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「只衛您」超卓靈活自願醫保計劃 - 計劃 C+額外醫療保障（設20%共同保險）
CareForYou Super Flexi Plan for VHIS - Plan C with SMM (with 20% Coinsurance)
藍十字（亞太）保險有限公司 · F00043-03-002 · 7 個版本 · 靈活計劃 · 年均加幅 +7.48%
港元 (HKD)
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| 年齡 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$3,941 | HK$3,941 | HK$4,139 (+5.0%) | HK$4,471 (+8.0%) | HK$5,053 (+13.0%) | HK$5,685 (+12.5%) | HK$6,198 (+9.0%) | +7.16% |
| 5歲 | HK$3,677 | HK$3,677 | HK$3,861 (+5.0%) | HK$4,170 (+8.0%) | HK$4,713 (+13.0%) | HK$5,303 (+12.5%) | HK$5,782 (+9.0%) | +7.16% |
| 10歲 | HK$3,369 | HK$3,369 | HK$3,538 (+5.0%) | HK$3,822 (+8.0%) | HK$4,319 (+13.0%) | HK$4,860 (+12.5%) | HK$5,299 (+9.0%) | +7.17% |
| 15歲 | HK$3,369 | HK$3,369 | HK$3,538 (+5.0%) | HK$3,822 (+8.0%) | HK$4,319 (+13.0%) | HK$4,860 (+12.5%) | HK$5,299 (+9.0%) | +7.17% |
| 20歲 | HK$3,740 | HK$3,740 | HK$3,927 (+5.0%) | HK$4,242 (+8.0%) | HK$4,794 (+13.0%) | HK$5,394 (+12.5%) | HK$5,881 (+9.0%) | +7.16% |
| 25歲 | HK$3,740 | HK$3,740 | HK$3,927 (+5.0%) | HK$4,242 (+8.0%) | HK$4,794 (+13.0%) | HK$5,394 (+12.5%) | HK$5,881 (+9.0%) | +7.16% |
| 30歲 | HK$4,078 | HK$4,078 | HK$4,282 (+5.0%) | HK$4,625 (+8.0%) | HK$5,227 (+13.0%) | HK$5,882 (+12.5%) | HK$6,413 (+9.0%) | +7.16% |
| 35歲 | HK$4,960 | HK$4,960 | HK$5,208 (+5.0%) | HK$5,625 (+8.0%) | HK$6,357 (+13.0%) | HK$7,153 (+12.5%) | HK$7,798 (+9.0%) | +7.16% |
| 40歲 | HK$6,042 | HK$6,042 | HK$6,345 (+5.0%) | HK$6,853 (+8.0%) | HK$7,744 (+13.0%) | HK$8,713 (+12.5%) | HK$9,498 (+9.0%) | +7.16% |
| 45歲 | HK$7,867 | HK$7,867 | HK$8,261 (+5.0%) | HK$8,922 (+8.0%) | HK$10,082 (+13.0%) | HK$11,344 (+12.5%) | HK$12,366 (+9.0%) | +7.16% |
| 50歲 | HK$10,019 | HK$10,019 | HK$10,520 (+5.0%) | HK$11,362 (+8.0%) | HK$12,840 (+13.0%) | HK$14,445 (+12.5%) | HK$15,746 (+9.0%) | +7.15% |
| 55歲 | HK$12,905 | HK$12,905 | HK$13,551 (+5.0%) | HK$14,636 (+8.0%) | HK$16,539 (+13.0%) | HK$18,607 (+12.5%) | HK$20,283 (+9.0%) | +7.15% |
| 60歲 | HK$17,522 | HK$17,522 | HK$18,399 (+5.0%) | HK$19,871 (+8.0%) | HK$22,455 (+13.0%) | HK$25,263 (+12.5%) | HK$27,538 (+9.0%) | +7.15% |
| 65歲 | HK$20,149 | HK$20,149 | HK$21,157 (+5.0%) | HK$22,850 (+8.0%) | HK$25,821 (+13.0%) | HK$29,050 (+12.5%) | HK$31,666 (+9.0%) | +7.15% |
| 70歲 | HK$26,204 | HK$26,204 | HK$27,515 (+5.0%) | HK$29,717 (+8.0%) | HK$33,581 (+13.0%) | HK$37,780 (+12.5%) | HK$41,181 (+9.0%) | +7.15% |
| 75歲 | HK$32,057 | HK$32,057 | HK$33,660 (+5.0%) | HK$36,353 (+8.0%) | HK$41,079 (+13.0%) | HK$46,215 (+12.5%) | HK$50,375 (+9.0%) | +7.15% |
| 80歲 | HK$37,104 | HK$37,104 | HK$38,960 (+5.0%) | HK$42,077 (+8.0%) | HK$47,548 (+13.0%) | HK$55,288 (+16.3%) | HK$60,265 (+9.0%) | +7.69% |
| 85歲 | HK$41,773 | HK$41,773 | HK$43,862 (+5.0%) | HK$47,371 (+8.0%) | HK$53,530 (+13.0%) | HK$63,905 (+19.4%) | HK$69,657 (+9.0%) | +8.13% |
| 90歲 | HK$44,777 | HK$44,777 | HK$47,016 (+5.0%) | HK$50,778 (+8.0%) | HK$57,380 (+13.0%) | HK$70,219 (+22.4%) | HK$76,540 (+9.0%) | +8.54% |
| 95歲 | HK$46,367 | HK$46,367 | HK$48,686 (+5.0%) | HK$52,581 (+8.0%) | HK$59,417 (+13.0%) | HK$74,595 (+25.5%) | HK$81,309 (+9.0%) | +8.96% |
| 99歲 | HK$47,538 | HK$47,538 | HK$49,915 (+5.0%) | HK$53,909 (+8.0%) | HK$60,918 (+13.0%) | HK$78,474 (+28.8%) | HK$87,422 (+11.4%) | +9.76% |
| 所有年齡平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.9% | +9.1% | — |
0歲HK$3,941
5歲HK$3,677
10歲HK$3,369
15歲HK$3,369
20歲HK$3,740
25歲HK$3,740
30歲HK$4,078
35歲HK$4,960
40歲HK$6,042
45歲HK$7,867
50歲HK$10,019
55歲HK$12,905
60歲HK$17,522
65歲HK$20,149
70歲HK$26,204
75歲HK$32,057
80歲HK$37,104
85歲HK$41,773
90歲HK$44,777
95歲HK$46,367
99歲HK$47,538
0歲HK$3,941
5歲HK$3,677
10歲HK$3,369
15歲HK$3,369
20歲HK$3,740
25歲HK$3,740
30歲HK$4,078
35歲HK$4,960
40歲HK$6,042
45歲HK$7,867
50歲HK$10,019
55歲HK$12,905
60歲HK$17,522
65歲HK$20,149
70歲HK$26,204
75歲HK$32,057
80歲HK$37,104
85歲HK$41,773
90歲HK$44,777
95歲HK$46,367
99歲HK$47,538
0歲HK$4,139 (+5.0%)
5歲HK$3,861 (+5.0%)
10歲HK$3,538 (+5.0%)
15歲HK$3,538 (+5.0%)
20歲HK$3,927 (+5.0%)
25歲HK$3,927 (+5.0%)
30歲HK$4,282 (+5.0%)
35歲HK$5,208 (+5.0%)
40歲HK$6,345 (+5.0%)
45歲HK$8,261 (+5.0%)
50歲HK$10,520 (+5.0%)
55歲HK$13,551 (+5.0%)
60歲HK$18,399 (+5.0%)
65歲HK$21,157 (+5.0%)
70歲HK$27,515 (+5.0%)
75歲HK$33,660 (+5.0%)
80歲HK$38,960 (+5.0%)
85歲HK$43,862 (+5.0%)
90歲HK$47,016 (+5.0%)
95歲HK$48,686 (+5.0%)
99歲HK$49,915 (+5.0%)
0歲HK$4,471 (+8.0%)
5歲HK$4,170 (+8.0%)
10歲HK$3,822 (+8.0%)
15歲HK$3,822 (+8.0%)
20歲HK$4,242 (+8.0%)
25歲HK$4,242 (+8.0%)
30歲HK$4,625 (+8.0%)
35歲HK$5,625 (+8.0%)
40歲HK$6,853 (+8.0%)
45歲HK$8,922 (+8.0%)
50歲HK$11,362 (+8.0%)
55歲HK$14,636 (+8.0%)
60歲HK$19,871 (+8.0%)
65歲HK$22,850 (+8.0%)
70歲HK$29,717 (+8.0%)
75歲HK$36,353 (+8.0%)
80歲HK$42,077 (+8.0%)
85歲HK$47,371 (+8.0%)
90歲HK$50,778 (+8.0%)
95歲HK$52,581 (+8.0%)
99歲HK$53,909 (+8.0%)
0歲HK$5,053 (+13.0%)
5歲HK$4,713 (+13.0%)
10歲HK$4,319 (+13.0%)
15歲HK$4,319 (+13.0%)
20歲HK$4,794 (+13.0%)
25歲HK$4,794 (+13.0%)
30歲HK$5,227 (+13.0%)
35歲HK$6,357 (+13.0%)
40歲HK$7,744 (+13.0%)
45歲HK$10,082 (+13.0%)
50歲HK$12,840 (+13.0%)
55歲HK$16,539 (+13.0%)
60歲HK$22,455 (+13.0%)
65歲HK$25,821 (+13.0%)
70歲HK$33,581 (+13.0%)
75歲HK$41,079 (+13.0%)
80歲HK$47,548 (+13.0%)
85歲HK$53,530 (+13.0%)
90歲HK$57,380 (+13.0%)
95歲HK$59,417 (+13.0%)
99歲HK$60,918 (+13.0%)
0歲HK$5,685 (+12.5%)
5歲HK$5,303 (+12.5%)
10歲HK$4,860 (+12.5%)
15歲HK$4,860 (+12.5%)
20歲HK$5,394 (+12.5%)
25歲HK$5,394 (+12.5%)
30歲HK$5,882 (+12.5%)
35歲HK$7,153 (+12.5%)
40歲HK$8,713 (+12.5%)
45歲HK$11,344 (+12.5%)
50歲HK$14,445 (+12.5%)
55歲HK$18,607 (+12.5%)
60歲HK$25,263 (+12.5%)
65歲HK$29,050 (+12.5%)
70歲HK$37,780 (+12.5%)
75歲HK$46,215 (+12.5%)
80歲HK$55,288 (+16.3%)
85歲HK$63,905 (+19.4%)
90歲HK$70,219 (+22.4%)
95歲HK$74,595 (+25.5%)
99歲HK$78,474 (+28.8%)
0歲HK$6,198 (+9.0%)
5歲HK$5,782 (+9.0%)
10歲HK$5,299 (+9.0%)
15歲HK$5,299 (+9.0%)
20歲HK$5,881 (+9.0%)
25歲HK$5,881 (+9.0%)
30歲HK$6,413 (+9.0%)
35歲HK$7,798 (+9.0%)
40歲HK$9,498 (+9.0%)
45歲HK$12,366 (+9.0%)
50歲HK$15,746 (+9.0%)
55歲HK$20,283 (+9.0%)
60歲HK$27,538 (+9.0%)
65歲HK$31,666 (+9.0%)
70歲HK$41,181 (+9.0%)
75歲HK$50,375 (+9.0%)
80歲HK$60,265 (+9.0%)
85歲HK$69,657 (+9.0%)
90歲HK$76,540 (+9.0%)
95歲HK$81,309 (+9.0%)
99歲HK$87,422 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+7.16%
5歲+7.16%
10歲+7.17%
15歲+7.17%
20歲+7.16%
25歲+7.16%
30歲+7.16%
35歲+7.16%
40歲+7.16%
45歲+7.16%
50歲+7.15%
55歲+7.15%
60歲+7.15%
65歲+7.15%
70歲+7.15%
75歲+7.15%
80歲+7.69%
85歲+8.13%
90歲+8.54%
95歲+8.96%
99歲+9.76%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。