Premium Inflation

Inflation tracker — placeholder EN

Insurers ranked by their average annualised VHIS premium increase across all ages (0–99). Click any insurer to drill into the per-plan-family inflation record.

A low inflation rate does not mean a plan is cheap. A plan that starts expensive and stops raising may still be more expensive than a cheaper plan that raises a little each year. Inflation is one signal, not the whole story.

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Ranking — sorted by average annualised increase

#InsurerAvg annualised increase
1Bupa (Asia) Limited
保柏(亞洲)有限公司
+5.97%
2Blue Cross (Asia-Pacific) Insurance Limited
藍十字(亞太)保險有限公司
+5.78%
3YF Life Insurance International Limited
萬通保險國際有限公司
+5.11%
4AIA International Limited
友邦保險(國際)有限公司
+4.66%
5CIGNA Worldwide General Insurance Company Limited
信諾環球保險有限公司
+4.61%
6Manulife (International) Limited
宏利人壽保險(國際)有限公司
+4.10%
7Bowtie Life Insurance Company Limited
保泰人壽保險有限公司
+4.08%
8FWD Life Insurance Company (Bermuda) Limited
富衛人壽保險(百慕達)有限公司
+3.44%
9Prudential Hong Kong Limited
保誠保險有限公司
+3.03%
10Chubb Life Insurance Hong Kong Limited
安達人壽保險香港有限公司
+2.83%
11Chow Tai Fook Life Insurance Co Ltd
周大福人壽保險有限公司
+2.65%
12AXA China Region Insurance Company (Hong Kong) Limited
安盛金融保險(香港)有限公司
+2.63%
13Sun Life Hong Kong Limited
香港永明金融有限公司
+2.58%
14Hong Kong Life Insurance Limited
香港人壽保險有限公司
+2.36%
15AXA China Region Insurance Company Limited
安盛金融有限公司
+1.72%
16China Taiping Life Insurance (Hong Kong) Company Limited
中國太平人壽保險(香港)有限公司
+0.05%
17AXA General Insurance Hong Kong Limited
安盛保險有限公司
0.00%
18Asia Insurance Company, Limited
亞洲保險有限公司
0.00%
19Avo Insurance Company Limited
安我保險有限公司
0.00%
20Bank of China Group Insurance Company Limited
中銀集團保險有限公司
0.00%
21BOC Group Life Assurance Company Limited
中銀集團人壽保險有限公司
0.00%
22Bolttech Insurance (Hong Kong) Company Limited
保特保險(香港)有限公司
0.00%
23China Life Insurance (Overseas) Company Limited
中國人壽保險(海外)股份有限公司
0.00%
24China Taiping Insurance (HK) Company Limited
中國太平保險(香港)有限公司
0.00%
25Dah Sing Insurance Company Limited
大新保險有限公司
0.00%
26HSBC Life (International) Limited
滙豐人壽保險(國際)有限公司
0.00%
27MSIG Insurance (Hong Kong) Limited
三井住友海上火災保險(香港)有限公司
0.00%
28Well Link Life Insurance Company Limited
立橋人壽保險有限公司
0.00%
29ZA Life Limited
眾安人壽有限公司
0.00%
30Zurich Insurance Company Ltd
蘇黎世保險有限公司
0.00%
31Liberty International Insurance Limited
利寶國際保險有限公司
-0.67%

Full calculation method: see Methodology.

Insurers that have terminated their VHIS registration

Premium data freezes at the date of termination. The latest premium is not publicly disclosed, so an annualised inflation figure would not reflect today’s market.