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AIA自願醫保靈活計劃 - 半私家房 (港元)
AIA Voluntary Health Insurance Flexi Scheme - Semi-private (HKD)
友邦保險（國際）有限公司 · F00022-02-000 · 8 個版本 · 靈活計劃 · 年均加幅 +3.57%
男性 Male
| 年齡 | F00022-02-000-01 2019-04-01 | F00022-02-000-02 2020-01-20 | F00022-02-000-02 2021-01-01 | F00022-02-000-03 2021-03-15 | F00022-02-000-03 2023-07-15 | F00022-02-000-03 2024-07-15 | F00022-02-000-03 2025-07-15 | F00022-02-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,037 | HK$9,037 | HK$8,235 (-8.9%) | HK$8,235 | HK$8,976 (+9.0%) | HK$10,332 (+15.1%) | HK$10,952 (+6.0%) | HK$11,390 (+4.0%) | +3.22% |
| 5 | HK$5,453 | HK$5,453 | HK$4,731 (-13.2%) | HK$4,731 | HK$5,157 (+9.0%) | HK$5,936 (+15.1%) | HK$6,292 (+6.0%) | HK$6,544 (+4.0%) | +2.53% |
| 10 | HK$5,453 | HK$5,453 | HK$4,731 (-13.2%) | HK$4,731 | HK$5,157 (+9.0%) | HK$5,626 (+9.1%) | HK$5,964 (+6.0%) | HK$6,202 (+4.0%) | +1.78% |
| 15 | HK$5,453 | HK$5,453 | HK$4,731 (-13.2%) | HK$4,731 | HK$5,157 (+9.0%) | HK$5,626 (+9.1%) | HK$5,964 (+6.0%) | HK$6,202 (+4.0%) | +1.78% |
| 20 | HK$6,042 | HK$6,042 | HK$5,852 (-3.1%) | HK$5,852 | HK$6,379 (+9.0%) | HK$6,768 (+6.1%) | HK$7,372 (+8.9%) | HK$7,667 (+4.0%) | +3.32% |
| 25 | HK$6,566 | HK$6,566 | HK$6,435 (-2.0%) | HK$6,435 | HK$7,014 (+9.0%) | HK$7,442 (+6.1%) | HK$7,990 (+7.4%) | HK$8,310 (+4.0%) | +3.28% |
| 30 | HK$7,296 | HK$7,296 | HK$7,239 (-0.8%) | HK$7,239 | HK$7,891 (+9.0%) | HK$8,372 (+6.1%) | HK$9,090 (+8.6%) | HK$9,453 (+4.0%) | +3.61% |
| 35 | HK$8,192 | HK$8,192 | HK$8,110 (-1.0%) | HK$8,110 | HK$8,840 (+9.0%) | HK$9,379 (+6.1%) | HK$10,183 (+8.6%) | HK$10,590 (+4.0%) | +3.58% |
| 40 | HK$9,843 | HK$9,843 | HK$9,759 (-0.9%) | HK$9,759 | HK$10,638 (+9.0%) | HK$11,286 (+6.1%) | HK$12,254 (+8.6%) | HK$12,745 (+4.0%) | +3.60% |
| 45 | HK$12,646 | HK$12,646 | HK$12,520 (-1.0%) | HK$12,520 | HK$13,647 (+9.0%) | HK$14,479 (+6.1%) | HK$15,721 (+8.6%) | HK$16,350 (+4.0%) | +3.58% |
| 50 | HK$15,488 | HK$15,488 | HK$15,362 (-0.8%) | HK$15,362 | HK$16,744 (+9.0%) | HK$18,268 (+9.1%) | HK$19,834 (+8.6%) | HK$20,628 (+4.0%) | +4.01% |
| 55 | HK$19,418 | HK$19,418 | HK$18,835 (-3.0%) | HK$18,835 | HK$20,530 (+9.0%) | HK$22,398 (+9.1%) | HK$24,319 (+8.6%) | HK$25,292 (+4.0%) | +3.69% |
| 60 | HK$26,880 | HK$26,880 | HK$25,290 (-5.9%) | HK$25,290 | HK$27,567 (+9.0%) | HK$30,075 (+9.1%) | HK$32,654 (+8.6%) | HK$33,960 (+4.0%) | +3.26% |
| 65 | HK$35,968 | HK$35,968 | HK$33,450 (-7.0%) | HK$33,450 | HK$36,461 (+9.0%) | HK$40,873 (+12.1%) | HK$44,377 (+8.6%) | HK$46,152 (+4.0%) | +3.48% |
| 70 | HK$46,707 | HK$46,707 | HK$42,979 (-8.0%) | HK$42,979 | HK$46,847 (+9.0%) | HK$52,984 (+13.1%) | HK$57,526 (+8.6%) | HK$59,827 (+4.0%) | +3.45% |
| 75 | HK$63,373 | HK$63,373 | HK$59,570 (-6.0%) | HK$59,570 | HK$64,932 (+9.0%) | HK$74,087 (+14.1%) | HK$80,439 (+8.6%) | HK$83,657 (+4.0%) | +3.88% |
| 80 | HK$73,421 | HK$73,421 | HK$71,511 (-2.6%) | HK$71,511 | HK$77,947 (+9.0%) | HK$89,718 (+15.1%) | HK$97,410 (+8.6%) | HK$101,306 (+4.0%) | +4.51% |
| 85 | HK$89,152 | HK$89,152 | HK$88,261 (-1.0%) | HK$88,261 | HK$96,204 (+9.0%) | HK$110,731 (+15.1%) | HK$120,225 (+8.6%) | HK$125,034 (+4.0%) | +4.74% |
| 90 | HK$100,314 | HK$100,314 | HK$100,314 | HK$100,314 | HK$109,342 (+9.0%) | HK$125,853 (+15.1%) | HK$136,643 (+8.6%) | HK$142,109 (+4.0%) | +4.89% |
| 95 | HK$107,430 | HK$107,430 | HK$107,430 | HK$107,430 | HK$117,099 (+9.0%) | HK$134,781 (+15.1%) | HK$146,337 (+8.6%) | HK$152,190 (+4.0%) | +4.89% |
| 99 | HK$113,293 | HK$113,293 | HK$113,293 | HK$113,293 | HK$123,489 (+9.0%) | HK$142,136 (+15.1%) | HK$154,322 (+8.6%) | HK$160,495 (+4.0%) | +4.89% |
| 所有年齡平均 | — | 0.0% | -4.4% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0歲HK$9,037
5歲HK$5,453
10歲HK$5,453
15歲HK$5,453
20歲HK$6,042
25歲HK$6,566
30歲HK$7,296
35歲HK$8,192
40歲HK$9,843
45歲HK$12,646
50歲HK$15,488
55歲HK$19,418
60歲HK$26,880
65歲HK$35,968
70歲HK$46,707
75歲HK$63,373
80歲HK$73,421
85歲HK$89,152
90歲HK$100,314
95歲HK$107,430
99歲HK$113,293
0歲HK$9,037
5歲HK$5,453
10歲HK$5,453
15歲HK$5,453
20歲HK$6,042
25歲HK$6,566
30歲HK$7,296
35歲HK$8,192
40歲HK$9,843
45歲HK$12,646
50歲HK$15,488
55歲HK$19,418
60歲HK$26,880
65歲HK$35,968
70歲HK$46,707
75歲HK$63,373
80歲HK$73,421
85歲HK$89,152
90歲HK$100,314
95歲HK$107,430
99歲HK$113,293
0歲HK$8,235 (-8.9%)
5歲HK$4,731 (-13.2%)
10歲HK$4,731 (-13.2%)
15歲HK$4,731 (-13.2%)
20歲HK$5,852 (-3.1%)
25歲HK$6,435 (-2.0%)
30歲HK$7,239 (-0.8%)
35歲HK$8,110 (-1.0%)
40歲HK$9,759 (-0.9%)
45歲HK$12,520 (-1.0%)
50歲HK$15,362 (-0.8%)
55歲HK$18,835 (-3.0%)
60歲HK$25,290 (-5.9%)
65歲HK$33,450 (-7.0%)
70歲HK$42,979 (-8.0%)
75歲HK$59,570 (-6.0%)
80歲HK$71,511 (-2.6%)
85歲HK$88,261 (-1.0%)
90歲HK$100,314
95歲HK$107,430
99歲HK$113,293
0歲HK$8,235
5歲HK$4,731
10歲HK$4,731
15歲HK$4,731
20歲HK$5,852
25歲HK$6,435
30歲HK$7,239
35歲HK$8,110
40歲HK$9,759
45歲HK$12,520
50歲HK$15,362
55歲HK$18,835
60歲HK$25,290
65歲HK$33,450
70歲HK$42,979
75歲HK$59,570
80歲HK$71,511
85歲HK$88,261
90歲HK$100,314
95歲HK$107,430
99歲HK$113,293
0歲HK$8,976 (+9.0%)
5歲HK$5,157 (+9.0%)
10歲HK$5,157 (+9.0%)
15歲HK$5,157 (+9.0%)
20歲HK$6,379 (+9.0%)
25歲HK$7,014 (+9.0%)
30歲HK$7,891 (+9.0%)
35歲HK$8,840 (+9.0%)
40歲HK$10,638 (+9.0%)
45歲HK$13,647 (+9.0%)
50歲HK$16,744 (+9.0%)
55歲HK$20,530 (+9.0%)
60歲HK$27,567 (+9.0%)
65歲HK$36,461 (+9.0%)
70歲HK$46,847 (+9.0%)
75歲HK$64,932 (+9.0%)
80歲HK$77,947 (+9.0%)
85歲HK$96,204 (+9.0%)
90歲HK$109,342 (+9.0%)
95歲HK$117,099 (+9.0%)
99歲HK$123,489 (+9.0%)
0歲HK$10,332 (+15.1%)
5歲HK$5,936 (+15.1%)
10歲HK$5,626 (+9.1%)
15歲HK$5,626 (+9.1%)
20歲HK$6,768 (+6.1%)
25歲HK$7,442 (+6.1%)
30歲HK$8,372 (+6.1%)
35歲HK$9,379 (+6.1%)
40歲HK$11,286 (+6.1%)
45歲HK$14,479 (+6.1%)
50歲HK$18,268 (+9.1%)
55歲HK$22,398 (+9.1%)
60歲HK$30,075 (+9.1%)
65歲HK$40,873 (+12.1%)
70歲HK$52,984 (+13.1%)
75歲HK$74,087 (+14.1%)
80歲HK$89,718 (+15.1%)
85歲HK$110,731 (+15.1%)
90歲HK$125,853 (+15.1%)
95歲HK$134,781 (+15.1%)
99歲HK$142,136 (+15.1%)
0歲HK$10,952 (+6.0%)
5歲HK$6,292 (+6.0%)
10歲HK$5,964 (+6.0%)
15歲HK$5,964 (+6.0%)
20歲HK$7,372 (+8.9%)
25歲HK$7,990 (+7.4%)
30歲HK$9,090 (+8.6%)
35歲HK$10,183 (+8.6%)
40歲HK$12,254 (+8.6%)
45歲HK$15,721 (+8.6%)
50歲HK$19,834 (+8.6%)
55歲HK$24,319 (+8.6%)
60歲HK$32,654 (+8.6%)
65歲HK$44,377 (+8.6%)
70歲HK$57,526 (+8.6%)
75歲HK$80,439 (+8.6%)
80歲HK$97,410 (+8.6%)
85歲HK$120,225 (+8.6%)
90歲HK$136,643 (+8.6%)
95歲HK$146,337 (+8.6%)
99歲HK$154,322 (+8.6%)
0歲HK$11,390 (+4.0%)
5歲HK$6,544 (+4.0%)
10歲HK$6,202 (+4.0%)
15歲HK$6,202 (+4.0%)
20歲HK$7,667 (+4.0%)
25歲HK$8,310 (+4.0%)
30歲HK$9,453 (+4.0%)
35歲HK$10,590 (+4.0%)
40歲HK$12,745 (+4.0%)
45歲HK$16,350 (+4.0%)
50歲HK$20,628 (+4.0%)
55歲HK$25,292 (+4.0%)
60歲HK$33,960 (+4.0%)
65歲HK$46,152 (+4.0%)
70歲HK$59,827 (+4.0%)
75歲HK$83,657 (+4.0%)
80歲HK$101,306 (+4.0%)
85歲HK$125,034 (+4.0%)
90歲HK$142,109 (+4.0%)
95歲HK$152,190 (+4.0%)
99歲HK$160,495 (+4.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.22%
5歲+2.53%
10歲+1.78%
15歲+1.78%
20歲+3.32%
25歲+3.28%
30歲+3.61%
35歲+3.58%
40歲+3.60%
45歲+3.58%
50歲+4.01%
55歲+3.69%
60歲+3.26%
65歲+3.48%
70歲+3.45%
75歲+3.88%
80歲+4.51%
85歲+4.74%
90歲+4.89%
95歲+4.89%
99歲+4.89%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00022-02-000-01 2019-04-01 | F00022-02-000-02 2020-01-20 | F00022-02-000-02 2021-01-01 | F00022-02-000-03 2021-03-15 | F00022-02-000-03 2023-07-15 | F00022-02-000-03 2024-07-15 | F00022-02-000-03 2025-07-15 | F00022-02-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,989 | HK$6,989 | HK$6,373 (-8.8%) | HK$6,373 | HK$6,946 (+9.0%) | HK$7,995 (+15.1%) | HK$8,475 (+6.0%) | HK$8,814 (+4.0%) | +3.23% |
| 5 | HK$5,030 | HK$5,030 | HK$4,362 (-13.3%) | HK$4,362 | HK$4,755 (+9.0%) | HK$5,473 (+15.1%) | HK$5,801 (+6.0%) | HK$6,033 (+4.0%) | +2.52% |
| 10 | HK$5,030 | HK$5,030 | HK$4,362 (-13.3%) | HK$4,362 | HK$4,755 (+9.0%) | HK$5,235 (+10.1%) | HK$5,550 (+6.0%) | HK$5,771 (+4.0%) | +1.90% |
| 15 | HK$5,030 | HK$5,030 | HK$4,362 (-13.3%) | HK$4,362 | HK$4,755 (+9.0%) | HK$5,188 (+9.1%) | HK$5,552 (+7.0%) | HK$5,774 (+4.0%) | +1.91% |
| 20 | HK$5,773 | HK$5,773 | HK$5,490 (-4.9%) | HK$5,490 | HK$5,984 (+9.0%) | HK$6,349 (+6.1%) | HK$6,744 (+6.2%) | HK$7,014 (+4.0%) | +2.70% |
| 25 | HK$7,885 | HK$7,885 | HK$7,096 (-10.0%) | HK$7,096 | HK$7,735 (+9.0%) | HK$8,206 (+6.1%) | HK$8,810 (+7.4%) | HK$9,163 (+4.0%) | +2.08% |
| 30 | HK$9,626 | HK$9,626 | HK$8,020 (-16.7%) | HK$8,020 | HK$8,742 (+9.0%) | HK$9,275 (+6.1%) | HK$10,070 (+8.6%) | HK$10,474 (+4.0%) | +1.16% |
| 35 | HK$10,957 | HK$10,957 | HK$9,751 (-11.0%) | HK$9,751 | HK$10,629 (+9.0%) | HK$11,277 (+6.1%) | HK$12,244 (+8.6%) | HK$12,734 (+4.0%) | +2.08% |
| 40 | HK$12,813 | HK$12,813 | HK$11,773 (-8.1%) | HK$11,773 | HK$12,832 (+9.0%) | HK$13,615 (+6.1%) | HK$14,782 (+8.6%) | HK$15,374 (+4.0%) | +2.53% |
| 45 | HK$15,680 | HK$15,680 | HK$14,582 (-7.0%) | HK$14,582 | HK$15,895 (+9.0%) | HK$16,864 (+6.1%) | HK$18,310 (+8.6%) | HK$19,042 (+4.0%) | +2.70% |
| 50 | HK$16,730 | HK$16,730 | HK$15,965 (-4.6%) | HK$15,965 | HK$17,402 (+9.0%) | HK$19,159 (+10.1%) | HK$20,802 (+8.6%) | HK$21,634 (+4.0%) | +3.59% |
| 55 | HK$18,074 | HK$18,074 | HK$16,809 (-7.0%) | HK$16,809 | HK$18,322 (+9.0%) | HK$20,172 (+10.1%) | HK$21,902 (+8.6%) | HK$22,778 (+4.0%) | +3.22% |
| 60 | HK$23,424 | HK$23,424 | HK$21,510 (-8.2%) | HK$21,510 | HK$23,446 (+9.0%) | HK$25,814 (+10.1%) | HK$28,028 (+8.6%) | HK$29,149 (+4.0%) | +3.04% |
| 65 | HK$31,373 | HK$31,373 | HK$28,863 (-8.0%) | HK$28,863 | HK$31,461 (+9.0%) | HK$35,268 (+12.1%) | HK$38,292 (+8.6%) | HK$39,824 (+4.0%) | +3.32% |
| 70 | HK$40,819 | HK$40,819 | HK$37,590 (-7.9%) | HK$37,590 | HK$40,973 (+9.0%) | HK$46,340 (+13.1%) | HK$50,313 (+8.6%) | HK$52,326 (+4.0%) | +3.46% |
| 75 | HK$55,258 | HK$55,258 | HK$51,390 (-7.0%) | HK$51,390 | HK$56,015 (+9.0%) | HK$63,913 (+14.1%) | HK$69,393 (+8.6%) | HK$72,169 (+4.0%) | +3.73% |
| 80 | HK$64,256 | HK$64,256 | HK$61,586 (-4.2%) | HK$61,586 | HK$67,129 (+9.0%) | HK$77,266 (+15.1%) | HK$83,890 (+8.6%) | HK$87,246 (+4.0%) | +4.28% |
| 85 | HK$76,019 | HK$76,019 | HK$74,499 (-2.0%) | HK$74,499 | HK$81,204 (+9.0%) | HK$93,466 (+15.1%) | HK$101,479 (+8.6%) | HK$105,538 (+4.0%) | +4.60% |
| 90 | HK$85,619 | HK$85,619 | HK$85,619 | HK$85,619 | HK$93,325 (+9.0%) | HK$107,417 (+15.1%) | HK$116,626 (+8.6%) | HK$121,291 (+4.0%) | +4.89% |
| 95 | HK$91,648 | HK$91,648 | HK$91,648 | HK$91,648 | HK$99,896 (+9.0%) | HK$114,981 (+15.1%) | HK$124,839 (+8.6%) | HK$129,833 (+4.0%) | +4.89% |
| 99 | HK$96,627 | HK$96,627 | HK$96,627 | HK$96,627 | HK$105,324 (+9.0%) | HK$121,227 (+15.1%) | HK$131,621 (+8.6%) | HK$136,886 (+4.0%) | +4.89% |
| 所有年齡平均 | — | 0.0% | -7.4% | 0.0% | +9.0% | +11.0% | +8.0% | +4.0% | — |
0歲HK$6,989
5歲HK$5,030
10歲HK$5,030
15歲HK$5,030
20歲HK$5,773
25歲HK$7,885
30歲HK$9,626
35歲HK$10,957
40歲HK$12,813
45歲HK$15,680
50歲HK$16,730
55歲HK$18,074
60歲HK$23,424
65歲HK$31,373
70歲HK$40,819
75歲HK$55,258
80歲HK$64,256
85歲HK$76,019
90歲HK$85,619
95歲HK$91,648
99歲HK$96,627
0歲HK$6,989
5歲HK$5,030
10歲HK$5,030
15歲HK$5,030
20歲HK$5,773
25歲HK$7,885
30歲HK$9,626
35歲HK$10,957
40歲HK$12,813
45歲HK$15,680
50歲HK$16,730
55歲HK$18,074
60歲HK$23,424
65歲HK$31,373
70歲HK$40,819
75歲HK$55,258
80歲HK$64,256
85歲HK$76,019
90歲HK$85,619
95歲HK$91,648
99歲HK$96,627
0歲HK$6,373 (-8.8%)
5歲HK$4,362 (-13.3%)
10歲HK$4,362 (-13.3%)
15歲HK$4,362 (-13.3%)
20歲HK$5,490 (-4.9%)
25歲HK$7,096 (-10.0%)
30歲HK$8,020 (-16.7%)
35歲HK$9,751 (-11.0%)
40歲HK$11,773 (-8.1%)
45歲HK$14,582 (-7.0%)
50歲HK$15,965 (-4.6%)
55歲HK$16,809 (-7.0%)
60歲HK$21,510 (-8.2%)
65歲HK$28,863 (-8.0%)
70歲HK$37,590 (-7.9%)
75歲HK$51,390 (-7.0%)
80歲HK$61,586 (-4.2%)
85歲HK$74,499 (-2.0%)
90歲HK$85,619
95歲HK$91,648
99歲HK$96,627
0歲HK$6,373
5歲HK$4,362
10歲HK$4,362
15歲HK$4,362
20歲HK$5,490
25歲HK$7,096
30歲HK$8,020
35歲HK$9,751
40歲HK$11,773
45歲HK$14,582
50歲HK$15,965
55歲HK$16,809
60歲HK$21,510
65歲HK$28,863
70歲HK$37,590
75歲HK$51,390
80歲HK$61,586
85歲HK$74,499
90歲HK$85,619
95歲HK$91,648
99歲HK$96,627
0歲HK$6,946 (+9.0%)
5歲HK$4,755 (+9.0%)
10歲HK$4,755 (+9.0%)
15歲HK$4,755 (+9.0%)
20歲HK$5,984 (+9.0%)
25歲HK$7,735 (+9.0%)
30歲HK$8,742 (+9.0%)
35歲HK$10,629 (+9.0%)
40歲HK$12,832 (+9.0%)
45歲HK$15,895 (+9.0%)
50歲HK$17,402 (+9.0%)
55歲HK$18,322 (+9.0%)
60歲HK$23,446 (+9.0%)
65歲HK$31,461 (+9.0%)
70歲HK$40,973 (+9.0%)
75歲HK$56,015 (+9.0%)
80歲HK$67,129 (+9.0%)
85歲HK$81,204 (+9.0%)
90歲HK$93,325 (+9.0%)
95歲HK$99,896 (+9.0%)
99歲HK$105,324 (+9.0%)
0歲HK$7,995 (+15.1%)
5歲HK$5,473 (+15.1%)
10歲HK$5,235 (+10.1%)
15歲HK$5,188 (+9.1%)
20歲HK$6,349 (+6.1%)
25歲HK$8,206 (+6.1%)
30歲HK$9,275 (+6.1%)
35歲HK$11,277 (+6.1%)
40歲HK$13,615 (+6.1%)
45歲HK$16,864 (+6.1%)
50歲HK$19,159 (+10.1%)
55歲HK$20,172 (+10.1%)
60歲HK$25,814 (+10.1%)
65歲HK$35,268 (+12.1%)
70歲HK$46,340 (+13.1%)
75歲HK$63,913 (+14.1%)
80歲HK$77,266 (+15.1%)
85歲HK$93,466 (+15.1%)
90歲HK$107,417 (+15.1%)
95歲HK$114,981 (+15.1%)
99歲HK$121,227 (+15.1%)
0歲HK$8,475 (+6.0%)
5歲HK$5,801 (+6.0%)
10歲HK$5,550 (+6.0%)
15歲HK$5,552 (+7.0%)
20歲HK$6,744 (+6.2%)
25歲HK$8,810 (+7.4%)
30歲HK$10,070 (+8.6%)
35歲HK$12,244 (+8.6%)
40歲HK$14,782 (+8.6%)
45歲HK$18,310 (+8.6%)
50歲HK$20,802 (+8.6%)
55歲HK$21,902 (+8.6%)
60歲HK$28,028 (+8.6%)
65歲HK$38,292 (+8.6%)
70歲HK$50,313 (+8.6%)
75歲HK$69,393 (+8.6%)
80歲HK$83,890 (+8.6%)
85歲HK$101,479 (+8.6%)
90歲HK$116,626 (+8.6%)
95歲HK$124,839 (+8.6%)
99歲HK$131,621 (+8.6%)
0歲HK$8,814 (+4.0%)
5歲HK$6,033 (+4.0%)
10歲HK$5,771 (+4.0%)
15歲HK$5,774 (+4.0%)
20歲HK$7,014 (+4.0%)
25歲HK$9,163 (+4.0%)
30歲HK$10,474 (+4.0%)
35歲HK$12,734 (+4.0%)
40歲HK$15,374 (+4.0%)
45歲HK$19,042 (+4.0%)
50歲HK$21,634 (+4.0%)
55歲HK$22,778 (+4.0%)
60歲HK$29,149 (+4.0%)
65歲HK$39,824 (+4.0%)
70歲HK$52,326 (+4.0%)
75歲HK$72,169 (+4.0%)
80歲HK$87,246 (+4.0%)
85歲HK$105,538 (+4.0%)
90歲HK$121,291 (+4.0%)
95歲HK$129,833 (+4.0%)
99歲HK$136,886 (+4.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.23%
5歲+2.52%
10歲+1.90%
15歲+1.91%
20歲+2.70%
25歲+2.08%
30歲+1.16%
35歲+2.08%
40歲+2.53%
45歲+2.70%
50歲+3.59%
55歲+3.22%
60歲+3.04%
65歲+3.32%
70歲+3.46%
75歲+3.73%
80歲+4.28%
85歲+4.60%
90歲+4.89%
95歲+4.89%
99歲+4.89%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。