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「只衛您」超卓靈活自願醫保計劃 - 計劃 D+額外醫療保障（設20%共同保險）
CareForYou Super Flexi Plan for VHIS - Plan D with SMM (with 20% Coinsurance)
藍十字（亞太）保險有限公司 · F00043-04-000 · 7 個版本 · 靈活計劃 · 年均加幅 +7.63%
港元 (HKD)
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| 年齡 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$3,222 | HK$3,222 | HK$3,384 (+5.0%) | HK$3,655 (+8.0%) | HK$4,131 (+13.0%) | HK$4,648 (+12.5%) | HK$5,067 (+9.0%) | +7.16% |
| 5歲 | HK$2,945 | HK$2,945 | HK$3,093 (+5.0%) | HK$3,341 (+8.0%) | HK$3,776 (+13.0%) | HK$4,249 (+12.5%) | HK$4,632 (+9.0%) | +7.17% |
| 10歲 | HK$2,622 | HK$2,622 | HK$2,754 (+5.0%) | HK$2,975 (+8.0%) | HK$3,362 (+13.0%) | HK$3,783 (+12.5%) | HK$4,125 (+9.0%) | +7.17% |
| 15歲 | HK$2,622 | HK$2,622 | HK$2,754 (+5.0%) | HK$2,975 (+8.0%) | HK$3,362 (+13.0%) | HK$3,783 (+12.5%) | HK$4,125 (+9.0%) | +7.17% |
| 20歲 | HK$3,011 | HK$3,011 | HK$3,162 (+5.0%) | HK$3,415 (+8.0%) | HK$3,859 (+13.0%) | HK$4,342 (+12.5%) | HK$4,734 (+9.0%) | +7.16% |
| 25歲 | HK$3,011 | HK$3,011 | HK$3,162 (+5.0%) | HK$3,415 (+8.0%) | HK$3,859 (+13.0%) | HK$4,342 (+12.5%) | HK$4,734 (+9.0%) | +7.16% |
| 30歲 | HK$3,284 | HK$3,284 | HK$3,449 (+5.0%) | HK$3,725 (+8.0%) | HK$4,210 (+13.0%) | HK$4,737 (+12.5%) | HK$5,165 (+9.0%) | +7.17% |
| 35歲 | HK$4,039 | HK$4,039 | HK$4,241 (+5.0%) | HK$4,581 (+8.0%) | HK$5,177 (+13.0%) | HK$5,825 (+12.5%) | HK$6,350 (+9.0%) | +7.16% |
| 40歲 | HK$4,908 | HK$4,908 | HK$5,154 (+5.0%) | HK$5,567 (+8.0%) | HK$6,291 (+13.0%) | HK$7,078 (+12.5%) | HK$7,716 (+9.0%) | +7.16% |
| 45歲 | HK$6,410 | HK$6,410 | HK$6,731 (+5.0%) | HK$7,270 (+8.0%) | HK$8,216 (+13.0%) | HK$9,244 (+12.5%) | HK$10,077 (+9.0%) | +7.16% |
| 50歲 | HK$8,167 | HK$8,167 | HK$8,576 (+5.0%) | HK$9,263 (+8.0%) | HK$10,468 (+13.0%) | HK$11,777 (+12.5%) | HK$12,838 (+9.0%) | +7.16% |
| 55歲 | HK$10,539 | HK$10,539 | HK$11,066 (+5.0%) | HK$11,952 (+8.0%) | HK$13,506 (+13.0%) | HK$15,195 (+12.5%) | HK$16,564 (+9.0%) | +7.15% |
| 60歲 | HK$14,649 | HK$14,649 | HK$15,382 (+5.0%) | HK$16,613 (+8.0%) | HK$18,773 (+13.0%) | HK$21,121 (+12.5%) | HK$23,023 (+9.0%) | +7.15% |
| 65歲 | HK$16,842 | HK$16,842 | HK$17,685 (+5.0%) | HK$19,100 (+8.0%) | HK$21,583 (+13.0%) | HK$24,282 (+12.5%) | HK$26,468 (+9.0%) | +7.15% |
| 70歲 | HK$21,562 | HK$21,562 | HK$22,641 (+5.0%) | HK$24,453 (+8.0%) | HK$27,632 (+13.0%) | HK$31,087 (+12.5%) | HK$33,886 (+9.0%) | +7.15% |
| 75歲 | HK$25,624 | HK$25,624 | HK$26,906 (+5.0%) | HK$29,059 (+8.0%) | HK$32,837 (+13.0%) | HK$38,028 (+15.8%) | HK$41,451 (+9.0%) | +7.63% |
| 80歲 | HK$29,658 | HK$29,658 | HK$31,141 (+5.0%) | HK$33,633 (+8.0%) | HK$38,006 (+13.0%) | HK$45,495 (+19.7%) | HK$49,591 (+9.0%) | +8.17% |
| 85歲 | HK$33,390 | HK$33,390 | HK$35,060 (+5.0%) | HK$37,865 (+8.0%) | HK$42,788 (+13.0%) | HK$52,585 (+22.9%) | HK$57,319 (+9.0%) | +8.61% |
| 90歲 | HK$35,791 | HK$35,791 | HK$37,581 (+5.0%) | HK$40,588 (+8.0%) | HK$45,865 (+13.0%) | HK$57,782 (+26.0%) | HK$62,983 (+9.0%) | +9.02% |
| 95歲 | HK$37,062 | HK$37,062 | HK$38,916 (+5.0%) | HK$42,030 (+8.0%) | HK$47,494 (+13.0%) | HK$61,384 (+29.2%) | HK$66,909 (+9.0%) | +9.45% |
| 99歲 | HK$37,997 | HK$37,997 | HK$39,897 (+5.0%) | HK$43,089 (+8.0%) | HK$48,691 (+13.0%) | HK$64,576 (+32.6%) | HK$71,940 (+11.4%) | +10.25% |
| 所有年齡平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +15.9% | +9.1% | — |
0歲HK$3,222
5歲HK$2,945
10歲HK$2,622
15歲HK$2,622
20歲HK$3,011
25歲HK$3,011
30歲HK$3,284
35歲HK$4,039
40歲HK$4,908
45歲HK$6,410
50歲HK$8,167
55歲HK$10,539
60歲HK$14,649
65歲HK$16,842
70歲HK$21,562
75歲HK$25,624
80歲HK$29,658
85歲HK$33,390
90歲HK$35,791
95歲HK$37,062
99歲HK$37,997
0歲HK$3,222
5歲HK$2,945
10歲HK$2,622
15歲HK$2,622
20歲HK$3,011
25歲HK$3,011
30歲HK$3,284
35歲HK$4,039
40歲HK$4,908
45歲HK$6,410
50歲HK$8,167
55歲HK$10,539
60歲HK$14,649
65歲HK$16,842
70歲HK$21,562
75歲HK$25,624
80歲HK$29,658
85歲HK$33,390
90歲HK$35,791
95歲HK$37,062
99歲HK$37,997
0歲HK$3,384 (+5.0%)
5歲HK$3,093 (+5.0%)
10歲HK$2,754 (+5.0%)
15歲HK$2,754 (+5.0%)
20歲HK$3,162 (+5.0%)
25歲HK$3,162 (+5.0%)
30歲HK$3,449 (+5.0%)
35歲HK$4,241 (+5.0%)
40歲HK$5,154 (+5.0%)
45歲HK$6,731 (+5.0%)
50歲HK$8,576 (+5.0%)
55歲HK$11,066 (+5.0%)
60歲HK$15,382 (+5.0%)
65歲HK$17,685 (+5.0%)
70歲HK$22,641 (+5.0%)
75歲HK$26,906 (+5.0%)
80歲HK$31,141 (+5.0%)
85歲HK$35,060 (+5.0%)
90歲HK$37,581 (+5.0%)
95歲HK$38,916 (+5.0%)
99歲HK$39,897 (+5.0%)
0歲HK$3,655 (+8.0%)
5歲HK$3,341 (+8.0%)
10歲HK$2,975 (+8.0%)
15歲HK$2,975 (+8.0%)
20歲HK$3,415 (+8.0%)
25歲HK$3,415 (+8.0%)
30歲HK$3,725 (+8.0%)
35歲HK$4,581 (+8.0%)
40歲HK$5,567 (+8.0%)
45歲HK$7,270 (+8.0%)
50歲HK$9,263 (+8.0%)
55歲HK$11,952 (+8.0%)
60歲HK$16,613 (+8.0%)
65歲HK$19,100 (+8.0%)
70歲HK$24,453 (+8.0%)
75歲HK$29,059 (+8.0%)
80歲HK$33,633 (+8.0%)
85歲HK$37,865 (+8.0%)
90歲HK$40,588 (+8.0%)
95歲HK$42,030 (+8.0%)
99歲HK$43,089 (+8.0%)
0歲HK$4,131 (+13.0%)
5歲HK$3,776 (+13.0%)
10歲HK$3,362 (+13.0%)
15歲HK$3,362 (+13.0%)
20歲HK$3,859 (+13.0%)
25歲HK$3,859 (+13.0%)
30歲HK$4,210 (+13.0%)
35歲HK$5,177 (+13.0%)
40歲HK$6,291 (+13.0%)
45歲HK$8,216 (+13.0%)
50歲HK$10,468 (+13.0%)
55歲HK$13,506 (+13.0%)
60歲HK$18,773 (+13.0%)
65歲HK$21,583 (+13.0%)
70歲HK$27,632 (+13.0%)
75歲HK$32,837 (+13.0%)
80歲HK$38,006 (+13.0%)
85歲HK$42,788 (+13.0%)
90歲HK$45,865 (+13.0%)
95歲HK$47,494 (+13.0%)
99歲HK$48,691 (+13.0%)
0歲HK$4,648 (+12.5%)
5歲HK$4,249 (+12.5%)
10歲HK$3,783 (+12.5%)
15歲HK$3,783 (+12.5%)
20歲HK$4,342 (+12.5%)
25歲HK$4,342 (+12.5%)
30歲HK$4,737 (+12.5%)
35歲HK$5,825 (+12.5%)
40歲HK$7,078 (+12.5%)
45歲HK$9,244 (+12.5%)
50歲HK$11,777 (+12.5%)
55歲HK$15,195 (+12.5%)
60歲HK$21,121 (+12.5%)
65歲HK$24,282 (+12.5%)
70歲HK$31,087 (+12.5%)
75歲HK$38,028 (+15.8%)
80歲HK$45,495 (+19.7%)
85歲HK$52,585 (+22.9%)
90歲HK$57,782 (+26.0%)
95歲HK$61,384 (+29.2%)
99歲HK$64,576 (+32.6%)
0歲HK$5,067 (+9.0%)
5歲HK$4,632 (+9.0%)
10歲HK$4,125 (+9.0%)
15歲HK$4,125 (+9.0%)
20歲HK$4,734 (+9.0%)
25歲HK$4,734 (+9.0%)
30歲HK$5,165 (+9.0%)
35歲HK$6,350 (+9.0%)
40歲HK$7,716 (+9.0%)
45歲HK$10,077 (+9.0%)
50歲HK$12,838 (+9.0%)
55歲HK$16,564 (+9.0%)
60歲HK$23,023 (+9.0%)
65歲HK$26,468 (+9.0%)
70歲HK$33,886 (+9.0%)
75歲HK$41,451 (+9.0%)
80歲HK$49,591 (+9.0%)
85歲HK$57,319 (+9.0%)
90歲HK$62,983 (+9.0%)
95歲HK$66,909 (+9.0%)
99歲HK$71,940 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+7.16%
5歲+7.17%
10歲+7.17%
15歲+7.17%
20歲+7.16%
25歲+7.16%
30歲+7.17%
35歲+7.16%
40歲+7.16%
45歲+7.16%
50歲+7.16%
55歲+7.15%
60歲+7.15%
65歲+7.15%
70歲+7.15%
75歲+7.63%
80歲+8.17%
85歲+8.61%
90歲+9.02%
95歲+9.45%
99歲+10.25%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。