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「只衛您」超卓靈活自願醫保計劃 - 計劃 C+額外醫療保障（不設共同保險）
CareForYou Super Flexi Plan for VHIS - Plan C with SMM (No Coinsurance)
藍十字（亞太）保險有限公司 · F00043-03-001 · 7 個版本 · 靈活計劃 · 年均加幅 +7.46%
港元 (HKD)
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| 年齡 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$4,232 | HK$4,232 | HK$4,444 (+5.0%) | HK$4,800 (+8.0%) | HK$5,424 (+13.0%) | HK$6,103 (+12.5%) | HK$6,653 (+9.0%) | +7.16% |
| 5歲 | HK$3,968 | HK$3,968 | HK$4,167 (+5.0%) | HK$4,501 (+8.0%) | HK$5,087 (+13.0%) | HK$5,724 (+12.5%) | HK$6,241 (+9.0%) | +7.17% |
| 10歲 | HK$3,660 | HK$3,660 | HK$3,843 (+5.0%) | HK$4,151 (+8.0%) | HK$4,691 (+13.0%) | HK$5,279 (+12.5%) | HK$5,755 (+9.0%) | +7.16% |
| 15歲 | HK$3,660 | HK$3,660 | HK$3,843 (+5.0%) | HK$4,151 (+8.0%) | HK$4,691 (+13.0%) | HK$5,279 (+12.5%) | HK$5,755 (+9.0%) | +7.16% |
| 20歲 | HK$4,031 | HK$4,031 | HK$4,233 (+5.0%) | HK$4,572 (+8.0%) | HK$5,167 (+13.0%) | HK$5,814 (+12.5%) | HK$6,339 (+9.0%) | +7.16% |
| 25歲 | HK$4,031 | HK$4,031 | HK$4,233 (+5.0%) | HK$4,572 (+8.0%) | HK$5,167 (+13.0%) | HK$5,814 (+12.5%) | HK$6,339 (+9.0%) | +7.16% |
| 30歲 | HK$4,395 | HK$4,395 | HK$4,615 (+5.0%) | HK$4,985 (+8.0%) | HK$5,634 (+13.0%) | HK$6,339 (+12.5%) | HK$6,911 (+9.0%) | +7.16% |
| 35歲 | HK$5,331 | HK$5,331 | HK$5,598 (+5.0%) | HK$6,046 (+8.0%) | HK$6,832 (+13.0%) | HK$7,687 (+12.5%) | HK$8,380 (+9.0%) | +7.16% |
| 40歲 | HK$6,496 | HK$6,496 | HK$6,821 (+5.0%) | HK$7,367 (+8.0%) | HK$8,325 (+13.0%) | HK$9,366 (+12.5%) | HK$10,210 (+9.0%) | +7.15% |
| 45歲 | HK$8,453 | HK$8,453 | HK$8,876 (+5.0%) | HK$9,587 (+8.0%) | HK$10,834 (+13.0%) | HK$12,190 (+12.5%) | HK$13,288 (+9.0%) | +7.16% |
| 50歲 | HK$10,768 | HK$10,768 | HK$11,307 (+5.0%) | HK$12,212 (+8.0%) | HK$13,800 (+13.0%) | HK$15,525 (+12.5%) | HK$16,923 (+9.0%) | +7.15% |
| 55歲 | HK$13,860 | HK$13,860 | HK$14,553 (+5.0%) | HK$15,718 (+8.0%) | HK$17,762 (+13.0%) | HK$19,983 (+12.5%) | HK$21,783 (+9.0%) | +7.15% |
| 60歲 | HK$18,712 | HK$18,712 | HK$19,648 (+5.0%) | HK$21,220 (+8.0%) | HK$23,979 (+13.0%) | HK$26,977 (+12.5%) | HK$29,406 (+9.0%) | +7.15% |
| 65歲 | HK$21,519 | HK$21,519 | HK$22,595 (+5.0%) | HK$24,403 (+8.0%) | HK$27,576 (+13.0%) | HK$31,024 (+12.5%) | HK$33,817 (+9.0%) | +7.15% |
| 70歲 | HK$28,095 | HK$28,095 | HK$29,500 (+5.0%) | HK$31,860 (+8.0%) | HK$36,002 (+13.0%) | HK$40,503 (+12.5%) | HK$44,149 (+9.0%) | +7.15% |
| 75歲 | HK$34,606 | HK$34,606 | HK$36,337 (+5.0%) | HK$39,244 (+8.0%) | HK$44,346 (+13.0%) | HK$49,891 (+12.5%) | HK$54,382 (+9.0%) | +7.15% |
| 80歲 | HK$40,055 | HK$40,055 | HK$42,058 (+5.0%) | HK$45,423 (+8.0%) | HK$51,328 (+13.0%) | HK$59,540 (+16.0%) | HK$64,900 (+9.0%) | +7.65% |
| 85歲 | HK$45,095 | HK$45,095 | HK$47,350 (+5.0%) | HK$51,138 (+8.0%) | HK$57,786 (+13.0%) | HK$68,693 (+18.9%) | HK$74,876 (+9.0%) | +8.06% |
| 90歲 | HK$48,338 | HK$48,338 | HK$50,755 (+5.0%) | HK$54,816 (+8.0%) | HK$61,943 (+13.0%) | HK$75,352 (+21.6%) | HK$82,135 (+9.0%) | +8.44% |
| 95歲 | HK$50,054 | HK$50,054 | HK$52,557 (+5.0%) | HK$56,762 (+8.0%) | HK$64,142 (+13.0%) | HK$79,911 (+24.6%) | HK$87,104 (+9.0%) | +8.84% |
| 99歲 | HK$51,318 | HK$51,318 | HK$53,884 (+5.0%) | HK$58,195 (+8.0%) | HK$65,761 (+13.0%) | HK$83,922 (+27.6%) | HK$93,514 (+11.4%) | +9.60% |
| 所有年齡平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.7% | +9.1% | — |
0歲HK$4,232
5歲HK$3,968
10歲HK$3,660
15歲HK$3,660
20歲HK$4,031
25歲HK$4,031
30歲HK$4,395
35歲HK$5,331
40歲HK$6,496
45歲HK$8,453
50歲HK$10,768
55歲HK$13,860
60歲HK$18,712
65歲HK$21,519
70歲HK$28,095
75歲HK$34,606
80歲HK$40,055
85歲HK$45,095
90歲HK$48,338
95歲HK$50,054
99歲HK$51,318
0歲HK$4,232
5歲HK$3,968
10歲HK$3,660
15歲HK$3,660
20歲HK$4,031
25歲HK$4,031
30歲HK$4,395
35歲HK$5,331
40歲HK$6,496
45歲HK$8,453
50歲HK$10,768
55歲HK$13,860
60歲HK$18,712
65歲HK$21,519
70歲HK$28,095
75歲HK$34,606
80歲HK$40,055
85歲HK$45,095
90歲HK$48,338
95歲HK$50,054
99歲HK$51,318
0歲HK$4,444 (+5.0%)
5歲HK$4,167 (+5.0%)
10歲HK$3,843 (+5.0%)
15歲HK$3,843 (+5.0%)
20歲HK$4,233 (+5.0%)
25歲HK$4,233 (+5.0%)
30歲HK$4,615 (+5.0%)
35歲HK$5,598 (+5.0%)
40歲HK$6,821 (+5.0%)
45歲HK$8,876 (+5.0%)
50歲HK$11,307 (+5.0%)
55歲HK$14,553 (+5.0%)
60歲HK$19,648 (+5.0%)
65歲HK$22,595 (+5.0%)
70歲HK$29,500 (+5.0%)
75歲HK$36,337 (+5.0%)
80歲HK$42,058 (+5.0%)
85歲HK$47,350 (+5.0%)
90歲HK$50,755 (+5.0%)
95歲HK$52,557 (+5.0%)
99歲HK$53,884 (+5.0%)
0歲HK$4,800 (+8.0%)
5歲HK$4,501 (+8.0%)
10歲HK$4,151 (+8.0%)
15歲HK$4,151 (+8.0%)
20歲HK$4,572 (+8.0%)
25歲HK$4,572 (+8.0%)
30歲HK$4,985 (+8.0%)
35歲HK$6,046 (+8.0%)
40歲HK$7,367 (+8.0%)
45歲HK$9,587 (+8.0%)
50歲HK$12,212 (+8.0%)
55歲HK$15,718 (+8.0%)
60歲HK$21,220 (+8.0%)
65歲HK$24,403 (+8.0%)
70歲HK$31,860 (+8.0%)
75歲HK$39,244 (+8.0%)
80歲HK$45,423 (+8.0%)
85歲HK$51,138 (+8.0%)
90歲HK$54,816 (+8.0%)
95歲HK$56,762 (+8.0%)
99歲HK$58,195 (+8.0%)
0歲HK$5,424 (+13.0%)
5歲HK$5,087 (+13.0%)
10歲HK$4,691 (+13.0%)
15歲HK$4,691 (+13.0%)
20歲HK$5,167 (+13.0%)
25歲HK$5,167 (+13.0%)
30歲HK$5,634 (+13.0%)
35歲HK$6,832 (+13.0%)
40歲HK$8,325 (+13.0%)
45歲HK$10,834 (+13.0%)
50歲HK$13,800 (+13.0%)
55歲HK$17,762 (+13.0%)
60歲HK$23,979 (+13.0%)
65歲HK$27,576 (+13.0%)
70歲HK$36,002 (+13.0%)
75歲HK$44,346 (+13.0%)
80歲HK$51,328 (+13.0%)
85歲HK$57,786 (+13.0%)
90歲HK$61,943 (+13.0%)
95歲HK$64,142 (+13.0%)
99歲HK$65,761 (+13.0%)
0歲HK$6,103 (+12.5%)
5歲HK$5,724 (+12.5%)
10歲HK$5,279 (+12.5%)
15歲HK$5,279 (+12.5%)
20歲HK$5,814 (+12.5%)
25歲HK$5,814 (+12.5%)
30歲HK$6,339 (+12.5%)
35歲HK$7,687 (+12.5%)
40歲HK$9,366 (+12.5%)
45歲HK$12,190 (+12.5%)
50歲HK$15,525 (+12.5%)
55歲HK$19,983 (+12.5%)
60歲HK$26,977 (+12.5%)
65歲HK$31,024 (+12.5%)
70歲HK$40,503 (+12.5%)
75歲HK$49,891 (+12.5%)
80歲HK$59,540 (+16.0%)
85歲HK$68,693 (+18.9%)
90歲HK$75,352 (+21.6%)
95歲HK$79,911 (+24.6%)
99歲HK$83,922 (+27.6%)
0歲HK$6,653 (+9.0%)
5歲HK$6,241 (+9.0%)
10歲HK$5,755 (+9.0%)
15歲HK$5,755 (+9.0%)
20歲HK$6,339 (+9.0%)
25歲HK$6,339 (+9.0%)
30歲HK$6,911 (+9.0%)
35歲HK$8,380 (+9.0%)
40歲HK$10,210 (+9.0%)
45歲HK$13,288 (+9.0%)
50歲HK$16,923 (+9.0%)
55歲HK$21,783 (+9.0%)
60歲HK$29,406 (+9.0%)
65歲HK$33,817 (+9.0%)
70歲HK$44,149 (+9.0%)
75歲HK$54,382 (+9.0%)
80歲HK$64,900 (+9.0%)
85歲HK$74,876 (+9.0%)
90歲HK$82,135 (+9.0%)
95歲HK$87,104 (+9.0%)
99歲HK$93,514 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+7.16%
5歲+7.17%
10歲+7.16%
15歲+7.16%
20歲+7.16%
25歲+7.16%
30歲+7.16%
35歲+7.16%
40歲+7.15%
45歲+7.16%
50歲+7.15%
55歲+7.15%
60歲+7.15%
65歲+7.15%
70歲+7.15%
75歲+7.15%
80歲+7.65%
85歲+8.06%
90歲+8.44%
95歲+8.84%
99歲+9.60%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。