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Healthy Life Medical Insurance Plan

Axis change

健康常伴醫療保險計劃

China Life Insurance (Overseas) Company Limited · F00024-01-000 · 3 versions · Flexi plan · Avg. annual increase +2.10%

Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 100 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
HKD
F00024-01-000-01
2019-04-01
First version (baseline)
0 y/oHK$4,500
5 y/oHK$4,500
10 y/oHK$1,850
15 y/oHK$1,850
20 y/oHK$1,987
25 y/oHK$2,497
30 y/oHK$2,826
35 y/oHK$3,234
40 y/oHK$3,584
45 y/oHK$4,268
50 y/oHK$5,296
55 y/oHK$7,274
60 y/oHK$9,593
65 y/oHK$12,800
70 y/oHK$16,333
75 y/oHK$18,260
80 y/oHK$22,700
85 y/oHK$25,548
90 y/oHK$27,590
95 y/oHK$29,336
99 y/oHK$30,611
F00024-01-000-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$4,500
5 y/oHK$4,500
10 y/oHK$1,850
15 y/oHK$1,850
20 y/oHK$1,987
25 y/oHK$2,497
30 y/oHK$2,826
35 y/oHK$3,234
40 y/oHK$3,584
45 y/oHK$4,268
50 y/oHK$5,296
55 y/oHK$7,274
60 y/oHK$9,593
65 y/oHK$12,800
70 y/oHK$16,333
75 y/oHK$18,260
80 y/oHK$22,700
85 y/oHK$25,548
90 y/oHK$27,590
95 y/oHK$29,336
99 y/oHK$30,611
F00024-01-000-03
2026-06-01
+14.0%
All-ages avg
0 y/oHK$5,130 (+14.0%)
5 y/oHK$5,130 (+14.0%)
10 y/oHK$2,109 (+14.0%)
15 y/oHK$2,109 (+14.0%)
20 y/oHK$2,265 (+14.0%)
25 y/oHK$2,847 (+14.0%)
30 y/oHK$3,222 (+14.0%)
35 y/oHK$3,687 (+14.0%)
40 y/oHK$4,086 (+14.0%)
45 y/oHK$4,866 (+14.0%)
50 y/oHK$6,037 (+14.0%)
55 y/oHK$8,292 (+14.0%)
60 y/oHK$10,936 (+14.0%)
65 y/oHK$14,592 (+14.0%)
70 y/oHK$18,620 (+14.0%)
75 y/oHK$20,816 (+14.0%)
80 y/oHK$25,878 (+14.0%)
85 y/oHK$29,125 (+14.0%)
90 y/oHK$31,453 (+14.0%)
95 y/oHK$33,443 (+14.0%)
99 y/oHK$34,897 (+14.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+1.77%
5 y/o+1.77%
10 y/o+1.77%
15 y/o+1.77%
20 y/o+1.77%
25 y/o+1.78%
30 y/o+1.77%
35 y/o+1.77%
40 y/o+1.77%
45 y/o+1.77%
50 y/o+1.77%
55 y/o+1.77%
60 y/o+1.77%
65 y/o+1.77%
70 y/o+1.77%
75 y/o+1.77%
80 y/o+1.77%
85 y/o+1.77%
90 y/o+1.77%
95 y/o+1.77%
99 y/o+1.77%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.