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「只衛您」超卓靈活自願醫保計劃 - 計劃 A+額外醫療保障（設20%共同保險）
CareForYou Super Flexi Plan for VHIS - Plan A with SMM (with 20% Coinsurance)
藍十字（亞太）保險有限公司 · F00043-01-002 · 7 個版本 · 靈活計劃 · 年均加幅 +7.48%
港元 (HKD)
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| 年齡 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$10,759 | HK$10,759 | HK$11,297 (+5.0%) | HK$12,201 (+8.0%) | HK$13,788 (+13.0%) | HK$15,512 (+12.5%) | HK$16,909 (+9.0%) | +7.15% |
| 5歲 | HK$10,302 | HK$10,302 | HK$10,818 (+5.0%) | HK$11,684 (+8.0%) | HK$13,203 (+13.0%) | HK$14,855 (+12.5%) | HK$16,193 (+9.0%) | +7.16% |
| 10歲 | HK$9,745 | HK$9,745 | HK$10,233 (+5.0%) | HK$11,052 (+8.0%) | HK$12,489 (+13.0%) | HK$14,051 (+12.5%) | HK$15,317 (+9.0%) | +7.16% |
| 15歲 | HK$9,745 | HK$9,745 | HK$10,233 (+5.0%) | HK$11,052 (+8.0%) | HK$12,489 (+13.0%) | HK$14,051 (+12.5%) | HK$15,317 (+9.0%) | +7.16% |
| 20歲 | HK$11,538 | HK$11,538 | HK$12,115 (+5.0%) | HK$13,085 (+8.0%) | HK$14,787 (+13.0%) | HK$16,636 (+12.5%) | HK$18,134 (+9.0%) | +7.15% |
| 25歲 | HK$11,538 | HK$11,538 | HK$12,115 (+5.0%) | HK$13,085 (+8.0%) | HK$14,787 (+13.0%) | HK$16,636 (+12.5%) | HK$18,134 (+9.0%) | +7.15% |
| 30歲 | HK$12,315 | HK$12,315 | HK$12,931 (+5.0%) | HK$13,966 (+8.0%) | HK$15,782 (+13.0%) | HK$17,755 (+12.5%) | HK$19,354 (+9.0%) | +7.15% |
| 35歲 | HK$16,276 | HK$16,276 | HK$17,090 (+5.0%) | HK$18,458 (+8.0%) | HK$20,858 (+13.0%) | HK$23,466 (+12.5%) | HK$25,579 (+9.0%) | +7.15% |
| 40歲 | HK$17,738 | HK$17,738 | HK$18,625 (+5.0%) | HK$20,115 (+8.0%) | HK$22,730 (+13.0%) | HK$25,573 (+12.5%) | HK$27,876 (+9.0%) | +7.15% |
| 45歲 | HK$21,036 | HK$21,036 | HK$22,088 (+5.0%) | HK$23,856 (+8.0%) | HK$26,958 (+13.0%) | HK$30,329 (+12.5%) | HK$33,060 (+9.0%) | +7.15% |
| 50歲 | HK$26,697 | HK$26,697 | HK$28,032 (+5.0%) | HK$30,275 (+8.0%) | HK$34,211 (+13.0%) | HK$38,488 (+12.5%) | HK$41,953 (+9.0%) | +7.15% |
| 55歲 | HK$33,934 | HK$33,934 | HK$35,631 (+5.0%) | HK$38,482 (+8.0%) | HK$43,485 (+13.0%) | HK$48,921 (+12.5%) | HK$53,325 (+9.0%) | +7.15% |
| 60歲 | HK$45,984 | HK$45,984 | HK$48,284 (+5.0%) | HK$52,147 (+8.0%) | HK$58,927 (+13.0%) | HK$66,293 (+12.5%) | HK$72,261 (+9.0%) | +7.15% |
| 65歲 | HK$53,157 | HK$53,157 | HK$55,815 (+5.0%) | HK$60,281 (+8.0%) | HK$68,118 (+13.0%) | HK$76,633 (+12.5%) | HK$83,531 (+9.0%) | +7.15% |
| 70歲 | HK$69,457 | HK$69,457 | HK$72,930 (+5.0%) | HK$78,765 (+8.0%) | HK$89,005 (+13.0%) | HK$100,132 (+12.5%) | HK$109,145 (+9.0%) | +7.15% |
| 75歲 | HK$86,921 | HK$86,921 | HK$91,268 (+5.0%) | HK$98,570 (+8.0%) | HK$111,385 (+13.0%) | HK$125,309 (+12.5%) | HK$136,588 (+9.0%) | +7.15% |
| 80歲 | HK$100,607 | HK$100,607 | HK$105,638 (+5.0%) | HK$114,090 (+8.0%) | HK$128,922 (+13.0%) | HK$149,839 (+16.2%) | HK$163,325 (+9.0%) | +7.69% |
| 85歲 | HK$113,267 | HK$113,267 | HK$118,931 (+5.0%) | HK$128,446 (+8.0%) | HK$145,144 (+13.0%) | HK$173,132 (+19.3%) | HK$188,715 (+9.0%) | +8.11% |
| 90歲 | HK$121,412 | HK$121,412 | HK$127,483 (+5.0%) | HK$137,682 (+8.0%) | HK$155,581 (+13.0%) | HK$190,176 (+22.2%) | HK$207,292 (+9.0%) | +8.52% |
| 95歲 | HK$125,723 | HK$125,723 | HK$132,010 (+5.0%) | HK$142,571 (+8.0%) | HK$161,106 (+13.0%) | HK$201,965 (+25.4%) | HK$220,143 (+9.0%) | +8.94% |
| 99歲 | HK$128,897 | HK$128,897 | HK$135,342 (+5.0%) | HK$146,170 (+8.0%) | HK$165,173 (+13.0%) | HK$212,396 (+28.6%) | HK$236,625 (+11.4%) | +9.73% |
| 所有年齡平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.8% | +9.1% | — |
0歲HK$10,759
5歲HK$10,302
10歲HK$9,745
15歲HK$9,745
20歲HK$11,538
25歲HK$11,538
30歲HK$12,315
35歲HK$16,276
40歲HK$17,738
45歲HK$21,036
50歲HK$26,697
55歲HK$33,934
60歲HK$45,984
65歲HK$53,157
70歲HK$69,457
75歲HK$86,921
80歲HK$100,607
85歲HK$113,267
90歲HK$121,412
95歲HK$125,723
99歲HK$128,897
0歲HK$10,759
5歲HK$10,302
10歲HK$9,745
15歲HK$9,745
20歲HK$11,538
25歲HK$11,538
30歲HK$12,315
35歲HK$16,276
40歲HK$17,738
45歲HK$21,036
50歲HK$26,697
55歲HK$33,934
60歲HK$45,984
65歲HK$53,157
70歲HK$69,457
75歲HK$86,921
80歲HK$100,607
85歲HK$113,267
90歲HK$121,412
95歲HK$125,723
99歲HK$128,897
0歲HK$11,297 (+5.0%)
5歲HK$10,818 (+5.0%)
10歲HK$10,233 (+5.0%)
15歲HK$10,233 (+5.0%)
20歲HK$12,115 (+5.0%)
25歲HK$12,115 (+5.0%)
30歲HK$12,931 (+5.0%)
35歲HK$17,090 (+5.0%)
40歲HK$18,625 (+5.0%)
45歲HK$22,088 (+5.0%)
50歲HK$28,032 (+5.0%)
55歲HK$35,631 (+5.0%)
60歲HK$48,284 (+5.0%)
65歲HK$55,815 (+5.0%)
70歲HK$72,930 (+5.0%)
75歲HK$91,268 (+5.0%)
80歲HK$105,638 (+5.0%)
85歲HK$118,931 (+5.0%)
90歲HK$127,483 (+5.0%)
95歲HK$132,010 (+5.0%)
99歲HK$135,342 (+5.0%)
0歲HK$12,201 (+8.0%)
5歲HK$11,684 (+8.0%)
10歲HK$11,052 (+8.0%)
15歲HK$11,052 (+8.0%)
20歲HK$13,085 (+8.0%)
25歲HK$13,085 (+8.0%)
30歲HK$13,966 (+8.0%)
35歲HK$18,458 (+8.0%)
40歲HK$20,115 (+8.0%)
45歲HK$23,856 (+8.0%)
50歲HK$30,275 (+8.0%)
55歲HK$38,482 (+8.0%)
60歲HK$52,147 (+8.0%)
65歲HK$60,281 (+8.0%)
70歲HK$78,765 (+8.0%)
75歲HK$98,570 (+8.0%)
80歲HK$114,090 (+8.0%)
85歲HK$128,446 (+8.0%)
90歲HK$137,682 (+8.0%)
95歲HK$142,571 (+8.0%)
99歲HK$146,170 (+8.0%)
0歲HK$13,788 (+13.0%)
5歲HK$13,203 (+13.0%)
10歲HK$12,489 (+13.0%)
15歲HK$12,489 (+13.0%)
20歲HK$14,787 (+13.0%)
25歲HK$14,787 (+13.0%)
30歲HK$15,782 (+13.0%)
35歲HK$20,858 (+13.0%)
40歲HK$22,730 (+13.0%)
45歲HK$26,958 (+13.0%)
50歲HK$34,211 (+13.0%)
55歲HK$43,485 (+13.0%)
60歲HK$58,927 (+13.0%)
65歲HK$68,118 (+13.0%)
70歲HK$89,005 (+13.0%)
75歲HK$111,385 (+13.0%)
80歲HK$128,922 (+13.0%)
85歲HK$145,144 (+13.0%)
90歲HK$155,581 (+13.0%)
95歲HK$161,106 (+13.0%)
99歲HK$165,173 (+13.0%)
0歲HK$15,512 (+12.5%)
5歲HK$14,855 (+12.5%)
10歲HK$14,051 (+12.5%)
15歲HK$14,051 (+12.5%)
20歲HK$16,636 (+12.5%)
25歲HK$16,636 (+12.5%)
30歲HK$17,755 (+12.5%)
35歲HK$23,466 (+12.5%)
40歲HK$25,573 (+12.5%)
45歲HK$30,329 (+12.5%)
50歲HK$38,488 (+12.5%)
55歲HK$48,921 (+12.5%)
60歲HK$66,293 (+12.5%)
65歲HK$76,633 (+12.5%)
70歲HK$100,132 (+12.5%)
75歲HK$125,309 (+12.5%)
80歲HK$149,839 (+16.2%)
85歲HK$173,132 (+19.3%)
90歲HK$190,176 (+22.2%)
95歲HK$201,965 (+25.4%)
99歲HK$212,396 (+28.6%)
0歲HK$16,909 (+9.0%)
5歲HK$16,193 (+9.0%)
10歲HK$15,317 (+9.0%)
15歲HK$15,317 (+9.0%)
20歲HK$18,134 (+9.0%)
25歲HK$18,134 (+9.0%)
30歲HK$19,354 (+9.0%)
35歲HK$25,579 (+9.0%)
40歲HK$27,876 (+9.0%)
45歲HK$33,060 (+9.0%)
50歲HK$41,953 (+9.0%)
55歲HK$53,325 (+9.0%)
60歲HK$72,261 (+9.0%)
65歲HK$83,531 (+9.0%)
70歲HK$109,145 (+9.0%)
75歲HK$136,588 (+9.0%)
80歲HK$163,325 (+9.0%)
85歲HK$188,715 (+9.0%)
90歲HK$207,292 (+9.0%)
95歲HK$220,143 (+9.0%)
99歲HK$236,625 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+7.15%
5歲+7.16%
10歲+7.16%
15歲+7.16%
20歲+7.15%
25歲+7.15%
30歲+7.15%
35歲+7.15%
40歲+7.15%
45歲+7.15%
50歲+7.15%
55歲+7.15%
60歲+7.15%
65歲+7.15%
70歲+7.15%
75歲+7.15%
80歲+7.69%
85歲+8.11%
90歲+8.52%
95歲+8.94%
99歲+9.73%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。