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「只衛您」超卓靈活自願醫保計劃 - 計劃 A+額外醫療保障（不設共同保險）
CareForYou Super Flexi Plan for VHIS - Plan A with SMM (No Coinsurance)
藍十字（亞太）保險有限公司 · F00043-01-001 · 7 個版本 · 靈活計劃 · 年均加幅 +7.45%
港元 (HKD)
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| 年齡 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$11,550 | HK$11,550 | HK$12,128 (+5.0%) | HK$13,099 (+8.0%) | HK$14,802 (+13.0%) | HK$16,653 (+12.5%) | HK$18,153 (+9.0%) | +7.15% |
| 5歲 | HK$11,092 | HK$11,092 | HK$11,647 (+5.0%) | HK$12,579 (+8.0%) | HK$14,215 (+13.0%) | HK$15,993 (+12.5%) | HK$17,433 (+9.0%) | +7.15% |
| 10歲 | HK$10,535 | HK$10,535 | HK$11,062 (+5.0%) | HK$11,947 (+8.0%) | HK$13,501 (+13.0%) | HK$15,189 (+12.5%) | HK$16,557 (+9.0%) | +7.15% |
| 15歲 | HK$10,535 | HK$10,535 | HK$11,062 (+5.0%) | HK$11,947 (+8.0%) | HK$13,501 (+13.0%) | HK$15,189 (+12.5%) | HK$16,557 (+9.0%) | +7.15% |
| 20歲 | HK$12,328 | HK$12,328 | HK$12,945 (+5.0%) | HK$13,981 (+8.0%) | HK$15,799 (+13.0%) | HK$17,775 (+12.5%) | HK$19,376 (+9.0%) | +7.15% |
| 25歲 | HK$12,328 | HK$12,328 | HK$12,945 (+5.0%) | HK$13,981 (+8.0%) | HK$15,799 (+13.0%) | HK$17,775 (+12.5%) | HK$19,376 (+9.0%) | +7.15% |
| 30歲 | HK$13,182 | HK$13,182 | HK$13,842 (+5.0%) | HK$14,950 (+8.0%) | HK$16,894 (+13.0%) | HK$19,006 (+12.5%) | HK$20,718 (+9.0%) | +7.15% |
| 35歲 | HK$17,290 | HK$17,290 | HK$18,155 (+5.0%) | HK$19,608 (+8.0%) | HK$22,158 (+13.0%) | HK$24,929 (+12.5%) | HK$27,173 (+9.0%) | +7.15% |
| 40歲 | HK$19,021 | HK$19,021 | HK$19,973 (+5.0%) | HK$21,571 (+8.0%) | HK$24,376 (+13.0%) | HK$27,424 (+12.5%) | HK$29,893 (+9.0%) | +7.15% |
| 45歲 | HK$22,701 | HK$22,701 | HK$23,837 (+5.0%) | HK$25,744 (+8.0%) | HK$29,091 (+13.0%) | HK$32,728 (+12.5%) | HK$35,675 (+9.0%) | +7.15% |
| 50歲 | HK$28,813 | HK$28,813 | HK$30,254 (+5.0%) | HK$32,675 (+8.0%) | HK$36,923 (+13.0%) | HK$41,539 (+12.5%) | HK$45,278 (+9.0%) | +7.15% |
| 55歲 | HK$36,640 | HK$36,640 | HK$38,472 (+5.0%) | HK$41,550 (+8.0%) | HK$46,952 (+13.0%) | HK$52,822 (+12.5%) | HK$57,577 (+9.0%) | +7.15% |
| 60歲 | HK$49,355 | HK$49,355 | HK$51,823 (+5.0%) | HK$55,969 (+8.0%) | HK$63,245 (+13.0%) | HK$71,151 (+12.5%) | HK$77,556 (+9.0%) | +7.15% |
| 65歲 | HK$57,034 | HK$57,034 | HK$59,886 (+5.0%) | HK$64,677 (+8.0%) | HK$73,086 (+13.0%) | HK$82,222 (+12.5%) | HK$89,623 (+9.0%) | +7.15% |
| 70歲 | HK$74,615 | HK$74,615 | HK$78,346 (+5.0%) | HK$84,614 (+8.0%) | HK$95,614 (+13.0%) | HK$107,567 (+12.5%) | HK$117,249 (+9.0%) | +7.15% |
| 75歲 | HK$94,140 | HK$94,140 | HK$98,847 (+5.0%) | HK$106,755 (+8.0%) | HK$120,634 (+13.0%) | HK$135,714 (+12.5%) | HK$147,929 (+9.0%) | +7.15% |
| 80歲 | HK$108,962 | HK$108,962 | HK$114,411 (+5.0%) | HK$123,564 (+8.0%) | HK$139,628 (+13.0%) | HK$161,883 (+15.9%) | HK$176,453 (+9.0%) | +7.65% |
| 85歲 | HK$122,673 | HK$122,673 | HK$128,807 (+5.0%) | HK$139,112 (+8.0%) | HK$157,197 (+13.0%) | HK$186,692 (+18.8%) | HK$203,495 (+9.0%) | +8.04% |
| 90歲 | HK$131,495 | HK$131,495 | HK$138,070 (+5.0%) | HK$149,116 (+8.0%) | HK$168,502 (+13.0%) | HK$204,712 (+21.5%) | HK$223,137 (+9.0%) | +8.42% |
| 95歲 | HK$136,164 | HK$136,164 | HK$142,973 (+5.0%) | HK$154,411 (+8.0%) | HK$174,485 (+13.0%) | HK$217,016 (+24.4%) | HK$236,548 (+9.0%) | +8.81% |
| 99歲 | HK$139,602 | HK$139,602 | HK$146,583 (+5.0%) | HK$158,310 (+8.0%) | HK$178,891 (+13.0%) | HK$227,829 (+27.4%) | HK$253,872 (+11.4%) | +9.57% |
| 所有年齡平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.7% | +9.1% | — |
0歲HK$11,550
5歲HK$11,092
10歲HK$10,535
15歲HK$10,535
20歲HK$12,328
25歲HK$12,328
30歲HK$13,182
35歲HK$17,290
40歲HK$19,021
45歲HK$22,701
50歲HK$28,813
55歲HK$36,640
60歲HK$49,355
65歲HK$57,034
70歲HK$74,615
75歲HK$94,140
80歲HK$108,962
85歲HK$122,673
90歲HK$131,495
95歲HK$136,164
99歲HK$139,602
0歲HK$11,550
5歲HK$11,092
10歲HK$10,535
15歲HK$10,535
20歲HK$12,328
25歲HK$12,328
30歲HK$13,182
35歲HK$17,290
40歲HK$19,021
45歲HK$22,701
50歲HK$28,813
55歲HK$36,640
60歲HK$49,355
65歲HK$57,034
70歲HK$74,615
75歲HK$94,140
80歲HK$108,962
85歲HK$122,673
90歲HK$131,495
95歲HK$136,164
99歲HK$139,602
0歲HK$12,128 (+5.0%)
5歲HK$11,647 (+5.0%)
10歲HK$11,062 (+5.0%)
15歲HK$11,062 (+5.0%)
20歲HK$12,945 (+5.0%)
25歲HK$12,945 (+5.0%)
30歲HK$13,842 (+5.0%)
35歲HK$18,155 (+5.0%)
40歲HK$19,973 (+5.0%)
45歲HK$23,837 (+5.0%)
50歲HK$30,254 (+5.0%)
55歲HK$38,472 (+5.0%)
60歲HK$51,823 (+5.0%)
65歲HK$59,886 (+5.0%)
70歲HK$78,346 (+5.0%)
75歲HK$98,847 (+5.0%)
80歲HK$114,411 (+5.0%)
85歲HK$128,807 (+5.0%)
90歲HK$138,070 (+5.0%)
95歲HK$142,973 (+5.0%)
99歲HK$146,583 (+5.0%)
0歲HK$13,099 (+8.0%)
5歲HK$12,579 (+8.0%)
10歲HK$11,947 (+8.0%)
15歲HK$11,947 (+8.0%)
20歲HK$13,981 (+8.0%)
25歲HK$13,981 (+8.0%)
30歲HK$14,950 (+8.0%)
35歲HK$19,608 (+8.0%)
40歲HK$21,571 (+8.0%)
45歲HK$25,744 (+8.0%)
50歲HK$32,675 (+8.0%)
55歲HK$41,550 (+8.0%)
60歲HK$55,969 (+8.0%)
65歲HK$64,677 (+8.0%)
70歲HK$84,614 (+8.0%)
75歲HK$106,755 (+8.0%)
80歲HK$123,564 (+8.0%)
85歲HK$139,112 (+8.0%)
90歲HK$149,116 (+8.0%)
95歲HK$154,411 (+8.0%)
99歲HK$158,310 (+8.0%)
0歲HK$14,802 (+13.0%)
5歲HK$14,215 (+13.0%)
10歲HK$13,501 (+13.0%)
15歲HK$13,501 (+13.0%)
20歲HK$15,799 (+13.0%)
25歲HK$15,799 (+13.0%)
30歲HK$16,894 (+13.0%)
35歲HK$22,158 (+13.0%)
40歲HK$24,376 (+13.0%)
45歲HK$29,091 (+13.0%)
50歲HK$36,923 (+13.0%)
55歲HK$46,952 (+13.0%)
60歲HK$63,245 (+13.0%)
65歲HK$73,086 (+13.0%)
70歲HK$95,614 (+13.0%)
75歲HK$120,634 (+13.0%)
80歲HK$139,628 (+13.0%)
85歲HK$157,197 (+13.0%)
90歲HK$168,502 (+13.0%)
95歲HK$174,485 (+13.0%)
99歲HK$178,891 (+13.0%)
0歲HK$16,653 (+12.5%)
5歲HK$15,993 (+12.5%)
10歲HK$15,189 (+12.5%)
15歲HK$15,189 (+12.5%)
20歲HK$17,775 (+12.5%)
25歲HK$17,775 (+12.5%)
30歲HK$19,006 (+12.5%)
35歲HK$24,929 (+12.5%)
40歲HK$27,424 (+12.5%)
45歲HK$32,728 (+12.5%)
50歲HK$41,539 (+12.5%)
55歲HK$52,822 (+12.5%)
60歲HK$71,151 (+12.5%)
65歲HK$82,222 (+12.5%)
70歲HK$107,567 (+12.5%)
75歲HK$135,714 (+12.5%)
80歲HK$161,883 (+15.9%)
85歲HK$186,692 (+18.8%)
90歲HK$204,712 (+21.5%)
95歲HK$217,016 (+24.4%)
99歲HK$227,829 (+27.4%)
0歲HK$18,153 (+9.0%)
5歲HK$17,433 (+9.0%)
10歲HK$16,557 (+9.0%)
15歲HK$16,557 (+9.0%)
20歲HK$19,376 (+9.0%)
25歲HK$19,376 (+9.0%)
30歲HK$20,718 (+9.0%)
35歲HK$27,173 (+9.0%)
40歲HK$29,893 (+9.0%)
45歲HK$35,675 (+9.0%)
50歲HK$45,278 (+9.0%)
55歲HK$57,577 (+9.0%)
60歲HK$77,556 (+9.0%)
65歲HK$89,623 (+9.0%)
70歲HK$117,249 (+9.0%)
75歲HK$147,929 (+9.0%)
80歲HK$176,453 (+9.0%)
85歲HK$203,495 (+9.0%)
90歲HK$223,137 (+9.0%)
95歲HK$236,548 (+9.0%)
99歲HK$253,872 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+7.15%
5歲+7.15%
10歲+7.15%
15歲+7.15%
20歲+7.15%
25歲+7.15%
30歲+7.15%
35歲+7.15%
40歲+7.15%
45歲+7.15%
50歲+7.15%
55歲+7.15%
60歲+7.15%
65歲+7.15%
70歲+7.15%
75歲+7.15%
80歲+7.65%
85歲+8.04%
90歲+8.42%
95歲+8.81%
99歲+9.57%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。