49,236
85歲HK$69,084
90歲HK$93,720
95歲HK$107,016
99歲HK$118,716
0歲HK$5,868 (+7.9%)
5歲HK$5,160 (+8.0%)
10歲HK$5,124 (+8.1%)
15歲HK$5,124 (+8.1%)
20歲HK$5,640 (+8.0%)
25歲HK$6,444 (+8.0%)
30歲HK$6,960 (+8.0%)
35歲HK$7,260 (+8.0%)
40歲HK$7,776 (+8.0%)
45歲HK$9,996 (+4.6%)
50歲HK$13,380 (+8.0%)
55歲HK$16,704 (+8.0%)
60歲HK$20,556 (+8.0%)
65歲HK$27,540 (+8.0%)
70歲HK$36,420 (+8.0%)
75歲HK$44,028 (+8.0%)
80歲HK$53,172 (+8.0%)
85歲HK$74,616 (+8.0%)
90歲HK$101,220 (+8.0%)
95歲HK$115,572 (+8.0%)
99歲HK$128,208 (+8.0%)
0歲HK$5,868
5歲HK$5,160
10歲HK$5,124
15歲HK$5,124
20歲HK$5,640
25歲HK$6,444
30歲HK$6,960
35歲HK$7,260
40歲HK$7,776
45歲HK$9,996
50歲HK$13,380
55歲HK$16,704
60歲HK$20,556
65歲HK$27,540
70歲HK$36,420
75歲HK$44,028
80歲HK$53,172
85歲HK$74,616
90歲HK$101,220
95歲HK$115,572
99歲HK$128,208
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+3.99%
5歲+4.01%
10歲+4.04%
15歲+4.04%
20歲+4.01%
25歲+3.97%
30歲+3.96%
35歲+3.98%
40歲+4.01%
45歲+3.30%
50歲+3.97%
55歲+3.97%
60歲+3.96%
65歲+3.95%
70歲+3.95%
75歲+3.96%
80歲+3.95%
85歲+3.95%
90歲+3.95%
95歲+3.95%
99歲+3.95%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。