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「摯康保」醫療保障計劃 - 保障級別 4+超額醫療保障 (港元)
''TopCare'' Medical Insurance Plan - Benefit Level 4 with SMM (HKD)
周大福人壽保險有限公司 · F00037-04-000 · 7 個版本 · 靈活計劃 · 年均加幅 +4.07%
港元 (HKD)
左右滑動表格可查看更多版本 →
| 年齡 | 2019-08-30 | 2021-04-01 | 2022-11-01 | 2023-11-23 | 2024-07-22 | 2024-11-23 | 最新版本 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$15,200 | HK$15,200 | HK$16,415 (+8.0%) | HK$17,729 (+8.0%) | HK$17,729 | HK$19,501 (+10.0%) | HK$20,476 (+5.0%) | +4.32% |
| 5歲 | HK$9,467 | HK$9,467 | HK$10,224 (+8.0%) | HK$11,042 (+8.0%) | HK$11,042 | HK$12,146 (+10.0%) | HK$12,754 (+5.0%) | +4.32% |
| 10歲 | HK$8,510 | HK$8,510 | HK$9,190 (+8.0%) | HK$9,926 (+8.0%) | HK$9,926 | HK$10,919 (+10.0%) | HK$11,465 (+5.0%) | +4.32% |
| 15歲 | HK$8,704 | HK$8,704 | HK$9,400 (+8.0%) | HK$10,152 (+8.0%) | HK$10,152 | HK$11,168 (+10.0%) | HK$11,726 (+5.0%) | +4.32% |
| 20歲 | HK$10,401 | HK$10,401 | HK$11,233 (+8.0%) | HK$12,132 (+8.0%) | HK$12,132 | HK$13,345 (+10.0%) | HK$14,013 (+5.0%) | +4.32% |
| 25歲 | HK$11,352 | HK$11,352 | HK$12,261 (+8.0%) | HK$13,242 (+8.0%) | HK$13,242 | HK$14,565 (+10.0%) | HK$14,930 (+2.5%) | +3.97% |
| 30歲 | HK$13,026 | HK$13,026 | HK$14,068 (+8.0%) | HK$15,193 (+8.0%) | HK$15,193 | HK$16,712 (+10.0%) | HK$16,712 | +3.60% |
| 35歲 | HK$14,287 | HK$14,287 | HK$15,430 (+8.0%) | HK$16,664 (+8.0%) | HK$16,664 | HK$18,331 (+10.0%) | HK$18,423 (+0.5%) | +3.68% |
| 40歲 | HK$16,593 | HK$16,593 | HK$17,920 (+8.0%) | HK$19,354 (+8.0%) | HK$19,354 | HK$21,289 (+10.0%) | HK$21,502 (+1.0%) | +3.75% |
| 45歲 | HK$20,688 | HK$20,688 | HK$22,343 (+8.0%) | HK$24,130 (+8.0%) | HK$24,130 | HK$26,543 (+10.0%) | HK$26,742 (+0.7%) | +3.71% |
| 50歲 | HK$26,889 | HK$26,889 | HK$29,040 (+8.0%) | HK$31,364 (+8.0%) | HK$31,364 | HK$34,501 (+10.0%) | HK$34,674 (+0.5%) | +3.68% |
| 55歲 | HK$33,289 | HK$33,289 | HK$35,952 (+8.0%) | HK$38,829 (+8.0%) | HK$38,829 | HK$42,712 (+10.0%) | HK$43,032 (+0.7%) | +3.71% |
| 60歲 | HK$44,707 | HK$44,707 | HK$48,283 (+8.0%) | HK$52,146 (+8.0%) | HK$52,146 | HK$57,361 (+10.0%) | HK$57,935 (+1.0%) | +3.75% |
| 65歲 | HK$61,825 | HK$61,825 | HK$66,771 (+8.0%) | HK$72,113 (+8.0%) | HK$72,113 | HK$79,325 (+10.0%) | HK$81,705 (+3.0%) | +4.04% |
| 70歲 | HK$80,512 | HK$80,512 | HK$86,952 (+8.0%) | HK$93,908 (+8.0%) | HK$93,908 | HK$103,299 (+10.0%) | HK$108,464 (+5.0%) | +4.32% |
| 75歲 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 80歲 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 85歲 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 90歲 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 95歲 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 99歲 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 所有年齡平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0歲HK$15,200
5歲HK$9,467
10歲HK$8,510
15歲HK$8,704
20歲HK$10,401
25歲HK$11,352
30歲HK$13,026
35歲HK$14,287
40歲HK$16,593
45歲HK$20,688
50歲HK$26,889
55歲HK$33,289
60歲HK$44,707
65歲HK$61,825
70歲HK$80,512
75歲HK$85,045
80歲HK$85,045
85歲HK$85,045
90歲HK$85,045
95歲HK$85,045
99歲HK$85,045
0歲HK$15,200
5歲HK$9,467
10歲HK$8,510
15歲HK$8,704
20歲HK$10,401
25歲HK$11,352
30歲HK$13,026
35歲HK$14,287
40歲HK$16,593
45歲HK$20,688
50歲HK$26,889
55歲HK$33,289
60歲HK$44,707
65歲HK$61,825
70歲HK$80,512
75歲HK$85,045
80歲HK$85,045
85歲HK$85,045
90歲HK$85,045
95歲HK$85,045
99歲HK$85,045
0歲HK$16,415 (+8.0%)
5歲HK$10,224 (+8.0%)
10歲HK$9,190 (+8.0%)
15歲HK$9,400 (+8.0%)
20歲HK$11,233 (+8.0%)
25歲HK$12,261 (+8.0%)
30歲HK$14,068 (+8.0%)
35歲HK$15,430 (+8.0%)
40歲HK$17,920 (+8.0%)
45歲HK$22,343 (+8.0%)
50歲HK$29,040 (+8.0%)
55歲HK$35,952 (+8.0%)
60歲HK$48,283 (+8.0%)
65歲HK$66,771 (+8.0%)
70歲HK$86,952 (+8.0%)
75歲HK$91,849 (+8.0%)
80歲HK$91,849 (+8.0%)
85歲HK$91,849 (+8.0%)
90歲HK$91,849 (+8.0%)
95歲HK$91,849 (+8.0%)
99歲HK$91,849 (+8.0%)
0歲HK$17,729 (+8.0%)
5歲HK$11,042 (+8.0%)
10歲HK$9,926 (+8.0%)
15歲HK$10,152 (+8.0%)
20歲HK$12,132 (+8.0%)
25歲HK$13,242 (+8.0%)
30歲HK$15,193 (+8.0%)
35歲HK$16,664 (+8.0%)
40歲HK$19,354 (+8.0%)
45歲HK$24,130 (+8.0%)
50歲HK$31,364 (+8.0%)
55歲HK$38,829 (+8.0%)
60歲HK$52,146 (+8.0%)
65歲HK$72,113 (+8.0%)
70歲HK$93,908 (+8.0%)
75歲HK$99,196 (+8.0%)
80歲HK$99,196 (+8.0%)
85歲HK$99,196 (+8.0%)
90歲HK$99,196 (+8.0%)
95歲HK$99,196 (+8.0%)
99歲HK$99,196 (+8.0%)
0歲HK$17,729
5歲HK$11,042
10歲HK$9,926
15歲HK$10,152
20歲HK$12,132
25歲HK$13,242
30歲HK$15,193
35歲HK$16,664
40歲HK$19,354
45歲HK$24,130
50歲HK$31,364
55歲HK$38,829
60歲HK$52,146
65歲HK$72,113
70歲HK$93,908
75歲HK$99,196
80歲HK$99,196
85歲HK$99,196
90歲HK$99,196
95歲HK$99,196
99歲HK$99,196
0歲HK$19,501 (+10.0%)
5歲HK$12,146 (+10.0%)
10歲HK$10,919 (+10.0%)
15歲HK$11,168 (+10.0%)
20歲HK$13,345 (+10.0%)
25歲HK$14,565 (+10.0%)
30歲HK$16,712 (+10.0%)
35歲HK$18,331 (+10.0%)
40歲HK$21,289 (+10.0%)
45歲HK$26,543 (+10.0%)
50歲HK$34,501 (+10.0%)
55歲HK$42,712 (+10.0%)
60歲HK$57,361 (+10.0%)
65歲HK$79,325 (+10.0%)
70歲HK$103,299 (+10.0%)
75歲HK$109,117 (+10.0%)
80歲HK$109,117 (+10.0%)
85歲HK$109,117 (+10.0%)
90歲HK$109,117 (+10.0%)
95歲HK$109,117 (+10.0%)
99歲HK$109,117 (+10.0%)
0歲HK$20,476 (+5.0%)
5歲HK$12,754 (+5.0%)
10歲HK$11,465 (+5.0%)
15歲HK$11,726 (+5.0%)
20歲HK$14,013 (+5.0%)
25歲HK$14,930 (+2.5%)
30歲HK$16,712
35歲HK$18,423 (+0.5%)
40歲HK$21,502 (+1.0%)
45歲HK$26,742 (+0.7%)
50歲HK$34,674 (+0.5%)
55歲HK$43,032 (+0.7%)
60歲HK$57,935 (+1.0%)
65歲HK$81,705 (+3.0%)
70歲HK$108,464 (+5.0%)
75歲HK$114,573 (+5.0%)
80歲HK$114,573 (+5.0%)
85歲HK$114,573 (+5.0%)
90歲HK$114,573 (+5.0%)
95歲HK$114,573 (+5.0%)
99歲HK$114,573 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.32%
5歲+4.32%
10歲+4.32%
15歲+4.32%
20歲+4.32%
25歲+3.97%
30歲+3.60%
35歲+3.68%
40歲+3.75%
45歲+3.71%
50歲+3.68%
55歲+3.71%
60歲+3.75%
65歲+4.04%
70歲+4.32%
75歲+4.32%
80歲+4.32%
85歲+4.32%
90歲+4.32%
95歲+4.32%
99歲+4.32%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。