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AIA Voluntary Health Insurance Flexi Scheme - Standard Private (HKD)
AIA自願醫保靈活計劃 - 標準私家房 (港元)
AIA International Limited · F00022-03-000 · 8 versions · Flexi plan · Avg. annual increase +3.51%
HKD
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| Age | 2019-04-01 | 2020-01-20 | 2021-01-01 | 2021-03-15 | 2023-07-15 | 2024-07-15 | 2025-07-15 | Latest 2026-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$14,083 | HK$14,083 | HK$13,347 (-5.2%) | HK$13,347 | HK$14,548 (+9.0%) | HK$16,746 (+15.1%) | HK$17,750 (+6.0%) | HK$18,461 (+4.0%) | +3.70% |
| 5 y/o | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,813 (+15.1%) | HK$10,402 (+6.0%) | HK$10,818 (+4.0%) | +2.48% |
| 10 y/o | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,302 (+9.1%) | HK$9,860 (+6.0%) | HK$10,254 (+4.0%) | +1.74% |
| 15 y/o | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,302 (+9.1%) | HK$9,860 (+6.0%) | HK$10,254 (+4.0%) | +1.74% |
| 20 y/o | HK$10,512 | HK$10,512 | HK$10,182 (-3.1%) | HK$10,182 | HK$11,099 (+9.0%) | HK$11,776 (+6.1%) | HK$12,720 (+8.0%) | HK$13,229 (+4.0%) | +3.13% |
| 25 y/o | HK$11,088 | HK$11,088 | HK$10,866 (-2.0%) | HK$10,866 | HK$11,844 (+9.0%) | HK$12,567 (+6.1%) | HK$13,492 (+7.4%) | HK$14,032 (+4.0%) | +3.21% |
| 30 y/o | HK$12,298 | HK$12,298 | HK$12,202 (-0.8%) | HK$12,202 | HK$13,300 (+9.0%) | HK$14,111 (+6.1%) | HK$15,321 (+8.6%) | HK$15,934 (+4.0%) | +3.54% |
| 35 y/o | HK$13,795 | HK$13,795 | HK$13,658 (-1.0%) | HK$13,658 | HK$14,887 (+9.0%) | HK$15,795 (+6.1%) | HK$17,150 (+8.6%) | HK$17,835 (+4.0%) | +3.51% |
| 40 y/o | HK$16,934 | HK$16,934 | HK$16,790 (-0.9%) | HK$16,790 | HK$18,301 (+9.0%) | HK$19,417 (+6.1%) | HK$21,082 (+8.6%) | HK$21,925 (+4.0%) | +3.53% |
| 45 y/o | HK$22,061 | HK$22,061 | HK$21,840 (-1.0%) | HK$21,840 | HK$23,806 (+9.0%) | HK$25,258 (+6.1%) | HK$27,423 (+8.6%) | HK$28,520 (+4.0%) | +3.50% |
| 50 y/o | HK$27,130 | HK$27,130 | HK$26,909 (-0.8%) | HK$26,909 | HK$29,331 (+9.0%) | HK$32,000 (+9.1%) | HK$34,744 (+8.6%) | HK$36,134 (+4.0%) | +3.92% |
| 55 y/o | HK$33,523 | HK$33,523 | HK$32,518 (-3.0%) | HK$32,518 | HK$35,444 (+9.0%) | HK$38,670 (+9.1%) | HK$41,985 (+8.6%) | HK$43,664 (+4.0%) | +3.61% |
| 60 y/o | HK$46,310 | HK$46,310 | HK$43,572 (-5.9%) | HK$43,572 | HK$47,494 (+9.0%) | HK$51,815 (+9.1%) | HK$56,258 (+8.6%) | HK$58,508 (+4.0%) | +3.19% |
| 65 y/o | HK$66,096 | HK$66,096 | HK$60,808 (-8.0%) | HK$60,808 | HK$66,281 (+9.0%) | HK$74,301 (+12.1%) | HK$80,671 (+8.6%) | HK$83,898 (+4.0%) | +3.25% |
| 70 y/o | HK$87,984 | HK$87,984 | HK$80,962 (-8.0%) | HK$80,962 | HK$88,248 (+9.0%) | HK$99,809 (+13.1%) | HK$108,366 (+8.6%) | HK$112,701 (+4.0%) | +3.38% |
| 75 y/o | HK$119,635 | HK$119,635 | HK$111,261 (-7.0%) | HK$111,261 | HK$121,274 (+9.0%) | HK$138,374 (+14.1%) | HK$150,238 (+8.6%) | HK$156,247 (+4.0%) | +3.65% |
| 80 y/o | HK$138,557 | HK$138,557 | HK$134,953 (-2.6%) | HK$134,953 | HK$147,099 (+9.0%) | HK$169,310 (+15.1%) | HK$183,826 (+8.6%) | HK$191,179 (+4.0%) | +4.41% |
| 85 y/o | HK$168,163 | HK$168,163 | HK$164,800 (-2.0%) | HK$164,800 | HK$179,632 (+9.0%) | HK$206,757 (+15.1%) | HK$224,484 (+8.6%) | HK$233,463 (+4.0%) | +4.50% |
| 90 y/o | HK$188,784 | HK$188,784 | HK$188,784 | HK$188,784 | HK$205,775 (+9.0%) | HK$236,846 (+15.1%) | HK$257,154 (+8.6%) | HK$267,440 (+4.0%) | +4.78% |
| 95 y/o | HK$202,090 | HK$202,090 | HK$202,090 | HK$202,090 | HK$220,278 (+9.0%) | HK$253,540 (+15.1%) | HK$275,278 (+8.6%) | HK$286,290 (+4.0%) | +4.78% |
| 99 y/o | HK$213,062 | HK$213,062 | HK$213,062 | HK$213,062 | HK$232,238 (+9.0%) | HK$267,306 (+15.1%) | HK$290,224 (+8.6%) | HK$301,833 (+4.0%) | +4.78% |
| All ages average | — | 0.0% | -4.3% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0 y/oHK$14,083
5 y/oHK$9,014
10 y/oHK$9,014
15 y/oHK$9,014
20 y/oHK$10,512
25 y/oHK$11,088
30 y/oHK$12,298
35 y/oHK$13,795
40 y/oHK$16,934
45 y/oHK$22,061
50 y/oHK$27,130
55 y/oHK$33,523
60 y/oHK$46,310
65 y/oHK$66,096
70 y/oHK$87,984
75 y/oHK$119,635
80 y/oHK$138,557
85 y/oHK$168,163
90 y/oHK$188,784
95 y/oHK$202,090
99 y/oHK$213,062
0.0%
All-ages avg
0 y/oHK$14,083
5 y/oHK$9,014
10 y/oHK$9,014
15 y/oHK$9,014
20 y/oHK$10,512
25 y/oHK$11,088
30 y/oHK$12,298
35 y/oHK$13,795
40 y/oHK$16,934
45 y/oHK$22,061
50 y/oHK$27,130
55 y/oHK$33,523
60 y/oHK$46,310
65 y/oHK$66,096
70 y/oHK$87,984
75 y/oHK$119,635
80 y/oHK$138,557
85 y/oHK$168,163
90 y/oHK$188,784
95 y/oHK$202,090
99 y/oHK$213,062
-4.3%
All-ages avg
0 y/oHK$13,347 (-5.2%)
5 y/oHK$7,822 (-13.2%)
10 y/oHK$7,822 (-13.2%)
15 y/oHK$7,822 (-13.2%)
20 y/oHK$10,182 (-3.1%)
25 y/oHK$10,866 (-2.0%)
30 y/oHK$12,202 (-0.8%)
35 y/oHK$13,658 (-1.0%)
40 y/oHK$16,790 (-0.9%)
45 y/oHK$21,840 (-1.0%)
50 y/oHK$26,909 (-0.8%)
55 y/oHK$32,518 (-3.0%)
60 y/oHK$43,572 (-5.9%)
65 y/oHK$60,808 (-8.0%)
70 y/oHK$80,962 (-8.0%)
75 y/oHK$111,261 (-7.0%)
80 y/oHK$134,953 (-2.6%)
85 y/oHK$164,800 (-2.0%)
90 y/oHK$188,784
95 y/oHK$202,090
99 y/oHK$213,062
0.0%
All-ages avg
0 y/oHK$13,347
5 y/oHK$7,822
10 y/oHK$7,822
15 y/oHK$7,822
20 y/oHK$10,182
25 y/oHK$10,866
30 y/oHK$12,202
35 y/oHK$13,658
40 y/oHK$16,790
45 y/oHK$21,840
50 y/oHK$26,909
55 y/oHK$32,518
60 y/oHK$43,572
65 y/oHK$60,808
70 y/oHK$80,962
75 y/oHK$111,261
80 y/oHK$134,953
85 y/oHK$164,800
90 y/oHK$188,784
95 y/oHK$202,090
99 y/oHK$213,062
+9.0%
All-ages avg
0 y/oHK$14,548 (+9.0%)
5 y/oHK$8,526 (+9.0%)
10 y/oHK$8,526 (+9.0%)
15 y/oHK$8,526 (+9.0%)
20 y/oHK$11,099 (+9.0%)
25 y/oHK$11,844 (+9.0%)
30 y/oHK$13,300 (+9.0%)
35 y/oHK$14,887 (+9.0%)
40 y/oHK$18,301 (+9.0%)
45 y/oHK$23,806 (+9.0%)
50 y/oHK$29,331 (+9.0%)
55 y/oHK$35,444 (+9.0%)
60 y/oHK$47,494 (+9.0%)
65 y/oHK$66,281 (+9.0%)
70 y/oHK$88,248 (+9.0%)
75 y/oHK$121,274 (+9.0%)
80 y/oHK$147,099 (+9.0%)
85 y/oHK$179,632 (+9.0%)
90 y/oHK$205,775 (+9.0%)
95 y/oHK$220,278 (+9.0%)
99 y/oHK$232,238 (+9.0%)
+10.8%
All-ages avg
0 y/oHK$16,746 (+15.1%)
5 y/oHK$9,813 (+15.1%)
10 y/oHK$9,302 (+9.1%)
15 y/oHK$9,302 (+9.1%)
20 y/oHK$11,776 (+6.1%)
25 y/oHK$12,567 (+6.1%)
30 y/oHK$14,111 (+6.1%)
35 y/oHK$15,795 (+6.1%)
40 y/oHK$19,417 (+6.1%)
45 y/oHK$25,258 (+6.1%)
50 y/oHK$32,000 (+9.1%)
55 y/oHK$38,670 (+9.1%)
60 y/oHK$51,815 (+9.1%)
65 y/oHK$74,301 (+12.1%)
70 y/oHK$99,809 (+13.1%)
75 y/oHK$138,374 (+14.1%)
80 y/oHK$169,310 (+15.1%)
85 y/oHK$206,757 (+15.1%)
90 y/oHK$236,846 (+15.1%)
95 y/oHK$253,540 (+15.1%)
99 y/oHK$267,306 (+15.1%)
+8.0%
All-ages avg
0 y/oHK$17,750 (+6.0%)
5 y/oHK$10,402 (+6.0%)
10 y/oHK$9,860 (+6.0%)
15 y/oHK$9,860 (+6.0%)
20 y/oHK$12,720 (+8.0%)
25 y/oHK$13,492 (+7.4%)
30 y/oHK$15,321 (+8.6%)
35 y/oHK$17,150 (+8.6%)
40 y/oHK$21,082 (+8.6%)
45 y/oHK$27,423 (+8.6%)
50 y/oHK$34,744 (+8.6%)
55 y/oHK$41,985 (+8.6%)
60 y/oHK$56,258 (+8.6%)
65 y/oHK$80,671 (+8.6%)
70 y/oHK$108,366 (+8.6%)
75 y/oHK$150,238 (+8.6%)
80 y/oHK$183,826 (+8.6%)
85 y/oHK$224,484 (+8.6%)
90 y/oHK$257,154 (+8.6%)
95 y/oHK$275,278 (+8.6%)
99 y/oHK$290,224 (+8.6%)
+4.0%
All-ages avg
0 y/oHK$18,461 (+4.0%)
5 y/oHK$10,818 (+4.0%)
10 y/oHK$10,254 (+4.0%)
15 y/oHK$10,254 (+4.0%)
20 y/oHK$13,229 (+4.0%)
25 y/oHK$14,032 (+4.0%)
30 y/oHK$15,934 (+4.0%)
35 y/oHK$17,835 (+4.0%)
40 y/oHK$21,925 (+4.0%)
45 y/oHK$28,520 (+4.0%)
50 y/oHK$36,134 (+4.0%)
55 y/oHK$43,664 (+4.0%)
60 y/oHK$58,508 (+4.0%)
65 y/oHK$83,898 (+4.0%)
70 y/oHK$112,701 (+4.0%)
75 y/oHK$156,247 (+4.0%)
80 y/oHK$191,179 (+4.0%)
85 y/oHK$233,463 (+4.0%)
90 y/oHK$267,440 (+4.0%)
95 y/oHK$286,290 (+4.0%)
99 y/oHK$301,833 (+4.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.70%
5 y/o+2.48%
10 y/o+1.74%
15 y/o+1.74%
20 y/o+3.13%
25 y/o+3.21%
30 y/o+3.54%
35 y/o+3.51%
40 y/o+3.53%
45 y/o+3.50%
50 y/o+3.92%
55 y/o+3.61%
60 y/o+3.19%
65 y/o+3.25%
70 y/o+3.38%
75 y/o+3.65%
80 y/o+4.41%
85 y/o+4.50%
90 y/o+4.78%
95 y/o+4.78%
99 y/o+4.78%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.