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Healthy Life Premier Medical Insurance Plan - Semi-private

Axis change

健康常伴優越醫療保險計劃 - 半私家病房

China Life Insurance (Overseas) Company Limited · F00030-01-000 · 3 versions · Flexi plan · Avg. annual increase +2.25%

Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 100 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.

Male

F00030-01-000-01
2019-06-03
First version (baseline)
0 y/oHK$5,000
5 y/oHK$5,000
10 y/oHK$2,000
15 y/oHK$2,000
20 y/oHK$2,133
25 y/oHK$2,652
30 y/oHK$2,970
35 y/oHK$3,401
40 y/oHK$3,778
45 y/oHK$4,508
50 y/oHK$5,604
55 y/oHK$7,713
60 y/oHK$10,176
65 y/oHK$13,581
70 y/oHK$17,340
75 y/oHK$19,409
80 y/oHK$24,162
85 y/oHK$27,177
90 y/oHK$29,285
95 y/oHK$30,963
99 y/oHK$32,175
F00030-01-000-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$5,000
5 y/oHK$5,000
10 y/oHK$2,000
15 y/oHK$2,000
20 y/oHK$2,133
25 y/oHK$2,652
30 y/oHK$2,970
35 y/oHK$3,401
40 y/oHK$3,778
45 y/oHK$4,508
50 y/oHK$5,604
55 y/oHK$7,713
60 y/oHK$10,176
65 y/oHK$13,581
70 y/oHK$17,340
75 y/oHK$19,409
80 y/oHK$24,162
85 y/oHK$27,177
90 y/oHK$29,285
95 y/oHK$30,963
99 y/oHK$32,175
F00030-01-000-03
2026-06-01
+14.0%
All-ages avg
0 y/oHK$5,700 (+14.0%)
5 y/oHK$5,700 (+14.0%)
10 y/oHK$2,280 (+14.0%)
15 y/oHK$2,280 (+14.0%)
20 y/oHK$2,432 (+14.0%)
25 y/oHK$3,023 (+14.0%)
30 y/oHK$3,386 (+14.0%)
35 y/oHK$3,877 (+14.0%)
40 y/oHK$4,307 (+14.0%)
45 y/oHK$5,139 (+14.0%)
50 y/oHK$6,389 (+14.0%)
55 y/oHK$8,793 (+14.0%)
60 y/oHK$11,601 (+14.0%)
65 y/oHK$15,482 (+14.0%)
70 y/oHK$19,768 (+14.0%)
75 y/oHK$22,126 (+14.0%)
80 y/oHK$27,545 (+14.0%)
85 y/oHK$30,982 (+14.0%)
90 y/oHK$33,385 (+14.0%)
95 y/oHK$35,298 (+14.0%)
99 y/oHK$36,680 (+14.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+1.86%
5 y/o+1.86%
10 y/o+1.86%
15 y/o+1.86%
20 y/o+1.86%
25 y/o+1.85%
30 y/o+1.86%
35 y/o+1.86%
40 y/o+1.86%
45 y/o+1.86%
50 y/o+1.86%
55 y/o+1.86%
60 y/o+1.86%
65 y/o+1.86%
70 y/o+1.86%
75 y/o+1.86%
80 y/o+1.86%
85 y/o+1.86%
90 y/o+1.86%
95 y/o+1.86%
99 y/o+1.86%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.

Female

F00030-01-000-01
2019-06-03
First version (baseline)
0 y/oHK$5,000
5 y/oHK$5,000
10 y/oHK$2,000
15 y/oHK$2,000
20 y/oHK$2,133
25 y/oHK$2,652
30 y/oHK$2,970
35 y/oHK$3,401
40 y/oHK$3,778
45 y/oHK$4,508
50 y/oHK$5,604
55 y/oHK$7,713
60 y/oHK$10,176
65 y/oHK$13,581
70 y/oHK$17,340
75 y/oHK$19,409
80 y/oHK$24,162
85 y/oHK$27,177
90 y/oHK$29,285
95 y/oHK$30,963
99 y/oHK$32,175
F00030-01-000-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$5,000
5 y/oHK$5,000
10 y/oHK$2,000
15 y/oHK$2,000
20 y/oHK$2,133
25 y/oHK$2,652
30 y/oHK$2,970
35 y/oHK$3,401
40 y/oHK$3,778
45 y/oHK$4,508
50 y/oHK$5,604
55 y/oHK$7,713
60 y/oHK$10,176
65 y/oHK$13,581
70 y/oHK$17,340
75 y/oHK$19,409
80 y/oHK$24,162
85 y/oHK$27,177
90 y/oHK$29,285
95 y/oHK$30,963
99 y/oHK$32,175
F00030-01-000-03
2026-06-01
+21.6%
All-ages avg
0 y/oHK$5,244 (+4.9%)
5 y/oHK$5,244 (+4.9%)
10 y/oHK$2,280 (+14.0%)
15 y/oHK$2,280 (+14.0%)
20 y/oHK$3,012 (+41.2%)
25 y/oHK$3,876 (+46.2%)
30 y/oHK$4,528 (+52.5%)
35 y/oHK$5,324 (+56.5%)
40 y/oHK$5,982 (+58.3%)
45 y/oHK$7,091 (+57.3%)
50 y/oHK$8,297 (+48.1%)
55 y/oHK$9,209 (+19.4%)
60 y/oHK$10,797 (+6.1%)
65 y/oHK$13,124 (-3.4%)
70 y/oHK$16,405 (-5.4%)
75 y/oHK$20,289 (+4.5%)
80 y/oHK$25,069 (+3.8%)
85 y/oHK$28,643 (+5.4%)
90 y/oHK$31,494 (+7.5%)
95 y/oHK$33,374 (+7.8%)
99 y/oHK$35,158 (+9.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+0.67%
5 y/o+0.67%
10 y/o+1.86%
15 y/o+1.86%
20 y/o+4.96%
25 y/o+5.47%
30 y/o+6.10%
35 y/o+6.49%
40 y/o+6.66%
45 y/o+6.57%
50 y/o+5.66%
55 y/o+2.52%
60 y/o+0.83%
65 y/o-0.48%
70 y/o-0.78%
75 y/o+0.62%
80 y/o+0.52%
85 y/o+0.74%
90 y/o+1.03%
95 y/o+1.06%
99 y/o+1.25%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.