2026-07-15 Plan updates

Premium changes compare the same age, sex and smoking status in both tables; non-uniform changes show a range. Male/female means equally weight available ages 0–99 in the premium index, preferring non-smoker rates where available. These exclude increases due to ageing at renewal.

Summaries cover reviewed major change categories, including cash benefits and conditions. Use the dated comparison for full benefits and restrictions. Summary amounts are in HK dollars. “—” indicates no confirmed benefit changes.

“Newly listed”: no earlier version exists in the archive. This log lists updates since April 2026; archived versions may predate the log.

Only reviewed historical versions are available for comparison; more versions will be added after review.