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保泰自願醫保 - 靈活計劃 - 基本計劃
Bowtie VHIS Flexi - Regular
保泰人壽保險有限公司 · F00031-01-000 · 11 個版本 · 靈活計劃 · 年均加幅 +2.63%
港元 (HKD)
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| 年齡 | 2019-07-08 | 2020-04-01 | 2021-04-01 | 2022-04-30 | 2023-04-30 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$3,708 | HK$3,672 (-1.0%) | HK$3,672 | HK$3,672 | HK$3,672 | HK$4,008 (+9.2%) | HK$4,008 | HK$4,332 (+8.1%) | HK$4,332 | HK$4,656 (+7.5%) | HK$4,656 | +3.22% |
| 5歲 | HK$2,772 | HK$2,748 (-0.9%) | HK$2,748 | HK$2,748 | HK$2,748 | HK$3,000 (+9.2%) | HK$3,000 | HK$3,240 (+8.0%) | HK$3,240 | HK$3,480 (+7.4%) | HK$3,480 | +3.22% |
| 10歲 | HK$1,860 | HK$1,836 (-1.3%) | HK$1,836 | HK$1,836 | HK$1,836 | HK$2,004 (+9.2%) | HK$2,004 | HK$2,172 (+8.4%) | HK$2,172 | HK$2,340 (+7.7%) | HK$2,340 | +3.25% |
| 15歲 | HK$1,728 | HK$1,716 (-0.7%) | HK$1,716 | HK$1,716 | HK$1,716 | HK$1,872 (+9.1%) | HK$1,872 | HK$2,028 (+8.3%) | HK$2,028 | HK$2,232 (+10.1%) | HK$2,232 | +3.63% |
| 20歲 | HK$1,944 | HK$1,920 (-1.2%) | HK$1,920 | HK$1,920 | HK$1,920 | HK$2,100 (+9.4%) | HK$2,100 | HK$2,268 (+8.0%) | HK$2,268 | HK$2,436 (+7.4%) | HK$2,436 | +3.19% |
| 25歲 | HK$2,196 | HK$2,172 (-1.1%) | HK$2,172 | HK$2,172 | HK$2,172 | HK$2,376 (+9.4%) | HK$2,376 | HK$2,568 (+8.1%) | HK$2,568 | HK$2,760 (+7.5%) | HK$2,760 | +3.23% |
| 30歲 | HK$2,424 | HK$2,400 (-1.0%) | HK$2,400 | HK$2,400 | HK$2,400 | HK$2,616 (+9.0%) | HK$2,616 | HK$2,832 (+8.3%) | HK$2,832 | HK$3,048 (+7.6%) | HK$3,048 | +3.24% |
| 35歲 | HK$2,844 | HK$2,820 (-0.8%) | HK$2,820 | HK$2,820 | HK$2,820 | HK$3,084 (+9.4%) | HK$3,084 | HK$3,336 (+8.2%) | HK$3,336 | HK$3,588 (+7.6%) | HK$3,588 | +3.29% |
| 40歲 | HK$3,408 | HK$3,372 (-1.1%) | HK$3,372 | HK$3,372 | HK$3,372 | HK$3,684 (+9.3%) | HK$3,684 | HK$3,984 (+8.1%) | HK$3,984 | HK$4,284 (+7.5%) | HK$4,284 | +3.23% |
| 45歲 | HK$4,164 | HK$4,116 (-1.2%) | HK$4,116 | HK$4,116 | HK$4,116 | HK$4,488 (+9.0%) | HK$4,488 | HK$4,848 (+8.0%) | HK$4,848 | HK$5,208 (+7.4%) | HK$5,208 | +3.16% |
| 50歲 | HK$5,232 | HK$5,184 (-0.9%) | HK$5,184 | HK$5,184 | HK$5,184 | HK$5,640 (+8.8%) | HK$5,640 | HK$6,096 (+8.1%) | HK$6,096 | HK$6,552 (+7.5%) | HK$6,552 | +3.18% |
| 55歲 | HK$7,056 | HK$6,984 (-1.0%) | HK$6,984 | HK$6,984 | HK$6,984 | HK$7,404 (+6.0%) | HK$7,404 | HK$7,812 (+5.5%) | HK$7,812 | HK$8,208 (+5.1%) | HK$8,208 | +2.13% |
| 60歲 | HK$9,564 | HK$9,468 (-1.0%) | HK$9,468 | HK$9,468 | HK$9,468 | HK$10,044 (+6.1%) | HK$10,044 | HK$10,608 (+5.6%) | HK$10,608 | HK$11,136 (+5.0%) | HK$11,136 | +2.14% |
| 65歲 | HK$13,212 | HK$13,080 (-1.0%) | HK$13,080 | HK$13,080 | HK$13,080 | HK$13,872 (+6.1%) | HK$13,872 | HK$14,640 (+5.5%) | HK$14,640 | HK$15,372 (+5.0%) | HK$15,372 | +2.13% |
| 70歲 | HK$17,796 | HK$17,616 (-1.0%) | HK$17,616 | HK$17,616 | HK$17,616 | HK$18,684 (+6.1%) | HK$18,684 | HK$19,716 (+5.5%) | HK$19,716 | HK$20,700 (+5.0%) | HK$20,700 | +2.13% |
| 75歲 | HK$22,368 | HK$22,140 (-1.0%) | HK$22,140 | HK$22,140 | HK$22,140 | HK$23,472 (+6.0%) | HK$23,472 | HK$24,768 (+5.5%) | HK$24,768 | HK$26,004 (+5.0%) | HK$26,004 | +2.12% |
| 80歲 | HK$26,208 | HK$25,944 (-1.0%) | HK$25,944 | HK$25,944 | HK$25,944 | HK$27,504 (+6.0%) | HK$27,504 | HK$29,028 (+5.5%) | HK$29,028 | HK$30,480 (+5.0%) | HK$30,480 | +2.12% |
| 85歲 | HK$29,520 | HK$32,052 (+8.6%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +3.44% |
| 90歲 | HK$32,772 | HK$32,052 (-2.2%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +1.95% |
| 95歲 | HK$35,928 | HK$32,052 (-10.8%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +0.65% |
| 99歲 | HK$38,580 | HK$32,052 (-16.9%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | -0.34% |
| 所有年齡平均 | — | -1.8% | 0.0% | 0.0% | 0.0% | +7.7% | 0.0% | +6.9% | 0.0% | +6.4% | 0.0% | — |
0歲HK$3,708
5歲HK$2,772
10歲HK$1,860
15歲HK$1,728
20歲HK$1,944
25歲HK$2,196
30歲HK$2,424
35歲HK$2,844
40歲HK$3,408
45歲HK$4,164
50歲HK$5,232
55歲HK$7,056
60歲HK$9,564
65歲HK$13,212
70歲HK$17,796
75歲HK$22,368
80歲HK$26,208
85歲HK$29,520
90歲HK$32,772
95歲HK$35,928
99歲HK$38,580
0歲HK$3,672 (-1.0%)
5歲HK$2,748 (-0.9%)
10歲HK$1,836 (-1.3%)
15歲HK$1,716 (-0.7%)
20歲HK$1,920 (-1.2%)
25歲HK$2,172 (-1.1%)
30歲HK$2,400 (-1.0%)
35歲HK$2,820 (-0.8%)
40歲HK$3,372 (-1.1%)
45歲HK$4,116 (-1.2%)
50歲HK$5,184 (-0.9%)
55歲HK$6,984 (-1.0%)
60歲HK$9,468 (-1.0%)
65歲HK$13,080 (-1.0%)
70歲HK$17,616 (-1.0%)
75歲HK$22,140 (-1.0%)
80歲HK$25,944 (-1.0%)
85歲HK$32,052 (+8.6%)
90歲HK$32,052 (-2.2%)
95歲HK$32,052 (-10.8%)
99歲HK$32,052 (-16.9%)
0歲HK$3,672
5歲HK$2,748
10歲HK$1,836
15歲HK$1,716
20歲HK$1,920
25歲HK$2,172
30歲HK$2,400
35歲HK$2,820
40歲HK$3,372
45歲HK$4,116
50歲HK$5,184
55歲HK$6,984
60歲HK$9,468
65歲HK$13,080
70歲HK$17,616
75歲HK$22,140
80歲HK$25,944
85歲HK$32,052
90歲HK$32,052
95歲HK$32,052
99歲HK$32,052
0歲HK$3,672
5歲HK$2,748
10歲HK$1,836
15歲HK$1,716
20歲HK$1,920
25歲HK$2,172
30歲HK$2,400
35歲HK$2,820
40歲HK$3,372
45歲HK$4,116
50歲HK$5,184
55歲HK$6,984
60歲HK$9,468
65歲HK$13,080
70歲HK$17,616
75歲HK$22,140
80歲HK$25,944
85歲HK$32,052
90歲HK$32,052
95歲HK$32,052
99歲HK$32,052
0歲HK$3,672
5歲HK$2,748
10歲HK$1,836
15歲HK$1,716
20歲HK$1,920
25歲HK$2,172
30歲HK$2,400
35歲HK$2,820
40歲HK$3,372
45歲HK$4,116
50歲HK$5,184
55歲HK$6,984
60歲HK$9,468
65歲HK$13,080
70歲HK$17,616
75歲HK$22,140
80歲HK$25,944
85歲HK$32,052
90歲HK$32,052
95歲HK$32,052
99歲HK$32,052
0歲HK$4,008 (+9.2%)
5歲HK$3,000 (+9.2%)
10歲HK$2,004 (+9.2%)
15歲HK$1,872 (+9.1%)
20歲HK$2,100 (+9.4%)
25歲HK$2,376 (+9.4%)
30歲HK$2,616 (+9.0%)
35歲HK$3,084 (+9.4%)
40歲HK$3,684 (+9.3%)
45歲HK$4,488 (+9.0%)
50歲HK$5,640 (+8.8%)
55歲HK$7,404 (+6.0%)
60歲HK$10,044 (+6.1%)
65歲HK$13,872 (+6.1%)
70歲HK$18,684 (+6.1%)
75歲HK$23,472 (+6.0%)
80歲HK$27,504 (+6.0%)
85歲HK$33,984 (+6.0%)
90歲HK$33,984 (+6.0%)
95歲HK$33,984 (+6.0%)
99歲HK$33,984 (+6.0%)
0歲HK$4,008
5歲HK$3,000
10歲HK$2,004
15歲HK$1,872
20歲HK$2,100
25歲HK$2,376
30歲HK$2,616
35歲HK$3,084
40歲HK$3,684
45歲HK$4,488
50歲HK$5,640
55歲HK$7,404
60歲HK$10,044
65歲HK$13,872
70歲HK$18,684
75歲HK$23,472
80歲HK$27,504
85歲HK$33,984
90歲HK$33,984
95歲HK$33,984
99歲HK$33,984
0歲HK$4,332 (+8.1%)
5歲HK$3,240 (+8.0%)
10歲HK$2,172 (+8.4%)
15歲HK$2,028 (+8.3%)
20歲HK$2,268 (+8.0%)
25歲HK$2,568 (+8.1%)
30歲HK$2,832 (+8.3%)
35歲HK$3,336 (+8.2%)
40歲HK$3,984 (+8.1%)
45歲HK$4,848 (+8.0%)
50歲HK$6,096 (+8.1%)
55歲HK$7,812 (+5.5%)
60歲HK$10,608 (+5.6%)
65歲HK$14,640 (+5.5%)
70歲HK$19,716 (+5.5%)
75歲HK$24,768 (+5.5%)
80歲HK$29,028 (+5.5%)
85歲HK$35,856 (+5.5%)
90歲HK$35,856 (+5.5%)
95歲HK$35,856 (+5.5%)
99歲HK$35,856 (+5.5%)
0歲HK$4,332
5歲HK$3,240
10歲HK$2,172
15歲HK$2,028
20歲HK$2,268
25歲HK$2,568
30歲HK$2,832
35歲HK$3,336
40歲HK$3,984
45歲HK$4,848
50歲HK$6,096
55歲HK$7,812
60歲HK$10,608
65歲HK$14,640
70歲HK$19,716
75歲HK$24,768
80歲HK$29,028
85歲HK$35,856
90歲HK$35,856
95歲HK$35,856
99歲HK$35,856
0歲HK$4,656 (+7.5%)
5歲HK$3,480 (+7.4%)
10歲HK$2,340 (+7.7%)
15歲HK$2,232 (+10.1%)
20歲HK$2,436 (+7.4%)
25歲HK$2,760 (+7.5%)
30歲HK$3,048 (+7.6%)
35歲HK$3,588 (+7.6%)
40歲HK$4,284 (+7.5%)
45歲HK$5,208 (+7.4%)
50歲HK$6,552 (+7.5%)
55歲HK$8,208 (+5.1%)
60歲HK$11,136 (+5.0%)
65歲HK$15,372 (+5.0%)
70歲HK$20,700 (+5.0%)
75歲HK$26,004 (+5.0%)
80歲HK$30,480 (+5.0%)
85歲HK$37,644 (+5.0%)
90歲HK$37,644 (+5.0%)
95歲HK$37,644 (+5.0%)
99歲HK$37,644 (+5.0%)
0歲HK$4,656
5歲HK$3,480
10歲HK$2,340
15歲HK$2,232
20歲HK$2,436
25歲HK$2,760
30歲HK$3,048
35歲HK$3,588
40歲HK$4,284
45歲HK$5,208
50歲HK$6,552
55歲HK$8,208
60歲HK$11,136
65歲HK$15,372
70歲HK$20,700
75歲HK$26,004
80歲HK$30,480
85歲HK$37,644
90歲HK$37,644
95歲HK$37,644
99歲HK$37,644
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+3.22%
5歲+3.22%
10歲+3.25%
15歲+3.63%
20歲+3.19%
25歲+3.23%
30歲+3.24%
35歲+3.29%
40歲+3.23%
45歲+3.16%
50歲+3.18%
55歲+2.13%
60歲+2.14%
65歲+2.13%
70歲+2.13%
75歲+2.12%
80歲+2.12%
85歲+3.44%
90歲+1.95%
95歲+0.65%
99歲-0.34%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。