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AXA安盛智尊守慧醫療保障 - 卓越（0 港元自付費）
AXA WiseGuard Pro Medical Insurance Plan - Enhance (HKD0 Deductible)
安盛保險（百慕達）有限公司 · F00034-04-000 · 9 個版本 · 靈活計劃 · 年均加幅 +4.64%
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| 年齡 | 2019-07-25 | 2021-03-22 | 2022-05-23 | 2023-05-10 | 2023-07-31 | 2024-09-09 | 2025-09-09 | 2026-01-26 | 最新版本 2026-09-09 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$7,545 | HK$7,545 | HK$7,545 | HK$7,696 (+2.0%) | HK$7,696 | HK$8,428 (+9.5%) | HK$9,482 (+12.5%) | HK$9,482 | HK$10,383 (+9.5%) | +4.54% |
| 5歲 | HK$7,487 | HK$7,487 | HK$7,487 | HK$7,637 (+2.0%) | HK$7,637 | HK$8,363 (+9.5%) | HK$9,409 (+12.5%) | HK$9,409 | HK$10,303 (+9.5%) | +4.54% |
| 10歲 | HK$7,391 | HK$7,391 | HK$7,391 | HK$7,539 (+2.0%) | HK$7,539 | HK$8,218 (+9.0%) | HK$9,246 (+12.5%) | HK$9,246 | HK$10,125 (+9.5%) | +4.48% |
| 15歲 | HK$7,296 | HK$7,296 | HK$7,296 | HK$7,442 (+2.0%) | HK$7,442 | HK$7,926 (+6.5%) | HK$8,917 (+12.5%) | HK$8,917 | HK$9,765 (+9.5%) | +4.14% |
| 20歲 | HK$7,447 | HK$7,447 | HK$7,447 | HK$7,596 (+2.0%) | HK$7,596 | HK$8,128 (+7.0%) | HK$9,144 (+12.5%) | HK$9,144 | HK$10,013 (+9.5%) | +4.21% |
| 25歲 | HK$9,057 | HK$9,057 | HK$9,057 | HK$9,239 (+2.0%) | HK$9,239 | HK$9,886 (+7.0%) | HK$11,122 (+12.5%) | HK$11,122 | HK$12,179 (+9.5%) | +4.21% |
| 30歲 | HK$11,069 | HK$11,069 | HK$11,069 | HK$11,291 (+2.0%) | HK$11,291 | HK$12,251 (+8.5%) | HK$13,783 (+12.5%) | HK$13,783 | HK$15,093 (+9.5%) | +4.41% |
| 35歲 | HK$12,275 | HK$12,275 | HK$12,275 | HK$12,705 (+3.5%) | HK$12,705 | HK$13,785 (+8.5%) | HK$15,509 (+12.5%) | HK$15,509 | HK$16,983 (+9.5%) | +4.62% |
| 40歲 | HK$13,300 | HK$13,300 | HK$13,300 | HK$14,098 (+6.0%) | HK$14,098 | HK$15,367 (+9.0%) | HK$17,288 (+12.5%) | HK$17,288 | HK$18,931 (+9.5%) | +5.03% |
| 45歲 | HK$15,845 | HK$15,845 | HK$15,845 | HK$16,875 (+6.5%) | HK$16,875 | HK$18,394 (+9.0%) | HK$20,694 (+12.5%) | HK$20,694 | HK$22,660 (+9.5%) | +5.10% |
| 50歲 | HK$19,166 | HK$19,166 | HK$19,166 | HK$20,316 (+6.0%) | HK$20,316 | HK$22,043 (+8.5%) | HK$24,799 (+12.5%) | HK$24,799 | HK$27,155 (+9.5%) | +4.97% |
| 55歲 | HK$23,568 | HK$23,568 | HK$23,568 | HK$24,629 (+4.5%) | HK$24,629 | HK$26,723 (+8.5%) | HK$30,064 (+12.5%) | HK$30,064 | HK$32,921 (+9.5%) | +4.76% |
| 60歲 | HK$31,621 | HK$31,621 | HK$31,621 | HK$33,677 (+6.5%) | HK$33,677 | HK$36,708 (+9.0%) | HK$41,297 (+12.5%) | HK$41,297 | HK$45,221 (+9.5%) | +5.10% |
| 65歲 | HK$47,697 | HK$47,697 | HK$47,697 | HK$50,798 (+6.5%) | HK$50,798 | HK$55,370 (+9.0%) | HK$62,292 (+12.5%) | HK$62,292 | HK$68,210 (+9.5%) | +5.10% |
| 70歲 | HK$61,638 | HK$61,638 | HK$61,638 | HK$65,029 (+5.5%) | HK$65,029 | HK$71,207 (+9.5%) | HK$80,108 (+12.5%) | HK$80,108 | HK$87,719 (+9.5%) | +5.03% |
| 75歲 | HK$78,254 | HK$78,254 | HK$78,254 | HK$80,602 (+3.0%) | HK$80,602 | HK$88,260 (+9.5%) | HK$99,293 (+12.5%) | HK$99,293 | HK$108,726 (+9.5%) | +4.68% |
| 80歲 | HK$95,371 | HK$95,371 | HK$95,371 | HK$97,279 (+2.0%) | HK$97,279 | HK$106,521 (+9.5%) | HK$119,837 (+12.5%) | HK$119,837 | HK$131,222 (+9.5%) | +4.54% |
| 85歲 | HK$107,317 | HK$107,317 | HK$107,317 | HK$109,464 (+2.0%) | HK$109,464 | HK$119,864 (+9.5%) | HK$134,847 (+12.5%) | HK$134,847 | HK$147,658 (+9.5%) | +4.54% |
| 90歲 | HK$119,715 | HK$119,715 | HK$119,715 | HK$122,110 (+2.0%) | HK$122,110 | HK$133,711 (+9.5%) | HK$150,425 (+12.5%) | HK$150,425 | HK$164,716 (+9.5%) | +4.54% |
| 95歲 | HK$127,404 | HK$127,404 | HK$127,404 | HK$129,953 (+2.0%) | HK$129,953 | HK$142,299 (+9.5%) | HK$160,087 (+12.5%) | HK$160,087 | HK$175,296 (+9.5%) | +4.54% |
| 99歲 | HK$135,149 | HK$135,149 | HK$135,149 | HK$137,852 (+2.0%) | HK$137,852 | HK$150,948 (+9.5%) | HK$169,817 (+12.5%) | HK$169,817 | HK$185,950 (+9.5%) | +4.54% |
| 所有年齡平均 | — | 0.0% | 0.0% | +3.4% | 0.0% | +8.8% | +12.5% | 0.0% | +9.5% | — |
0歲HK$7,545
5歲HK$7,487
10歲HK$7,391
15歲HK$7,296
20歲HK$7,447
25歲HK$9,057
30歲HK$11,069
35歲HK$12,275
40歲HK$13,300
45歲HK$15,845
50歲HK$19,166
55歲HK$23,568
60歲HK$31,621
65歲HK$47,697
70歲HK$61,638
75歲HK$78,254
80歲HK$95,371
85歲HK$107,317
90歲HK$119,715
95歲HK$127,404
99歲HK$135,149
0歲HK$7,545
5歲HK$7,487
10歲HK$7,391
15歲HK$7,296
20歲HK$7,447
25歲HK$9,057
30歲HK$11,069
35歲HK$12,275
40歲HK$13,300
45歲HK$15,845
50歲HK$19,166
55歲HK$23,568
60歲HK$31,621
65歲HK$47,697
70歲HK$61,638
75歲HK$78,254
80歲HK$95,371
85歲HK$107,317
90歲HK$119,715
95歲HK$127,404
99歲HK$135,149
0歲HK$7,545
5歲HK$7,487
10歲HK$7,391
15歲HK$7,296
20歲HK$7,447
25歲HK$9,057
30歲HK$11,069
35歲HK$12,275
40歲HK$13,300
45歲HK$15,845
50歲HK$19,166
55歲HK$23,568
60歲HK$31,621
65歲HK$47,697
70歲HK$61,638
75歲HK$78,254
80歲HK$95,371
85歲HK$107,317
90歲HK$119,715
95歲HK$127,404
99歲HK$135,149
0歲HK$7,696 (+2.0%)
5歲HK$7,637 (+2.0%)
10歲HK$7,539 (+2.0%)
15歲HK$7,442 (+2.0%)
20歲HK$7,596 (+2.0%)
25歲HK$9,239 (+2.0%)
30歲HK$11,291 (+2.0%)
35歲HK$12,705 (+3.5%)
40歲HK$14,098 (+6.0%)
45歲HK$16,875 (+6.5%)
50歲HK$20,316 (+6.0%)
55歲HK$24,629 (+4.5%)
60歲HK$33,677 (+6.5%)
65歲HK$50,798 (+6.5%)
70歲HK$65,029 (+5.5%)
75歲HK$80,602 (+3.0%)
80歲HK$97,279 (+2.0%)
85歲HK$109,464 (+2.0%)
90歲HK$122,110 (+2.0%)
95歲HK$129,953 (+2.0%)
99歲HK$137,852 (+2.0%)
0歲HK$7,696
5歲HK$7,637
10歲HK$7,539
15歲HK$7,442
20歲HK$7,596
25歲HK$9,239
30歲HK$11,291
35歲HK$12,705
40歲HK$14,098
45歲HK$16,875
50歲HK$20,316
55歲HK$24,629
60歲HK$33,677
65歲HK$50,798
70歲HK$65,029
75歲HK$80,602
80歲HK$97,279
85歲HK$109,464
90歲HK$122,110
95歲HK$129,953
99歲HK$137,852
0歲HK$8,428 (+9.5%)
5歲HK$8,363 (+9.5%)
10歲HK$8,218 (+9.0%)
15歲HK$7,926 (+6.5%)
20歲HK$8,128 (+7.0%)
25歲HK$9,886 (+7.0%)
30歲HK$12,251 (+8.5%)
35歲HK$13,785 (+8.5%)
40歲HK$15,367 (+9.0%)
45歲HK$18,394 (+9.0%)
50歲HK$22,043 (+8.5%)
55歲HK$26,723 (+8.5%)
60歲HK$36,708 (+9.0%)
65歲HK$55,370 (+9.0%)
70歲HK$71,207 (+9.5%)
75歲HK$88,260 (+9.5%)
80歲HK$106,521 (+9.5%)
85歲HK$119,864 (+9.5%)
90歲HK$133,711 (+9.5%)
95歲HK$142,299 (+9.5%)
99歲HK$150,948 (+9.5%)
0歲HK$9,482 (+12.5%)
5歲HK$9,409 (+12.5%)
10歲HK$9,246 (+12.5%)
15歲HK$8,917 (+12.5%)
20歲HK$9,144 (+12.5%)
25歲HK$11,122 (+12.5%)
30歲HK$13,783 (+12.5%)
35歲HK$15,509 (+12.5%)
40歲HK$17,288 (+12.5%)
45歲HK$20,694 (+12.5%)
50歲HK$24,799 (+12.5%)
55歲HK$30,064 (+12.5%)
60歲HK$41,297 (+12.5%)
65歲HK$62,292 (+12.5%)
70歲HK$80,108 (+12.5%)
75歲HK$99,293 (+12.5%)
80歲HK$119,837 (+12.5%)
85歲HK$134,847 (+12.5%)
90歲HK$150,425 (+12.5%)
95歲HK$160,087 (+12.5%)
99歲HK$169,817 (+12.5%)
0歲HK$9,482
5歲HK$9,409
10歲HK$9,246
15歲HK$8,917
20歲HK$9,144
25歲HK$11,122
30歲HK$13,783
35歲HK$15,509
40歲HK$17,288
45歲HK$20,694
50歲HK$24,799
55歲HK$30,064
60歲HK$41,297
65歲HK$62,292
70歲HK$80,108
75歲HK$99,293
80歲HK$119,837
85歲HK$134,847
90歲HK$150,425
95歲HK$160,087
99歲HK$169,817
0歲HK$10,383 (+9.5%)
5歲HK$10,303 (+9.5%)
10歲HK$10,125 (+9.5%)
15歲HK$9,765 (+9.5%)
20歲HK$10,013 (+9.5%)
25歲HK$12,179 (+9.5%)
30歲HK$15,093 (+9.5%)
35歲HK$16,983 (+9.5%)
40歲HK$18,931 (+9.5%)
45歲HK$22,660 (+9.5%)
50歲HK$27,155 (+9.5%)
55歲HK$32,921 (+9.5%)
60歲HK$45,221 (+9.5%)
65歲HK$68,210 (+9.5%)
70歲HK$87,719 (+9.5%)
75歲HK$108,726 (+9.5%)
80歲HK$131,222 (+9.5%)
85歲HK$147,658 (+9.5%)
90歲HK$164,716 (+9.5%)
95歲HK$175,296 (+9.5%)
99歲HK$185,950 (+9.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-10-01
0歲+4.54%
5歲+4.54%
10歲+4.48%
15歲+4.14%
20歲+4.21%
25歲+4.21%
30歲+4.41%
35歲+4.62%
40歲+5.03%
45歲+5.10%
50歲+4.97%
55歲+4.76%
60歲+5.10%
65歲+5.10%
70歲+5.03%
75歲+4.68%
80歲+4.54%
85歲+4.54%
90歲+4.54%
95歲+4.54%
99歲+4.54%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-10-01
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。