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保泰人壽保險有限公司 · F00060-07-000 · 10 個版本 · 靈活計劃 · 年均加幅 +3.96%
男女同價港元 (HKD)
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| 年齡 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$5,448 | HK$5,448 | HK$5,448 | HK$5,448 | HK$5,784 (+6.2%) | HK$5,784 | HK$6,108 (+5.6%) | HK$6,108 | HK$6,600 (+8.1%) | HK$6,600 | +4.01% |
| 5歲 | HK$4,788 | HK$4,788 | HK$4,788 | HK$4,788 | HK$5,076 (+6.0%) | HK$5,076 | HK$5,364 (+5.7%) | HK$5,364 | HK$5,796 (+8.1%) | HK$5,796 | +3.99% |
| 10歲 | HK$4,740 | HK$4,740 | HK$4,740 | HK$4,740 | HK$5,028 (+6.1%) | HK$5,028 | HK$5,316 (+5.7%) | HK$5,316 | HK$5,736 (+7.9%) | HK$5,736 | +3.99% |
| 15歲 | HK$4,740 | HK$4,740 | HK$4,740 | HK$4,740 | HK$5,028 (+6.1%) | HK$5,028 | HK$5,316 (+5.7%) | HK$5,316 | HK$5,736 (+7.9%) | HK$5,736 | +3.99% |
| 20歲 | HK$5,244 | HK$5,244 | HK$5,244 | HK$5,244 | HK$5,568 (+6.2%) | HK$5,568 | HK$5,880 (+5.6%) | HK$5,880 | HK$6,348 (+8.0%) | HK$6,348 | +3.99% |
| 25歲 | HK$5,976 | HK$5,976 | HK$5,976 | HK$5,976 | HK$6,336 (+6.0%) | HK$6,336 | HK$6,696 (+5.7%) | HK$6,696 | HK$7,236 (+8.1%) | HK$7,236 | +4.00% |
| 30歲 | HK$6,564 | HK$6,564 | HK$6,564 | HK$6,564 | HK$6,960 (+6.0%) | HK$6,960 | HK$7,344 (+5.5%) | HK$7,344 | HK$7,932 (+8.0%) | HK$7,932 | +3.96% |
| 35歲 | HK$6,744 | HK$6,744 | HK$6,744 | HK$6,744 | HK$7,152 (+6.0%) | HK$7,152 | HK$7,548 (+5.5%) | HK$7,548 | HK$8,148 (+7.9%) | HK$8,148 | +3.95% |
| 40歲 | HK$7,200 | HK$7,200 | HK$7,200 | HK$7,200 | HK$7,632 (+6.0%) | HK$7,632 | HK$8,052 (+5.5%) | HK$8,052 | HK$8,700 (+8.0%) | HK$8,700 | +3.96% |
| 45歲 | HK$9,588 | HK$9,588 | HK$9,588 | HK$9,588 | HK$10,164 (+6.0%) | HK$10,164 | HK$10,728 (+5.5%) | HK$10,728 | HK$11,244 (+4.8%) | HK$11,244 | +3.32% |
| 50歲 | HK$12,564 | HK$12,564 | HK$12,564 | HK$12,564 | HK$13,320 (+6.0%) | HK$13,320 | HK$14,064 (+5.6%) | HK$14,064 | HK$15,192 (+8.0%) | HK$15,192 | +3.97% |
| 55歲 | HK$15,516 | HK$15,516 | HK$15,516 | HK$15,516 | HK$16,452 (+6.0%) | HK$16,452 | HK$17,364 (+5.5%) | HK$17,364 | HK$18,756 (+8.0%) | HK$18,756 | +3.96% |
| 60歲 | HK$19,104 | HK$19,104 | HK$19,104 | HK$19,104 | HK$20,256 (+6.0%) | HK$20,256 | HK$21,372 (+5.5%) | HK$21,372 | HK$23,076 (+8.0%) | HK$23,076 | +3.95% |
| 65歲 | HK$24,264 | HK$24,264 | HK$24,264 | HK$24,264 | HK$25,728 (+6.0%) | HK$25,728 | HK$27,144 (+5.5%) | HK$27,144 | HK$29,316 (+8.0%) | HK$29,316 | +3.95% |
| 70歲 | HK$33,120 | HK$33,120 | HK$33,120 | HK$33,120 | HK$35,112 (+6.0%) | HK$35,112 | HK$37,044 (+5.5%) | HK$37,044 | HK$40,008 (+8.0%) | HK$40,008 | +3.95% |
| 75歲 | HK$44,004 | HK$44,004 | HK$44,004 | HK$44,004 | HK$46,656 (+6.0%) | HK$46,656 | HK$49,224 (+5.5%) | HK$49,224 | HK$53,160 (+8.0%) | HK$53,160 | +3.95% |
| 80歲 | HK$55,116 | HK$55,116 | HK$55,116 | HK$55,116 | HK$58,428 (+6.0%) | HK$58,428 | HK$61,644 (+5.5%) | HK$61,644 | HK$66,576 (+8.0%) | HK$66,576 | +3.95% |
| 85歲 | HK$72,636 | HK$72,636 | HK$72,636 | HK$72,636 | HK$77,004 (+6.0%) | HK$77,004 | HK$81,240 (+5.5%) | HK$81,240 | HK$87,744 (+8.0%) | HK$87,744 | +3.95% |
| 90歲 | HK$94,140 | HK$94,140 | HK$94,140 | HK$94,140 | HK$99,792 (+6.0%) | HK$99,792 | HK$105,288 (+5.5%) | HK$105,288 | HK$113,712 (+8.0%) | HK$113,712 | +3.95% |
| 95歲 | HK$107,496 | HK$107,496 | HK$107,496 | HK$107,496 | HK$113,952 (+6.0%) | HK$113,952 | HK$120,228 (+5.5%) | HK$120,228 | HK$129,852 (+8.0%) | HK$129,852 | +3.95% |
| 99歲 | HK$119,256 | HK$119,256 | HK$119,256 | HK$119,256 | HK$126,420 (+6.0%) | HK$126,420 | HK$133,380 (+5.5%) | HK$133,380 | HK$144,048 (+8.0%) | HK$144,048 | +3.95% |
| 所有年齡平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +5.6% | 0.0% | +7.8% | 0.0% | — |
0歲HK$5,448
5歲HK$4,788
10歲HK$4,740
15歲HK$4,740
20歲HK$5,244
25歲HK$5,976
30歲HK$6,564
35歲HK$6,744
40歲HK$7,200
45歲HK$9,588
50歲HK$12,564
55歲HK$15,516
60歲HK$19,104
65歲HK$24,264
70歲HK$33,120
75歲HK$44,004
80歲HK$55,116
85歲HK$72,636
90歲HK$94,140
95歲HK$107,496
99歲HK$119,256
0歲HK$5,448
5歲HK$4,788
10歲HK$4,740
15歲HK$4,740
20歲HK$5,244
25歲HK$5,976
30歲HK$6,564
35歲HK$6,744
40歲HK$7,200
45歲HK$9,588
50歲HK$12,564
55歲HK$15,516
60歲HK$19,104
65歲HK$24,264
70歲HK$33,120
75歲HK$44,004
80歲HK$55,116
85歲HK$72,636
90歲HK$94,140
95歲HK$107,496
99歲HK$119,256
0歲HK$5,448
5歲HK$4,788
10歲HK$4,740
15歲HK$4,740
20歲HK$5,244
25歲HK$5,976
30歲HK$6,564
35歲HK$6,744
40歲HK$7,200
45歲HK$9,588
50歲HK$12,564
55歲HK$15,516
60歲HK$19,104
65歲HK$24,264
70歲HK$33,120
75歲HK$44,004
80歲HK$55,116
85歲HK$72,636
90歲HK$94,140
95歲HK$107,496
99歲HK$119,256
0歲HK$5,448
5歲HK$4,788
10歲HK$4,740
15歲HK$4,740
20歲HK$5,244
25歲HK$5,976
30歲HK$6,564
35歲HK$6,744
40歲HK$7,200
45歲HK$9,588
50歲HK$12,564
55歲HK$15,516
60歲HK$19,104
65歲HK$24,264
70歲HK$33,120
75歲HK$44,004
80歲HK$55,116
85歲HK$72,636
90歲HK$94,140
95歲HK$107,496
99歲HK$119,256
0歲HK$5,784 (+6.2%)
5歲HK$5,076 (+6.0%)
10歲HK$5,028 (+6.1%)
15歲HK$5,028 (+6.1%)
20歲HK$5,568 (+6.2%)
25歲HK$6,336 (+6.0%)
30歲HK$6,960 (+6.0%)
35歲HK$7,152 (+6.0%)
40歲HK$7,632 (+6.0%)
45歲HK$10,164 (+6.0%)
50歲HK$13,320 (+6.0%)
55歲HK$16,452 (+6.0%)
60歲HK$20,256 (+6.0%)
65歲HK$25,728 (+6.0%)
70歲HK$35,112 (+6.0%)
75歲HK$46,656 (+6.0%)
80歲HK$58,428 (+6.0%)
85歲HK$77,004 (+6.0%)
90歲HK$99,792 (+6.0%)
95歲HK$113,952 (+6.0%)
99歲HK$126,420 (+6.0%)
0歲HK$5,784
5歲HK$5,076
10歲HK$5,028
15歲HK$5,028
20歲HK$5,568
25歲HK$6,336
30歲HK$6,960
35歲HK$7,152
40歲HK$7,632
45歲HK$10,164
50歲HK$13,320
55歲HK$16,452
60歲HK$20,256
65歲HK$25,728
70歲HK$35,112
75歲HK$46,656
80歲HK$58,428
85歲HK$77,004
90歲HK$99,792
95歲HK$113,952
99歲HK$126,420
0歲HK$6,108 (+5.6%)
5歲HK$5,364 (+5.7%)
10歲HK$5,316 (+5.7%)
15歲HK$5,316 (+5.7%)
20歲HK$5,880 (+5.6%)
25歲HK$6,696 (+5.7%)
30歲HK$7,344 (+5.5%)
35歲HK$7,548 (+5.5%)
40歲HK$8,052 (+5.5%)
45歲HK$10,728 (+5.5%)
50歲HK$14,064 (+5.6%)
55歲HK$17,364 (+5.5%)
60歲HK$21,372 (+5.5%)
65歲HK$27,144 (+5.5%)
70歲HK$37,044 (+5.5%)
75歲HK$49,224 (+5.5%)
80歲HK$61,644 (+5.5%)
85歲HK$81,240 (+5.5%)
90歲HK$105,288 (+5.5%)
95歲HK$120,228 (+5.5%)
99歲HK$133,380 (+5.5%)
0歲HK$6,108
5歲HK$5,364
10歲HK$5,316
15歲HK$5,316
20歲HK$5,880
25歲HK$6,696
30歲HK$7,344
35歲HK$7,548
40歲HK$8,052
45歲HK$10,728
50歲HK$14,064
55歲HK$17,364
60歲HK$21,372
65歲HK$27,144
70歲HK$37,044
75歲HK$49,224
80歲HK$61,644
85歲HK$81,240
90歲HK$105,288
95歲HK$120,228
99歲HK$133,380
0歲HK$6,600 (+8.1%)
5歲HK$5,796 (+8.1%)
10歲HK$5,736 (+7.9%)
15歲HK$5,736 (+7.9%)
20歲HK$6,348 (+8.0%)
25歲HK$7,236 (+8.1%)
30歲HK$7,932 (+8.0%)
35歲HK$8,148 (+7.9%)
40歲HK$8,700 (+8.0%)
45歲HK$11,244 (+4.8%)
50歲HK$15,192 (+8.0%)
55歲HK$18,756 (+8.0%)
60歲HK$23,076 (+8.0%)
65歲HK$29,316 (+8.0%)
70歲HK$40,008 (+8.0%)
75歲HK$53,160 (+8.0%)
80歲HK$66,576 (+8.0%)
85歲HK$87,744 (+8.0%)
90歲HK$113,712 (+8.0%)
95歲HK$129,852 (+8.0%)
99歲HK$144,048 (+8.0%)
0歲HK$6,600
5歲HK$5,796
10歲HK$5,736
15歲HK$5,736
20歲HK$6,348
25歲HK$7,236
30歲HK$7,932
35歲HK$8,148
40歲HK$8,700
45歲HK$11,244
50歲HK$15,192
55歲HK$18,756
60歲HK$23,076
65歲HK$29,316
70歲HK$40,008
75歲HK$53,160
80歲HK$66,576
85歲HK$87,744
90歲HK$113,712
95歲HK$129,852
99歲HK$144,048
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.01%
5歲+3.99%
10歲+3.99%
15歲+3.99%
20歲+3.99%
25歲+4.00%
30歲+3.96%
35歲+3.95%
40歲+3.96%
45歲+3.32%
50歲+3.97%
55歲+3.96%
60歲+3.95%
65歲+3.95%
70歲+3.95%
75歲+3.95%
80歲+3.95%
85歲+3.95%
90歲+3.95%
95歲+3.95%
99歲+3.95%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。