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「樂康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
只供現有保單續保''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
周大福人壽保險有限公司 · F00021-01-000 · 7 個版本 · 靈活計劃 · 年均加幅 +5.62%
男性 Male
| 年齡 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,605 | HK$4,605 | HK$5,065 (+10.0%) | HK$5,573 (+10.0%) | HK$5,573 | HK$6,130 (+10.0%) | HK$6,865 (+12.0%) | +5.63% |
| 5 | HK$2,836 | HK$2,836 | HK$3,119 (+10.0%) | HK$3,431 (+10.0%) | HK$3,431 | HK$3,774 (+10.0%) | HK$4,226 (+12.0%) | +5.62% |
| 10 | HK$2,552 | HK$2,552 | HK$2,807 (+10.0%) | HK$3,088 (+10.0%) | HK$3,088 | HK$3,396 (+10.0%) | HK$3,804 (+12.0%) | +5.62% |
| 15 | HK$2,617 | HK$2,617 | HK$2,879 (+10.0%) | HK$3,167 (+10.0%) | HK$3,167 | HK$3,483 (+10.0%) | HK$3,901 (+12.0%) | +5.62% |
| 20 | HK$2,889 | HK$2,889 | HK$3,179 (+10.0%) | HK$3,496 (+10.0%) | HK$3,496 | HK$3,846 (+10.0%) | HK$4,308 (+12.0%) | +5.63% |
| 25 | HK$3,274 | HK$3,274 | HK$3,601 (+10.0%) | HK$3,962 (+10.0%) | HK$3,962 | HK$4,358 (+10.0%) | HK$4,881 (+12.0%) | +5.63% |
| 30 | HK$3,773 | HK$3,773 | HK$4,150 (+10.0%) | HK$4,565 (+10.0%) | HK$4,565 | HK$5,023 (+10.0%) | HK$5,625 (+12.0%) | +5.63% |
| 35 | HK$4,124 | HK$4,124 | HK$4,536 (+10.0%) | HK$4,989 (+10.0%) | HK$4,989 | HK$5,488 (+10.0%) | HK$6,146 (+12.0%) | +5.62% |
| 40 | HK$4,702 | HK$4,702 | HK$5,173 (+10.0%) | HK$5,690 (+10.0%) | HK$5,690 | HK$6,260 (+10.0%) | HK$7,011 (+12.0%) | +5.63% |
| 45 | HK$5,605 | HK$5,605 | HK$6,165 (+10.0%) | HK$6,782 (+10.0%) | HK$6,782 | HK$7,461 (+10.0%) | HK$8,356 (+12.0%) | +5.63% |
| 50 | HK$6,771 | HK$6,771 | HK$7,449 (+10.0%) | HK$8,194 (+10.0%) | HK$8,194 | HK$9,013 (+10.0%) | HK$10,095 (+12.0%) | +5.63% |
| 55 | HK$8,501 | HK$8,501 | HK$9,351 (+10.0%) | HK$10,287 (+10.0%) | HK$10,287 | HK$11,315 (+10.0%) | HK$12,674 (+12.0%) | +5.63% |
| 60 | HK$10,982 | HK$10,982 | HK$12,081 (+10.0%) | HK$13,289 (+10.0%) | HK$13,289 | HK$14,618 (+10.0%) | HK$16,371 (+12.0%) | +5.62% |
| 65 | HK$16,158 | HK$16,158 | HK$17,774 (+10.0%) | HK$19,551 (+10.0%) | HK$19,551 | HK$21,506 (+10.0%) | HK$24,087 (+12.0%) | +5.62% |
| 70 | HK$19,701 | HK$19,701 | HK$21,671 (+10.0%) | HK$23,838 (+10.0%) | HK$23,838 | HK$26,221 (+10.0%) | HK$29,368 (+12.0%) | +5.62% |
| 75 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 80 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 85 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 90 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 95 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 99 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$4,605
5歲HK$2,836
10歲HK$2,552
15歲HK$2,617
20歲HK$2,889
25歲HK$3,274
30歲HK$3,773
35歲HK$4,124
40歲HK$4,702
45歲HK$5,605
50歲HK$6,771
55歲HK$8,501
60歲HK$10,982
65歲HK$16,158
70歲HK$19,701
75歲HK$20,194
80歲HK$20,194
85歲HK$20,194
90歲HK$20,194
95歲HK$20,194
99歲HK$20,194
0歲HK$4,605
5歲HK$2,836
10歲HK$2,552
15歲HK$2,617
20歲HK$2,889
25歲HK$3,274
30歲HK$3,773
35歲HK$4,124
40歲HK$4,702
45歲HK$5,605
50歲HK$6,771
55歲HK$8,501
60歲HK$10,982
65歲HK$16,158
70歲HK$19,701
75歲HK$20,194
80歲HK$20,194
85歲HK$20,194
90歲HK$20,194
95歲HK$20,194
99歲HK$20,194
0歲HK$5,065 (+10.0%)
5歲HK$3,119 (+10.0%)
10歲HK$2,807 (+10.0%)
15歲HK$2,879 (+10.0%)
20歲HK$3,179 (+10.0%)
25歲HK$3,601 (+10.0%)
30歲HK$4,150 (+10.0%)
35歲HK$4,536 (+10.0%)
40歲HK$5,173 (+10.0%)
45歲HK$6,165 (+10.0%)
50歲HK$7,449 (+10.0%)
55歲HK$9,351 (+10.0%)
60歲HK$12,081 (+10.0%)
65歲HK$17,774 (+10.0%)
70歲HK$21,671 (+10.0%)
75歲HK$22,213 (+10.0%)
80歲HK$22,213 (+10.0%)
85歲HK$22,213 (+10.0%)
90歲HK$22,213 (+10.0%)
95歲HK$22,213 (+10.0%)
99歲HK$22,213 (+10.0%)
0歲HK$5,573 (+10.0%)
5歲HK$3,431 (+10.0%)
10歲HK$3,088 (+10.0%)
15歲HK$3,167 (+10.0%)
20歲HK$3,496 (+10.0%)
25歲HK$3,962 (+10.0%)
30歲HK$4,565 (+10.0%)
35歲HK$4,989 (+10.0%)
40歲HK$5,690 (+10.0%)
45歲HK$6,782 (+10.0%)
50歲HK$8,194 (+10.0%)
55歲HK$10,287 (+10.0%)
60歲HK$13,289 (+10.0%)
65歲HK$19,551 (+10.0%)
70歲HK$23,838 (+10.0%)
75歲HK$24,435 (+10.0%)
80歲HK$24,435 (+10.0%)
85歲HK$24,435 (+10.0%)
90歲HK$24,435 (+10.0%)
95歲HK$24,435 (+10.0%)
99歲HK$24,435 (+10.0%)
0歲HK$5,573
5歲HK$3,431
10歲HK$3,088
15歲HK$3,167
20歲HK$3,496
25歲HK$3,962
30歲HK$4,565
35歲HK$4,989
40歲HK$5,690
45歲HK$6,782
50歲HK$8,194
55歲HK$10,287
60歲HK$13,289
65歲HK$19,551
70歲HK$23,838
75歲HK$24,435
80歲HK$24,435
85歲HK$24,435
90歲HK$24,435
95歲HK$24,435
99歲HK$24,435
0歲HK$6,130 (+10.0%)
5歲HK$3,774 (+10.0%)
10歲HK$3,396 (+10.0%)
15歲HK$3,483 (+10.0%)
20歲HK$3,846 (+10.0%)
25歲HK$4,358 (+10.0%)
30歲HK$5,023 (+10.0%)
35歲HK$5,488 (+10.0%)
40歲HK$6,260 (+10.0%)
45歲HK$7,461 (+10.0%)
50歲HK$9,013 (+10.0%)
55歲HK$11,315 (+10.0%)
60歲HK$14,618 (+10.0%)
65歲HK$21,506 (+10.0%)
70歲HK$26,221 (+10.0%)
75歲HK$26,879 (+10.0%)
80歲HK$26,879 (+10.0%)
85歲HK$26,879 (+10.0%)
90歲HK$26,879 (+10.0%)
95歲HK$26,879 (+10.0%)
99歲HK$26,879 (+10.0%)
0歲HK$6,865 (+12.0%)
5歲HK$4,226 (+12.0%)
10歲HK$3,804 (+12.0%)
15歲HK$3,901 (+12.0%)
20歲HK$4,308 (+12.0%)
25歲HK$4,881 (+12.0%)
30歲HK$5,625 (+12.0%)
35歲HK$6,146 (+12.0%)
40歲HK$7,011 (+12.0%)
45歲HK$8,356 (+12.0%)
50歲HK$10,095 (+12.0%)
55歲HK$12,674 (+12.0%)
60歲HK$16,371 (+12.0%)
65歲HK$24,087 (+12.0%)
70歲HK$29,368 (+12.0%)
75歲HK$30,104 (+12.0%)
80歲HK$30,104 (+12.0%)
85歲HK$30,104 (+12.0%)
90歲HK$30,104 (+12.0%)
95歲HK$30,104 (+12.0%)
99歲HK$30,104 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+5.63%
5歲+5.62%
10歲+5.62%
15歲+5.62%
20歲+5.63%
25歲+5.63%
30歲+5.63%
35歲+5.62%
40歲+5.63%
45歲+5.63%
50歲+5.63%
55歲+5.63%
60歲+5.62%
65歲+5.62%
70歲+5.62%
75歲+5.62%
80歲+5.62%
85歲+5.62%
90歲+5.62%
95歲+5.62%
99歲+5.62%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,608 | HK$3,608 | HK$3,969 (+10.0%) | HK$4,365 (+10.0%) | HK$4,365 | HK$4,802 (+10.0%) | HK$5,379 (+12.0%) | +5.63% |
| 5 | HK$2,626 | HK$2,626 | HK$2,889 (+10.0%) | HK$3,179 (+10.0%) | HK$3,179 | HK$3,496 (+10.0%) | HK$3,915 (+12.0%) | +5.63% |
| 10 | HK$2,518 | HK$2,518 | HK$2,770 (+10.0%) | HK$3,048 (+10.0%) | HK$3,048 | HK$3,352 (+10.0%) | HK$3,755 (+12.0%) | +5.63% |
| 15 | HK$2,574 | HK$2,574 | HK$2,831 (+10.0%) | HK$3,114 (+10.0%) | HK$3,114 | HK$3,426 (+10.0%) | HK$3,837 (+12.0%) | +5.62% |
| 20 | HK$3,220 | HK$3,220 | HK$3,543 (+10.0%) | HK$3,898 (+10.0%) | HK$3,898 | HK$4,287 (+10.0%) | HK$4,801 (+12.0%) | +5.63% |
| 25 | HK$3,860 | HK$3,860 | HK$4,245 (+10.0%) | HK$4,670 (+10.0%) | HK$4,670 | HK$5,137 (+10.0%) | HK$5,754 (+12.0%) | +5.62% |
| 30 | HK$4,711 | HK$4,711 | HK$5,182 (+10.0%) | HK$5,700 (+10.0%) | HK$5,700 | HK$6,270 (+10.0%) | HK$7,023 (+12.0%) | +5.62% |
| 35 | HK$5,379 | HK$5,379 | HK$5,917 (+10.0%) | HK$6,508 (+10.0%) | HK$6,508 | HK$7,160 (+10.0%) | HK$8,019 (+12.0%) | +5.63% |
| 40 | HK$6,411 | HK$6,411 | HK$7,052 (+10.0%) | HK$7,757 (+10.0%) | HK$7,757 | HK$8,533 (+10.0%) | HK$9,557 (+12.0%) | +5.62% |
| 45 | HK$7,407 | HK$7,407 | HK$8,148 (+10.0%) | HK$8,962 (+10.0%) | HK$8,962 | HK$9,858 (+10.0%) | HK$11,042 (+12.0%) | +5.62% |
| 50 | HK$8,505 | HK$8,505 | HK$9,355 (+10.0%) | HK$10,290 (+10.0%) | HK$10,290 | HK$11,319 (+10.0%) | HK$12,677 (+12.0%) | +5.62% |
| 55 | HK$9,844 | HK$9,844 | HK$10,829 (+10.0%) | HK$11,912 (+10.0%) | HK$11,912 | HK$13,104 (+10.0%) | HK$14,676 (+12.0%) | +5.63% |
| 60 | HK$11,311 | HK$11,311 | HK$12,442 (+10.0%) | HK$13,686 (+10.0%) | HK$13,686 | HK$15,055 (+10.0%) | HK$16,862 (+12.0%) | +5.62% |
| 65 | HK$14,727 | HK$14,727 | HK$16,200 (+10.0%) | HK$17,820 (+10.0%) | HK$17,820 | HK$19,602 (+10.0%) | HK$21,955 (+12.0%) | +5.63% |
| 70 | HK$17,542 | HK$17,542 | HK$19,296 (+10.0%) | HK$21,226 (+10.0%) | HK$21,226 | HK$23,349 (+10.0%) | HK$26,151 (+12.0%) | +5.62% |
| 75 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 80 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 85 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 90 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 95 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 99 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$3,608
5歲HK$2,626
10歲HK$2,518
15歲HK$2,574
20歲HK$3,220
25歲HK$3,860
30歲HK$4,711
35歲HK$5,379
40歲HK$6,411
45歲HK$7,407
50歲HK$8,505
55歲HK$9,844
60歲HK$11,311
65歲HK$14,727
70歲HK$17,542
75歲HK$17,980
80歲HK$17,980
85歲HK$17,980
90歲HK$17,980
95歲HK$17,980
99歲HK$17,980
0歲HK$3,608
5歲HK$2,626
10歲HK$2,518
15歲HK$2,574
20歲HK$3,220
25歲HK$3,860
30歲HK$4,711
35歲HK$5,379
40歲HK$6,411
45歲HK$7,407
50歲HK$8,505
55歲HK$9,844
60歲HK$11,311
65歲HK$14,727
70歲HK$17,542
75歲HK$17,980
80歲HK$17,980
85歲HK$17,980
90歲HK$17,980
95歲HK$17,980
99歲HK$17,980
0歲HK$3,969 (+10.0%)
5歲HK$2,889 (+10.0%)
10歲HK$2,770 (+10.0%)
15歲HK$2,831 (+10.0%)
20歲HK$3,543 (+10.0%)
25歲HK$4,245 (+10.0%)
30歲HK$5,182 (+10.0%)
35歲HK$5,917 (+10.0%)
40歲HK$7,052 (+10.0%)
45歲HK$8,148 (+10.0%)
50歲HK$9,355 (+10.0%)
55歲HK$10,829 (+10.0%)
60歲HK$12,442 (+10.0%)
65歲HK$16,200 (+10.0%)
70歲HK$19,296 (+10.0%)
75歲HK$19,777 (+10.0%)
80歲HK$19,777 (+10.0%)
85歲HK$19,777 (+10.0%)
90歲HK$19,777 (+10.0%)
95歲HK$19,777 (+10.0%)
99歲HK$19,777 (+10.0%)
0歲HK$4,365 (+10.0%)
5歲HK$3,179 (+10.0%)
10歲HK$3,048 (+10.0%)
15歲HK$3,114 (+10.0%)
20歲HK$3,898 (+10.0%)
25歲HK$4,670 (+10.0%)
30歲HK$5,700 (+10.0%)
35歲HK$6,508 (+10.0%)
40歲HK$7,757 (+10.0%)
45歲HK$8,962 (+10.0%)
50歲HK$10,290 (+10.0%)
55歲HK$11,912 (+10.0%)
60歲HK$13,686 (+10.0%)
65歲HK$17,820 (+10.0%)
70歲HK$21,226 (+10.0%)
75歲HK$21,755 (+10.0%)
80歲HK$21,755 (+10.0%)
85歲HK$21,755 (+10.0%)
90歲HK$21,755 (+10.0%)
95歲HK$21,755 (+10.0%)
99歲HK$21,755 (+10.0%)
0歲HK$4,365
5歲HK$3,179
10歲HK$3,048
15歲HK$3,114
20歲HK$3,898
25歲HK$4,670
30歲HK$5,700
35歲HK$6,508
40歲HK$7,757
45歲HK$8,962
50歲HK$10,290
55歲HK$11,912
60歲HK$13,686
65歲HK$17,820
70歲HK$21,226
75歲HK$21,755
80歲HK$21,755
85歲HK$21,755
90歲HK$21,755
95歲HK$21,755
99歲HK$21,755
0歲HK$4,802 (+10.0%)
5歲HK$3,496 (+10.0%)
10歲HK$3,352 (+10.0%)
15歲HK$3,426 (+10.0%)
20歲HK$4,287 (+10.0%)
25歲HK$5,137 (+10.0%)
30歲HK$6,270 (+10.0%)
35歲HK$7,160 (+10.0%)
40歲HK$8,533 (+10.0%)
45歲HK$9,858 (+10.0%)
50歲HK$11,319 (+10.0%)
55歲HK$13,104 (+10.0%)
60歲HK$15,055 (+10.0%)
65歲HK$19,602 (+10.0%)
70歲HK$23,349 (+10.0%)
75歲HK$23,930 (+10.0%)
80歲HK$23,930 (+10.0%)
85歲HK$23,930 (+10.0%)
90歲HK$23,930 (+10.0%)
95歲HK$23,930 (+10.0%)
99歲HK$23,930 (+10.0%)
0歲HK$5,379 (+12.0%)
5歲HK$3,915 (+12.0%)
10歲HK$3,755 (+12.0%)
15歲HK$3,837 (+12.0%)
20歲HK$4,801 (+12.0%)
25歲HK$5,754 (+12.0%)
30歲HK$7,023 (+12.0%)
35歲HK$8,019 (+12.0%)
40歲HK$9,557 (+12.0%)
45歲HK$11,042 (+12.0%)
50歲HK$12,677 (+12.0%)
55歲HK$14,676 (+12.0%)
60歲HK$16,862 (+12.0%)
65歲HK$21,955 (+12.0%)
70歲HK$26,151 (+12.0%)
75歲HK$26,801 (+12.0%)
80歲HK$26,801 (+12.0%)
85歲HK$26,801 (+12.0%)
90歲HK$26,801 (+12.0%)
95歲HK$26,801 (+12.0%)
99歲HK$26,801 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+5.63%
5歲+5.63%
10歲+5.63%
15歲+5.62%
20歲+5.63%
25歲+5.62%
30歲+5.62%
35歲+5.63%
40歲+5.62%
45歲+5.62%
50歲+5.62%
55歲+5.63%
60歲+5.62%
65歲+5.63%
70歲+5.62%
75歲+5.62%
80歲+5.62%
85歲+5.62%
90歲+5.62%
95歲+5.62%
99歲+5.62%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。