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香港永明金融有限公司 · F00026-01-000 · 5 個版本 · 靈活計劃 · 年均加幅 +2.46%
港元 (HKD)
左右滑動表格可查看更多版本 →
| 年齡 | 2019-05-02 | 2021-04-01 | 2022-04-01 | 2024-09-01 | 最新版本 2025-09-01 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0歲 | HK$3,280 | HK$3,280 | HK$3,477 (+6.0%) | HK$3,738 (+7.5%) | HK$3,925 (+5.0%) | +2.47% |
| 5歲 | HK$2,698 | HK$2,698 | HK$2,860 (+6.0%) | HK$3,075 (+7.5%) | HK$3,229 (+5.0%) | +2.47% |
| 10歲 | HK$1,824 | HK$1,824 | HK$1,933 (+6.0%) | HK$2,078 (+7.5%) | HK$2,182 (+5.0%) | +2.46% |
| 15歲 | HK$1,824 | HK$1,824 | HK$1,933 (+6.0%) | HK$2,078 (+7.5%) | HK$2,182 (+5.0%) | +2.46% |
| 20歲 | HK$1,808 | HK$1,808 | HK$1,916 (+6.0%) | HK$2,060 (+7.5%) | HK$2,163 (+5.0%) | +2.46% |
| 25歲 | HK$1,854 | HK$1,854 | HK$1,965 (+6.0%) | HK$2,112 (+7.5%) | HK$2,218 (+5.0%) | +2.46% |
| 30歲 | HK$2,181 | HK$2,181 | HK$2,312 (+6.0%) | HK$2,485 (+7.5%) | HK$2,609 (+5.0%) | +2.46% |
| 35歲 | HK$2,539 | HK$2,539 | HK$2,691 (+6.0%) | HK$2,893 (+7.5%) | HK$3,038 (+5.0%) | +2.46% |
| 40歲 | HK$2,901 | HK$2,901 | HK$3,075 (+6.0%) | HK$3,306 (+7.5%) | HK$3,471 (+5.0%) | +2.46% |
| 45歲 | HK$3,694 | HK$3,694 | HK$3,916 (+6.0%) | HK$4,210 (+7.5%) | HK$4,421 (+5.0%) | +2.47% |
| 50歲 | HK$4,708 | HK$4,708 | HK$4,990 (+6.0%) | HK$5,364 (+7.5%) | HK$5,632 (+5.0%) | +2.46% |
| 55歲 | HK$6,020 | HK$6,020 | HK$6,381 (+6.0%) | HK$6,860 (+7.5%) | HK$7,203 (+5.0%) | +2.46% |
| 60歲 | HK$7,686 | HK$7,686 | HK$8,147 (+6.0%) | HK$8,758 (+7.5%) | HK$9,196 (+5.0%) | +2.46% |
| 65歲 | HK$9,654 | HK$9,654 | HK$10,233 (+6.0%) | HK$11,000 (+7.5%) | HK$11,550 (+5.0%) | +2.46% |
| 70歲 | HK$12,131 | HK$12,131 | HK$12,859 (+6.0%) | HK$13,823 (+7.5%) | HK$14,514 (+5.0%) | +2.46% |
| 75歲 | HK$16,129 | HK$16,129 | HK$17,097 (+6.0%) | HK$18,379 (+7.5%) | HK$19,298 (+5.0%) | +2.46% |
| 80歲 | HK$20,600 | HK$20,600 | HK$21,836 (+6.0%) | HK$23,474 (+7.5%) | HK$24,648 (+5.0%) | +2.46% |
| 85歲 | HK$23,306 | HK$23,306 | HK$24,704 (+6.0%) | HK$26,557 (+7.5%) | HK$27,885 (+5.0%) | +2.46% |
| 90歲 | HK$26,382 | HK$26,382 | HK$27,965 (+6.0%) | HK$30,062 (+7.5%) | HK$31,565 (+5.0%) | +2.46% |
| 95歲 | HK$29,456 | HK$29,456 | HK$31,223 (+6.0%) | HK$33,565 (+7.5%) | HK$35,243 (+5.0%) | +2.46% |
| 99歲 | HK$32,172 | HK$32,172 | HK$34,102 (+6.0%) | HK$36,660 (+7.5%) | HK$38,493 (+5.0%) | +2.46% |
| 所有年齡平均 | — | 0.0% | +6.0% | +7.5% | +5.0% | — |
0歲HK$3,280
5歲HK$2,698
10歲HK$1,824
15歲HK$1,824
20歲HK$1,808
25歲HK$1,854
30歲HK$2,181
35歲HK$2,539
40歲HK$2,901
45歲HK$3,694
50歲HK$4,708
55歲HK$6,020
60歲HK$7,686
65歲HK$9,654
70歲HK$12,131
75歲HK$16,129
80歲HK$20,600
85歲HK$23,306
90歲HK$26,382
95歲HK$29,456
99歲HK$32,172
0歲HK$3,280
5歲HK$2,698
10歲HK$1,824
15歲HK$1,824
20歲HK$1,808
25歲HK$1,854
30歲HK$2,181
35歲HK$2,539
40歲HK$2,901
45歲HK$3,694
50歲HK$4,708
55歲HK$6,020
60歲HK$7,686
65歲HK$9,654
70歲HK$12,131
75歲HK$16,129
80歲HK$20,600
85歲HK$23,306
90歲HK$26,382
95歲HK$29,456
99歲HK$32,172
0歲HK$3,477 (+6.0%)
5歲HK$2,860 (+6.0%)
10歲HK$1,933 (+6.0%)
15歲HK$1,933 (+6.0%)
20歲HK$1,916 (+6.0%)
25歲HK$1,965 (+6.0%)
30歲HK$2,312 (+6.0%)
35歲HK$2,691 (+6.0%)
40歲HK$3,075 (+6.0%)
45歲HK$3,916 (+6.0%)
50歲HK$4,990 (+6.0%)
55歲HK$6,381 (+6.0%)
60歲HK$8,147 (+6.0%)
65歲HK$10,233 (+6.0%)
70歲HK$12,859 (+6.0%)
75歲HK$17,097 (+6.0%)
80歲HK$21,836 (+6.0%)
85歲HK$24,704 (+6.0%)
90歲HK$27,965 (+6.0%)
95歲HK$31,223 (+6.0%)
99歲HK$34,102 (+6.0%)
0歲HK$3,738 (+7.5%)
5歲HK$3,075 (+7.5%)
10歲HK$2,078 (+7.5%)
15歲HK$2,078 (+7.5%)
20歲HK$2,060 (+7.5%)
25歲HK$2,112 (+7.5%)
30歲HK$2,485 (+7.5%)
35歲HK$2,893 (+7.5%)
40歲HK$3,306 (+7.5%)
45歲HK$4,210 (+7.5%)
50歲HK$5,364 (+7.5%)
55歲HK$6,860 (+7.5%)
60歲HK$8,758 (+7.5%)
65歲HK$11,000 (+7.5%)
70歲HK$13,823 (+7.5%)
75歲HK$18,379 (+7.5%)
80歲HK$23,474 (+7.5%)
85歲HK$26,557 (+7.5%)
90歲HK$30,062 (+7.5%)
95歲HK$33,565 (+7.5%)
99歲HK$36,660 (+7.5%)
0歲HK$3,925 (+5.0%)
5歲HK$3,229 (+5.0%)
10歲HK$2,182 (+5.0%)
15歲HK$2,182 (+5.0%)
20歲HK$2,163 (+5.0%)
25歲HK$2,218 (+5.0%)
30歲HK$2,609 (+5.0%)
35歲HK$3,038 (+5.0%)
40歲HK$3,471 (+5.0%)
45歲HK$4,421 (+5.0%)
50歲HK$5,632 (+5.0%)
55歲HK$7,203 (+5.0%)
60歲HK$9,196 (+5.0%)
65歲HK$11,550 (+5.0%)
70歲HK$14,514 (+5.0%)
75歲HK$19,298 (+5.0%)
80歲HK$24,648 (+5.0%)
85歲HK$27,885 (+5.0%)
90歲HK$31,565 (+5.0%)
95歲HK$35,243 (+5.0%)
99歲HK$38,493 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+2.47%
5歲+2.47%
10歲+2.46%
15歲+2.46%
20歲+2.46%
25歲+2.46%
30歲+2.46%
35歲+2.46%
40歲+2.46%
45歲+2.47%
50歲+2.46%
55歲+2.46%
60歲+2.46%
65歲+2.46%
70歲+2.46%
75歲+2.46%
80歲+2.46%
85歲+2.46%
90歲+2.46%
95歲+2.46%
99歲+2.46%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。