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真智安心醫療保障 - 至尊 (港元)
Smart Medicare - Premier (HKD)
安盛金融有限公司 · F00018-03-000 · 7 個版本 · 靈活計劃 · 年均加幅 +2.49%
男性 Male
| 年齡 | F00018-03-000-01 2019-04-01 | F00018-03-000-01 2020-04-01 | F00018-03-000-02 2021-03-22 | F00018-03-000-03 2023-07-31 | F00018-03-000-03 2024-07-02 | F00018-03-000-03 2025-07-02 | F00018-03-000-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$12,824 | HK$13,206 (+3.0%) | HK$13,206 | HK$13,206 | HK$13,796 (+4.5%) | HK$14,413 (+4.5%) | HK$15,129 (+5.0%) | +2.29% |
| 5 | HK$7,079 | HK$7,289 (+3.0%) | HK$7,289 | HK$7,289 | HK$7,613 (+4.4%) | HK$7,952 (+4.5%) | HK$8,345 (+4.9%) | +2.28% |
| 10 | HK$6,885 | HK$7,089 (+3.0%) | HK$7,089 | HK$7,089 | HK$7,404 (+4.4%) | HK$7,733 (+4.4%) | HK$8,115 (+4.9%) | +2.28% |
| 15 | HK$7,196 | HK$7,409 (+3.0%) | HK$7,409 | HK$7,409 | HK$7,738 (+4.4%) | HK$8,082 (+4.4%) | HK$8,482 (+4.9%) | +2.28% |
| 20 | HK$7,798 | HK$8,029 (+3.0%) | HK$8,029 | HK$8,029 | HK$8,466 (+5.4%) | HK$8,843 (+4.5%) | HK$9,281 (+5.0%) | +2.41% |
| 25 | HK$8,401 | HK$8,651 (+3.0%) | HK$8,651 | HK$8,651 | HK$9,122 (+5.4%) | HK$9,528 (+4.5%) | HK$10,000 (+5.0%) | +2.42% |
| 30 | HK$9,342 | HK$9,620 (+3.0%) | HK$9,620 | HK$9,620 | HK$10,192 (+5.9%) | HK$10,647 (+4.5%) | HK$11,175 (+5.0%) | +2.49% |
| 35 | HK$10,714 | HK$11,033 (+3.0%) | HK$11,033 | HK$11,033 | HK$11,689 (+5.9%) | HK$12,211 (+4.5%) | HK$12,817 (+5.0%) | +2.49% |
| 40 | HK$12,738 | HK$13,118 (+3.0%) | HK$13,118 | HK$13,118 | HK$13,900 (+6.0%) | HK$14,521 (+4.5%) | HK$15,243 (+5.0%) | +2.49% |
| 45 | HK$15,591 | HK$16,056 (+3.0%) | HK$16,056 | HK$16,056 | HK$17,014 (+6.0%) | HK$17,776 (+4.5%) | HK$18,660 (+5.0%) | +2.49% |
| 50 | HK$19,079 | HK$19,649 (+3.0%) | HK$19,649 | HK$19,649 | HK$21,116 (+7.5%) | HK$22,062 (+4.5%) | HK$23,161 (+5.0%) | +2.69% |
| 55 | HK$23,760 | HK$24,470 (+3.0%) | HK$24,470 | HK$24,470 | HK$26,298 (+7.5%) | HK$27,477 (+4.5%) | HK$28,846 (+5.0%) | +2.69% |
| 60 | HK$30,430 | HK$31,340 (+3.0%) | HK$31,340 | HK$31,340 | HK$33,683 (+7.5%) | HK$35,195 (+4.5%) | HK$36,950 (+5.0%) | +2.70% |
| 65 | HK$38,080 | HK$39,220 (+3.0%) | HK$39,220 | HK$39,220 | HK$42,154 (+7.5%) | HK$44,047 (+4.5%) | HK$46,245 (+5.0%) | +2.70% |
| 70 | HK$46,461 | HK$47,852 (+3.0%) | HK$47,852 | HK$47,852 | HK$50,718 (+6.0%) | HK$52,996 (+4.5%) | HK$55,641 (+5.0%) | +2.50% |
| 75 | HK$54,262 | HK$55,887 (+3.0%) | HK$55,887 | HK$55,887 | HK$59,235 (+6.0%) | HK$61,897 (+4.5%) | HK$64,987 (+5.0%) | +2.50% |
| 80 | HK$54,914 | HK$56,559 (+3.0%) | HK$56,559 | HK$56,559 | HK$59,947 (+6.0%) | HK$62,641 (+4.5%) | HK$65,769 (+5.0%) | +2.50% |
| 85 | HK$56,020 | HK$57,698 (+3.0%) | HK$57,698 | HK$57,698 | HK$61,154 (+6.0%) | HK$63,902 (+4.5%) | HK$67,093 (+5.0%) | +2.50% |
| 90 | HK$57,202 | HK$58,916 (+3.0%) | HK$58,916 | HK$58,916 | HK$62,445 (+6.0%) | HK$65,251 (+4.5%) | HK$68,509 (+5.0%) | +2.50% |
| 95 | HK$58,643 | HK$60,400 (+3.0%) | HK$60,400 | HK$60,400 | HK$64,018 (+6.0%) | HK$66,895 (+4.5%) | HK$70,235 (+5.0%) | +2.50% |
| 99 | HK$59,822 | HK$61,614 (+3.0%) | HK$61,614 | HK$61,614 | HK$65,305 (+6.0%) | HK$68,240 (+4.5%) | HK$71,647 (+5.0%) | +2.50% |
| 所有年齡平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0歲HK$12,824
5歲HK$7,079
10歲HK$6,885
15歲HK$7,196
20歲HK$7,798
25歲HK$8,401
30歲HK$9,342
35歲HK$10,714
40歲HK$12,738
45歲HK$15,591
50歲HK$19,079
55歲HK$23,760
60歲HK$30,430
65歲HK$38,080
70歲HK$46,461
75歲HK$54,262
80歲HK$54,914
85歲HK$56,020
90歲HK$57,202
95歲HK$58,643
99歲HK$59,822
0歲HK$13,206 (+3.0%)
5歲HK$7,289 (+3.0%)
10歲HK$7,089 (+3.0%)
15歲HK$7,409 (+3.0%)
20歲HK$8,029 (+3.0%)
25歲HK$8,651 (+3.0%)
30歲HK$9,620 (+3.0%)
35歲HK$11,033 (+3.0%)
40歲HK$13,118 (+3.0%)
45歲HK$16,056 (+3.0%)
50歲HK$19,649 (+3.0%)
55歲HK$24,470 (+3.0%)
60歲HK$31,340 (+3.0%)
65歲HK$39,220 (+3.0%)
70歲HK$47,852 (+3.0%)
75歲HK$55,887 (+3.0%)
80歲HK$56,559 (+3.0%)
85歲HK$57,698 (+3.0%)
90歲HK$58,916 (+3.0%)
95歲HK$60,400 (+3.0%)
99歲HK$61,614 (+3.0%)
0歲HK$13,206
5歲HK$7,289
10歲HK$7,089
15歲HK$7,409
20歲HK$8,029
25歲HK$8,651
30歲HK$9,620
35歲HK$11,033
40歲HK$13,118
45歲HK$16,056
50歲HK$19,649
55歲HK$24,470
60歲HK$31,340
65歲HK$39,220
70歲HK$47,852
75歲HK$55,887
80歲HK$56,559
85歲HK$57,698
90歲HK$58,916
95歲HK$60,400
99歲HK$61,614
0歲HK$13,206
5歲HK$7,289
10歲HK$7,089
15歲HK$7,409
20歲HK$8,029
25歲HK$8,651
30歲HK$9,620
35歲HK$11,033
40歲HK$13,118
45歲HK$16,056
50歲HK$19,649
55歲HK$24,470
60歲HK$31,340
65歲HK$39,220
70歲HK$47,852
75歲HK$55,887
80歲HK$56,559
85歲HK$57,698
90歲HK$58,916
95歲HK$60,400
99歲HK$61,614
0歲HK$13,796 (+4.5%)
5歲HK$7,613 (+4.4%)
10歲HK$7,404 (+4.4%)
15歲HK$7,738 (+4.4%)
20歲HK$8,466 (+5.4%)
25歲HK$9,122 (+5.4%)
30歲HK$10,192 (+5.9%)
35歲HK$11,689 (+5.9%)
40歲HK$13,900 (+6.0%)
45歲HK$17,014 (+6.0%)
50歲HK$21,116 (+7.5%)
55歲HK$26,298 (+7.5%)
60歲HK$33,683 (+7.5%)
65歲HK$42,154 (+7.5%)
70歲HK$50,718 (+6.0%)
75歲HK$59,235 (+6.0%)
80歲HK$59,947 (+6.0%)
85歲HK$61,154 (+6.0%)
90歲HK$62,445 (+6.0%)
95歲HK$64,018 (+6.0%)
99歲HK$65,305 (+6.0%)
0歲HK$14,413 (+4.5%)
5歲HK$7,952 (+4.5%)
10歲HK$7,733 (+4.4%)
15歲HK$8,082 (+4.4%)
20歲HK$8,843 (+4.5%)
25歲HK$9,528 (+4.5%)
30歲HK$10,647 (+4.5%)
35歲HK$12,211 (+4.5%)
40歲HK$14,521 (+4.5%)
45歲HK$17,776 (+4.5%)
50歲HK$22,062 (+4.5%)
55歲HK$27,477 (+4.5%)
60歲HK$35,195 (+4.5%)
65歲HK$44,047 (+4.5%)
70歲HK$52,996 (+4.5%)
75歲HK$61,897 (+4.5%)
80歲HK$62,641 (+4.5%)
85歲HK$63,902 (+4.5%)
90歲HK$65,251 (+4.5%)
95歲HK$66,895 (+4.5%)
99歲HK$68,240 (+4.5%)
0歲HK$15,129 (+5.0%)
5歲HK$8,345 (+4.9%)
10歲HK$8,115 (+4.9%)
15歲HK$8,482 (+4.9%)
20歲HK$9,281 (+5.0%)
25歲HK$10,000 (+5.0%)
30歲HK$11,175 (+5.0%)
35歲HK$12,817 (+5.0%)
40歲HK$15,243 (+5.0%)
45歲HK$18,660 (+5.0%)
50歲HK$23,161 (+5.0%)
55歲HK$28,846 (+5.0%)
60歲HK$36,950 (+5.0%)
65歲HK$46,245 (+5.0%)
70歲HK$55,641 (+5.0%)
75歲HK$64,987 (+5.0%)
80歲HK$65,769 (+5.0%)
85歲HK$67,093 (+5.0%)
90歲HK$68,509 (+5.0%)
95歲HK$70,235 (+5.0%)
99歲HK$71,647 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+2.29%
5歲+2.28%
10歲+2.28%
15歲+2.28%
20歲+2.41%
25歲+2.42%
30歲+2.49%
35歲+2.49%
40歲+2.49%
45歲+2.49%
50歲+2.69%
55歲+2.69%
60歲+2.70%
65歲+2.70%
70歲+2.50%
75歲+2.50%
80歲+2.50%
85歲+2.50%
90歲+2.50%
95歲+2.50%
99歲+2.50%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00018-03-000-01 2019-04-01 | F00018-03-000-01 2020-04-01 | F00018-03-000-02 2021-03-22 | F00018-03-000-03 2023-07-31 | F00018-03-000-03 2024-07-02 | F00018-03-000-03 2025-07-02 | F00018-03-000-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$11,166 | HK$11,498 (+3.0%) | HK$11,498 | HK$11,498 | HK$12,011 (+4.5%) | HK$12,547 (+4.5%) | HK$13,170 (+5.0%) | +2.29% |
| 5 | HK$8,520 | HK$8,773 (+3.0%) | HK$8,773 | HK$8,773 | HK$9,164 (+4.5%) | HK$9,572 (+4.5%) | HK$10,046 (+5.0%) | +2.28% |
| 10 | HK$8,144 | HK$8,386 (+3.0%) | HK$8,386 | HK$8,386 | HK$8,759 (+4.4%) | HK$9,149 (+4.5%) | HK$9,602 (+5.0%) | +2.28% |
| 15 | HK$8,194 | HK$8,437 (+3.0%) | HK$8,437 | HK$8,437 | HK$8,813 (+4.5%) | HK$9,206 (+4.5%) | HK$9,662 (+5.0%) | +2.28% |
| 20 | HK$9,076 | HK$9,346 (+3.0%) | HK$9,346 | HK$9,346 | HK$9,855 (+5.4%) | HK$10,294 (+4.5%) | HK$10,804 (+5.0%) | +2.42% |
| 25 | HK$10,283 | HK$10,589 (+3.0%) | HK$10,589 | HK$10,589 | HK$11,166 (+5.4%) | HK$11,664 (+4.5%) | HK$12,243 (+5.0%) | +2.42% |
| 30 | HK$12,287 | HK$12,653 (+3.0%) | HK$12,653 | HK$12,653 | HK$13,407 (+6.0%) | HK$14,006 (+4.5%) | HK$14,702 (+5.0%) | +2.49% |
| 35 | HK$14,650 | HK$15,087 (+3.0%) | HK$15,087 | HK$15,087 | HK$15,987 (+6.0%) | HK$16,702 (+4.5%) | HK$17,533 (+5.0%) | +2.49% |
| 40 | HK$17,643 | HK$18,170 (+3.0%) | HK$18,170 | HK$18,170 | HK$19,255 (+6.0%) | HK$20,117 (+4.5%) | HK$21,118 (+5.0%) | +2.49% |
| 45 | HK$20,336 | HK$20,944 (+3.0%) | HK$20,944 | HK$20,944 | HK$22,195 (+6.0%) | HK$23,190 (+4.5%) | HK$24,345 (+5.0%) | +2.50% |
| 50 | HK$23,133 | HK$23,824 (+3.0%) | HK$23,824 | HK$23,824 | HK$25,604 (+7.5%) | HK$26,752 (+4.5%) | HK$28,085 (+5.0%) | +2.69% |
| 55 | HK$26,341 | HK$27,129 (+3.0%) | HK$27,129 | HK$27,129 | HK$29,157 (+7.5%) | HK$30,465 (+4.5%) | HK$31,984 (+5.0%) | +2.70% |
| 60 | HK$31,914 | HK$32,869 (+3.0%) | HK$32,869 | HK$32,869 | HK$35,327 (+7.5%) | HK$36,913 (+4.5%) | HK$38,754 (+5.0%) | +2.70% |
| 65 | HK$41,072 | HK$42,302 (+3.0%) | HK$42,302 | HK$42,302 | HK$45,468 (+7.5%) | HK$47,510 (+4.5%) | HK$49,881 (+5.0%) | +2.70% |
| 70 | HK$53,173 | HK$54,766 (+3.0%) | HK$54,766 | HK$54,766 | HK$58,046 (+6.0%) | HK$60,654 (+4.5%) | HK$63,682 (+5.0%) | +2.50% |
| 75 | HK$65,504 | HK$67,467 (+3.0%) | HK$67,467 | HK$67,467 | HK$71,510 (+6.0%) | HK$74,724 (+4.5%) | HK$78,456 (+5.0%) | +2.50% |
| 80 | HK$66,292 | HK$68,278 (+3.0%) | HK$68,278 | HK$68,278 | HK$72,369 (+6.0%) | HK$75,622 (+4.5%) | HK$79,399 (+5.0%) | +2.50% |
| 85 | HK$67,622 | HK$69,648 (+3.0%) | HK$69,648 | HK$69,648 | HK$73,821 (+6.0%) | HK$77,139 (+4.5%) | HK$80,991 (+5.0%) | +2.50% |
| 90 | HK$69,052 | HK$71,121 (+3.0%) | HK$71,121 | HK$71,121 | HK$75,383 (+6.0%) | HK$78,771 (+4.5%) | HK$82,705 (+5.0%) | +2.50% |
| 95 | HK$70,794 | HK$72,915 (+3.0%) | HK$72,915 | HK$72,915 | HK$77,284 (+6.0%) | HK$80,758 (+4.5%) | HK$84,791 (+5.0%) | +2.50% |
| 99 | HK$72,215 | HK$74,379 (+3.0%) | HK$74,379 | HK$74,379 | HK$78,836 (+6.0%) | HK$82,380 (+4.5%) | HK$86,494 (+5.0%) | +2.50% |
| 所有年齡平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0歲HK$11,166
5歲HK$8,520
10歲HK$8,144
15歲HK$8,194
20歲HK$9,076
25歲HK$10,283
30歲HK$12,287
35歲HK$14,650
40歲HK$17,643
45歲HK$20,336
50歲HK$23,133
55歲HK$26,341
60歲HK$31,914
65歲HK$41,072
70歲HK$53,173
75歲HK$65,504
80歲HK$66,292
85歲HK$67,622
90歲HK$69,052
95歲HK$70,794
99歲HK$72,215
0歲HK$11,498 (+3.0%)
5歲HK$8,773 (+3.0%)
10歲HK$8,386 (+3.0%)
15歲HK$8,437 (+3.0%)
20歲HK$9,346 (+3.0%)
25歲HK$10,589 (+3.0%)
30歲HK$12,653 (+3.0%)
35歲HK$15,087 (+3.0%)
40歲HK$18,170 (+3.0%)
45歲HK$20,944 (+3.0%)
50歲HK$23,824 (+3.0%)
55歲HK$27,129 (+3.0%)
60歲HK$32,869 (+3.0%)
65歲HK$42,302 (+3.0%)
70歲HK$54,766 (+3.0%)
75歲HK$67,467 (+3.0%)
80歲HK$68,278 (+3.0%)
85歲HK$69,648 (+3.0%)
90歲HK$71,121 (+3.0%)
95歲HK$72,915 (+3.0%)
99歲HK$74,379 (+3.0%)
0歲HK$11,498
5歲HK$8,773
10歲HK$8,386
15歲HK$8,437
20歲HK$9,346
25歲HK$10,589
30歲HK$12,653
35歲HK$15,087
40歲HK$18,170
45歲HK$20,944
50歲HK$23,824
55歲HK$27,129
60歲HK$32,869
65歲HK$42,302
70歲HK$54,766
75歲HK$67,467
80歲HK$68,278
85歲HK$69,648
90歲HK$71,121
95歲HK$72,915
99歲HK$74,379
0歲HK$11,498
5歲HK$8,773
10歲HK$8,386
15歲HK$8,437
20歲HK$9,346
25歲HK$10,589
30歲HK$12,653
35歲HK$15,087
40歲HK$18,170
45歲HK$20,944
50歲HK$23,824
55歲HK$27,129
60歲HK$32,869
65歲HK$42,302
70歲HK$54,766
75歲HK$67,467
80歲HK$68,278
85歲HK$69,648
90歲HK$71,121
95歲HK$72,915
99歲HK$74,379
0歲HK$12,011 (+4.5%)
5歲HK$9,164 (+4.5%)
10歲HK$8,759 (+4.4%)
15歲HK$8,813 (+4.5%)
20歲HK$9,855 (+5.4%)
25歲HK$11,166 (+5.4%)
30歲HK$13,407 (+6.0%)
35歲HK$15,987 (+6.0%)
40歲HK$19,255 (+6.0%)
45歲HK$22,195 (+6.0%)
50歲HK$25,604 (+7.5%)
55歲HK$29,157 (+7.5%)
60歲HK$35,327 (+7.5%)
65歲HK$45,468 (+7.5%)
70歲HK$58,046 (+6.0%)
75歲HK$71,510 (+6.0%)
80歲HK$72,369 (+6.0%)
85歲HK$73,821 (+6.0%)
90歲HK$75,383 (+6.0%)
95歲HK$77,284 (+6.0%)
99歲HK$78,836 (+6.0%)
0歲HK$12,547 (+4.5%)
5歲HK$9,572 (+4.5%)
10歲HK$9,149 (+4.5%)
15歲HK$9,206 (+4.5%)
20歲HK$10,294 (+4.5%)
25歲HK$11,664 (+4.5%)
30歲HK$14,006 (+4.5%)
35歲HK$16,702 (+4.5%)
40歲HK$20,117 (+4.5%)
45歲HK$23,190 (+4.5%)
50歲HK$26,752 (+4.5%)
55歲HK$30,465 (+4.5%)
60歲HK$36,913 (+4.5%)
65歲HK$47,510 (+4.5%)
70歲HK$60,654 (+4.5%)
75歲HK$74,724 (+4.5%)
80歲HK$75,622 (+4.5%)
85歲HK$77,139 (+4.5%)
90歲HK$78,771 (+4.5%)
95歲HK$80,758 (+4.5%)
99歲HK$82,380 (+4.5%)
0歲HK$13,170 (+5.0%)
5歲HK$10,046 (+5.0%)
10歲HK$9,602 (+5.0%)
15歲HK$9,662 (+5.0%)
20歲HK$10,804 (+5.0%)
25歲HK$12,243 (+5.0%)
30歲HK$14,702 (+5.0%)
35歲HK$17,533 (+5.0%)
40歲HK$21,118 (+5.0%)
45歲HK$24,345 (+5.0%)
50歲HK$28,085 (+5.0%)
55歲HK$31,984 (+5.0%)
60歲HK$38,754 (+5.0%)
65歲HK$49,881 (+5.0%)
70歲HK$63,682 (+5.0%)
75歲HK$78,456 (+5.0%)
80歲HK$79,399 (+5.0%)
85歲HK$80,991 (+5.0%)
90歲HK$82,705 (+5.0%)
95歲HK$84,791 (+5.0%)
99歲HK$86,494 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+2.29%
5歲+2.28%
10歲+2.28%
15歲+2.28%
20歲+2.42%
25歲+2.42%
30歲+2.49%
35歲+2.49%
40歲+2.49%
45歲+2.50%
50歲+2.69%
55歲+2.70%
60歲+2.70%
65歲+2.70%
70歲+2.50%
75歲+2.50%
80歲+2.50%
85歲+2.50%
90歲+2.50%
95歲+2.50%
99歲+2.50%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。