Premium Inflation

Inflation tracker — placeholder EN

Insurers ranked by their average annualised VHIS premium increase across all ages (0–99). Click any insurer to drill into the per-plan-family inflation record.

33 insurers (33 active)
579 certified plans (579 active)

When choosing a VHIS plan, don't focus on inflation alone. A plan that starts expensive may stay above market even if it freezes premiums for years; meanwhile a plan that starts cheap with steady, modest annual increases can still be the long-term winner.

💡 Tip: premium inflation is just one signal — starting price and coverage value matter just as much.

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Ranking — sorted by average annualised increase

#InsurerAvg annualised increase
1Bupa (Asia) Limited
保柏(亞洲)有限公司
+5.90%
2YF Life Insurance International Limited
萬通保險國際有限公司
+5.19%
3Blue Cross (Asia-Pacific) Insurance Limited
藍十字(亞太)保險有限公司
+5.09%
4CIGNA Worldwide General Insurance Company Limited
信諾環球保險有限公司
+4.64%
5AIA International Limited
友邦保險(國際)有限公司
+4.57%
6Manulife (International) Limited
宏利人壽保險(國際)有限公司
+4.13%
7Bowtie Life Insurance Company Limited
保泰人壽保險有限公司
+4.04%
8FWD Life Insurance Company (Bermuda) Limited
富衛人壽保險(百慕達)有限公司
+3.38%
9Prudential Hong Kong Limited
保誠保險有限公司
+2.95%
10AXA China Region Insurance Company (Hong Kong) Limited
安盛金融保險(香港)有限公司
+2.76%
11Chow Tai Fook Life Insurance Co Ltd
周大福人壽保險有限公司
+2.63%
12Sun Life Hong Kong Limited
香港永明金融有限公司
+2.56%
13Hong Kong Life Insurance Limited
香港人壽保險有限公司
+2.40%
14Chubb Life Insurance Hong Kong Limited
安達人壽保險香港有限公司
+1.96%
15China Life Insurance (Overseas) Company Limited
中國人壽保險(海外)股份有限公司
+1.89%
16AXA China Region Insurance Company Limited
安盛金融有限公司
+1.59%
17Chubb Life Insurance Company Ltd.
安達人壽保險有限公司
+1.09%
18China Taiping Life Insurance (Hong Kong) Company Limited
中國太平人壽保險(香港)有限公司
+0.06%
19Allianz Global Corporate & Specialty SE
Allianz Global Corporate & Specialty SE
0.00%
20Asia Insurance Company, Limited
亞洲保險有限公司
0.00%
21Avo Insurance Company Limited
安我保險有限公司
0.00%
22AXA General Insurance Hong Kong Limited
安盛保險有限公司
0.00%
23Bank of China Group Insurance Company Limited
中銀集團保險有限公司
0.00%
24BOC Group Life Assurance Company Limited
中銀集團人壽保險有限公司
0.00%
25Bolttech Insurance (Hong Kong) Company Limited
保特保險(香港)有限公司
0.00%
26China Taiping Insurance (HK) Company Limited
中國太平保險(香港)有限公司
0.00%
27Dah Sing Insurance Company Limited
大新保險有限公司
0.00%
28HSBC Life (International) Limited
滙豐人壽保險(國際)有限公司
0.00%
29MSIG Insurance (Hong Kong) Limited
三井住友海上火災保險(香港)有限公司
0.00%
30Well Link Life Insurance Company Limited
立橋人壽保險有限公司
0.00%
31ZA Life Limited
眾安人壽有限公司
0.00%
32Zurich Insurance Company Ltd
蘇黎世保險有限公司
0.00%
33Liberty International Insurance Limited
利寶國際保險有限公司
-1.41%