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AIA Voluntary Health Insurance Flexi Scheme - Semi-private (HKD)
AIA自願醫保靈活計劃 - 半私家房 (港元)
AIA International Limited · F00022-02-000 · 8 versions · Flexi plan · Avg. annual increase +3.49%
HKD
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| Age | 2019-04-01 | 2020-01-20 | 2021-01-01 | 2021-03-15 | 2023-07-15 | 2024-07-15 | 2025-07-15 | Latest 2026-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$9,037 | HK$9,037 | HK$8,235 (-8.9%) | HK$8,235 | HK$8,976 (+9.0%) | HK$10,332 (+15.1%) | HK$10,952 (+6.0%) | HK$11,390 (+4.0%) | +3.15% |
| 5 y/o | HK$5,453 | HK$5,453 | HK$4,731 (-13.2%) | HK$4,731 | HK$5,157 (+9.0%) | HK$5,936 (+15.1%) | HK$6,292 (+6.0%) | HK$6,544 (+4.0%) | +2.48% |
| 10 y/o | HK$5,453 | HK$5,453 | HK$4,731 (-13.2%) | HK$4,731 | HK$5,157 (+9.0%) | HK$5,626 (+9.1%) | HK$5,964 (+6.0%) | HK$6,202 (+4.0%) | +1.74% |
| 15 y/o | HK$5,453 | HK$5,453 | HK$4,731 (-13.2%) | HK$4,731 | HK$5,157 (+9.0%) | HK$5,626 (+9.1%) | HK$5,964 (+6.0%) | HK$6,202 (+4.0%) | +1.74% |
| 20 y/o | HK$6,042 | HK$6,042 | HK$5,852 (-3.1%) | HK$5,852 | HK$6,379 (+9.0%) | HK$6,768 (+6.1%) | HK$7,372 (+8.9%) | HK$7,667 (+4.0%) | +3.25% |
| 25 y/o | HK$6,566 | HK$6,566 | HK$6,435 (-2.0%) | HK$6,435 | HK$7,014 (+9.0%) | HK$7,442 (+6.1%) | HK$7,990 (+7.4%) | HK$8,310 (+4.0%) | +3.21% |
| 30 y/o | HK$7,296 | HK$7,296 | HK$7,239 (-0.8%) | HK$7,239 | HK$7,891 (+9.0%) | HK$8,372 (+6.1%) | HK$9,090 (+8.6%) | HK$9,453 (+4.0%) | +3.54% |
| 35 y/o | HK$8,192 | HK$8,192 | HK$8,110 (-1.0%) | HK$8,110 | HK$8,840 (+9.0%) | HK$9,379 (+6.1%) | HK$10,183 (+8.6%) | HK$10,590 (+4.0%) | +3.50% |
| 40 y/o | HK$9,843 | HK$9,843 | HK$9,759 (-0.9%) | HK$9,759 | HK$10,638 (+9.0%) | HK$11,286 (+6.1%) | HK$12,254 (+8.6%) | HK$12,745 (+4.0%) | +3.53% |
| 45 y/o | HK$12,646 | HK$12,646 | HK$12,520 (-1.0%) | HK$12,520 | HK$13,647 (+9.0%) | HK$14,479 (+6.1%) | HK$15,721 (+8.6%) | HK$16,350 (+4.0%) | +3.51% |
| 50 y/o | HK$15,488 | HK$15,488 | HK$15,362 (-0.8%) | HK$15,362 | HK$16,744 (+9.0%) | HK$18,268 (+9.1%) | HK$19,834 (+8.6%) | HK$20,628 (+4.0%) | +3.92% |
| 55 y/o | HK$19,418 | HK$19,418 | HK$18,835 (-3.0%) | HK$18,835 | HK$20,530 (+9.0%) | HK$22,398 (+9.1%) | HK$24,319 (+8.6%) | HK$25,292 (+4.0%) | +3.61% |
| 60 y/o | HK$26,880 | HK$26,880 | HK$25,290 (-5.9%) | HK$25,290 | HK$27,567 (+9.0%) | HK$30,075 (+9.1%) | HK$32,654 (+8.6%) | HK$33,960 (+4.0%) | +3.19% |
| 65 y/o | HK$35,968 | HK$35,968 | HK$33,450 (-7.0%) | HK$33,450 | HK$36,461 (+9.0%) | HK$40,873 (+12.1%) | HK$44,377 (+8.6%) | HK$46,152 (+4.0%) | +3.40% |
| 70 y/o | HK$46,707 | HK$46,707 | HK$42,979 (-8.0%) | HK$42,979 | HK$46,847 (+9.0%) | HK$52,984 (+13.1%) | HK$57,526 (+8.6%) | HK$59,827 (+4.0%) | +3.38% |
| 75 y/o | HK$63,373 | HK$63,373 | HK$59,570 (-6.0%) | HK$59,570 | HK$64,932 (+9.0%) | HK$74,087 (+14.1%) | HK$80,439 (+8.6%) | HK$83,657 (+4.0%) | +3.79% |
| 80 y/o | HK$73,421 | HK$73,421 | HK$71,511 (-2.6%) | HK$71,511 | HK$77,947 (+9.0%) | HK$89,718 (+15.1%) | HK$97,410 (+8.6%) | HK$101,306 (+4.0%) | +4.41% |
| 85 y/o | HK$89,152 | HK$89,152 | HK$88,261 (-1.0%) | HK$88,261 | HK$96,204 (+9.0%) | HK$110,731 (+15.1%) | HK$120,225 (+8.6%) | HK$125,034 (+4.0%) | +4.64% |
| 90 y/o | HK$100,314 | HK$100,314 | HK$100,314 | HK$100,314 | HK$109,342 (+9.0%) | HK$125,853 (+15.1%) | HK$136,643 (+8.6%) | HK$142,109 (+4.0%) | +4.78% |
| 95 y/o | HK$107,430 | HK$107,430 | HK$107,430 | HK$107,430 | HK$117,099 (+9.0%) | HK$134,781 (+15.1%) | HK$146,337 (+8.6%) | HK$152,190 (+4.0%) | +4.78% |
| 99 y/o | HK$113,293 | HK$113,293 | HK$113,293 | HK$113,293 | HK$123,489 (+9.0%) | HK$142,136 (+15.1%) | HK$154,322 (+8.6%) | HK$160,495 (+4.0%) | +4.78% |
| All ages average | — | 0.0% | -4.4% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0 y/oHK$9,037
5 y/oHK$5,453
10 y/oHK$5,453
15 y/oHK$5,453
20 y/oHK$6,042
25 y/oHK$6,566
30 y/oHK$7,296
35 y/oHK$8,192
40 y/oHK$9,843
45 y/oHK$12,646
50 y/oHK$15,488
55 y/oHK$19,418
60 y/oHK$26,880
65 y/oHK$35,968
70 y/oHK$46,707
75 y/oHK$63,373
80 y/oHK$73,421
85 y/oHK$89,152
90 y/oHK$100,314
95 y/oHK$107,430
99 y/oHK$113,293
0.0%
All-ages avg
0 y/oHK$9,037
5 y/oHK$5,453
10 y/oHK$5,453
15 y/oHK$5,453
20 y/oHK$6,042
25 y/oHK$6,566
30 y/oHK$7,296
35 y/oHK$8,192
40 y/oHK$9,843
45 y/oHK$12,646
50 y/oHK$15,488
55 y/oHK$19,418
60 y/oHK$26,880
65 y/oHK$35,968
70 y/oHK$46,707
75 y/oHK$63,373
80 y/oHK$73,421
85 y/oHK$89,152
90 y/oHK$100,314
95 y/oHK$107,430
99 y/oHK$113,293
-4.4%
All-ages avg
0 y/oHK$8,235 (-8.9%)
5 y/oHK$4,731 (-13.2%)
10 y/oHK$4,731 (-13.2%)
15 y/oHK$4,731 (-13.2%)
20 y/oHK$5,852 (-3.1%)
25 y/oHK$6,435 (-2.0%)
30 y/oHK$7,239 (-0.8%)
35 y/oHK$8,110 (-1.0%)
40 y/oHK$9,759 (-0.9%)
45 y/oHK$12,520 (-1.0%)
50 y/oHK$15,362 (-0.8%)
55 y/oHK$18,835 (-3.0%)
60 y/oHK$25,290 (-5.9%)
65 y/oHK$33,450 (-7.0%)
70 y/oHK$42,979 (-8.0%)
75 y/oHK$59,570 (-6.0%)
80 y/oHK$71,511 (-2.6%)
85 y/oHK$88,261 (-1.0%)
90 y/oHK$100,314
95 y/oHK$107,430
99 y/oHK$113,293
0.0%
All-ages avg
0 y/oHK$8,235
5 y/oHK$4,731
10 y/oHK$4,731
15 y/oHK$4,731
20 y/oHK$5,852
25 y/oHK$6,435
30 y/oHK$7,239
35 y/oHK$8,110
40 y/oHK$9,759
45 y/oHK$12,520
50 y/oHK$15,362
55 y/oHK$18,835
60 y/oHK$25,290
65 y/oHK$33,450
70 y/oHK$42,979
75 y/oHK$59,570
80 y/oHK$71,511
85 y/oHK$88,261
90 y/oHK$100,314
95 y/oHK$107,430
99 y/oHK$113,293
+9.0%
All-ages avg
0 y/oHK$8,976 (+9.0%)
5 y/oHK$5,157 (+9.0%)
10 y/oHK$5,157 (+9.0%)
15 y/oHK$5,157 (+9.0%)
20 y/oHK$6,379 (+9.0%)
25 y/oHK$7,014 (+9.0%)
30 y/oHK$7,891 (+9.0%)
35 y/oHK$8,840 (+9.0%)
40 y/oHK$10,638 (+9.0%)
45 y/oHK$13,647 (+9.0%)
50 y/oHK$16,744 (+9.0%)
55 y/oHK$20,530 (+9.0%)
60 y/oHK$27,567 (+9.0%)
65 y/oHK$36,461 (+9.0%)
70 y/oHK$46,847 (+9.0%)
75 y/oHK$64,932 (+9.0%)
80 y/oHK$77,947 (+9.0%)
85 y/oHK$96,204 (+9.0%)
90 y/oHK$109,342 (+9.0%)
95 y/oHK$117,099 (+9.0%)
99 y/oHK$123,489 (+9.0%)
+10.8%
All-ages avg
0 y/oHK$10,332 (+15.1%)
5 y/oHK$5,936 (+15.1%)
10 y/oHK$5,626 (+9.1%)
15 y/oHK$5,626 (+9.1%)
20 y/oHK$6,768 (+6.1%)
25 y/oHK$7,442 (+6.1%)
30 y/oHK$8,372 (+6.1%)
35 y/oHK$9,379 (+6.1%)
40 y/oHK$11,286 (+6.1%)
45 y/oHK$14,479 (+6.1%)
50 y/oHK$18,268 (+9.1%)
55 y/oHK$22,398 (+9.1%)
60 y/oHK$30,075 (+9.1%)
65 y/oHK$40,873 (+12.1%)
70 y/oHK$52,984 (+13.1%)
75 y/oHK$74,087 (+14.1%)
80 y/oHK$89,718 (+15.1%)
85 y/oHK$110,731 (+15.1%)
90 y/oHK$125,853 (+15.1%)
95 y/oHK$134,781 (+15.1%)
99 y/oHK$142,136 (+15.1%)
+8.0%
All-ages avg
0 y/oHK$10,952 (+6.0%)
5 y/oHK$6,292 (+6.0%)
10 y/oHK$5,964 (+6.0%)
15 y/oHK$5,964 (+6.0%)
20 y/oHK$7,372 (+8.9%)
25 y/oHK$7,990 (+7.4%)
30 y/oHK$9,090 (+8.6%)
35 y/oHK$10,183 (+8.6%)
40 y/oHK$12,254 (+8.6%)
45 y/oHK$15,721 (+8.6%)
50 y/oHK$19,834 (+8.6%)
55 y/oHK$24,319 (+8.6%)
60 y/oHK$32,654 (+8.6%)
65 y/oHK$44,377 (+8.6%)
70 y/oHK$57,526 (+8.6%)
75 y/oHK$80,439 (+8.6%)
80 y/oHK$97,410 (+8.6%)
85 y/oHK$120,225 (+8.6%)
90 y/oHK$136,643 (+8.6%)
95 y/oHK$146,337 (+8.6%)
99 y/oHK$154,322 (+8.6%)
+4.0%
All-ages avg
0 y/oHK$11,390 (+4.0%)
5 y/oHK$6,544 (+4.0%)
10 y/oHK$6,202 (+4.0%)
15 y/oHK$6,202 (+4.0%)
20 y/oHK$7,667 (+4.0%)
25 y/oHK$8,310 (+4.0%)
30 y/oHK$9,453 (+4.0%)
35 y/oHK$10,590 (+4.0%)
40 y/oHK$12,745 (+4.0%)
45 y/oHK$16,350 (+4.0%)
50 y/oHK$20,628 (+4.0%)
55 y/oHK$25,292 (+4.0%)
60 y/oHK$33,960 (+4.0%)
65 y/oHK$46,152 (+4.0%)
70 y/oHK$59,827 (+4.0%)
75 y/oHK$83,657 (+4.0%)
80 y/oHK$101,306 (+4.0%)
85 y/oHK$125,034 (+4.0%)
90 y/oHK$142,109 (+4.0%)
95 y/oHK$152,190 (+4.0%)
99 y/oHK$160,495 (+4.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.15%
5 y/o+2.48%
10 y/o+1.74%
15 y/o+1.74%
20 y/o+3.25%
25 y/o+3.21%
30 y/o+3.54%
35 y/o+3.50%
40 y/o+3.53%
45 y/o+3.51%
50 y/o+3.92%
55 y/o+3.61%
60 y/o+3.19%
65 y/o+3.40%
70 y/o+3.38%
75 y/o+3.79%
80 y/o+4.41%
85 y/o+4.64%
90 y/o+4.78%
95 y/o+4.78%
99 y/o+4.78%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.