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Healthy Life Premier Medical Insurance Plan - Private

Axis change

健康常伴優越醫療保險計劃 - 私家病房

China Life Insurance (Overseas) Company Limited · F00030-02-000 · 3 versions · Flexi plan · Avg. annual increase +2.22%

Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 100 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
HKD
F00030-02-000-01
2019-06-03
First version (baseline)
0 y/oHK$8,900
5 y/oHK$8,900
10 y/oHK$3,400
15 y/oHK$3,400
20 y/oHK$3,242
25 y/oHK$4,212
30 y/oHK$4,913
35 y/oHK$5,587
40 y/oHK$6,288
45 y/oHK$7,580
50 y/oHK$9,561
55 y/oHK$13,264
60 y/oHK$17,568
65 y/oHK$23,349
70 y/oHK$29,703
75 y/oHK$33,237
80 y/oHK$41,516
85 y/oHK$46,801
90 y/oHK$50,416
95 y/oHK$52,433
99 y/oHK$53,778
F00030-02-000-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$8,900
5 y/oHK$8,900
10 y/oHK$3,400
15 y/oHK$3,400
20 y/oHK$3,242
25 y/oHK$4,212
30 y/oHK$4,913
35 y/oHK$5,587
40 y/oHK$6,288
45 y/oHK$7,580
50 y/oHK$9,561
55 y/oHK$13,264
60 y/oHK$17,568
65 y/oHK$23,349
70 y/oHK$29,703
75 y/oHK$33,237
80 y/oHK$41,516
85 y/oHK$46,801
90 y/oHK$50,416
95 y/oHK$52,433
99 y/oHK$53,778
F00030-02-000-03
2026-06-01
+14.0%
All-ages avg
0 y/oHK$10,146 (+14.0%)
5 y/oHK$10,146 (+14.0%)
10 y/oHK$3,876 (+14.0%)
15 y/oHK$3,876 (+14.0%)
20 y/oHK$3,696 (+14.0%)
25 y/oHK$4,802 (+14.0%)
30 y/oHK$5,601 (+14.0%)
35 y/oHK$6,369 (+14.0%)
40 y/oHK$7,168 (+14.0%)
45 y/oHK$8,641 (+14.0%)
50 y/oHK$10,900 (+14.0%)
55 y/oHK$15,121 (+14.0%)
60 y/oHK$20,028 (+14.0%)
65 y/oHK$26,618 (+14.0%)
70 y/oHK$33,861 (+14.0%)
75 y/oHK$37,890 (+14.0%)
80 y/oHK$47,328 (+14.0%)
85 y/oHK$53,353 (+14.0%)
90 y/oHK$57,474 (+14.0%)
95 y/oHK$59,774 (+14.0%)
99 y/oHK$61,307 (+14.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+1.82%
5 y/o+1.82%
10 y/o+1.82%
15 y/o+1.82%
20 y/o+1.82%
25 y/o+1.82%
30 y/o+1.82%
35 y/o+1.82%
40 y/o+1.81%
45 y/o+1.82%
50 y/o+1.82%
55 y/o+1.82%
60 y/o+1.82%
65 y/o+1.82%
70 y/o+1.82%
75 y/o+1.82%
80 y/o+1.82%
85 y/o+1.82%
90 y/o+1.82%
95 y/o+1.82%
99 y/o+1.82%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.