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保泰人壽保險有限公司 · F00060-05-000 · 10 個版本 · 靈活計劃 · 年均加幅 +4.40%
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| 年齡 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$11,352 | HK$11,352 | HK$11,352 | HK$11,352 | HK$12,036 (+6.0%) | HK$12,036 | HK$13,008 (+8.1%) | HK$13,008 | HK$14,184 (+9.0%) | HK$14,184 | +4.67% |
| 5歲 | HK$9,960 | HK$9,960 | HK$9,960 | HK$9,960 | HK$10,560 (+6.0%) | HK$10,560 | HK$11,412 (+8.1%) | HK$11,412 | HK$12,444 (+9.0%) | HK$12,444 | +4.67% |
| 10歲 | HK$9,624 | HK$9,624 | HK$9,624 | HK$9,624 | HK$10,212 (+6.1%) | HK$10,212 | HK$11,040 (+8.1%) | HK$11,040 | HK$12,036 (+9.0%) | HK$12,036 | +4.69% |
| 15歲 | HK$9,624 | HK$9,624 | HK$9,624 | HK$9,624 | HK$10,212 (+6.1%) | HK$10,212 | HK$11,040 (+8.1%) | HK$11,040 | HK$12,036 (+9.0%) | HK$12,036 | +4.69% |
| 20歲 | HK$10,596 | HK$10,596 | HK$10,596 | HK$10,596 | HK$11,232 (+6.0%) | HK$11,232 | HK$12,132 (+8.0%) | HK$12,132 | HK$13,224 (+9.0%) | HK$13,224 | +4.65% |
| 25歲 | HK$11,844 | HK$11,844 | HK$11,844 | HK$11,844 | HK$12,564 (+6.1%) | HK$12,564 | HK$13,572 (+8.0%) | HK$13,572 | HK$14,796 (+9.0%) | HK$14,796 | +4.67% |
| 30歲 | HK$13,440 | HK$13,440 | HK$13,440 | HK$13,440 | HK$14,256 (+6.1%) | HK$14,256 | HK$15,408 (+8.1%) | HK$15,408 | HK$16,800 (+9.0%) | HK$16,800 | +4.68% |
| 35歲 | HK$15,264 | HK$15,264 | HK$15,264 | HK$15,264 | HK$16,188 (+6.1%) | HK$16,188 | HK$17,484 (+8.0%) | HK$17,484 | HK$19,056 (+9.0%) | HK$19,056 | +4.65% |
| 40歲 | HK$17,400 | HK$17,400 | HK$17,400 | HK$17,400 | HK$18,444 (+6.0%) | HK$18,444 | HK$19,920 (+8.0%) | HK$19,920 | HK$21,708 (+9.0%) | HK$21,708 | +4.64% |
| 45歲 | HK$21,468 | HK$21,468 | HK$21,468 | HK$21,468 | HK$22,764 (+6.0%) | HK$22,764 | HK$24,588 (+8.0%) | HK$24,588 | HK$26,796 (+9.0%) | HK$26,796 | +4.65% |
| 50歲 | HK$26,580 | HK$26,580 | HK$26,580 | HK$26,580 | HK$28,176 (+6.0%) | HK$28,176 | HK$30,432 (+8.0%) | HK$30,432 | HK$33,168 (+9.0%) | HK$33,168 | +4.64% |
| 55歲 | HK$33,756 | HK$33,756 | HK$33,756 | HK$33,756 | HK$35,784 (+6.0%) | HK$35,784 | HK$37,764 (+5.5%) | HK$37,764 | HK$41,160 (+9.0%) | HK$41,160 | +4.15% |
| 60歲 | HK$42,876 | HK$42,876 | HK$42,876 | HK$42,876 | HK$45,456 (+6.0%) | HK$45,456 | HK$47,964 (+5.5%) | HK$47,964 | HK$52,284 (+9.0%) | HK$52,284 | +4.15% |
| 65歲 | HK$54,468 | HK$54,468 | HK$54,468 | HK$54,468 | HK$57,744 (+6.0%) | HK$57,744 | HK$60,924 (+5.5%) | HK$60,924 | HK$66,408 (+9.0%) | HK$66,408 | +4.15% |
| 70歲 | HK$69,192 | HK$69,192 | HK$69,192 | HK$69,192 | HK$73,344 (+6.0%) | HK$73,344 | HK$77,388 (+5.5%) | HK$77,388 | HK$84,348 (+9.0%) | HK$84,348 | +4.14% |
| 75歲 | HK$87,888 | HK$87,888 | HK$87,888 | HK$87,888 | HK$93,168 (+6.0%) | HK$93,168 | HK$98,304 (+5.5%) | HK$98,304 | HK$107,148 (+9.0%) | HK$107,148 | +4.14% |
| 80歲 | HK$111,636 | HK$111,636 | HK$111,636 | HK$111,636 | HK$118,344 (+6.0%) | HK$118,344 | HK$124,860 (+5.5%) | HK$124,860 | HK$136,092 (+9.0%) | HK$136,092 | +4.14% |
| 85歲 | HK$152,856 | HK$152,856 | HK$152,856 | HK$152,856 | HK$162,036 (+6.0%) | HK$162,036 | HK$170,952 (+5.5%) | HK$170,952 | HK$185,640 (+8.6%) | HK$185,640 | +4.06% |
| 90歲 | HK$203,436 | HK$203,436 | HK$203,436 | HK$203,436 | HK$215,652 (+6.0%) | HK$215,652 | HK$227,520 (+5.5%) | HK$227,520 | HK$247,644 (+8.8%) | HK$247,644 | +4.11% |
| 95歲 | HK$230,676 | HK$230,676 | HK$230,676 | HK$230,676 | HK$244,524 (+6.0%) | HK$244,524 | HK$257,976 (+5.5%) | HK$257,976 | HK$281,196 (+9.0%) | HK$281,196 | +4.14% |
| 99歲 | HK$254,472 | HK$254,472 | HK$254,472 | HK$254,472 | HK$269,748 (+6.0%) | HK$269,748 | HK$284,592 (+5.5%) | HK$284,592 | HK$310,200 (+9.0%) | HK$310,200 | +4.14% |
| 所有年齡平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +6.8% | 0.0% | +9.0% | 0.0% | — |
0歲HK$11,352
5歲HK$9,960
10歲HK$9,624
15歲HK$9,624
20歲HK$10,596
25歲HK$11,844
30歲HK$13,440
35歲HK$15,264
40歲HK$17,400
45歲HK$21,468
50歲HK$26,580
55歲HK$33,756
60歲HK$42,876
65歲HK$54,468
70歲HK$69,192
75歲HK$87,888
80歲HK$111,636
85歲HK$152,856
90歲HK$203,436
95歲HK$230,676
99歲HK$254,472
0歲HK$11,352
5歲HK$9,960
10歲HK$9,624
15歲HK$9,624
20歲HK$10,596
25歲HK$11,844
30歲HK$13,440
35歲HK$15,264
40歲HK$17,400
45歲HK$21,468
50歲HK$26,580
55歲HK$33,756
60歲HK$42,876
65歲HK$54,468
70歲HK$69,192
75歲HK$87,888
80歲HK$111,636
85歲HK$152,856
90歲HK$203,436
95歲HK$230,676
99歲HK$254,472
0歲HK$11,352
5歲HK$9,960
10歲HK$9,624
15歲HK$9,624
20歲HK$10,596
25歲HK$11,844
30歲HK$13,440
35歲HK$15,264
40歲HK$17,400
45歲HK$21,468
50歲HK$26,580
55歲HK$33,756
60歲HK$42,876
65歲HK$54,468
70歲HK$69,192
75歲HK$87,888
80歲HK$111,636
85歲HK$152,856
90歲HK$203,436
95歲HK$230,676
99歲HK$254,472
0歲HK$11,352
5歲HK$9,960
10歲HK$9,624
15歲HK$9,624
20歲HK$10,596
25歲HK$11,844
30歲HK$13,440
35歲HK$15,264
40歲HK$17,400
45歲HK$21,468
50歲HK$26,580
55歲HK$33,756
60歲HK$42,876
65歲HK$54,468
70歲HK$69,192
75歲HK$87,888
80歲HK$111,636
85歲HK$152,856
90歲HK$203,436
95歲HK$230,676
99歲HK$254,472
0歲HK$12,036 (+6.0%)
5歲HK$10,560 (+6.0%)
10歲HK$10,212 (+6.1%)
15歲HK$10,212 (+6.1%)
20歲HK$11,232 (+6.0%)
25歲HK$12,564 (+6.1%)
30歲HK$14,256 (+6.1%)
35歲HK$16,188 (+6.1%)
40歲HK$18,444 (+6.0%)
45歲HK$22,764 (+6.0%)
50歲HK$28,176 (+6.0%)
55歲HK$35,784 (+6.0%)
60歲HK$45,456 (+6.0%)
65歲HK$57,744 (+6.0%)
70歲HK$73,344 (+6.0%)
75歲HK$93,168 (+6.0%)
80歲HK$118,344 (+6.0%)
85歲HK$162,036 (+6.0%)
90歲HK$215,652 (+6.0%)
95歲HK$244,524 (+6.0%)
99歲HK$269,748 (+6.0%)
0歲HK$12,036
5歲HK$10,560
10歲HK$10,212
15歲HK$10,212
20歲HK$11,232
25歲HK$12,564
30歲HK$14,256
35歲HK$16,188
40歲HK$18,444
45歲HK$22,764
50歲HK$28,176
55歲HK$35,784
60歲HK$45,456
65歲HK$57,744
70歲HK$73,344
75歲HK$93,168
80歲HK$118,344
85歲HK$162,036
90歲HK$215,652
95歲HK$244,524
99歲HK$269,748
0歲HK$13,008 (+8.1%)
5歲HK$11,412 (+8.1%)
10歲HK$11,040 (+8.1%)
15歲HK$11,040 (+8.1%)
20歲HK$12,132 (+8.0%)
25歲HK$13,572 (+8.0%)
30歲HK$15,408 (+8.1%)
35歲HK$17,484 (+8.0%)
40歲HK$19,920 (+8.0%)
45歲HK$24,588 (+8.0%)
50歲HK$30,432 (+8.0%)
55歲HK$37,764 (+5.5%)
60歲HK$47,964 (+5.5%)
65歲HK$60,924 (+5.5%)
70歲HK$77,388 (+5.5%)
75歲HK$98,304 (+5.5%)
80歲HK$124,860 (+5.5%)
85歲HK$170,952 (+5.5%)
90歲HK$227,520 (+5.5%)
95歲HK$257,976 (+5.5%)
99歲HK$284,592 (+5.5%)
0歲HK$13,008
5歲HK$11,412
10歲HK$11,040
15歲HK$11,040
20歲HK$12,132
25歲HK$13,572
30歲HK$15,408
35歲HK$17,484
40歲HK$19,920
45歲HK$24,588
50歲HK$30,432
55歲HK$37,764
60歲HK$47,964
65歲HK$60,924
70歲HK$77,388
75歲HK$98,304
80歲HK$124,860
85歲HK$170,952
90歲HK$227,520
95歲HK$257,976
99歲HK$284,592
0歲HK$14,184 (+9.0%)
5歲HK$12,444 (+9.0%)
10歲HK$12,036 (+9.0%)
15歲HK$12,036 (+9.0%)
20歲HK$13,224 (+9.0%)
25歲HK$14,796 (+9.0%)
30歲HK$16,800 (+9.0%)
35歲HK$19,056 (+9.0%)
40歲HK$21,708 (+9.0%)
45歲HK$26,796 (+9.0%)
50歲HK$33,168 (+9.0%)
55歲HK$41,160 (+9.0%)
60歲HK$52,284 (+9.0%)
65歲HK$66,408 (+9.0%)
70歲HK$84,348 (+9.0%)
75歲HK$107,148 (+9.0%)
80歲HK$136,092 (+9.0%)
85歲HK$185,640 (+8.6%)
90歲HK$247,644 (+8.8%)
95歲HK$281,196 (+9.0%)
99歲HK$310,200 (+9.0%)
0歲HK$14,184
5歲HK$12,444
10歲HK$12,036
15歲HK$12,036
20歲HK$13,224
25歲HK$14,796
30歲HK$16,800
35歲HK$19,056
40歲HK$21,708
45歲HK$26,796
50歲HK$33,168
55歲HK$41,160
60歲HK$52,284
65歲HK$66,408
70歲HK$84,348
75歲HK$107,148
80歲HK$136,092
85歲HK$185,640
90歲HK$247,644
95歲HK$281,196
99歲HK$310,200
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.67%
5歲+4.67%
10歲+4.69%
15歲+4.69%
20歲+4.65%
25歲+4.67%
30歲+4.68%
35歲+4.65%
40歲+4.64%
45歲+4.65%
50歲+4.64%
55歲+4.15%
60歲+4.15%
65歲+4.15%
70歲+4.14%
75歲+4.14%
80歲+4.14%
85歲+4.06%
90歲+4.11%
95歲+4.14%
99歲+4.14%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。