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Bowtie VHIS Flexi - Plus
保泰人壽保險有限公司 · F00031-02-000 · 11 個版本 · 靈活計劃 · 年均加幅 +2.64%
港元 (HKD)
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| 年齡 | 2019-07-08 | 2020-04-01 | 2021-04-01 | 2022-04-30 | 2023-04-30 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$7,032 | HK$6,960 (-1.0%) | HK$6,960 | HK$6,960 | HK$6,960 | HK$7,596 (+9.1%) | HK$7,596 | HK$8,208 (+8.1%) | HK$8,208 | HK$8,868 (+8.0%) | HK$8,868 | +3.28% |
| 5歲 | HK$5,244 | HK$5,196 (-0.9%) | HK$5,196 | HK$5,196 | HK$5,196 | HK$5,664 (+9.0%) | HK$5,664 | HK$6,120 (+8.1%) | HK$6,120 | HK$6,576 (+7.5%) | HK$6,576 | +3.20% |
| 10歲 | HK$3,348 | HK$3,312 (-1.1%) | HK$3,312 | HK$3,312 | HK$3,312 | HK$3,612 (+9.1%) | HK$3,612 | HK$3,912 (+8.3%) | HK$3,912 | HK$4,200 (+7.4%) | HK$4,200 | +3.20% |
| 15歲 | HK$2,964 | HK$2,940 (-0.8%) | HK$2,940 | HK$2,940 | HK$2,940 | HK$3,216 (+9.4%) | HK$3,216 | HK$3,480 (+8.2%) | HK$3,480 | HK$3,744 (+7.6%) | HK$3,744 | +3.30% |
| 20歲 | HK$3,264 | HK$3,228 (-1.1%) | HK$3,228 | HK$3,228 | HK$3,228 | HK$3,528 (+9.3%) | HK$3,528 | HK$3,816 (+8.2%) | HK$3,816 | HK$4,104 (+7.5%) | HK$4,104 | +3.24% |
| 25歲 | HK$3,912 | HK$3,876 (-0.9%) | HK$3,876 | HK$3,876 | HK$3,876 | HK$4,236 (+9.3%) | HK$4,236 | HK$4,584 (+8.2%) | HK$4,584 | HK$4,932 (+7.6%) | HK$4,932 | +3.28% |
| 30歲 | HK$4,320 | HK$4,272 (-1.1%) | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,668 (+9.3%) | HK$4,668 | HK$5,052 (+8.2%) | HK$5,052 | HK$5,436 (+7.6%) | HK$5,436 | +3.25% |
| 35歲 | HK$5,100 | HK$5,052 (-0.9%) | HK$5,052 | HK$5,052 | HK$5,052 | HK$5,508 (+9.0%) | HK$5,508 | HK$5,952 (+8.1%) | HK$5,952 | HK$6,396 (+7.5%) | HK$6,396 | +3.20% |
| 40歲 | HK$6,192 | HK$6,132 (-1.0%) | HK$6,132 | HK$6,132 | HK$6,132 | HK$6,684 (+9.0%) | HK$6,684 | HK$7,224 (+8.1%) | HK$7,224 | HK$7,764 (+7.5%) | HK$7,764 | +3.20% |
| 45歲 | HK$7,596 | HK$7,524 (-0.9%) | HK$7,524 | HK$7,524 | HK$7,524 | HK$8,208 (+9.1%) | HK$8,208 | HK$8,868 (+8.0%) | HK$8,868 | HK$9,528 (+7.4%) | HK$9,528 | +3.20% |
| 50歲 | HK$9,864 | HK$9,768 (-1.0%) | HK$9,768 | HK$9,768 | HK$9,768 | HK$10,608 (+8.6%) | HK$10,608 | HK$11,460 (+8.0%) | HK$11,460 | HK$12,324 (+7.5%) | HK$12,324 | +3.15% |
| 55歲 | HK$12,960 | HK$12,828 (-1.0%) | HK$12,828 | HK$12,828 | HK$12,828 | HK$13,608 (+6.1%) | HK$13,608 | HK$14,364 (+5.6%) | HK$14,364 | HK$15,084 (+5.0%) | HK$15,084 | +2.13% |
| 60歲 | HK$17,688 | HK$17,508 (-1.0%) | HK$17,508 | HK$17,508 | HK$17,508 | HK$18,564 (+6.0%) | HK$18,564 | HK$19,596 (+5.6%) | HK$19,596 | HK$20,580 (+5.0%) | HK$20,580 | +2.13% |
| 65歲 | HK$23,028 | HK$22,800 (-1.0%) | HK$22,800 | HK$22,800 | HK$22,800 | HK$24,168 (+6.0%) | HK$24,168 | HK$25,500 (+5.5%) | HK$25,500 | HK$26,772 (+5.0%) | HK$26,772 | +2.12% |
| 70歲 | HK$28,152 | HK$27,876 (-1.0%) | HK$27,876 | HK$27,876 | HK$27,876 | HK$29,556 (+6.0%) | HK$29,556 | HK$31,188 (+5.5%) | HK$31,188 | HK$32,748 (+5.0%) | HK$32,748 | +2.13% |
| 75歲 | HK$34,356 | HK$34,008 (-1.0%) | HK$34,008 | HK$34,008 | HK$34,008 | HK$36,060 (+6.0%) | HK$36,060 | HK$38,052 (+5.5%) | HK$38,052 | HK$39,960 (+5.0%) | HK$39,960 | +2.12% |
| 80歲 | HK$40,500 | HK$40,092 (-1.0%) | HK$40,092 | HK$40,092 | HK$40,092 | HK$42,504 (+6.0%) | HK$42,504 | HK$44,844 (+5.5%) | HK$44,844 | HK$47,088 (+5.0%) | HK$47,088 | +2.12% |
| 85歲 | HK$46,848 | HK$50,328 (+7.4%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +3.29% |
| 90歲 | HK$51,576 | HK$50,328 (-2.4%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +1.92% |
| 95歲 | HK$54,504 | HK$50,328 (-7.7%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +1.14% |
| 99歲 | HK$57,072 | HK$50,328 (-11.8%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +0.49% |
| 所有年齡平均 | — | -1.5% | 0.0% | 0.0% | 0.0% | +7.6% | 0.0% | +6.9% | 0.0% | +6.3% | 0.0% | — |
0歲HK$7,032
5歲HK$5,244
10歲HK$3,348
15歲HK$2,964
20歲HK$3,264
25歲HK$3,912
30歲HK$4,320
35歲HK$5,100
40歲HK$6,192
45歲HK$7,596
50歲HK$9,864
55歲HK$12,960
60歲HK$17,688
65歲HK$23,028
70歲HK$28,152
75歲HK$34,356
80歲HK$40,500
85歲HK$46,848
90歲HK$51,576
95歲HK$54,504
99歲HK$57,072
0歲HK$6,960 (-1.0%)
5歲HK$5,196 (-0.9%)
10歲HK$3,312 (-1.1%)
15歲HK$2,940 (-0.8%)
20歲HK$3,228 (-1.1%)
25歲HK$3,876 (-0.9%)
30歲HK$4,272 (-1.1%)
35歲HK$5,052 (-0.9%)
40歲HK$6,132 (-1.0%)
45歲HK$7,524 (-0.9%)
50歲HK$9,768 (-1.0%)
55歲HK$12,828 (-1.0%)
60歲HK$17,508 (-1.0%)
65歲HK$22,800 (-1.0%)
70歲HK$27,876 (-1.0%)
75歲HK$34,008 (-1.0%)
80歲HK$40,092 (-1.0%)
85歲HK$50,328 (+7.4%)
90歲HK$50,328 (-2.4%)
95歲HK$50,328 (-7.7%)
99歲HK$50,328 (-11.8%)
0歲HK$6,960
5歲HK$5,196
10歲HK$3,312
15歲HK$2,940
20歲HK$3,228
25歲HK$3,876
30歲HK$4,272
35歲HK$5,052
40歲HK$6,132
45歲HK$7,524
50歲HK$9,768
55歲HK$12,828
60歲HK$17,508
65歲HK$22,800
70歲HK$27,876
75歲HK$34,008
80歲HK$40,092
85歲HK$50,328
90歲HK$50,328
95歲HK$50,328
99歲HK$50,328
0歲HK$6,960
5歲HK$5,196
10歲HK$3,312
15歲HK$2,940
20歲HK$3,228
25歲HK$3,876
30歲HK$4,272
35歲HK$5,052
40歲HK$6,132
45歲HK$7,524
50歲HK$9,768
55歲HK$12,828
60歲HK$17,508
65歲HK$22,800
70歲HK$27,876
75歲HK$34,008
80歲HK$40,092
85歲HK$50,328
90歲HK$50,328
95歲HK$50,328
99歲HK$50,328
0歲HK$6,960
5歲HK$5,196
10歲HK$3,312
15歲HK$2,940
20歲HK$3,228
25歲HK$3,876
30歲HK$4,272
35歲HK$5,052
40歲HK$6,132
45歲HK$7,524
50歲HK$9,768
55歲HK$12,828
60歲HK$17,508
65歲HK$22,800
70歲HK$27,876
75歲HK$34,008
80歲HK$40,092
85歲HK$50,328
90歲HK$50,328
95歲HK$50,328
99歲HK$50,328
0歲HK$7,596 (+9.1%)
5歲HK$5,664 (+9.0%)
10歲HK$3,612 (+9.1%)
15歲HK$3,216 (+9.4%)
20歲HK$3,528 (+9.3%)
25歲HK$4,236 (+9.3%)
30歲HK$4,668 (+9.3%)
35歲HK$5,508 (+9.0%)
40歲HK$6,684 (+9.0%)
45歲HK$8,208 (+9.1%)
50歲HK$10,608 (+8.6%)
55歲HK$13,608 (+6.1%)
60歲HK$18,564 (+6.0%)
65歲HK$24,168 (+6.0%)
70歲HK$29,556 (+6.0%)
75歲HK$36,060 (+6.0%)
80歲HK$42,504 (+6.0%)
85歲HK$53,352 (+6.0%)
90歲HK$53,352 (+6.0%)
95歲HK$53,352 (+6.0%)
99歲HK$53,352 (+6.0%)
0歲HK$7,596
5歲HK$5,664
10歲HK$3,612
15歲HK$3,216
20歲HK$3,528
25歲HK$4,236
30歲HK$4,668
35歲HK$5,508
40歲HK$6,684
45歲HK$8,208
50歲HK$10,608
55歲HK$13,608
60歲HK$18,564
65歲HK$24,168
70歲HK$29,556
75歲HK$36,060
80歲HK$42,504
85歲HK$53,352
90歲HK$53,352
95歲HK$53,352
99歲HK$53,352
0歲HK$8,208 (+8.1%)
5歲HK$6,120 (+8.1%)
10歲HK$3,912 (+8.3%)
15歲HK$3,480 (+8.2%)
20歲HK$3,816 (+8.2%)
25歲HK$4,584 (+8.2%)
30歲HK$5,052 (+8.2%)
35歲HK$5,952 (+8.1%)
40歲HK$7,224 (+8.1%)
45歲HK$8,868 (+8.0%)
50歲HK$11,460 (+8.0%)
55歲HK$14,364 (+5.6%)
60歲HK$19,596 (+5.6%)
65歲HK$25,500 (+5.5%)
70歲HK$31,188 (+5.5%)
75歲HK$38,052 (+5.5%)
80歲HK$44,844 (+5.5%)
85歲HK$56,292 (+5.5%)
90歲HK$56,292 (+5.5%)
95歲HK$56,292 (+5.5%)
99歲HK$56,292 (+5.5%)
0歲HK$8,208
5歲HK$6,120
10歲HK$3,912
15歲HK$3,480
20歲HK$3,816
25歲HK$4,584
30歲HK$5,052
35歲HK$5,952
40歲HK$7,224
45歲HK$8,868
50歲HK$11,460
55歲HK$14,364
60歲HK$19,596
65歲HK$25,500
70歲HK$31,188
75歲HK$38,052
80歲HK$44,844
85歲HK$56,292
90歲HK$56,292
95歲HK$56,292
99歲HK$56,292
0歲HK$8,868 (+8.0%)
5歲HK$6,576 (+7.5%)
10歲HK$4,200 (+7.4%)
15歲HK$3,744 (+7.6%)
20歲HK$4,104 (+7.5%)
25歲HK$4,932 (+7.6%)
30歲HK$5,436 (+7.6%)
35歲HK$6,396 (+7.5%)
40歲HK$7,764 (+7.5%)
45歲HK$9,528 (+7.4%)
50歲HK$12,324 (+7.5%)
55歲HK$15,084 (+5.0%)
60歲HK$20,580 (+5.0%)
65歲HK$26,772 (+5.0%)
70歲HK$32,748 (+5.0%)
75歲HK$39,960 (+5.0%)
80歲HK$47,088 (+5.0%)
85歲HK$59,112 (+5.0%)
90歲HK$59,112 (+5.0%)
95歲HK$59,112 (+5.0%)
99歲HK$59,112 (+5.0%)
0歲HK$8,868
5歲HK$6,576
10歲HK$4,200
15歲HK$3,744
20歲HK$4,104
25歲HK$4,932
30歲HK$5,436
35歲HK$6,396
40歲HK$7,764
45歲HK$9,528
50歲HK$12,324
55歲HK$15,084
60歲HK$20,580
65歲HK$26,772
70歲HK$32,748
75歲HK$39,960
80歲HK$47,088
85歲HK$59,112
90歲HK$59,112
95歲HK$59,112
99歲HK$59,112
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+3.28%
5歲+3.20%
10歲+3.20%
15歲+3.30%
20歲+3.24%
25歲+3.28%
30歲+3.25%
35歲+3.20%
40歲+3.20%
45歲+3.20%
50歲+3.15%
55歲+2.13%
60歲+2.13%
65歲+2.12%
70歲+2.13%
75歲+2.12%
80歲+2.12%
85歲+3.29%
90歲+1.92%
95歲+1.14%
99歲+0.49%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。