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AIA自願醫保靈活計劃 - 普通房 (美元)
AIA Voluntary Health Insurance Flexi Scheme - Ward (USD)
友邦保險（國際）有限公司 · F00022-04-000 · 8 個版本 · 靈活計劃 · 年均加幅 +3.56%
男性 Male
| 年齡 | F00022-04-000-01 2019-04-01 | F00022-04-000-02 2020-01-20 | F00022-04-000-02 2021-01-01 | F00022-04-000-03 2021-03-15 | F00022-04-000-03 2023-07-15 | F00022-04-000-03 2024-07-15 | F00022-04-000-03 2025-07-15 | F00022-04-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$610 | US$610 | US$556 (-8.9%) | US$556 | US$606 (+9.0%) | US$697 (+15.0%) | US$739 (+6.0%) | US$769 (+4.1%) | +3.23% |
| 5 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$414 (+15.0%) | US$439 (+6.0%) | US$456 (+3.9%) | +2.49% |
| 10 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | US$432 (+3.8%) | +1.74% |
| 15 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | US$432 (+3.8%) | +1.74% |
| 20 | US$420 | US$420 | US$407 (-3.1%) | US$407 | US$443 (+8.8%) | US$470 (+6.1%) | US$502 (+6.8%) | US$522 (+4.0%) | +3.02% |
| 25 | US$451 | US$451 | US$447 (-0.9%) | US$447 | US$487 (+8.9%) | US$517 (+6.2%) | US$555 (+7.4%) | US$577 (+4.0%) | +3.43% |
| 30 | US$495 | US$495 | US$491 (-0.8%) | US$491 | US$535 (+9.0%) | US$567 (+6.0%) | US$616 (+8.6%) | US$641 (+4.1%) | +3.61% |
| 35 | US$553 | US$553 | US$544 (-1.6%) | US$544 | US$592 (+8.8%) | US$629 (+6.3%) | US$682 (+8.4%) | US$710 (+4.1%) | +3.48% |
| 40 | US$664 | US$664 | US$658 (-0.9%) | US$658 | US$718 (+9.1%) | US$762 (+6.1%) | US$827 (+8.5%) | US$860 (+4.0%) | +3.61% |
| 45 | US$856 | US$856 | US$836 (-2.3%) | US$836 | US$911 (+9.0%) | US$967 (+6.1%) | US$1,050 (+8.6%) | US$1,092 (+4.0%) | +3.39% |
| 50 | US$1,041 | US$1,041 | US$1,032 (-0.9%) | US$1,032 | US$1,125 (+9.0%) | US$1,228 (+9.2%) | US$1,333 (+8.6%) | US$1,386 (+4.0%) | +4.00% |
| 55 | US$1,311 | US$1,311 | US$1,301 (-0.8%) | US$1,301 | US$1,418 (+9.0%) | US$1,547 (+9.1%) | US$1,680 (+8.6%) | US$1,747 (+4.0%) | +4.01% |
| 60 | US$1,816 | US$1,816 | US$1,709 (-5.9%) | US$1,709 | US$1,863 (+9.0%) | US$2,032 (+9.1%) | US$2,206 (+8.6%) | US$2,295 (+4.0%) | +3.26% |
| 65 | US$2,429 | US$2,429 | US$2,251 (-7.3%) | US$2,251 | US$2,454 (+9.0%) | US$2,751 (+12.1%) | US$2,987 (+8.6%) | US$3,106 (+4.0%) | +3.43% |
| 70 | US$3,159 | US$3,159 | US$2,907 (-8.0%) | US$2,907 | US$3,169 (+9.0%) | US$3,584 (+13.1%) | US$3,891 (+8.6%) | US$4,047 (+4.0%) | +3.45% |
| 75 | US$4,276 | US$4,276 | US$3,867 (-9.6%) | US$3,867 | US$4,215 (+9.0%) | US$4,810 (+14.1%) | US$5,222 (+8.6%) | US$5,431 (+4.0%) | +3.33% |
| 80 | US$4,956 | US$4,956 | US$4,827 (-2.6%) | US$4,827 | US$5,262 (+9.0%) | US$6,056 (+15.1%) | US$6,576 (+8.6%) | US$6,839 (+4.0%) | +4.51% |
| 85 | US$6,009 | US$6,009 | US$5,788 (-3.7%) | US$5,788 | US$6,308 (+9.0%) | US$7,261 (+15.1%) | US$7,883 (+8.6%) | US$8,199 (+4.0%) | +4.35% |
| 90 | US$6,747 | US$6,747 | US$6,747 | US$6,747 | US$7,354 (+9.0%) | US$8,465 (+15.1%) | US$9,191 (+8.6%) | US$9,558 (+4.0%) | +4.89% |
| 95 | US$7,222 | US$7,222 | US$7,222 | US$7,222 | US$7,872 (+9.0%) | US$9,060 (+15.1%) | US$9,837 (+8.6%) | US$10,230 (+4.0%) | +4.89% |
| 99 | US$7,613 | US$7,613 | US$7,613 | US$7,613 | US$8,298 (+9.0%) | US$9,551 (+15.1%) | US$10,370 (+8.6%) | US$10,785 (+4.0%) | +4.89% |
| 所有年齡平均 | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0歲US$610
5歲US$381
10歲US$381
15歲US$381
20歲US$420
25歲US$451
30歲US$495
35歲US$553
40歲US$664
45歲US$856
50歲US$1,041
55歲US$1,311
60歲US$1,816
65歲US$2,429
70歲US$3,159
75歲US$4,276
80歲US$4,956
85歲US$6,009
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$610
5歲US$381
10歲US$381
15歲US$381
20歲US$420
25歲US$451
30歲US$495
35歲US$553
40歲US$664
45歲US$856
50歲US$1,041
55歲US$1,311
60歲US$1,816
65歲US$2,429
70歲US$3,159
75歲US$4,276
80歲US$4,956
85歲US$6,009
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$556 (-8.9%)
5歲US$330 (-13.4%)
10歲US$330 (-13.4%)
15歲US$330 (-13.4%)
20歲US$407 (-3.1%)
25歲US$447 (-0.9%)
30歲US$491 (-0.8%)
35歲US$544 (-1.6%)
40歲US$658 (-0.9%)
45歲US$836 (-2.3%)
50歲US$1,032 (-0.9%)
55歲US$1,301 (-0.8%)
60歲US$1,709 (-5.9%)
65歲US$2,251 (-7.3%)
70歲US$2,907 (-8.0%)
75歲US$3,867 (-9.6%)
80歲US$4,827 (-2.6%)
85歲US$5,788 (-3.7%)
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$556
5歲US$330
10歲US$330
15歲US$330
20歲US$407
25歲US$447
30歲US$491
35歲US$544
40歲US$658
45歲US$836
50歲US$1,032
55歲US$1,301
60歲US$1,709
65歲US$2,251
70歲US$2,907
75歲US$3,867
80歲US$4,827
85歲US$5,788
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$606 (+9.0%)
5歲US$360 (+9.1%)
10歲US$360 (+9.1%)
15歲US$360 (+9.1%)
20歲US$443 (+8.8%)
25歲US$487 (+8.9%)
30歲US$535 (+9.0%)
35歲US$592 (+8.8%)
40歲US$718 (+9.1%)
45歲US$911 (+9.0%)
50歲US$1,125 (+9.0%)
55歲US$1,418 (+9.0%)
60歲US$1,863 (+9.0%)
65歲US$2,454 (+9.0%)
70歲US$3,169 (+9.0%)
75歲US$4,215 (+9.0%)
80歲US$5,262 (+9.0%)
85歲US$6,308 (+9.0%)
90歲US$7,354 (+9.0%)
95歲US$7,872 (+9.0%)
99歲US$8,298 (+9.0%)
0歲US$697 (+15.0%)
5歲US$414 (+15.0%)
10歲US$392 (+8.9%)
15歲US$392 (+8.9%)
20歲US$470 (+6.1%)
25歲US$517 (+6.2%)
30歲US$567 (+6.0%)
35歲US$629 (+6.3%)
40歲US$762 (+6.1%)
45歲US$967 (+6.1%)
50歲US$1,228 (+9.2%)
55歲US$1,547 (+9.1%)
60歲US$2,032 (+9.1%)
65歲US$2,751 (+12.1%)
70歲US$3,584 (+13.1%)
75歲US$4,810 (+14.1%)
80歲US$6,056 (+15.1%)
85歲US$7,261 (+15.1%)
90歲US$8,465 (+15.1%)
95歲US$9,060 (+15.1%)
99歲US$9,551 (+15.1%)
0歲US$739 (+6.0%)
5歲US$439 (+6.0%)
10歲US$416 (+6.1%)
15歲US$416 (+6.1%)
20歲US$502 (+6.8%)
25歲US$555 (+7.4%)
30歲US$616 (+8.6%)
35歲US$682 (+8.4%)
40歲US$827 (+8.5%)
45歲US$1,050 (+8.6%)
50歲US$1,333 (+8.6%)
55歲US$1,680 (+8.6%)
60歲US$2,206 (+8.6%)
65歲US$2,987 (+8.6%)
70歲US$3,891 (+8.6%)
75歲US$5,222 (+8.6%)
80歲US$6,576 (+8.6%)
85歲US$7,883 (+8.6%)
90歲US$9,191 (+8.6%)
95歲US$9,837 (+8.6%)
99歲US$10,370 (+8.6%)
0歲US$769 (+4.1%)
5歲US$456 (+3.9%)
10歲US$432 (+3.8%)
15歲US$432 (+3.8%)
20歲US$522 (+4.0%)
25歲US$577 (+4.0%)
30歲US$641 (+4.1%)
35歲US$710 (+4.1%)
40歲US$860 (+4.0%)
45歲US$1,092 (+4.0%)
50歲US$1,386 (+4.0%)
55歲US$1,747 (+4.0%)
60歲US$2,295 (+4.0%)
65歲US$3,106 (+4.0%)
70歲US$4,047 (+4.0%)
75歲US$5,431 (+4.0%)
80歲US$6,839 (+4.0%)
85歲US$8,199 (+4.0%)
90歲US$9,558 (+4.0%)
95歲US$10,230 (+4.0%)
99歲US$10,785 (+4.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.23%
5歲+2.49%
10歲+1.74%
15歲+1.74%
20歲+3.02%
25歲+3.43%
30歲+3.61%
35歲+3.48%
40歲+3.61%
45歲+3.39%
50歲+4.00%
55歲+4.01%
60歲+3.26%
65歲+3.43%
70歲+3.45%
75歲+3.33%
80歲+4.51%
85歲+4.35%
90歲+4.89%
95歲+4.89%
99歲+4.89%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00022-04-000-01 2019-04-01 | F00022-04-000-02 2020-01-20 | F00022-04-000-02 2021-01-01 | F00022-04-000-03 2021-03-15 | F00022-04-000-03 2023-07-15 | F00022-04-000-03 2024-07-15 | F00022-04-000-03 2025-07-15 | F00022-04-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$472 | US$472 | US$430 (-8.9%) | US$430 | US$469 (+9.1%) | US$540 (+15.1%) | US$572 (+5.9%) | US$595 (+4.0%) | +3.22% |
| 5 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$412 (+15.1%) | US$437 (+6.1%) | US$454 (+3.9%) | +2.51% |
| 10 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$394 (+10.1%) | US$418 (+6.1%) | US$435 (+4.1%) | +1.91% |
| 15 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$391 (+9.2%) | US$418 (+6.9%) | US$435 (+4.1%) | +1.91% |
| 20 | US$438 | US$438 | US$416 (-5.0%) | US$416 | US$454 (+9.1%) | US$482 (+6.2%) | US$512 (+6.2%) | US$532 (+3.9%) | +2.70% |
| 25 | US$590 | US$590 | US$524 (-11.2%) | US$524 | US$571 (+9.0%) | US$605 (+6.0%) | US$650 (+7.4%) | US$676 (+4.0%) | +1.88% |
| 30 | US$730 | US$730 | US$609 (-16.6%) | US$609 | US$663 (+8.9%) | US$704 (+6.2%) | US$764 (+8.5%) | US$795 (+4.1%) | +1.18% |
| 35 | US$838 | US$838 | US$713 (-14.9%) | US$713 | US$777 (+9.0%) | US$824 (+6.0%) | US$895 (+8.6%) | US$931 (+4.0%) | +1.45% |
| 40 | US$999 | US$999 | US$918 (-8.1%) | US$918 | US$1,000 (+8.9%) | US$1,061 (+6.1%) | US$1,152 (+8.6%) | US$1,198 (+4.0%) | +2.52% |
| 45 | US$1,238 | US$1,238 | US$1,120 (-9.5%) | US$1,120 | US$1,221 (+9.0%) | US$1,295 (+6.1%) | US$1,406 (+8.6%) | US$1,463 (+4.1%) | +2.32% |
| 50 | US$1,282 | US$1,282 | US$1,224 (-4.5%) | US$1,224 | US$1,335 (+9.1%) | US$1,470 (+10.1%) | US$1,596 (+8.6%) | US$1,659 (+3.9%) | +3.60% |
| 55 | US$1,350 | US$1,350 | US$1,307 (-3.2%) | US$1,307 | US$1,425 (+9.0%) | US$1,569 (+10.1%) | US$1,703 (+8.5%) | US$1,771 (+4.0%) | +3.79% |
| 60 | US$1,694 | US$1,694 | US$1,556 (-8.1%) | US$1,556 | US$1,696 (+9.0%) | US$1,867 (+10.1%) | US$2,027 (+8.6%) | US$2,108 (+4.0%) | +3.04% |
| 65 | US$2,235 | US$2,235 | US$2,088 (-6.6%) | US$2,088 | US$2,276 (+9.0%) | US$2,551 (+12.1%) | US$2,770 (+8.6%) | US$2,881 (+4.0%) | +3.54% |
| 70 | US$2,889 | US$2,889 | US$2,660 (-7.9%) | US$2,660 | US$2,900 (+9.0%) | US$3,279 (+13.1%) | US$3,560 (+8.6%) | US$3,703 (+4.0%) | +3.46% |
| 75 | US$3,907 | US$3,907 | US$3,506 (-10.3%) | US$3,506 | US$3,821 (+9.0%) | US$4,360 (+14.1%) | US$4,734 (+8.6%) | US$4,923 (+4.0%) | +3.22% |
| 80 | US$4,540 | US$4,540 | US$4,352 (-4.1%) | US$4,352 | US$4,743 (+9.0%) | US$5,459 (+15.1%) | US$5,928 (+8.6%) | US$6,165 (+4.0%) | +4.28% |
| 85 | US$5,373 | US$5,373 | US$5,197 (-3.3%) | US$5,197 | US$5,665 (+9.0%) | US$6,520 (+15.1%) | US$7,080 (+8.6%) | US$7,363 (+4.0%) | +4.41% |
| 90 | US$6,043 | US$6,043 | US$6,043 | US$6,043 | US$6,587 (+9.0%) | US$7,582 (+15.1%) | US$8,232 (+8.6%) | US$8,561 (+4.0%) | +4.89% |
| 95 | US$6,466 | US$6,466 | US$6,466 | US$6,466 | US$7,048 (+9.0%) | US$8,113 (+15.1%) | US$8,808 (+8.6%) | US$9,161 (+4.0%) | +4.89% |
| 99 | US$6,814 | US$6,814 | US$6,814 | US$6,814 | US$7,427 (+9.0%) | US$8,548 (+15.1%) | US$9,281 (+8.6%) | US$9,652 (+4.0%) | +4.89% |
| 所有年齡平均 | — | 0.0% | -7.7% | 0.0% | +9.0% | +11.0% | +8.0% | +4.0% | — |
0歲US$472
5歲US$379
10歲US$379
15歲US$379
20歲US$438
25歲US$590
30歲US$730
35歲US$838
40歲US$999
45歲US$1,238
50歲US$1,282
55歲US$1,350
60歲US$1,694
65歲US$2,235
70歲US$2,889
75歲US$3,907
80歲US$4,540
85歲US$5,373
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$472
5歲US$379
10歲US$379
15歲US$379
20歲US$438
25歲US$590
30歲US$730
35歲US$838
40歲US$999
45歲US$1,238
50歲US$1,282
55歲US$1,350
60歲US$1,694
65歲US$2,235
70歲US$2,889
75歲US$3,907
80歲US$4,540
85歲US$5,373
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$430 (-8.9%)
5歲US$329 (-13.2%)
10歲US$329 (-13.2%)
15歲US$329 (-13.2%)
20歲US$416 (-5.0%)
25歲US$524 (-11.2%)
30歲US$609 (-16.6%)
35歲US$713 (-14.9%)
40歲US$918 (-8.1%)
45歲US$1,120 (-9.5%)
50歲US$1,224 (-4.5%)
55歲US$1,307 (-3.2%)
60歲US$1,556 (-8.1%)
65歲US$2,088 (-6.6%)
70歲US$2,660 (-7.9%)
75歲US$3,506 (-10.3%)
80歲US$4,352 (-4.1%)
85歲US$5,197 (-3.3%)
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$430
5歲US$329
10歲US$329
15歲US$329
20歲US$416
25歲US$524
30歲US$609
35歲US$713
40歲US$918
45歲US$1,120
50歲US$1,224
55歲US$1,307
60歲US$1,556
65歲US$2,088
70歲US$2,660
75歲US$3,506
80歲US$4,352
85歲US$5,197
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$469 (+9.1%)
5歲US$358 (+8.8%)
10歲US$358 (+8.8%)
15歲US$358 (+8.8%)
20歲US$454 (+9.1%)
25歲US$571 (+9.0%)
30歲US$663 (+8.9%)
35歲US$777 (+9.0%)
40歲US$1,000 (+8.9%)
45歲US$1,221 (+9.0%)
50歲US$1,335 (+9.1%)
55歲US$1,425 (+9.0%)
60歲US$1,696 (+9.0%)
65歲US$2,276 (+9.0%)
70歲US$2,900 (+9.0%)
75歲US$3,821 (+9.0%)
80歲US$4,743 (+9.0%)
85歲US$5,665 (+9.0%)
90歲US$6,587 (+9.0%)
95歲US$7,048 (+9.0%)
99歲US$7,427 (+9.0%)
0歲US$540 (+15.1%)
5歲US$412 (+15.1%)
10歲US$394 (+10.1%)
15歲US$391 (+9.2%)
20歲US$482 (+6.2%)
25歲US$605 (+6.0%)
30歲US$704 (+6.2%)
35歲US$824 (+6.0%)
40歲US$1,061 (+6.1%)
45歲US$1,295 (+6.1%)
50歲US$1,470 (+10.1%)
55歲US$1,569 (+10.1%)
60歲US$1,867 (+10.1%)
65歲US$2,551 (+12.1%)
70歲US$3,279 (+13.1%)
75歲US$4,360 (+14.1%)
80歲US$5,459 (+15.1%)
85歲US$6,520 (+15.1%)
90歲US$7,582 (+15.1%)
95歲US$8,113 (+15.1%)
99歲US$8,548 (+15.1%)
0歲US$572 (+5.9%)
5歲US$437 (+6.1%)
10歲US$418 (+6.1%)
15歲US$418 (+6.9%)
20歲US$512 (+6.2%)
25歲US$650 (+7.4%)
30歲US$764 (+8.5%)
35歲US$895 (+8.6%)
40歲US$1,152 (+8.6%)
45歲US$1,406 (+8.6%)
50歲US$1,596 (+8.6%)
55歲US$1,703 (+8.5%)
60歲US$2,027 (+8.6%)
65歲US$2,770 (+8.6%)
70歲US$3,560 (+8.6%)
75歲US$4,734 (+8.6%)
80歲US$5,928 (+8.6%)
85歲US$7,080 (+8.6%)
90歲US$8,232 (+8.6%)
95歲US$8,808 (+8.6%)
99歲US$9,281 (+8.6%)
0歲US$595 (+4.0%)
5歲US$454 (+3.9%)
10歲US$435 (+4.1%)
15歲US$435 (+4.1%)
20歲US$532 (+3.9%)
25歲US$676 (+4.0%)
30歲US$795 (+4.1%)
35歲US$931 (+4.0%)
40歲US$1,198 (+4.0%)
45歲US$1,463 (+4.1%)
50歲US$1,659 (+3.9%)
55歲US$1,771 (+4.0%)
60歲US$2,108 (+4.0%)
65歲US$2,881 (+4.0%)
70歲US$3,703 (+4.0%)
75歲US$4,923 (+4.0%)
80歲US$6,165 (+4.0%)
85歲US$7,363 (+4.0%)
90歲US$8,561 (+4.0%)
95歲US$9,161 (+4.0%)
99歲US$9,652 (+4.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.22%
5歲+2.51%
10歲+1.91%
15歲+1.91%
20歲+2.70%
25歲+1.88%
30歲+1.18%
35歲+1.45%
40歲+2.52%
45歲+2.32%
50歲+3.60%
55歲+3.79%
60歲+3.04%
65歲+3.54%
70歲+3.46%
75歲+3.22%
80歲+4.28%
85歲+4.41%
90歲+4.89%
95歲+4.89%
99歲+4.89%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。