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「樂康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (港元)
只供現有保單續保''BetterCare'' Medical Insurance Plan - Benefit Level 2 with SMM (HKD)
周大福人壽保險有限公司 · F00021-02-000 · 7 個版本 · 靈活計劃 · 年均加幅 +5.62%
男性 Male
| 年齡 | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.63% |
| 5 | HK$4,567 | HK$4,567 | HK$5,024 (+10.0%) | HK$5,526 (+10.0%) | HK$5,526 | HK$6,079 (+10.0%) | HK$6,808 (+12.0%) | +5.62% |
| 10 | HK$4,112 | HK$4,112 | HK$4,523 (+10.0%) | HK$4,975 (+10.0%) | HK$4,975 | HK$5,473 (+10.0%) | HK$6,130 (+12.0%) | +5.62% |
| 15 | HK$4,214 | HK$4,214 | HK$4,636 (+10.0%) | HK$5,099 (+10.0%) | HK$5,099 | HK$5,608 (+10.0%) | HK$6,281 (+12.0%) | +5.62% |
| 20 | HK$4,694 | HK$4,694 | HK$5,163 (+10.0%) | HK$5,680 (+10.0%) | HK$5,680 | HK$6,248 (+10.0%) | HK$6,998 (+12.0%) | +5.63% |
| 25 | HK$5,338 | HK$5,338 | HK$5,871 (+10.0%) | HK$6,458 (+10.0%) | HK$6,458 | HK$7,105 (+10.0%) | HK$7,957 (+12.0%) | +5.62% |
| 30 | HK$6,267 | HK$6,267 | HK$6,893 (+10.0%) | HK$7,582 (+10.0%) | HK$7,582 | HK$8,340 (+10.0%) | HK$9,342 (+12.0%) | +5.62% |
| 35 | HK$6,921 | HK$6,921 | HK$7,613 (+10.0%) | HK$8,375 (+10.0%) | HK$8,375 | HK$9,213 (+10.0%) | HK$10,319 (+12.0%) | +5.63% |
| 40 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.63% |
| 45 | HK$9,315 | HK$9,315 | HK$10,248 (+10.0%) | HK$11,273 (+10.0%) | HK$11,273 | HK$12,400 (+10.0%) | HK$13,888 (+12.0%) | +5.63% |
| 50 | HK$11,195 | HK$11,195 | HK$12,314 (+10.0%) | HK$13,545 (+10.0%) | HK$13,545 | HK$14,900 (+10.0%) | HK$16,688 (+12.0%) | +5.62% |
| 55 | HK$14,002 | HK$14,002 | HK$15,402 (+10.0%) | HK$16,943 (+10.0%) | HK$16,943 | HK$18,637 (+10.0%) | HK$20,874 (+12.0%) | +5.63% |
| 60 | HK$18,101 | HK$18,101 | HK$19,912 (+10.0%) | HK$21,904 (+10.0%) | HK$21,904 | HK$24,094 (+10.0%) | HK$26,986 (+12.0%) | +5.63% |
| 65 | HK$26,610 | HK$26,610 | HK$29,270 (+10.0%) | HK$32,198 (+10.0%) | HK$32,198 | HK$35,418 (+10.0%) | HK$39,668 (+12.0%) | +5.62% |
| 70 | HK$34,368 | HK$34,368 | HK$37,805 (+10.0%) | HK$41,586 (+10.0%) | HK$41,586 | HK$45,744 (+10.0%) | HK$51,233 (+12.0%) | +5.62% |
| 75 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 80 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 85 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 90 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 95 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 99 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$7,935
5歲HK$4,567
10歲HK$4,112
15歲HK$4,214
20歲HK$4,694
25歲HK$5,338
30歲HK$6,267
35歲HK$6,921
40歲HK$7,935
45歲HK$9,315
50歲HK$11,195
55歲HK$14,002
60歲HK$18,101
65歲HK$26,610
70歲HK$34,368
75歲HK$35,226
80歲HK$35,226
85歲HK$35,226
90歲HK$35,226
95歲HK$35,226
99歲HK$35,226
0歲HK$7,935
5歲HK$4,567
10歲HK$4,112
15歲HK$4,214
20歲HK$4,694
25歲HK$5,338
30歲HK$6,267
35歲HK$6,921
40歲HK$7,935
45歲HK$9,315
50歲HK$11,195
55歲HK$14,002
60歲HK$18,101
65歲HK$26,610
70歲HK$34,368
75歲HK$35,226
80歲HK$35,226
85歲HK$35,226
90歲HK$35,226
95歲HK$35,226
99歲HK$35,226
0歲HK$8,729 (+10.0%)
5歲HK$5,024 (+10.0%)
10歲HK$4,523 (+10.0%)
15歲HK$4,636 (+10.0%)
20歲HK$5,163 (+10.0%)
25歲HK$5,871 (+10.0%)
30歲HK$6,893 (+10.0%)
35歲HK$7,613 (+10.0%)
40歲HK$8,729 (+10.0%)
45歲HK$10,248 (+10.0%)
50歲HK$12,314 (+10.0%)
55歲HK$15,402 (+10.0%)
60歲HK$19,912 (+10.0%)
65歲HK$29,270 (+10.0%)
70歲HK$37,805 (+10.0%)
75歲HK$38,749 (+10.0%)
80歲HK$38,749 (+10.0%)
85歲HK$38,749 (+10.0%)
90歲HK$38,749 (+10.0%)
95歲HK$38,749 (+10.0%)
99歲HK$38,749 (+10.0%)
0歲HK$9,601 (+10.0%)
5歲HK$5,526 (+10.0%)
10歲HK$4,975 (+10.0%)
15歲HK$5,099 (+10.0%)
20歲HK$5,680 (+10.0%)
25歲HK$6,458 (+10.0%)
30歲HK$7,582 (+10.0%)
35歲HK$8,375 (+10.0%)
40歲HK$9,601 (+10.0%)
45歲HK$11,273 (+10.0%)
50歲HK$13,545 (+10.0%)
55歲HK$16,943 (+10.0%)
60歲HK$21,904 (+10.0%)
65歲HK$32,198 (+10.0%)
70歲HK$41,586 (+10.0%)
75歲HK$42,624 (+10.0%)
80歲HK$42,624 (+10.0%)
85歲HK$42,624 (+10.0%)
90歲HK$42,624 (+10.0%)
95歲HK$42,624 (+10.0%)
99歲HK$42,624 (+10.0%)
0歲HK$9,601
5歲HK$5,526
10歲HK$4,975
15歲HK$5,099
20歲HK$5,680
25歲HK$6,458
30歲HK$7,582
35歲HK$8,375
40歲HK$9,601
45歲HK$11,273
50歲HK$13,545
55歲HK$16,943
60歲HK$21,904
65歲HK$32,198
70歲HK$41,586
75歲HK$42,624
80歲HK$42,624
85歲HK$42,624
90歲HK$42,624
95歲HK$42,624
99歲HK$42,624
0歲HK$10,562 (+10.0%)
5歲HK$6,079 (+10.0%)
10歲HK$5,473 (+10.0%)
15歲HK$5,608 (+10.0%)
20歲HK$6,248 (+10.0%)
25歲HK$7,105 (+10.0%)
30歲HK$8,340 (+10.0%)
35歲HK$9,213 (+10.0%)
40歲HK$10,562 (+10.0%)
45歲HK$12,400 (+10.0%)
50歲HK$14,900 (+10.0%)
55歲HK$18,637 (+10.0%)
60歲HK$24,094 (+10.0%)
65歲HK$35,418 (+10.0%)
70歲HK$45,744 (+10.0%)
75歲HK$46,886 (+10.0%)
80歲HK$46,886 (+10.0%)
85歲HK$46,886 (+10.0%)
90歲HK$46,886 (+10.0%)
95歲HK$46,886 (+10.0%)
99歲HK$46,886 (+10.0%)
0歲HK$11,830 (+12.0%)
5歲HK$6,808 (+12.0%)
10歲HK$6,130 (+12.0%)
15歲HK$6,281 (+12.0%)
20歲HK$6,998 (+12.0%)
25歲HK$7,957 (+12.0%)
30歲HK$9,342 (+12.0%)
35歲HK$10,319 (+12.0%)
40歲HK$11,830 (+12.0%)
45歲HK$13,888 (+12.0%)
50歲HK$16,688 (+12.0%)
55歲HK$20,874 (+12.0%)
60歲HK$26,986 (+12.0%)
65歲HK$39,668 (+12.0%)
70歲HK$51,233 (+12.0%)
75歲HK$52,512 (+12.0%)
80歲HK$52,512 (+12.0%)
85歲HK$52,512 (+12.0%)
90歲HK$52,512 (+12.0%)
95歲HK$52,512 (+12.0%)
99歲HK$52,512 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+5.63%
5歲+5.62%
10歲+5.62%
15歲+5.62%
20歲+5.63%
25歲+5.62%
30歲+5.62%
35歲+5.63%
40歲+5.63%
45歲+5.63%
50歲+5.62%
55歲+5.63%
60歲+5.63%
65歲+5.62%
70歲+5.62%
75歲+5.62%
80歲+5.62%
85歲+5.62%
90歲+5.62%
95歲+5.62%
99歲+5.62%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,211 | HK$6,211 | HK$6,832 (+10.0%) | HK$7,515 (+10.0%) | HK$7,515 | HK$8,267 (+10.0%) | HK$9,258 (+12.0%) | +5.62% |
| 5 | HK$4,030 | HK$4,030 | HK$4,433 (+10.0%) | HK$4,876 (+10.0%) | HK$4,876 | HK$5,364 (+10.0%) | HK$6,008 (+12.0%) | +5.63% |
| 10 | HK$3,865 | HK$3,865 | HK$4,252 (+10.0%) | HK$4,677 (+10.0%) | HK$4,677 | HK$5,145 (+10.0%) | HK$5,763 (+12.0%) | +5.63% |
| 15 | HK$3,948 | HK$3,948 | HK$4,343 (+10.0%) | HK$4,777 (+10.0%) | HK$4,777 | HK$5,255 (+10.0%) | HK$5,886 (+12.0%) | +5.63% |
| 20 | HK$4,981 | HK$4,981 | HK$5,479 (+10.0%) | HK$6,026 (+10.0%) | HK$6,026 | HK$6,629 (+10.0%) | HK$7,424 (+12.0%) | +5.62% |
| 25 | HK$6,329 | HK$6,329 | HK$6,962 (+10.0%) | HK$7,658 (+10.0%) | HK$7,658 | HK$8,424 (+10.0%) | HK$9,435 (+12.0%) | +5.62% |
| 30 | HK$7,849 | HK$7,849 | HK$8,633 (+10.0%) | HK$9,496 (+10.0%) | HK$9,496 | HK$10,446 (+10.0%) | HK$11,700 (+12.0%) | +5.62% |
| 35 | HK$9,420 | HK$9,420 | HK$10,362 (+10.0%) | HK$11,398 (+10.0%) | HK$11,398 | HK$12,537 (+10.0%) | HK$14,042 (+12.0%) | +5.62% |
| 40 | HK$10,826 | HK$10,826 | HK$11,908 (+10.0%) | HK$13,099 (+10.0%) | HK$13,099 | HK$14,408 (+10.0%) | HK$16,137 (+12.0%) | +5.62% |
| 45 | HK$12,356 | HK$12,356 | HK$13,592 (+10.0%) | HK$14,951 (+10.0%) | HK$14,951 | HK$16,446 (+10.0%) | HK$18,420 (+12.0%) | +5.63% |
| 50 | HK$14,551 | HK$14,551 | HK$16,006 (+10.0%) | HK$17,607 (+10.0%) | HK$17,607 | HK$19,368 (+10.0%) | HK$21,692 (+12.0%) | +5.62% |
| 55 | HK$15,752 | HK$15,752 | HK$17,327 (+10.0%) | HK$19,061 (+10.0%) | HK$19,061 | HK$20,967 (+10.0%) | HK$23,482 (+12.0%) | +5.62% |
| 60 | HK$17,929 | HK$17,929 | HK$19,721 (+10.0%) | HK$21,694 (+10.0%) | HK$21,694 | HK$23,863 (+10.0%) | HK$26,726 (+12.0%) | +5.62% |
| 65 | HK$23,701 | HK$23,701 | HK$26,071 (+10.0%) | HK$28,679 (+10.0%) | HK$28,679 | HK$31,546 (+10.0%) | HK$35,332 (+12.0%) | +5.62% |
| 70 | HK$30,144 | HK$30,144 | HK$33,158 (+10.0%) | HK$36,474 (+10.0%) | HK$36,474 | HK$40,121 (+10.0%) | HK$44,936 (+12.0%) | +5.62% |
| 75 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 80 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 85 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 90 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 95 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 99 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$6,211
5歲HK$4,030
10歲HK$3,865
15歲HK$3,948
20歲HK$4,981
25歲HK$6,329
30歲HK$7,849
35歲HK$9,420
40歲HK$10,826
45歲HK$12,356
50歲HK$14,551
55歲HK$15,752
60歲HK$17,929
65歲HK$23,701
70歲HK$30,144
75歲HK$30,898
80歲HK$30,898
85歲HK$30,898
90歲HK$30,898
95歲HK$30,898
99歲HK$30,898
0歲HK$6,211
5歲HK$4,030
10歲HK$3,865
15歲HK$3,948
20歲HK$4,981
25歲HK$6,329
30歲HK$7,849
35歲HK$9,420
40歲HK$10,826
45歲HK$12,356
50歲HK$14,551
55歲HK$15,752
60歲HK$17,929
65歲HK$23,701
70歲HK$30,144
75歲HK$30,898
80歲HK$30,898
85歲HK$30,898
90歲HK$30,898
95歲HK$30,898
99歲HK$30,898
0歲HK$6,832 (+10.0%)
5歲HK$4,433 (+10.0%)
10歲HK$4,252 (+10.0%)
15歲HK$4,343 (+10.0%)
20歲HK$5,479 (+10.0%)
25歲HK$6,962 (+10.0%)
30歲HK$8,633 (+10.0%)
35歲HK$10,362 (+10.0%)
40歲HK$11,908 (+10.0%)
45歲HK$13,592 (+10.0%)
50歲HK$16,006 (+10.0%)
55歲HK$17,327 (+10.0%)
60歲HK$19,721 (+10.0%)
65歲HK$26,071 (+10.0%)
70歲HK$33,158 (+10.0%)
75歲HK$33,987 (+10.0%)
80歲HK$33,987 (+10.0%)
85歲HK$33,987 (+10.0%)
90歲HK$33,987 (+10.0%)
95歲HK$33,987 (+10.0%)
99歲HK$33,987 (+10.0%)
0歲HK$7,515 (+10.0%)
5歲HK$4,876 (+10.0%)
10歲HK$4,677 (+10.0%)
15歲HK$4,777 (+10.0%)
20歲HK$6,026 (+10.0%)
25歲HK$7,658 (+10.0%)
30歲HK$9,496 (+10.0%)
35歲HK$11,398 (+10.0%)
40歲HK$13,099 (+10.0%)
45歲HK$14,951 (+10.0%)
50歲HK$17,607 (+10.0%)
55歲HK$19,061 (+10.0%)
60歲HK$21,694 (+10.0%)
65歲HK$28,679 (+10.0%)
70歲HK$36,474 (+10.0%)
75歲HK$37,386 (+10.0%)
80歲HK$37,386 (+10.0%)
85歲HK$37,386 (+10.0%)
90歲HK$37,386 (+10.0%)
95歲HK$37,386 (+10.0%)
99歲HK$37,386 (+10.0%)
0歲HK$7,515
5歲HK$4,876
10歲HK$4,677
15歲HK$4,777
20歲HK$6,026
25歲HK$7,658
30歲HK$9,496
35歲HK$11,398
40歲HK$13,099
45歲HK$14,951
50歲HK$17,607
55歲HK$19,061
60歲HK$21,694
65歲HK$28,679
70歲HK$36,474
75歲HK$37,386
80歲HK$37,386
85歲HK$37,386
90歲HK$37,386
95歲HK$37,386
99歲HK$37,386
0歲HK$8,267 (+10.0%)
5歲HK$5,364 (+10.0%)
10歲HK$5,145 (+10.0%)
15歲HK$5,255 (+10.0%)
20歲HK$6,629 (+10.0%)
25歲HK$8,424 (+10.0%)
30歲HK$10,446 (+10.0%)
35歲HK$12,537 (+10.0%)
40歲HK$14,408 (+10.0%)
45歲HK$16,446 (+10.0%)
50歲HK$19,368 (+10.0%)
55歲HK$20,967 (+10.0%)
60歲HK$23,863 (+10.0%)
65歲HK$31,546 (+10.0%)
70歲HK$40,121 (+10.0%)
75歲HK$41,124 (+10.0%)
80歲HK$41,124 (+10.0%)
85歲HK$41,124 (+10.0%)
90歲HK$41,124 (+10.0%)
95歲HK$41,124 (+10.0%)
99歲HK$41,124 (+10.0%)
0歲HK$9,258 (+12.0%)
5歲HK$6,008 (+12.0%)
10歲HK$5,763 (+12.0%)
15歲HK$5,886 (+12.0%)
20歲HK$7,424 (+12.0%)
25歲HK$9,435 (+12.0%)
30歲HK$11,700 (+12.0%)
35歲HK$14,042 (+12.0%)
40歲HK$16,137 (+12.0%)
45歲HK$18,420 (+12.0%)
50歲HK$21,692 (+12.0%)
55歲HK$23,482 (+12.0%)
60歲HK$26,726 (+12.0%)
65歲HK$35,332 (+12.0%)
70歲HK$44,936 (+12.0%)
75歲HK$46,058 (+12.0%)
80歲HK$46,058 (+12.0%)
85歲HK$46,058 (+12.0%)
90歲HK$46,058 (+12.0%)
95歲HK$46,058 (+12.0%)
99歲HK$46,058 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+5.62%
5歲+5.63%
10歲+5.63%
15歲+5.63%
20歲+5.62%
25歲+5.62%
30歲+5.62%
35歲+5.62%
40歲+5.62%
45歲+5.63%
50歲+5.62%
55歲+5.62%
60歲+5.62%
65歲+5.62%
70歲+5.62%
75歲+5.62%
80歲+5.62%
85歲+5.62%
90歲+5.62%
95歲+5.62%
99歲+5.62%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。