← 返回 周大福人壽保險有限公司 計劃系列
「樂康保」醫療保障計劃 - 保障級別 3+超額醫療保障 (港元)
只供現有保單續保''BetterCare'' Medical Insurance Plan - Benefit Level 3 with SMM (HKD)
周大福人壽保險有限公司 · F00021-03-000 · 7 個版本 · 靈活計劃 · 年均加幅 +5.62%
男性 Male
| 年齡 | F00021-03-000-01 2019-04-01 | F00021-03-000-02 2021-04-01 | F00021-03-000-02 2022-11-01 | F00021-03-000-02 2023-11-23 | F00021-03-000-03 2024-07-22 | F00021-03-000-03 2024-11-23 | F00021-03-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,085 | HK$14,085 | HK$15,493 (+10.0%) | HK$17,042 (+10.0%) | HK$17,042 | HK$18,746 (+10.0%) | HK$20,996 (+12.0%) | +5.62% |
| 5 | HK$8,160 | HK$8,160 | HK$8,975 (+10.0%) | HK$9,873 (+10.0%) | HK$9,873 | HK$10,860 (+10.0%) | HK$12,163 (+12.0%) | +5.62% |
| 10 | HK$7,342 | HK$7,342 | HK$8,076 (+10.0%) | HK$8,883 (+10.0%) | HK$8,883 | HK$9,771 (+10.0%) | HK$10,944 (+12.0%) | +5.62% |
| 15 | HK$7,527 | HK$7,527 | HK$8,280 (+10.0%) | HK$9,108 (+10.0%) | HK$9,108 | HK$10,019 (+10.0%) | HK$11,221 (+12.0%) | +5.62% |
| 20 | HK$8,755 | HK$8,755 | HK$9,630 (+10.0%) | HK$10,593 (+10.0%) | HK$10,593 | HK$11,652 (+10.0%) | HK$13,051 (+12.0%) | +5.62% |
| 25 | HK$9,737 | HK$9,737 | HK$10,711 (+10.0%) | HK$11,782 (+10.0%) | HK$11,782 | HK$12,961 (+10.0%) | HK$14,515 (+12.0%) | +5.62% |
| 30 | HK$11,439 | HK$11,439 | HK$12,583 (+10.0%) | HK$13,842 (+10.0%) | HK$13,842 | HK$15,226 (+10.0%) | HK$17,054 (+12.0%) | +5.63% |
| 35 | HK$12,517 | HK$12,517 | HK$13,768 (+10.0%) | HK$15,145 (+10.0%) | HK$15,145 | HK$16,660 (+10.0%) | HK$18,658 (+12.0%) | +5.62% |
| 40 | HK$14,538 | HK$14,538 | HK$15,992 (+10.0%) | HK$17,590 (+10.0%) | HK$17,590 | HK$19,350 (+10.0%) | HK$21,671 (+12.0%) | +5.62% |
| 45 | HK$17,590 | HK$17,590 | HK$19,350 (+10.0%) | HK$21,285 (+10.0%) | HK$21,285 | HK$23,413 (+10.0%) | HK$26,223 (+12.0%) | +5.63% |
| 50 | HK$21,227 | HK$21,227 | HK$23,350 (+10.0%) | HK$25,685 (+10.0%) | HK$25,685 | HK$28,254 (+10.0%) | HK$31,644 (+12.0%) | +5.62% |
| 55 | HK$26,160 | HK$26,160 | HK$28,775 (+10.0%) | HK$31,652 (+10.0%) | HK$31,652 | HK$34,818 (+10.0%) | HK$38,996 (+12.0%) | +5.62% |
| 60 | HK$33,760 | HK$33,760 | HK$37,136 (+10.0%) | HK$40,849 (+10.0%) | HK$40,849 | HK$44,933 (+10.0%) | HK$50,325 (+12.0%) | +5.62% |
| 65 | HK$52,974 | HK$52,974 | HK$58,271 (+10.0%) | HK$64,099 (+10.0%) | HK$64,099 | HK$70,508 (+10.0%) | HK$78,969 (+12.0%) | +5.62% |
| 70 | HK$70,056 | HK$70,056 | HK$77,062 (+10.0%) | HK$84,768 (+10.0%) | HK$84,768 | HK$93,245 (+10.0%) | HK$104,435 (+12.0%) | +5.62% |
| 75 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 80 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 85 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 90 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 95 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 99 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$14,085
5歲HK$8,160
10歲HK$7,342
15歲HK$7,527
20歲HK$8,755
25歲HK$9,737
30歲HK$11,439
35歲HK$12,517
40歲HK$14,538
45歲HK$17,590
50歲HK$21,227
55歲HK$26,160
60歲HK$33,760
65歲HK$52,974
70歲HK$70,056
75歲HK$71,807
80歲HK$71,807
85歲HK$71,807
90歲HK$71,807
95歲HK$71,807
99歲HK$71,807
0歲HK$14,085
5歲HK$8,160
10歲HK$7,342
15歲HK$7,527
20歲HK$8,755
25歲HK$9,737
30歲HK$11,439
35歲HK$12,517
40歲HK$14,538
45歲HK$17,590
50歲HK$21,227
55歲HK$26,160
60歲HK$33,760
65歲HK$52,974
70歲HK$70,056
75歲HK$71,807
80歲HK$71,807
85歲HK$71,807
90歲HK$71,807
95歲HK$71,807
99歲HK$71,807
0歲HK$15,493 (+10.0%)
5歲HK$8,975 (+10.0%)
10歲HK$8,076 (+10.0%)
15歲HK$8,280 (+10.0%)
20歲HK$9,630 (+10.0%)
25歲HK$10,711 (+10.0%)
30歲HK$12,583 (+10.0%)
35歲HK$13,768 (+10.0%)
40歲HK$15,992 (+10.0%)
45歲HK$19,350 (+10.0%)
50歲HK$23,350 (+10.0%)
55歲HK$28,775 (+10.0%)
60歲HK$37,136 (+10.0%)
65歲HK$58,271 (+10.0%)
70歲HK$77,062 (+10.0%)
75歲HK$78,988 (+10.0%)
80歲HK$78,988 (+10.0%)
85歲HK$78,988 (+10.0%)
90歲HK$78,988 (+10.0%)
95歲HK$78,988 (+10.0%)
99歲HK$78,988 (+10.0%)
0歲HK$17,042 (+10.0%)
5歲HK$9,873 (+10.0%)
10歲HK$8,883 (+10.0%)
15歲HK$9,108 (+10.0%)
20歲HK$10,593 (+10.0%)
25歲HK$11,782 (+10.0%)
30歲HK$13,842 (+10.0%)
35歲HK$15,145 (+10.0%)
40歲HK$17,590 (+10.0%)
45歲HK$21,285 (+10.0%)
50歲HK$25,685 (+10.0%)
55歲HK$31,652 (+10.0%)
60歲HK$40,849 (+10.0%)
65歲HK$64,099 (+10.0%)
70歲HK$84,768 (+10.0%)
75歲HK$86,887 (+10.0%)
80歲HK$86,887 (+10.0%)
85歲HK$86,887 (+10.0%)
90歲HK$86,887 (+10.0%)
95歲HK$86,887 (+10.0%)
99歲HK$86,887 (+10.0%)
0歲HK$17,042
5歲HK$9,873
10歲HK$8,883
15歲HK$9,108
20歲HK$10,593
25歲HK$11,782
30歲HK$13,842
35歲HK$15,145
40歲HK$17,590
45歲HK$21,285
50歲HK$25,685
55歲HK$31,652
60歲HK$40,849
65歲HK$64,099
70歲HK$84,768
75歲HK$86,887
80歲HK$86,887
85歲HK$86,887
90歲HK$86,887
95歲HK$86,887
99歲HK$86,887
0歲HK$18,746 (+10.0%)
5歲HK$10,860 (+10.0%)
10歲HK$9,771 (+10.0%)
15歲HK$10,019 (+10.0%)
20歲HK$11,652 (+10.0%)
25歲HK$12,961 (+10.0%)
30歲HK$15,226 (+10.0%)
35歲HK$16,660 (+10.0%)
40歲HK$19,350 (+10.0%)
45歲HK$23,413 (+10.0%)
50歲HK$28,254 (+10.0%)
55歲HK$34,818 (+10.0%)
60歲HK$44,933 (+10.0%)
65歲HK$70,508 (+10.0%)
70歲HK$93,245 (+10.0%)
75歲HK$95,576 (+10.0%)
80歲HK$95,576 (+10.0%)
85歲HK$95,576 (+10.0%)
90歲HK$95,576 (+10.0%)
95歲HK$95,576 (+10.0%)
99歲HK$95,576 (+10.0%)
0歲HK$20,996 (+12.0%)
5歲HK$12,163 (+12.0%)
10歲HK$10,944 (+12.0%)
15歲HK$11,221 (+12.0%)
20歲HK$13,051 (+12.0%)
25歲HK$14,515 (+12.0%)
30歲HK$17,054 (+12.0%)
35歲HK$18,658 (+12.0%)
40歲HK$21,671 (+12.0%)
45歲HK$26,223 (+12.0%)
50歲HK$31,644 (+12.0%)
55歲HK$38,996 (+12.0%)
60歲HK$50,325 (+12.0%)
65歲HK$78,969 (+12.0%)
70歲HK$104,435 (+12.0%)
75歲HK$107,045 (+12.0%)
80歲HK$107,045 (+12.0%)
85歲HK$107,045 (+12.0%)
90歲HK$107,045 (+12.0%)
95歲HK$107,045 (+12.0%)
99歲HK$107,045 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+5.62%
5歲+5.62%
10歲+5.62%
15歲+5.62%
20歲+5.62%
25歲+5.62%
30歲+5.63%
35歲+5.62%
40歲+5.62%
45歲+5.63%
50歲+5.62%
55歲+5.62%
60歲+5.62%
65歲+5.62%
70歲+5.62%
75歲+5.62%
80歲+5.62%
85歲+5.62%
90歲+5.62%
95歲+5.62%
99歲+5.62%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00021-03-000-01 2019-04-01 | F00021-03-000-02 2021-04-01 | F00021-03-000-02 2022-11-01 | F00021-03-000-02 2023-11-23 | F00021-03-000-03 2024-07-22 | F00021-03-000-03 2024-11-23 | F00021-03-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,681 | HK$9,681 | HK$10,649 (+10.0%) | HK$11,714 (+10.0%) | HK$11,714 | HK$12,886 (+10.0%) | HK$14,432 (+12.0%) | +5.62% |
| 5 | HK$7,144 | HK$7,144 | HK$7,858 (+10.0%) | HK$8,644 (+10.0%) | HK$8,644 | HK$9,508 (+10.0%) | HK$10,649 (+12.0%) | +5.62% |
| 10 | HK$6,856 | HK$6,856 | HK$7,542 (+10.0%) | HK$8,296 (+10.0%) | HK$8,296 | HK$9,126 (+10.0%) | HK$10,221 (+12.0%) | +5.63% |
| 15 | HK$7,001 | HK$7,001 | HK$7,701 (+10.0%) | HK$8,471 (+10.0%) | HK$8,471 | HK$9,319 (+10.0%) | HK$10,437 (+12.0%) | +5.63% |
| 20 | HK$9,486 | HK$9,486 | HK$10,435 (+10.0%) | HK$11,479 (+10.0%) | HK$11,479 | HK$12,626 (+10.0%) | HK$14,142 (+12.0%) | +5.63% |
| 25 | HK$11,387 | HK$11,387 | HK$12,526 (+10.0%) | HK$13,779 (+10.0%) | HK$13,779 | HK$15,156 (+10.0%) | HK$16,975 (+12.0%) | +5.62% |
| 30 | HK$14,117 | HK$14,117 | HK$15,529 (+10.0%) | HK$17,081 (+10.0%) | HK$17,081 | HK$18,789 (+10.0%) | HK$21,044 (+12.0%) | +5.62% |
| 35 | HK$16,935 | HK$16,935 | HK$18,629 (+10.0%) | HK$20,492 (+10.0%) | HK$20,492 | HK$22,540 (+10.0%) | HK$25,245 (+12.0%) | +5.62% |
| 40 | HK$19,670 | HK$19,670 | HK$21,637 (+10.0%) | HK$23,801 (+10.0%) | HK$23,801 | HK$26,181 (+10.0%) | HK$29,323 (+12.0%) | +5.62% |
| 45 | HK$22,682 | HK$22,682 | HK$24,950 (+10.0%) | HK$27,445 (+10.0%) | HK$27,445 | HK$30,189 (+10.0%) | HK$33,812 (+12.0%) | +5.62% |
| 50 | HK$26,163 | HK$26,163 | HK$28,780 (+10.0%) | HK$31,658 (+10.0%) | HK$31,658 | HK$34,824 (+10.0%) | HK$39,002 (+12.0%) | +5.62% |
| 55 | HK$30,019 | HK$30,019 | HK$33,021 (+10.0%) | HK$36,324 (+10.0%) | HK$36,324 | HK$39,956 (+10.0%) | HK$44,751 (+12.0%) | +5.62% |
| 60 | HK$34,912 | HK$34,912 | HK$38,404 (+10.0%) | HK$42,244 (+10.0%) | HK$42,244 | HK$46,469 (+10.0%) | HK$52,045 (+12.0%) | +5.62% |
| 65 | HK$48,675 | HK$48,675 | HK$53,543 (+10.0%) | HK$58,898 (+10.0%) | HK$58,898 | HK$64,787 (+10.0%) | HK$72,562 (+12.0%) | +5.62% |
| 70 | HK$63,170 | HK$63,170 | HK$69,487 (+10.0%) | HK$76,436 (+10.0%) | HK$76,436 | HK$84,080 (+10.0%) | HK$94,169 (+12.0%) | +5.62% |
| 75 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 80 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 85 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 90 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 95 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 99 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$9,681
5歲HK$7,144
10歲HK$6,856
15歲HK$7,001
20歲HK$9,486
25歲HK$11,387
30歲HK$14,117
35歲HK$16,935
40歲HK$19,670
45歲HK$22,682
50歲HK$26,163
55歲HK$30,019
60歲HK$34,912
65歲HK$48,675
70歲HK$63,170
75歲HK$64,750
80歲HK$64,750
85歲HK$64,750
90歲HK$64,750
95歲HK$64,750
99歲HK$64,750
0歲HK$9,681
5歲HK$7,144
10歲HK$6,856
15歲HK$7,001
20歲HK$9,486
25歲HK$11,387
30歲HK$14,117
35歲HK$16,935
40歲HK$19,670
45歲HK$22,682
50歲HK$26,163
55歲HK$30,019
60歲HK$34,912
65歲HK$48,675
70歲HK$63,170
75歲HK$64,750
80歲HK$64,750
85歲HK$64,750
90歲HK$64,750
95歲HK$64,750
99歲HK$64,750
0歲HK$10,649 (+10.0%)
5歲HK$7,858 (+10.0%)
10歲HK$7,542 (+10.0%)
15歲HK$7,701 (+10.0%)
20歲HK$10,435 (+10.0%)
25歲HK$12,526 (+10.0%)
30歲HK$15,529 (+10.0%)
35歲HK$18,629 (+10.0%)
40歲HK$21,637 (+10.0%)
45歲HK$24,950 (+10.0%)
50歲HK$28,780 (+10.0%)
55歲HK$33,021 (+10.0%)
60歲HK$38,404 (+10.0%)
65歲HK$53,543 (+10.0%)
70歲HK$69,487 (+10.0%)
75歲HK$71,225 (+10.0%)
80歲HK$71,225 (+10.0%)
85歲HK$71,225 (+10.0%)
90歲HK$71,225 (+10.0%)
95歲HK$71,225 (+10.0%)
99歲HK$71,225 (+10.0%)
0歲HK$11,714 (+10.0%)
5歲HK$8,644 (+10.0%)
10歲HK$8,296 (+10.0%)
15歲HK$8,471 (+10.0%)
20歲HK$11,479 (+10.0%)
25歲HK$13,779 (+10.0%)
30歲HK$17,081 (+10.0%)
35歲HK$20,492 (+10.0%)
40歲HK$23,801 (+10.0%)
45歲HK$27,445 (+10.0%)
50歲HK$31,658 (+10.0%)
55歲HK$36,324 (+10.0%)
60歲HK$42,244 (+10.0%)
65歲HK$58,898 (+10.0%)
70歲HK$76,436 (+10.0%)
75歲HK$78,348 (+10.0%)
80歲HK$78,348 (+10.0%)
85歲HK$78,348 (+10.0%)
90歲HK$78,348 (+10.0%)
95歲HK$78,348 (+10.0%)
99歲HK$78,348 (+10.0%)
0歲HK$11,714
5歲HK$8,644
10歲HK$8,296
15歲HK$8,471
20歲HK$11,479
25歲HK$13,779
30歲HK$17,081
35歲HK$20,492
40歲HK$23,801
45歲HK$27,445
50歲HK$31,658
55歲HK$36,324
60歲HK$42,244
65歲HK$58,898
70歲HK$76,436
75歲HK$78,348
80歲HK$78,348
85歲HK$78,348
90歲HK$78,348
95歲HK$78,348
99歲HK$78,348
0歲HK$12,886 (+10.0%)
5歲HK$9,508 (+10.0%)
10歲HK$9,126 (+10.0%)
15歲HK$9,319 (+10.0%)
20歲HK$12,626 (+10.0%)
25歲HK$15,156 (+10.0%)
30歲HK$18,789 (+10.0%)
35歲HK$22,540 (+10.0%)
40歲HK$26,181 (+10.0%)
45歲HK$30,189 (+10.0%)
50歲HK$34,824 (+10.0%)
55歲HK$39,956 (+10.0%)
60歲HK$46,469 (+10.0%)
65歲HK$64,787 (+10.0%)
70歲HK$84,080 (+10.0%)
75歲HK$86,182 (+10.0%)
80歲HK$86,182 (+10.0%)
85歲HK$86,182 (+10.0%)
90歲HK$86,182 (+10.0%)
95歲HK$86,182 (+10.0%)
99歲HK$86,182 (+10.0%)
0歲HK$14,432 (+12.0%)
5歲HK$10,649 (+12.0%)
10歲HK$10,221 (+12.0%)
15歲HK$10,437 (+12.0%)
20歲HK$14,142 (+12.0%)
25歲HK$16,975 (+12.0%)
30歲HK$21,044 (+12.0%)
35歲HK$25,245 (+12.0%)
40歲HK$29,323 (+12.0%)
45歲HK$33,812 (+12.0%)
50歲HK$39,002 (+12.0%)
55歲HK$44,751 (+12.0%)
60歲HK$52,045 (+12.0%)
65歲HK$72,562 (+12.0%)
70歲HK$94,169 (+12.0%)
75歲HK$96,524 (+12.0%)
80歲HK$96,524 (+12.0%)
85歲HK$96,524 (+12.0%)
90歲HK$96,524 (+12.0%)
95歲HK$96,524 (+12.0%)
99歲HK$96,524 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+5.62%
5歲+5.62%
10歲+5.63%
15歲+5.63%
20歲+5.63%
25歲+5.62%
30歲+5.62%
35歲+5.62%
40歲+5.62%
45歲+5.62%
50歲+5.62%
55歲+5.62%
60歲+5.62%
65歲+5.62%
70歲+5.62%
75歲+5.62%
80歲+5.62%
85歲+5.62%
90歲+5.62%
95歲+5.62%
99歲+5.62%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。