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安達自願醫保（標準）計劃
Chubb VHIS - Standard Plan
安達人壽保險香港有限公司 · S00044-01-000 · 6 個版本 · 標準計劃 · 年均加幅 +4.96%
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 100 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | S00044-01-000-01 2021-03-24 | S00044-01-000-01 2022-04-01 | S00044-01-000-02 2022-11-01 | S00044-01-000-03 2023-07-01 | S00044-01-000-03 2024-04-01 | S00044-01-000-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,766 | HK$2,960 (+7.0%) | HK$2,960 | HK$3,132 (+5.8%) | HK$3,382 (+8.0%) | HK$3,787 (+12.0%) | +3.50% |
| 5 | HK$1,844 | HK$1,973 (+7.0%) | HK$1,973 | HK$2,677 (+35.7%) | HK$2,891 (+8.0%) | HK$3,237 (+12.0%) | +9.03% |
| 10 | HK$1,844 | HK$1,973 (+7.0%) | HK$1,973 | HK$2,069 (+4.9%) | HK$2,234 (+8.0%) | HK$2,502 (+12.0%) | +4.61% |
| 15 | HK$1,844 | HK$1,973 (+7.0%) | HK$1,973 | HK$2,069 (+4.9%) | HK$2,234 (+8.0%) | HK$2,502 (+12.0%) | +4.61% |
| 20 | HK$1,989 | HK$2,128 (+7.0%) | HK$2,128 | HK$2,133 (+0.2%) | HK$2,303 (+8.0%) | HK$2,579 (+12.0%) | +5.44% |
| 25 | HK$2,192 | HK$2,345 (+7.0%) | HK$2,345 | HK$2,297 (-2.0%) | HK$2,480 (+8.0%) | HK$2,777 (+12.0%) | +6.14% |
| 30 | HK$2,472 | HK$2,645 (+7.0%) | HK$2,645 | HK$2,534 (-4.2%) | HK$2,736 (+8.0%) | HK$3,064 (+12.0%) | +6.52% |
| 35 | HK$2,755 | HK$2,948 (+7.0%) | HK$2,948 | HK$2,818 (-4.4%) | HK$3,043 (+8.0%) | HK$3,408 (+12.0%) | +6.75% |
| 40 | HK$2,988 | HK$3,197 (+7.0%) | HK$3,197 | HK$3,005 (-6.0%) | HK$3,245 (+8.0%) | HK$3,634 (+12.0%) | +6.70% |
| 45 | HK$3,575 | HK$3,825 (+7.0%) | HK$3,825 | HK$3,771 (-1.4%) | HK$4,072 (+8.0%) | HK$4,560 (+12.0%) | +6.92% |
| 50 | HK$4,279 | HK$4,579 (+7.0%) | HK$4,579 | HK$4,781 (+4.4%) | HK$5,163 (+8.0%) | HK$5,782 (+12.0%) | +7.08% |
| 55 | HK$5,307 | HK$5,678 (+7.0%) | HK$5,678 | HK$6,015 (+5.9%) | HK$6,496 (+8.0%) | HK$7,275 (+12.0%) | +6.48% |
| 60 | HK$6,644 | HK$7,109 (+7.0%) | HK$7,109 | HK$7,285 (+2.5%) | HK$7,867 (+8.0%) | HK$8,811 (+12.0%) | +5.47% |
| 65 | HK$8,399 | HK$8,987 (+7.0%) | HK$8,987 | HK$8,751 (-2.6%) | HK$9,451 (+8.0%) | HK$10,585 (+12.0%) | +3.89% |
| 70 | HK$10,719 | HK$11,469 (+7.0%) | HK$11,469 | HK$10,690 (-6.8%) | HK$11,545 (+8.0%) | HK$12,930 (+12.0%) | +3.00% |
| 75 | HK$13,811 | HK$14,778 (+7.0%) | HK$14,778 | HK$13,141 (-11.1%) | HK$14,192 (+8.0%) | HK$15,895 (+12.0%) | +2.47% |
| 80 | HK$17,965 | HK$19,223 (+7.0%) | HK$19,223 | HK$15,642 (-18.6%) | HK$16,893 (+8.0%) | HK$18,920 (+12.0%) | +1.00% |
| 85 | HK$18,881 | HK$20,203 (+7.0%) | HK$20,203 | HK$18,056 (-10.6%) | HK$19,500 (+8.0%) | HK$21,840 (+12.0%) | +2.98% |
| 90 | HK$19,845 | HK$21,234 (+7.0%) | HK$21,234 | HK$20,514 (-3.4%) | HK$22,155 (+8.0%) | HK$24,813 (+12.0%) | +4.64% |
| 95 | HK$20,855 | HK$22,315 (+7.0%) | HK$22,315 | HK$22,965 (+2.9%) | HK$24,802 (+8.0%) | HK$27,778 (+12.0%) | +6.01% |
| 99 | HK$21,703 | HK$23,222 (+7.0%) | HK$23,222 | HK$24,970 (+7.5%) | HK$26,967 (+8.0%) | HK$30,203 (+12.0%) | +6.97% |
| 所有年齡平均 | — | +7.0% | 0.0% | +0.2% | +8.0% | +12.0% | — |
0歲HK$2,766
5歲HK$1,844
10歲HK$1,844
15歲HK$1,844
20歲HK$1,989
25歲HK$2,192
30歲HK$2,472
35歲HK$2,755
40歲HK$2,988
45歲HK$3,575
50歲HK$4,279
55歲HK$5,307
60歲HK$6,644
65歲HK$8,399
70歲HK$10,719
75歲HK$13,811
80歲HK$17,965
85歲HK$18,881
90歲HK$19,845
95歲HK$20,855
99歲HK$21,703
0歲HK$2,960 (+7.0%)
5歲HK$1,973 (+7.0%)
10歲HK$1,973 (+7.0%)
15歲HK$1,973 (+7.0%)
20歲HK$2,128 (+7.0%)
25歲HK$2,345 (+7.0%)
30歲HK$2,645 (+7.0%)
35歲HK$2,948 (+7.0%)
40歲HK$3,197 (+7.0%)
45歲HK$3,825 (+7.0%)
50歲HK$4,579 (+7.0%)
55歲HK$5,678 (+7.0%)
60歲HK$7,109 (+7.0%)
65歲HK$8,987 (+7.0%)
70歲HK$11,469 (+7.0%)
75歲HK$14,778 (+7.0%)
80歲HK$19,223 (+7.0%)
85歲HK$20,203 (+7.0%)
90歲HK$21,234 (+7.0%)
95歲HK$22,315 (+7.0%)
99歲HK$23,222 (+7.0%)
0歲HK$2,960
5歲HK$1,973
10歲HK$1,973
15歲HK$1,973
20歲HK$2,128
25歲HK$2,345
30歲HK$2,645
35歲HK$2,948
40歲HK$3,197
45歲HK$3,825
50歲HK$4,579
55歲HK$5,678
60歲HK$7,109
65歲HK$8,987
70歲HK$11,469
75歲HK$14,778
80歲HK$19,223
85歲HK$20,203
90歲HK$21,234
95歲HK$22,315
99歲HK$23,222
0歲HK$3,132 (+5.8%)
5歲HK$2,677 (+35.7%)
10歲HK$2,069 (+4.9%)
15歲HK$2,069 (+4.9%)
20歲HK$2,133 (+0.2%)
25歲HK$2,297 (-2.0%)
30歲HK$2,534 (-4.2%)
35歲HK$2,818 (-4.4%)
40歲HK$3,005 (-6.0%)
45歲HK$3,771 (-1.4%)
50歲HK$4,781 (+4.4%)
55歲HK$6,015 (+5.9%)
60歲HK$7,285 (+2.5%)
65歲HK$8,751 (-2.6%)
70歲HK$10,690 (-6.8%)
75歲HK$13,141 (-11.1%)
80歲HK$15,642 (-18.6%)
85歲HK$18,056 (-10.6%)
90歲HK$20,514 (-3.4%)
95歲HK$22,965 (+2.9%)
99歲HK$24,970 (+7.5%)
0歲HK$3,382 (+8.0%)
5歲HK$2,891 (+8.0%)
10歲HK$2,234 (+8.0%)
15歲HK$2,234 (+8.0%)
20歲HK$2,303 (+8.0%)
25歲HK$2,480 (+8.0%)
30歲HK$2,736 (+8.0%)
35歲HK$3,043 (+8.0%)
40歲HK$3,245 (+8.0%)
45歲HK$4,072 (+8.0%)
50歲HK$5,163 (+8.0%)
55歲HK$6,496 (+8.0%)
60歲HK$7,867 (+8.0%)
65歲HK$9,451 (+8.0%)
70歲HK$11,545 (+8.0%)
75歲HK$14,192 (+8.0%)
80歲HK$16,893 (+8.0%)
85歲HK$19,500 (+8.0%)
90歲HK$22,155 (+8.0%)
95歲HK$24,802 (+8.0%)
99歲HK$26,967 (+8.0%)
0歲HK$3,787 (+12.0%)
5歲HK$3,237 (+12.0%)
10歲HK$2,502 (+12.0%)
15歲HK$2,502 (+12.0%)
20歲HK$2,579 (+12.0%)
25歲HK$2,777 (+12.0%)
30歲HK$3,064 (+12.0%)
35歲HK$3,408 (+12.0%)
40歲HK$3,634 (+12.0%)
45歲HK$4,560 (+12.0%)
50歲HK$5,782 (+12.0%)
55歲HK$7,275 (+12.0%)
60歲HK$8,811 (+12.0%)
65歲HK$10,585 (+12.0%)
70歲HK$12,930 (+12.0%)
75歲HK$15,895 (+12.0%)
80歲HK$18,920 (+12.0%)
85歲HK$21,840 (+12.0%)
90歲HK$24,813 (+12.0%)
95歲HK$27,778 (+12.0%)
99歲HK$30,203 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-02
0歲+3.50%
5歲+9.03%
10歲+4.61%
15歲+4.61%
20歲+5.44%
25歲+6.14%
30歲+6.52%
35歲+6.75%
40歲+6.70%
45歲+6.92%
50歲+7.08%
55歲+6.48%
60歲+5.47%
65歲+3.89%
70歲+3.00%
75歲+2.47%
80歲+1.00%
85歲+2.98%
90歲+4.64%
95歲+6.01%
99歲+6.97%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-07-02
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | S00044-01-000-01 2021-03-24 | S00044-01-000-01 2022-04-01 | S00044-01-000-02 2022-11-01 | S00044-01-000-03 2023-07-01 | S00044-01-000-03 2024-04-01 | S00044-01-000-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,766 | HK$2,960 (+7.0%) | HK$2,960 | HK$2,394 (-19.1%) | HK$2,585 (+8.0%) | HK$2,895 (+12.0%) | +3.50% |
| 5 | HK$1,844 | HK$1,973 (+7.0%) | HK$1,973 | HK$2,157 (+9.3%) | HK$2,329 (+8.0%) | HK$2,608 (+12.0%) | +9.03% |
| 10 | HK$1,844 | HK$1,973 (+7.0%) | HK$1,973 | HK$1,807 (-8.4%) | HK$1,951 (+8.0%) | HK$2,185 (+12.0%) | +4.61% |
| 15 | HK$1,844 | HK$1,973 (+7.0%) | HK$1,973 | HK$1,807 (-8.4%) | HK$1,951 (+8.0%) | HK$2,185 (+12.0%) | +4.61% |
| 20 | HK$1,989 | HK$2,128 (+7.0%) | HK$2,128 | HK$2,219 (+4.3%) | HK$2,396 (+8.0%) | HK$2,683 (+12.0%) | +5.44% |
| 25 | HK$2,192 | HK$2,345 (+7.0%) | HK$2,345 | HK$2,679 (+14.2%) | HK$2,893 (+8.0%) | HK$3,240 (+12.0%) | +6.14% |
| 30 | HK$2,472 | HK$2,645 (+7.0%) | HK$2,645 | HK$3,201 (+21.0%) | HK$3,457 (+8.0%) | HK$3,871 (+12.0%) | +6.52% |
| 35 | HK$2,755 | HK$2,948 (+7.0%) | HK$2,948 | HK$3,656 (+24.0%) | HK$3,948 (+8.0%) | HK$4,421 (+12.0%) | +6.75% |
| 40 | HK$2,988 | HK$3,197 (+7.0%) | HK$3,197 | HK$4,011 (+25.5%) | HK$4,331 (+8.0%) | HK$4,850 (+12.0%) | +6.70% |
| 45 | HK$3,575 | HK$3,825 (+7.0%) | HK$3,825 | HK$4,682 (+22.4%) | HK$5,056 (+8.0%) | HK$5,662 (+12.0%) | +6.92% |
| 50 | HK$4,279 | HK$4,579 (+7.0%) | HK$4,579 | HK$5,382 (+17.5%) | HK$5,812 (+8.0%) | HK$6,509 (+12.0%) | +7.08% |
| 55 | HK$5,307 | HK$5,678 (+7.0%) | HK$5,678 | HK$6,208 (+9.3%) | HK$6,704 (+8.0%) | HK$7,508 (+12.0%) | +6.48% |
| 60 | HK$6,644 | HK$7,109 (+7.0%) | HK$7,109 | HK$7,261 (+2.1%) | HK$7,841 (+8.0%) | HK$8,781 (+12.0%) | +5.47% |
| 65 | HK$8,399 | HK$8,987 (+7.0%) | HK$8,987 | HK$8,236 (-8.4%) | HK$8,894 (+8.0%) | HK$9,961 (+12.0%) | +3.89% |
| 70 | HK$10,719 | HK$11,469 (+7.0%) | HK$11,469 | HK$10,034 (-12.5%) | HK$10,836 (+8.0%) | HK$12,136 (+12.0%) | +3.00% |
| 75 | HK$13,811 | HK$14,778 (+7.0%) | HK$14,778 | HK$12,829 (-13.2%) | HK$13,855 (+8.0%) | HK$15,517 (+12.0%) | +2.47% |
| 80 | HK$17,965 | HK$19,223 (+7.0%) | HK$19,223 | HK$15,671 (-18.5%) | HK$16,924 (+8.0%) | HK$18,954 (+12.0%) | +1.00% |
| 85 | HK$18,881 | HK$20,203 (+7.0%) | HK$20,203 | HK$18,390 (-9.0%) | HK$19,861 (+8.0%) | HK$22,244 (+12.0%) | +2.98% |
| 90 | HK$19,845 | HK$21,234 (+7.0%) | HK$21,234 | HK$21,163 (-0.3%) | HK$22,856 (+8.0%) | HK$25,598 (+12.0%) | +4.64% |
| 95 | HK$20,855 | HK$22,315 (+7.0%) | HK$22,315 | HK$23,944 (+7.3%) | HK$25,859 (+8.0%) | HK$28,962 (+12.0%) | +6.01% |
| 99 | HK$21,703 | HK$23,222 (+7.0%) | HK$23,222 | HK$26,226 (+12.9%) | HK$28,324 (+8.0%) | HK$31,722 (+12.0%) | +6.97% |
| 所有年齡平均 | — | +7.0% | 0.0% | +3.4% | +8.0% | +12.0% | — |
0歲HK$2,766
5歲HK$1,844
10歲HK$1,844
15歲HK$1,844
20歲HK$1,989
25歲HK$2,192
30歲HK$2,472
35歲HK$2,755
40歲HK$2,988
45歲HK$3,575
50歲HK$4,279
55歲HK$5,307
60歲HK$6,644
65歲HK$8,399
70歲HK$10,719
75歲HK$13,811
80歲HK$17,965
85歲HK$18,881
90歲HK$19,845
95歲HK$20,855
99歲HK$21,703
0歲HK$2,960 (+7.0%)
5歲HK$1,973 (+7.0%)
10歲HK$1,973 (+7.0%)
15歲HK$1,973 (+7.0%)
20歲HK$2,128 (+7.0%)
25歲HK$2,345 (+7.0%)
30歲HK$2,645 (+7.0%)
35歲HK$2,948 (+7.0%)
40歲HK$3,197 (+7.0%)
45歲HK$3,825 (+7.0%)
50歲HK$4,579 (+7.0%)
55歲HK$5,678 (+7.0%)
60歲HK$7,109 (+7.0%)
65歲HK$8,987 (+7.0%)
70歲HK$11,469 (+7.0%)
75歲HK$14,778 (+7.0%)
80歲HK$19,223 (+7.0%)
85歲HK$20,203 (+7.0%)
90歲HK$21,234 (+7.0%)
95歲HK$22,315 (+7.0%)
99歲HK$23,222 (+7.0%)
0歲HK$2,960
5歲HK$1,973
10歲HK$1,973
15歲HK$1,973
20歲HK$2,128
25歲HK$2,345
30歲HK$2,645
35歲HK$2,948
40歲HK$3,197
45歲HK$3,825
50歲HK$4,579
55歲HK$5,678
60歲HK$7,109
65歲HK$8,987
70歲HK$11,469
75歲HK$14,778
80歲HK$19,223
85歲HK$20,203
90歲HK$21,234
95歲HK$22,315
99歲HK$23,222
0歲HK$2,394 (-19.1%)
5歲HK$2,157 (+9.3%)
10歲HK$1,807 (-8.4%)
15歲HK$1,807 (-8.4%)
20歲HK$2,219 (+4.3%)
25歲HK$2,679 (+14.2%)
30歲HK$3,201 (+21.0%)
35歲HK$3,656 (+24.0%)
40歲HK$4,011 (+25.5%)
45歲HK$4,682 (+22.4%)
50歲HK$5,382 (+17.5%)
55歲HK$6,208 (+9.3%)
60歲HK$7,261 (+2.1%)
65歲HK$8,236 (-8.4%)
70歲HK$10,034 (-12.5%)
75歲HK$12,829 (-13.2%)
80歲HK$15,671 (-18.5%)
85歲HK$18,390 (-9.0%)
90歲HK$21,163 (-0.3%)
95歲HK$23,944 (+7.3%)
99歲HK$26,226 (+12.9%)
0歲HK$2,585 (+8.0%)
5歲HK$2,329 (+8.0%)
10歲HK$1,951 (+8.0%)
15歲HK$1,951 (+8.0%)
20歲HK$2,396 (+8.0%)
25歲HK$2,893 (+8.0%)
30歲HK$3,457 (+8.0%)
35歲HK$3,948 (+8.0%)
40歲HK$4,331 (+8.0%)
45歲HK$5,056 (+8.0%)
50歲HK$5,812 (+8.0%)
55歲HK$6,704 (+8.0%)
60歲HK$7,841 (+8.0%)
65歲HK$8,894 (+8.0%)
70歲HK$10,836 (+8.0%)
75歲HK$13,855 (+8.0%)
80歲HK$16,924 (+8.0%)
85歲HK$19,861 (+8.0%)
90歲HK$22,856 (+8.0%)
95歲HK$25,859 (+8.0%)
99歲HK$28,324 (+8.0%)
0歲HK$2,895 (+12.0%)
5歲HK$2,608 (+12.0%)
10歲HK$2,185 (+12.0%)
15歲HK$2,185 (+12.0%)
20歲HK$2,683 (+12.0%)
25歲HK$3,240 (+12.0%)
30歲HK$3,871 (+12.0%)
35歲HK$4,421 (+12.0%)
40歲HK$4,850 (+12.0%)
45歲HK$5,662 (+12.0%)
50歲HK$6,509 (+12.0%)
55歲HK$7,508 (+12.0%)
60歲HK$8,781 (+12.0%)
65歲HK$9,961 (+12.0%)
70歲HK$12,136 (+12.0%)
75歲HK$15,517 (+12.0%)
80歲HK$18,954 (+12.0%)
85歲HK$22,244 (+12.0%)
90歲HK$25,598 (+12.0%)
95歲HK$28,962 (+12.0%)
99歲HK$31,722 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-02
0歲+3.50%
5歲+9.03%
10歲+4.61%
15歲+4.61%
20歲+5.44%
25歲+6.14%
30歲+6.52%
35歲+6.75%
40歲+6.70%
45歲+6.92%
50歲+7.08%
55歲+6.48%
60歲+5.47%
65歲+3.89%
70歲+3.00%
75歲+2.47%
80歲+1.00%
85歲+2.98%
90歲+4.64%
95歲+6.01%
99歲+6.97%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-07-02
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。