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保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (港元)
PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (HKD)
保誠保險有限公司 · F00013-01-001 · 9 个版本 · 灵活计划 · 年均加幅 +3.22%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$6,140 (+7.5%) | HK$6,692 (+9.0%) | HK$7,235 (+8.1%) | +3.22% |
| 5岁 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$4,287 (+7.5%) | HK$4,673 (+9.0%) | HK$5,054 (+8.2%) | +3.23% |
| 10岁 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,391 (+7.5%) | HK$3,697 (+9.0%) | HK$4,000 (+8.2%) | +3.23% |
| 15岁 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,461 (+7.5%) | HK$3,773 (+9.0%) | HK$4,082 (+8.2%) | +3.23% |
| 20岁 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,773 (+7.5%) | HK$4,112 (+9.0%) | HK$4,448 (+8.2%) | +3.23% |
| 25岁 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$4,081 (+7.5%) | HK$4,449 (+9.0%) | HK$4,812 (+8.2%) | +3.23% |
| 30岁 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,484 (+7.5%) | HK$4,887 (+9.0%) | HK$5,286 (+8.2%) | +3.23% |
| 35岁 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$5,235 (+7.5%) | HK$5,707 (+9.0%) | HK$6,170 (+8.1%) | +3.22% |
| 40岁 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$6,230 (+7.5%) | HK$6,791 (+9.0%) | HK$7,342 (+8.1%) | +3.22% |
| 45岁 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,950 (+7.5%) | HK$8,666 (+9.0%) | HK$9,367 (+8.1%) | +3.22% |
| 50岁 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$10,182 (+7.5%) | HK$11,098 (+9.0%) | HK$11,994 (+8.1%) | +3.22% |
| 55岁 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$12,761 (+7.5%) | HK$13,909 (+9.0%) | HK$15,029 (+8.1%) | +3.21% |
| 60岁 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$16,417 (+7.5%) | HK$17,894 (+9.0%) | HK$19,333 (+8.0%) | +3.21% |
| 65岁 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$22,704 (+7.5%) | HK$24,748 (+9.0%) | HK$26,735 (+8.0%) | +3.21% |
| 70岁 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$28,736 (+7.5%) | HK$31,322 (+9.0%) | HK$33,835 (+8.0%) | +3.21% |
| 75岁 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$36,071 (+7.5%) | HK$39,318 (+9.0%) | HK$42,470 (+8.0%) | +3.21% |
| 80岁 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$42,780 (+7.5%) | HK$46,630 (+9.0%) | HK$50,368 (+8.0%) | +3.21% |
| 85岁 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$47,344 (+7.5%) | HK$51,605 (+9.0%) | HK$55,741 (+8.0%) | +3.21% |
| 90岁 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$51,014 (+7.5%) | HK$55,605 (+9.0%) | HK$60,061 (+8.0%) | +3.21% |
| 95岁 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$52,556 (+7.5%) | HK$57,286 (+9.0%) | HK$61,876 (+8.0%) | +3.21% |
| 99岁 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$53,610 (+7.5%) | HK$58,434 (+9.0%) | HK$63,116 (+8.0%) | +3.21% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0岁HK$5,712
5岁HK$3,988
10岁HK$3,155
15岁HK$3,220
20岁HK$3,509
25岁HK$3,797
30岁HK$4,171
35岁HK$4,870
40岁HK$5,796
45岁HK$7,396
50岁HK$9,472
55岁HK$11,871
60岁HK$15,271
65岁HK$21,120
70岁HK$26,731
75岁HK$33,555
80岁HK$39,795
85岁HK$44,041
90岁HK$47,455
95岁HK$48,889
99岁HK$49,869
0岁HK$5,712
5岁HK$3,988
10岁HK$3,155
15岁HK$3,220
20岁HK$3,509
25岁HK$3,797
30岁HK$4,171
35岁HK$4,870
40岁HK$5,796
45岁HK$7,396
50岁HK$9,472
55岁HK$11,871
60岁HK$15,271
65岁HK$21,120
70岁HK$26,731
75岁HK$33,555
80岁HK$39,795
85岁HK$44,041
90岁HK$47,455
95岁HK$48,889
99岁HK$49,869
0岁HK$5,712
5岁HK$3,988
10岁HK$3,155
15岁HK$3,220
20岁HK$3,509
25岁HK$3,797
30岁HK$4,171
35岁HK$4,870
40岁HK$5,796
45岁HK$7,396
50岁HK$9,472
55岁HK$11,871
60岁HK$15,271
65岁HK$21,120
70岁HK$26,731
75岁HK$33,555
80岁HK$39,795
85岁HK$44,041
90岁HK$47,455
95岁HK$48,889
99岁HK$49,869
0岁HK$5,712
5岁HK$3,988
10岁HK$3,155
15岁HK$3,220
20岁HK$3,509
25岁HK$3,797
30岁HK$4,171
35岁HK$4,870
40岁HK$5,796
45岁HK$7,396
50岁HK$9,472
55岁HK$11,871
60岁HK$15,271
65岁HK$21,120
70岁HK$26,731
75岁HK$33,555
80岁HK$39,795
85岁HK$44,041
90岁HK$47,455
95岁HK$48,889
99岁HK$49,869
0岁HK$5,712
5岁HK$3,988
10岁HK$3,155
15岁HK$3,220
20岁HK$3,509
25岁HK$3,797
30岁HK$4,171
35岁HK$4,870
40岁HK$5,796
45岁HK$7,396
50岁HK$9,472
55岁HK$11,871
60岁HK$15,271
65岁HK$21,120
70岁HK$26,731
75岁HK$33,555
80岁HK$39,795
85岁HK$44,041
90岁HK$47,455
95岁HK$48,889
99岁HK$49,869
0岁HK$5,712
5岁HK$3,988
10岁HK$3,155
15岁HK$3,220
20岁HK$3,509
25岁HK$3,797
30岁HK$4,171
35岁HK$4,870
40岁HK$5,796
45岁HK$7,396
50岁HK$9,472
55岁HK$11,871
60岁HK$15,271
65岁HK$21,120
70岁HK$26,731
75岁HK$33,555
80岁HK$39,795
85岁HK$44,041
90岁HK$47,455
95岁HK$48,889
99岁HK$49,869
0岁HK$6,140 (+7.5%)
5岁HK$4,287 (+7.5%)
10岁HK$3,391 (+7.5%)
15岁HK$3,461 (+7.5%)
20岁HK$3,773 (+7.5%)
25岁HK$4,081 (+7.5%)
30岁HK$4,484 (+7.5%)
35岁HK$5,235 (+7.5%)
40岁HK$6,230 (+7.5%)
45岁HK$7,950 (+7.5%)
50岁HK$10,182 (+7.5%)
55岁HK$12,761 (+7.5%)
60岁HK$16,417 (+7.5%)
65岁HK$22,704 (+7.5%)
70岁HK$28,736 (+7.5%)
75岁HK$36,071 (+7.5%)
80岁HK$42,780 (+7.5%)
85岁HK$47,344 (+7.5%)
90岁HK$51,014 (+7.5%)
95岁HK$52,556 (+7.5%)
99岁HK$53,610 (+7.5%)
0岁HK$6,692 (+9.0%)
5岁HK$4,673 (+9.0%)
10岁HK$3,697 (+9.0%)
15岁HK$3,773 (+9.0%)
20岁HK$4,112 (+9.0%)
25岁HK$4,449 (+9.0%)
30岁HK$4,887 (+9.0%)
35岁HK$5,707 (+9.0%)
40岁HK$6,791 (+9.0%)
45岁HK$8,666 (+9.0%)
50岁HK$11,098 (+9.0%)
55岁HK$13,909 (+9.0%)
60岁HK$17,894 (+9.0%)
65岁HK$24,748 (+9.0%)
70岁HK$31,322 (+9.0%)
75岁HK$39,318 (+9.0%)
80岁HK$46,630 (+9.0%)
85岁HK$51,605 (+9.0%)
90岁HK$55,605 (+9.0%)
95岁HK$57,286 (+9.0%)
99岁HK$58,434 (+9.0%)
0岁HK$7,235 (+8.1%)
5岁HK$5,054 (+8.2%)
10岁HK$4,000 (+8.2%)
15岁HK$4,082 (+8.2%)
20岁HK$4,448 (+8.2%)
25岁HK$4,812 (+8.2%)
30岁HK$5,286 (+8.2%)
35岁HK$6,170 (+8.1%)
40岁HK$7,342 (+8.1%)
45岁HK$9,367 (+8.1%)
50岁HK$11,994 (+8.1%)
55岁HK$15,029 (+8.1%)
60岁HK$19,333 (+8.0%)
65岁HK$26,735 (+8.0%)
70岁HK$33,835 (+8.0%)
75岁HK$42,470 (+8.0%)
80岁HK$50,368 (+8.0%)
85岁HK$55,741 (+8.0%)
90岁HK$60,061 (+8.0%)
95岁HK$61,876 (+8.0%)
99岁HK$63,116 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.22%
5岁+3.23%
10岁+3.23%
15岁+3.23%
20岁+3.23%
25岁+3.23%
30岁+3.23%
35岁+3.22%
40岁+3.22%
45岁+3.22%
50岁+3.22%
55岁+3.21%
60岁+3.21%
65岁+3.21%
70岁+3.21%
75岁+3.21%
80岁+3.21%
85岁+3.21%
90岁+3.21%
95岁+3.21%
99岁+3.21%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。