2026-06-01 Plan updates
Premium changes compare the same age in two dated schedules, rather than the cost of ageing. Only reviewed versions are available for comparison.
Jun 1, 20262026-06-01
| Carrier | Plan | Benefit updates | Premium updates | Previous |
|---|---|---|---|---|
| China Life Insurance (Overseas) Company Limited | ||||
| China Life Insurance (Overseas) Company Limited | Healthy Life Premier Medical Insurance Plan - Private with SMM | Benefit updates： Room/day $3,800 → $4,500; multiple inpatient, surgical, imaging, outpatient and annual limits raised. Waiting period for unknown pre-existing conditions shortened to 30 days. Second-claim cash, designated GBA surgery cash and medical-accident death benefits added, subject to conditions. Companion-bed eligibility widened; bed, emergency outpatient, home nursing and dialysis benefits improved. Supplementary medical limit raised, lower older-age limit removed, and emergency outpatient/home nursing excess included | Premium updates： +14.0% | Previous： 2021-04-01 |
| China Life Insurance (Overseas) Company Limited | Healthy Life Premier Medical Insurance Plan - Private | Benefit updates： Room/day $3,800 → $4,500; multiple inpatient, surgical, imaging, outpatient and annual limits raised. Waiting period for unknown pre-existing conditions shortened to 30 days. Second-claim cash, designated GBA surgery cash and medical-accident death benefits added, subject to conditions. Companion-bed eligibility widened; bed, emergency outpatient, home nursing and dialysis benefits improved | Premium updates： +14.0% | Previous： 2021-04-01 |
| China Life Insurance (Overseas) Company Limited | Healthy Life Premier Medical Insurance Plan - Semi-private with SMM | Benefit updates： Room/day $1,800 → $2,500; multiple inpatient, surgical, imaging, outpatient and annual limits raised. Waiting period for unknown pre-existing conditions shortened to 30 days. Second-claim cash, designated GBA surgery cash and medical-accident death benefits added, subject to conditions. Companion-bed eligibility widened; bed, emergency outpatient, home nursing and dialysis benefits improved. Supplementary medical limit raised, lower older-age limit removed, and emergency outpatient/home nursing excess included | Premium updates： +14.0% | Previous： 2021-04-01 |
| China Life Insurance (Overseas) Company Limited | Healthy Life Premier Medical Insurance Plan - Semi-private | Benefit updates： Room/day $1,800 → $2,500; multiple inpatient, surgical, imaging, outpatient and annual limits raised. Waiting period for unknown pre-existing conditions shortened to 30 days. Second-claim cash, designated GBA surgery cash and medical-accident death benefits added, subject to conditions. Companion-bed eligibility widened; bed, emergency outpatient, home nursing and dialysis benefits improved | Premium updates： +14.0% | Previous： 2021-04-01 |
| China Life Insurance (Overseas) Company Limited | Healthy Life Medical Insurance Plan | Benefit updates： Room/day $750 → $1,200; multiple inpatient, surgical, imaging, outpatient and annual limits raised. Waiting period for unknown pre-existing conditions shortened to 30 days. Second-claim cash, designated GBA surgery cash and medical-accident death benefits added, subject to conditions. Companion bed, accident emergency outpatient, post-surgery home nursing and outpatient dialysis benefits added. Supplementary medical limit raised, lower older-age limit removed, and emergency outpatient/home nursing excess included | Premium updates： +14.0% | Previous： 2021-04-01 |
Premium changes compare the same age, sex and smoking status in both tables; non-uniform changes show a range. Male/female means equally weight available ages 0–99 in the premium index, preferring non-smoker rates where available. These exclude increases due to ageing at renewal.
Summaries cover reviewed major change categories, including cash benefits and conditions. Use the dated comparison for full benefits and restrictions. Summary amounts are in HK dollars. “—” indicates no confirmed benefit changes.
“Newly listed”: no earlier version exists in the archive. This log lists updates since April 2026; archived versions may predate the log.
Only reviewed historical versions are available for comparison; more versions will be added after review.