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AIA Voluntary Health Insurance Flexi Scheme - Ward (HKD)
AIA自願醫保靈活計劃 - 普通房 (港元)
AIA International Limited · F00022-01-000 · 8 versions · Flexi plan · Avg. annual increase +3.48%
HKD
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| Age | 2019-04-01 | 2020-01-20 | 2021-01-01 | 2021-03-15 | 2023-07-15 | 2024-07-15 | 2025-07-15 | Latest 2026-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$4,832 | HK$4,832 | HK$4,403 (-8.9%) | HK$4,403 | HK$4,800 (+9.0%) | HK$5,524 (+15.1%) | HK$5,855 (+6.0%) | HK$6,090 (+4.0%) | +3.15% |
| 5 y/o | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,278 (+15.1%) | HK$3,474 (+6.0%) | HK$3,614 (+4.0%) | +2.47% |
| 10 y/o | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | HK$3,426 (+4.0%) | +1.73% |
| 15 y/o | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | HK$3,426 (+4.0%) | +1.73% |
| 20 y/o | HK$3,328 | HK$3,328 | HK$3,223 (-3.2%) | HK$3,223 | HK$3,507 (+8.8%) | HK$3,721 (+6.1%) | HK$3,973 (+6.8%) | HK$4,132 (+4.0%) | +2.95% |
| 25 y/o | HK$3,571 | HK$3,571 | HK$3,540 (-0.9%) | HK$3,540 | HK$3,859 (+9.0%) | HK$4,094 (+6.1%) | HK$4,396 (+7.4%) | HK$4,572 (+4.0%) | +3.37% |
| 30 y/o | HK$3,917 | HK$3,917 | HK$3,886 (-0.8%) | HK$3,886 | HK$4,236 (+9.0%) | HK$4,494 (+6.1%) | HK$4,880 (+8.6%) | HK$5,075 (+4.0%) | +3.54% |
| 35 y/o | HK$4,378 | HK$4,378 | HK$4,305 (-1.7%) | HK$4,305 | HK$4,692 (+9.0%) | HK$4,978 (+6.1%) | HK$5,406 (+8.6%) | HK$5,622 (+4.0%) | +3.41% |
| 40 y/o | HK$5,261 | HK$5,261 | HK$5,216 (-0.9%) | HK$5,216 | HK$5,685 (+9.0%) | HK$6,032 (+6.1%) | HK$6,549 (+8.6%) | HK$6,810 (+4.0%) | +3.52% |
| 45 y/o | HK$6,784 | HK$6,784 | HK$6,620 (-2.4%) | HK$6,620 | HK$7,216 (+9.0%) | HK$7,656 (+6.1%) | HK$8,313 (+8.6%) | HK$8,646 (+4.0%) | +3.31% |
| 50 y/o | HK$8,243 | HK$8,243 | HK$8,176 (-0.8%) | HK$8,176 | HK$8,912 (+9.0%) | HK$9,723 (+9.1%) | HK$10,557 (+8.6%) | HK$10,979 (+4.0%) | +3.92% |
| 55 y/o | HK$10,387 | HK$10,387 | HK$10,304 (-0.8%) | HK$10,304 | HK$11,231 (+9.0%) | HK$12,254 (+9.1%) | HK$13,304 (+8.6%) | HK$13,836 (+4.0%) | +3.92% |
| 60 y/o | HK$14,387 | HK$14,387 | HK$13,537 (-5.9%) | HK$13,537 | HK$14,755 (+9.0%) | HK$16,098 (+9.1%) | HK$17,478 (+8.6%) | HK$18,177 (+4.0%) | +3.19% |
| 65 y/o | HK$19,238 | HK$19,238 | HK$17,833 (-7.3%) | HK$17,833 | HK$19,438 (+9.0%) | HK$21,790 (+12.1%) | HK$23,658 (+8.6%) | HK$24,604 (+4.0%) | +3.36% |
| 70 y/o | HK$25,024 | HK$25,024 | HK$23,026 (-8.0%) | HK$23,026 | HK$25,099 (+9.0%) | HK$28,386 (+13.1%) | HK$30,820 (+8.6%) | HK$32,053 (+4.0%) | +3.38% |
| 75 y/o | HK$33,869 | HK$33,869 | HK$30,632 (-9.6%) | HK$30,632 | HK$33,389 (+9.0%) | HK$38,097 (+14.1%) | HK$41,363 (+8.6%) | HK$43,018 (+4.0%) | +3.26% |
| 80 y/o | HK$39,258 | HK$39,258 | HK$38,237 (-2.6%) | HK$38,237 | HK$41,678 (+9.0%) | HK$47,971 (+15.1%) | HK$52,084 (+8.6%) | HK$54,167 (+4.0%) | +4.41% |
| 85 y/o | HK$47,597 | HK$47,597 | HK$45,842 (-3.7%) | HK$45,842 | HK$49,967 (+9.0%) | HK$57,513 (+15.1%) | HK$62,444 (+8.6%) | HK$64,942 (+4.0%) | +4.26% |
| 90 y/o | HK$53,446 | HK$53,446 | HK$53,446 | HK$53,446 | HK$58,257 (+9.0%) | HK$67,054 (+15.1%) | HK$72,802 (+8.6%) | HK$75,714 (+4.0%) | +4.78% |
| 95 y/o | HK$57,197 | HK$57,197 | HK$57,197 | HK$57,197 | HK$62,344 (+9.0%) | HK$71,758 (+15.1%) | HK$77,911 (+8.6%) | HK$81,028 (+4.0%) | +4.78% |
| 99 y/o | HK$60,301 | HK$60,301 | HK$60,301 | HK$60,301 | HK$65,728 (+9.0%) | HK$75,653 (+15.1%) | HK$82,139 (+8.6%) | HK$85,425 (+4.0%) | +4.78% |
| All ages average | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +7.9% | +4.0% | — |
0 y/oHK$4,832
5 y/oHK$3,014
10 y/oHK$3,014
15 y/oHK$3,014
20 y/oHK$3,328
25 y/oHK$3,571
30 y/oHK$3,917
35 y/oHK$4,378
40 y/oHK$5,261
45 y/oHK$6,784
50 y/oHK$8,243
55 y/oHK$10,387
60 y/oHK$14,387
65 y/oHK$19,238
70 y/oHK$25,024
75 y/oHK$33,869
80 y/oHK$39,258
85 y/oHK$47,597
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
0.0%
All-ages avg
0 y/oHK$4,832
5 y/oHK$3,014
10 y/oHK$3,014
15 y/oHK$3,014
20 y/oHK$3,328
25 y/oHK$3,571
30 y/oHK$3,917
35 y/oHK$4,378
40 y/oHK$5,261
45 y/oHK$6,784
50 y/oHK$8,243
55 y/oHK$10,387
60 y/oHK$14,387
65 y/oHK$19,238
70 y/oHK$25,024
75 y/oHK$33,869
80 y/oHK$39,258
85 y/oHK$47,597
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
-4.6%
All-ages avg
0 y/oHK$4,403 (-8.9%)
5 y/oHK$2,615 (-13.2%)
10 y/oHK$2,615 (-13.2%)
15 y/oHK$2,615 (-13.2%)
20 y/oHK$3,223 (-3.2%)
25 y/oHK$3,540 (-0.9%)
30 y/oHK$3,886 (-0.8%)
35 y/oHK$4,305 (-1.7%)
40 y/oHK$5,216 (-0.9%)
45 y/oHK$6,620 (-2.4%)
50 y/oHK$8,176 (-0.8%)
55 y/oHK$10,304 (-0.8%)
60 y/oHK$13,537 (-5.9%)
65 y/oHK$17,833 (-7.3%)
70 y/oHK$23,026 (-8.0%)
75 y/oHK$30,632 (-9.6%)
80 y/oHK$38,237 (-2.6%)
85 y/oHK$45,842 (-3.7%)
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
0.0%
All-ages avg
0 y/oHK$4,403
5 y/oHK$2,615
10 y/oHK$2,615
15 y/oHK$2,615
20 y/oHK$3,223
25 y/oHK$3,540
30 y/oHK$3,886
35 y/oHK$4,305
40 y/oHK$5,216
45 y/oHK$6,620
50 y/oHK$8,176
55 y/oHK$10,304
60 y/oHK$13,537
65 y/oHK$17,833
70 y/oHK$23,026
75 y/oHK$30,632
80 y/oHK$38,237
85 y/oHK$45,842
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
+9.0%
All-ages avg
0 y/oHK$4,800 (+9.0%)
5 y/oHK$2,848 (+8.9%)
10 y/oHK$2,848 (+8.9%)
15 y/oHK$2,848 (+8.9%)
20 y/oHK$3,507 (+8.8%)
25 y/oHK$3,859 (+9.0%)
30 y/oHK$4,236 (+9.0%)
35 y/oHK$4,692 (+9.0%)
40 y/oHK$5,685 (+9.0%)
45 y/oHK$7,216 (+9.0%)
50 y/oHK$8,912 (+9.0%)
55 y/oHK$11,231 (+9.0%)
60 y/oHK$14,755 (+9.0%)
65 y/oHK$19,438 (+9.0%)
70 y/oHK$25,099 (+9.0%)
75 y/oHK$33,389 (+9.0%)
80 y/oHK$41,678 (+9.0%)
85 y/oHK$49,967 (+9.0%)
90 y/oHK$58,257 (+9.0%)
95 y/oHK$62,344 (+9.0%)
99 y/oHK$65,728 (+9.0%)
+10.8%
All-ages avg
0 y/oHK$5,524 (+15.1%)
5 y/oHK$3,278 (+15.1%)
10 y/oHK$3,107 (+9.1%)
15 y/oHK$3,107 (+9.1%)
20 y/oHK$3,721 (+6.1%)
25 y/oHK$4,094 (+6.1%)
30 y/oHK$4,494 (+6.1%)
35 y/oHK$4,978 (+6.1%)
40 y/oHK$6,032 (+6.1%)
45 y/oHK$7,656 (+6.1%)
50 y/oHK$9,723 (+9.1%)
55 y/oHK$12,254 (+9.1%)
60 y/oHK$16,098 (+9.1%)
65 y/oHK$21,790 (+12.1%)
70 y/oHK$28,386 (+13.1%)
75 y/oHK$38,097 (+14.1%)
80 y/oHK$47,971 (+15.1%)
85 y/oHK$57,513 (+15.1%)
90 y/oHK$67,054 (+15.1%)
95 y/oHK$71,758 (+15.1%)
99 y/oHK$75,653 (+15.1%)
+7.9%
All-ages avg
0 y/oHK$5,855 (+6.0%)
5 y/oHK$3,474 (+6.0%)
10 y/oHK$3,294 (+6.0%)
15 y/oHK$3,294 (+6.0%)
20 y/oHK$3,973 (+6.8%)
25 y/oHK$4,396 (+7.4%)
30 y/oHK$4,880 (+8.6%)
35 y/oHK$5,406 (+8.6%)
40 y/oHK$6,549 (+8.6%)
45 y/oHK$8,313 (+8.6%)
50 y/oHK$10,557 (+8.6%)
55 y/oHK$13,304 (+8.6%)
60 y/oHK$17,478 (+8.6%)
65 y/oHK$23,658 (+8.6%)
70 y/oHK$30,820 (+8.6%)
75 y/oHK$41,363 (+8.6%)
80 y/oHK$52,084 (+8.6%)
85 y/oHK$62,444 (+8.6%)
90 y/oHK$72,802 (+8.6%)
95 y/oHK$77,911 (+8.6%)
99 y/oHK$82,139 (+8.6%)
+4.0%
All-ages avg
0 y/oHK$6,090 (+4.0%)
5 y/oHK$3,614 (+4.0%)
10 y/oHK$3,426 (+4.0%)
15 y/oHK$3,426 (+4.0%)
20 y/oHK$4,132 (+4.0%)
25 y/oHK$4,572 (+4.0%)
30 y/oHK$5,075 (+4.0%)
35 y/oHK$5,622 (+4.0%)
40 y/oHK$6,810 (+4.0%)
45 y/oHK$8,646 (+4.0%)
50 y/oHK$10,979 (+4.0%)
55 y/oHK$13,836 (+4.0%)
60 y/oHK$18,177 (+4.0%)
65 y/oHK$24,604 (+4.0%)
70 y/oHK$32,053 (+4.0%)
75 y/oHK$43,018 (+4.0%)
80 y/oHK$54,167 (+4.0%)
85 y/oHK$64,942 (+4.0%)
90 y/oHK$75,714 (+4.0%)
95 y/oHK$81,028 (+4.0%)
99 y/oHK$85,425 (+4.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.15%
5 y/o+2.47%
10 y/o+1.73%
15 y/o+1.73%
20 y/o+2.95%
25 y/o+3.37%
30 y/o+3.54%
35 y/o+3.41%
40 y/o+3.52%
45 y/o+3.31%
50 y/o+3.92%
55 y/o+3.92%
60 y/o+3.19%
65 y/o+3.36%
70 y/o+3.38%
75 y/o+3.26%
80 y/o+4.41%
85 y/o+4.26%
90 y/o+4.78%
95 y/o+4.78%
99 y/o+4.78%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.