← 返回 周大福人壽保險有限公司 計劃系列
「樂康保」醫療保障計劃 - 保障級別 3+超額醫療保障 (港元)
只供現有保單續保''BetterCare'' Medical Insurance Plan - Benefit Level 3 with SMM (HKD)
周大福人壽保險有限公司 · F00021-03-000 · 7 個版本 · 靈活計劃 · 年均加幅 +5.50%
港元 (HKD)
左右滑動表格可查看更多版本 →
| 年齡 | 2019-04-01 | 2021-04-01 | 2022-11-01 | 2023-11-23 | 2024-07-22 | 2024-11-23 | 最新版本 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$14,085 | HK$14,085 | HK$15,493 (+10.0%) | HK$17,042 (+10.0%) | HK$17,042 | HK$18,746 (+10.0%) | HK$20,996 (+12.0%) | +5.50% |
| 5歲 | HK$8,160 | HK$8,160 | HK$8,975 (+10.0%) | HK$9,873 (+10.0%) | HK$9,873 | HK$10,860 (+10.0%) | HK$12,163 (+12.0%) | +5.50% |
| 10歲 | HK$7,342 | HK$7,342 | HK$8,076 (+10.0%) | HK$8,883 (+10.0%) | HK$8,883 | HK$9,771 (+10.0%) | HK$10,944 (+12.0%) | +5.50% |
| 15歲 | HK$7,527 | HK$7,527 | HK$8,280 (+10.0%) | HK$9,108 (+10.0%) | HK$9,108 | HK$10,019 (+10.0%) | HK$11,221 (+12.0%) | +5.50% |
| 20歲 | HK$8,755 | HK$8,755 | HK$9,630 (+10.0%) | HK$10,593 (+10.0%) | HK$10,593 | HK$11,652 (+10.0%) | HK$13,051 (+12.0%) | +5.50% |
| 25歲 | HK$9,737 | HK$9,737 | HK$10,711 (+10.0%) | HK$11,782 (+10.0%) | HK$11,782 | HK$12,961 (+10.0%) | HK$14,515 (+12.0%) | +5.50% |
| 30歲 | HK$11,439 | HK$11,439 | HK$12,583 (+10.0%) | HK$13,842 (+10.0%) | HK$13,842 | HK$15,226 (+10.0%) | HK$17,054 (+12.0%) | +5.50% |
| 35歲 | HK$12,517 | HK$12,517 | HK$13,768 (+10.0%) | HK$15,145 (+10.0%) | HK$15,145 | HK$16,660 (+10.0%) | HK$18,658 (+12.0%) | +5.50% |
| 40歲 | HK$14,538 | HK$14,538 | HK$15,992 (+10.0%) | HK$17,590 (+10.0%) | HK$17,590 | HK$19,350 (+10.0%) | HK$21,671 (+12.0%) | +5.50% |
| 45歲 | HK$17,590 | HK$17,590 | HK$19,350 (+10.0%) | HK$21,285 (+10.0%) | HK$21,285 | HK$23,413 (+10.0%) | HK$26,223 (+12.0%) | +5.50% |
| 50歲 | HK$21,227 | HK$21,227 | HK$23,350 (+10.0%) | HK$25,685 (+10.0%) | HK$25,685 | HK$28,254 (+10.0%) | HK$31,644 (+12.0%) | +5.50% |
| 55歲 | HK$26,160 | HK$26,160 | HK$28,775 (+10.0%) | HK$31,652 (+10.0%) | HK$31,652 | HK$34,818 (+10.0%) | HK$38,996 (+12.0%) | +5.50% |
| 60歲 | HK$33,760 | HK$33,760 | HK$37,136 (+10.0%) | HK$40,849 (+10.0%) | HK$40,849 | HK$44,933 (+10.0%) | HK$50,325 (+12.0%) | +5.50% |
| 65歲 | HK$52,974 | HK$52,974 | HK$58,271 (+10.0%) | HK$64,099 (+10.0%) | HK$64,099 | HK$70,508 (+10.0%) | HK$78,969 (+12.0%) | +5.50% |
| 70歲 | HK$70,056 | HK$70,056 | HK$77,062 (+10.0%) | HK$84,768 (+10.0%) | HK$84,768 | HK$93,245 (+10.0%) | HK$104,435 (+12.0%) | +5.50% |
| 75歲 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.50% |
| 80歲 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.50% |
| 85歲 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.50% |
| 90歲 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.50% |
| 95歲 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.50% |
| 99歲 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.50% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$14,085
5歲HK$8,160
10歲HK$7,342
15歲HK$7,527
20歲HK$8,755
25歲HK$9,737
30歲HK$11,439
35歲HK$12,517
40歲HK$14,538
45歲HK$17,590
50歲HK$21,227
55歲HK$26,160
60歲HK$33,760
65歲HK$52,974
70歲HK$70,056
75歲HK$71,807
80歲HK$71,807
85歲HK$71,807
90歲HK$71,807
95歲HK$71,807
99歲HK$71,807
0歲HK$14,085
5歲HK$8,160
10歲HK$7,342
15歲HK$7,527
20歲HK$8,755
25歲HK$9,737
30歲HK$11,439
35歲HK$12,517
40歲HK$14,538
45歲HK$17,590
50歲HK$21,227
55歲HK$26,160
60歲HK$33,760
65歲HK$52,974
70歲HK$70,056
75歲HK$71,807
80歲HK$71,807
85歲HK$71,807
90歲HK$71,807
95歲HK$71,807
99歲HK$71,807
0歲HK$15,493 (+10.0%)
5歲HK$8,975 (+10.0%)
10歲HK$8,076 (+10.0%)
15歲HK$8,280 (+10.0%)
20歲HK$9,630 (+10.0%)
25歲HK$10,711 (+10.0%)
30歲HK$12,583 (+10.0%)
35歲HK$13,768 (+10.0%)
40歲HK$15,992 (+10.0%)
45歲HK$19,350 (+10.0%)
50歲HK$23,350 (+10.0%)
55歲HK$28,775 (+10.0%)
60歲HK$37,136 (+10.0%)
65歲HK$58,271 (+10.0%)
70歲HK$77,062 (+10.0%)
75歲HK$78,988 (+10.0%)
80歲HK$78,988 (+10.0%)
85歲HK$78,988 (+10.0%)
90歲HK$78,988 (+10.0%)
95歲HK$78,988 (+10.0%)
99歲HK$78,988 (+10.0%)
0歲HK$17,042 (+10.0%)
5歲HK$9,873 (+10.0%)
10歲HK$8,883 (+10.0%)
15歲HK$9,108 (+10.0%)
20歲HK$10,593 (+10.0%)
25歲HK$11,782 (+10.0%)
30歲HK$13,842 (+10.0%)
35歲HK$15,145 (+10.0%)
40歲HK$17,590 (+10.0%)
45歲HK$21,285 (+10.0%)
50歲HK$25,685 (+10.0%)
55歲HK$31,652 (+10.0%)
60歲HK$40,849 (+10.0%)
65歲HK$64,099 (+10.0%)
70歲HK$84,768 (+10.0%)
75歲HK$86,887 (+10.0%)
80歲HK$86,887 (+10.0%)
85歲HK$86,887 (+10.0%)
90歲HK$86,887 (+10.0%)
95歲HK$86,887 (+10.0%)
99歲HK$86,887 (+10.0%)
0歲HK$17,042
5歲HK$9,873
10歲HK$8,883
15歲HK$9,108
20歲HK$10,593
25歲HK$11,782
30歲HK$13,842
35歲HK$15,145
40歲HK$17,590
45歲HK$21,285
50歲HK$25,685
55歲HK$31,652
60歲HK$40,849
65歲HK$64,099
70歲HK$84,768
75歲HK$86,887
80歲HK$86,887
85歲HK$86,887
90歲HK$86,887
95歲HK$86,887
99歲HK$86,887
0歲HK$18,746 (+10.0%)
5歲HK$10,860 (+10.0%)
10歲HK$9,771 (+10.0%)
15歲HK$10,019 (+10.0%)
20歲HK$11,652 (+10.0%)
25歲HK$12,961 (+10.0%)
30歲HK$15,226 (+10.0%)
35歲HK$16,660 (+10.0%)
40歲HK$19,350 (+10.0%)
45歲HK$23,413 (+10.0%)
50歲HK$28,254 (+10.0%)
55歲HK$34,818 (+10.0%)
60歲HK$44,933 (+10.0%)
65歲HK$70,508 (+10.0%)
70歲HK$93,245 (+10.0%)
75歲HK$95,576 (+10.0%)
80歲HK$95,576 (+10.0%)
85歲HK$95,576 (+10.0%)
90歲HK$95,576 (+10.0%)
95歲HK$95,576 (+10.0%)
99歲HK$95,576 (+10.0%)
0歲HK$20,996 (+12.0%)
5歲HK$12,163 (+12.0%)
10歲HK$10,944 (+12.0%)
15歲HK$11,221 (+12.0%)
20歲HK$13,051 (+12.0%)
25歲HK$14,515 (+12.0%)
30歲HK$17,054 (+12.0%)
35歲HK$18,658 (+12.0%)
40歲HK$21,671 (+12.0%)
45歲HK$26,223 (+12.0%)
50歲HK$31,644 (+12.0%)
55歲HK$38,996 (+12.0%)
60歲HK$50,325 (+12.0%)
65歲HK$78,969 (+12.0%)
70歲HK$104,435 (+12.0%)
75歲HK$107,045 (+12.0%)
80歲HK$107,045 (+12.0%)
85歲HK$107,045 (+12.0%)
90歲HK$107,045 (+12.0%)
95歲HK$107,045 (+12.0%)
99歲HK$107,045 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+5.50%
5歲+5.50%
10歲+5.50%
15歲+5.50%
20歲+5.50%
25歲+5.50%
30歲+5.50%
35歲+5.50%
40歲+5.50%
45歲+5.50%
50歲+5.50%
55歲+5.50%
60歲+5.50%
65歲+5.50%
70歲+5.50%
75歲+5.50%
80歲+5.50%
85歲+5.50%
90歲+5.50%
95歲+5.50%
99歲+5.50%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。