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保泰人壽保險有限公司 · F00060-01-000 · 10 個版本 · 靈活計劃 · 年均加幅 +4.40%
男女同價港元 (HKD)
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| 年齡 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$7,380 | HK$7,380 | HK$7,380 | HK$7,380 | HK$7,824 (+6.0%) | HK$7,824 | HK$8,460 (+8.1%) | HK$8,460 | HK$9,216 (+8.9%) | HK$9,216 | +4.66% |
| 5歲 | HK$6,480 | HK$6,480 | HK$6,480 | HK$6,480 | HK$6,876 (+6.1%) | HK$6,876 | HK$7,428 (+8.0%) | HK$7,428 | HK$8,100 (+9.0%) | HK$8,100 | +4.68% |
| 10歲 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,636 (+6.1%) | HK$6,636 | HK$7,176 (+8.1%) | HK$7,176 | HK$7,824 (+9.0%) | HK$7,824 | +4.70% |
| 15歲 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,636 (+6.1%) | HK$6,636 | HK$7,176 (+8.1%) | HK$7,176 | HK$7,824 (+9.0%) | HK$7,824 | +4.70% |
| 20歲 | HK$6,888 | HK$6,888 | HK$6,888 | HK$6,888 | HK$7,308 (+6.1%) | HK$7,308 | HK$7,896 (+8.0%) | HK$7,896 | HK$8,604 (+9.0%) | HK$8,604 | +4.66% |
| 25歲 | HK$7,692 | HK$7,692 | HK$7,692 | HK$7,692 | HK$8,160 (+6.1%) | HK$8,160 | HK$8,820 (+8.1%) | HK$8,820 | HK$9,612 (+9.0%) | HK$9,612 | +4.67% |
| 30歲 | HK$8,736 | HK$8,736 | HK$8,736 | HK$8,736 | HK$9,264 (+6.0%) | HK$9,264 | HK$10,008 (+8.0%) | HK$10,008 | HK$10,908 (+9.0%) | HK$10,908 | +4.66% |
| 35歲 | HK$9,924 | HK$9,924 | HK$9,924 | HK$9,924 | HK$10,524 (+6.0%) | HK$10,524 | HK$11,376 (+8.1%) | HK$11,376 | HK$12,396 (+9.0%) | HK$12,396 | +4.66% |
| 40歲 | HK$11,304 | HK$11,304 | HK$11,304 | HK$11,304 | HK$11,988 (+6.1%) | HK$11,988 | HK$12,948 (+8.0%) | HK$12,948 | HK$14,112 (+9.0%) | HK$14,112 | +4.65% |
| 45歲 | HK$13,956 | HK$13,956 | HK$13,956 | HK$13,956 | HK$14,796 (+6.0%) | HK$14,796 | HK$15,984 (+8.0%) | HK$15,984 | HK$17,424 (+9.0%) | HK$17,424 | +4.65% |
| 50歲 | HK$17,280 | HK$17,280 | HK$17,280 | HK$17,280 | HK$18,324 (+6.0%) | HK$18,324 | HK$19,800 (+8.1%) | HK$19,800 | HK$21,588 (+9.0%) | HK$21,588 | +4.67% |
| 55歲 | HK$21,948 | HK$21,948 | HK$21,948 | HK$21,948 | HK$23,268 (+6.0%) | HK$23,268 | HK$24,552 (+5.5%) | HK$24,552 | HK$26,760 (+9.0%) | HK$26,760 | +4.15% |
| 60歲 | HK$27,876 | HK$27,876 | HK$27,876 | HK$27,876 | HK$29,556 (+6.0%) | HK$29,556 | HK$31,188 (+5.5%) | HK$31,188 | HK$33,996 (+9.0%) | HK$33,996 | +4.15% |
| 65歲 | HK$35,400 | HK$35,400 | HK$35,400 | HK$35,400 | HK$37,524 (+6.0%) | HK$37,524 | HK$39,588 (+5.5%) | HK$39,588 | HK$43,152 (+9.0%) | HK$43,152 | +4.14% |
| 70歲 | HK$44,976 | HK$44,976 | HK$44,976 | HK$44,976 | HK$47,676 (+6.0%) | HK$47,676 | HK$50,304 (+5.5%) | HK$50,304 | HK$54,828 (+9.0%) | HK$54,828 | +4.14% |
| 75歲 | HK$57,120 | HK$57,120 | HK$57,120 | HK$57,120 | HK$60,552 (+6.0%) | HK$60,552 | HK$63,888 (+5.5%) | HK$63,888 | HK$69,636 (+9.0%) | HK$69,636 | +4.14% |
| 80歲 | HK$72,564 | HK$72,564 | HK$72,564 | HK$72,564 | HK$76,920 (+6.0%) | HK$76,920 | HK$81,156 (+5.5%) | HK$81,156 | HK$88,464 (+9.0%) | HK$88,464 | +4.14% |
| 85歲 | HK$99,360 | HK$99,360 | HK$99,360 | HK$99,360 | HK$105,324 (+6.0%) | HK$105,324 | HK$111,120 (+5.5%) | HK$111,120 | HK$120,672 (+8.6%) | HK$120,672 | +4.06% |
| 90歲 | HK$132,228 | HK$132,228 | HK$132,228 | HK$132,228 | HK$140,172 (+6.0%) | HK$140,172 | HK$147,888 (+5.5%) | HK$147,888 | HK$160,968 (+8.8%) | HK$160,968 | +4.11% |
| 95歲 | HK$149,940 | HK$149,940 | HK$149,940 | HK$149,940 | HK$158,940 (+6.0%) | HK$158,940 | HK$167,688 (+5.5%) | HK$167,688 | HK$182,784 (+9.0%) | HK$182,784 | +4.14% |
| 99歲 | HK$165,408 | HK$165,408 | HK$165,408 | HK$165,408 | HK$175,344 (+6.0%) | HK$175,344 | HK$184,992 (+5.5%) | HK$184,992 | HK$201,636 (+9.0%) | HK$201,636 | +4.14% |
| 所有年齡平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +6.9% | 0.0% | +9.0% | 0.0% | — |
0歲HK$7,380
5歲HK$6,480
10歲HK$6,252
15歲HK$6,252
20歲HK$6,888
25歲HK$7,692
30歲HK$8,736
35歲HK$9,924
40歲HK$11,304
45歲HK$13,956
50歲HK$17,280
55歲HK$21,948
60歲HK$27,876
65歲HK$35,400
70歲HK$44,976
75歲HK$57,120
80歲HK$72,564
85歲HK$99,360
90歲HK$132,228
95歲HK$149,940
99歲HK$165,408
0歲HK$7,380
5歲HK$6,480
10歲HK$6,252
15歲HK$6,252
20歲HK$6,888
25歲HK$7,692
30歲HK$8,736
35歲HK$9,924
40歲HK$11,304
45歲HK$13,956
50歲HK$17,280
55歲HK$21,948
60歲HK$27,876
65歲HK$35,400
70歲HK$44,976
75歲HK$57,120
80歲HK$72,564
85歲HK$99,360
90歲HK$132,228
95歲HK$149,940
99歲HK$165,408
0歲HK$7,380
5歲HK$6,480
10歲HK$6,252
15歲HK$6,252
20歲HK$6,888
25歲HK$7,692
30歲HK$8,736
35歲HK$9,924
40歲HK$11,304
45歲HK$13,956
50歲HK$17,280
55歲HK$21,948
60歲HK$27,876
65歲HK$35,400
70歲HK$44,976
75歲HK$57,120
80歲HK$72,564
85歲HK$99,360
90歲HK$132,228
95歲HK$149,940
99歲HK$165,408
0歲HK$7,380
5歲HK$6,480
10歲HK$6,252
15歲HK$6,252
20歲HK$6,888
25歲HK$7,692
30歲HK$8,736
35歲HK$9,924
40歲HK$11,304
45歲HK$13,956
50歲HK$17,280
55歲HK$21,948
60歲HK$27,876
65歲HK$35,400
70歲HK$44,976
75歲HK$57,120
80歲HK$72,564
85歲HK$99,360
90歲HK$132,228
95歲HK$149,940
99歲HK$165,408
0歲HK$7,824 (+6.0%)
5歲HK$6,876 (+6.1%)
10歲HK$6,636 (+6.1%)
15歲HK$6,636 (+6.1%)
20歲HK$7,308 (+6.1%)
25歲HK$8,160 (+6.1%)
30歲HK$9,264 (+6.0%)
35歲HK$10,524 (+6.0%)
40歲HK$11,988 (+6.1%)
45歲HK$14,796 (+6.0%)
50歲HK$18,324 (+6.0%)
55歲HK$23,268 (+6.0%)
60歲HK$29,556 (+6.0%)
65歲HK$37,524 (+6.0%)
70歲HK$47,676 (+6.0%)
75歲HK$60,552 (+6.0%)
80歲HK$76,920 (+6.0%)
85歲HK$105,324 (+6.0%)
90歲HK$140,172 (+6.0%)
95歲HK$158,940 (+6.0%)
99歲HK$175,344 (+6.0%)
0歲HK$7,824
5歲HK$6,876
10歲HK$6,636
15歲HK$6,636
20歲HK$7,308
25歲HK$8,160
30歲HK$9,264
35歲HK$10,524
40歲HK$11,988
45歲HK$14,796
50歲HK$18,324
55歲HK$23,268
60歲HK$29,556
65歲HK$37,524
70歲HK$47,676
75歲HK$60,552
80歲HK$76,920
85歲HK$105,324
90歲HK$140,172
95歲HK$158,940
99歲HK$175,344
0歲HK$8,460 (+8.1%)
5歲HK$7,428 (+8.0%)
10歲HK$7,176 (+8.1%)
15歲HK$7,176 (+8.1%)
20歲HK$7,896 (+8.0%)
25歲HK$8,820 (+8.1%)
30歲HK$10,008 (+8.0%)
35歲HK$11,376 (+8.1%)
40歲HK$12,948 (+8.0%)
45歲HK$15,984 (+8.0%)
50歲HK$19,800 (+8.1%)
55歲HK$24,552 (+5.5%)
60歲HK$31,188 (+5.5%)
65歲HK$39,588 (+5.5%)
70歲HK$50,304 (+5.5%)
75歲HK$63,888 (+5.5%)
80歲HK$81,156 (+5.5%)
85歲HK$111,120 (+5.5%)
90歲HK$147,888 (+5.5%)
95歲HK$167,688 (+5.5%)
99歲HK$184,992 (+5.5%)
0歲HK$8,460
5歲HK$7,428
10歲HK$7,176
15歲HK$7,176
20歲HK$7,896
25歲HK$8,820
30歲HK$10,008
35歲HK$11,376
40歲HK$12,948
45歲HK$15,984
50歲HK$19,800
55歲HK$24,552
60歲HK$31,188
65歲HK$39,588
70歲HK$50,304
75歲HK$63,888
80歲HK$81,156
85歲HK$111,120
90歲HK$147,888
95歲HK$167,688
99歲HK$184,992
0歲HK$9,216 (+8.9%)
5歲HK$8,100 (+9.0%)
10歲HK$7,824 (+9.0%)
15歲HK$7,824 (+9.0%)
20歲HK$8,604 (+9.0%)
25歲HK$9,612 (+9.0%)
30歲HK$10,908 (+9.0%)
35歲HK$12,396 (+9.0%)
40歲HK$14,112 (+9.0%)
45歲HK$17,424 (+9.0%)
50歲HK$21,588 (+9.0%)
55歲HK$26,760 (+9.0%)
60歲HK$33,996 (+9.0%)
65歲HK$43,152 (+9.0%)
70歲HK$54,828 (+9.0%)
75歲HK$69,636 (+9.0%)
80歲HK$88,464 (+9.0%)
85歲HK$120,672 (+8.6%)
90歲HK$160,968 (+8.8%)
95歲HK$182,784 (+9.0%)
99歲HK$201,636 (+9.0%)
0歲HK$9,216
5歲HK$8,100
10歲HK$7,824
15歲HK$7,824
20歲HK$8,604
25歲HK$9,612
30歲HK$10,908
35歲HK$12,396
40歲HK$14,112
45歲HK$17,424
50歲HK$21,588
55歲HK$26,760
60歲HK$33,996
65歲HK$43,152
70歲HK$54,828
75歲HK$69,636
80歲HK$88,464
85歲HK$120,672
90歲HK$160,968
95歲HK$182,784
99歲HK$201,636
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.66%
5歲+4.68%
10歲+4.70%
15歲+4.70%
20歲+4.66%
25歲+4.67%
30歲+4.66%
35歲+4.66%
40歲+4.65%
45歲+4.65%
50歲+4.67%
55歲+4.15%
60歲+4.15%
65歲+4.14%
70歲+4.14%
75歲+4.14%
80歲+4.14%
85歲+4.06%
90歲+4.11%
95歲+4.14%
99歲+4.14%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。