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Healthy Life Premier Medical Insurance Plan - Semi-private with SMM

Axis change

健康常伴優越醫療保險計劃 - 半私家病房連附加保障

China Life Insurance (Overseas) Company Limited · F00030-01-001 · 3 versions · Flexi plan · Avg. annual increase +2.18%

Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 100 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
HKD
F00030-01-001-01
2019-06-03
First version (baseline)
0 y/oHK$7,200
5 y/oHK$7,200
10 y/oHK$2,800
15 y/oHK$2,800
20 y/oHK$2,817
25 y/oHK$3,589
30 y/oHK$4,111
35 y/oHK$4,688
40 y/oHK$5,254
45 y/oHK$6,304
50 y/oHK$7,908
55 y/oHK$10,910
60 y/oHK$14,421
65 y/oHK$19,149
70 y/oHK$24,315
75 y/oHK$27,108
80 y/oHK$33,677
85 y/oHK$37,910
90 y/oHK$40,901
95 y/oHK$42,978
99 y/oHK$44,414
F00030-01-001-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$7,200
5 y/oHK$7,200
10 y/oHK$2,800
15 y/oHK$2,800
20 y/oHK$2,817
25 y/oHK$3,589
30 y/oHK$4,111
35 y/oHK$4,688
40 y/oHK$5,254
45 y/oHK$6,304
50 y/oHK$7,908
55 y/oHK$10,910
60 y/oHK$14,421
65 y/oHK$19,149
70 y/oHK$24,315
75 y/oHK$27,108
80 y/oHK$33,677
85 y/oHK$37,910
90 y/oHK$40,901
95 y/oHK$42,978
99 y/oHK$44,414
F00030-01-001-03
2026-06-01
+14.0%
All-ages avg
0 y/oHK$8,208 (+14.0%)
5 y/oHK$8,208 (+14.0%)
10 y/oHK$3,192 (+14.0%)
15 y/oHK$3,192 (+14.0%)
20 y/oHK$3,211 (+14.0%)
25 y/oHK$4,091 (+14.0%)
30 y/oHK$4,687 (+14.0%)
35 y/oHK$5,344 (+14.0%)
40 y/oHK$5,990 (+14.0%)
45 y/oHK$7,187 (+14.0%)
50 y/oHK$9,015 (+14.0%)
55 y/oHK$12,437 (+14.0%)
60 y/oHK$16,440 (+14.0%)
65 y/oHK$21,830 (+14.0%)
70 y/oHK$27,719 (+14.0%)
75 y/oHK$30,903 (+14.0%)
80 y/oHK$38,392 (+14.0%)
85 y/oHK$43,217 (+14.0%)
90 y/oHK$46,627 (+14.0%)
95 y/oHK$48,995 (+14.0%)
99 y/oHK$50,632 (+14.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+1.82%
5 y/o+1.82%
10 y/o+1.82%
15 y/o+1.82%
20 y/o+1.81%
25 y/o+1.81%
30 y/o+1.82%
35 y/o+1.81%
40 y/o+1.82%
45 y/o+1.82%
50 y/o+1.82%
55 y/o+1.82%
60 y/o+1.82%
65 y/o+1.82%
70 y/o+1.82%
75 y/o+1.82%
80 y/o+1.82%
85 y/o+1.82%
90 y/o+1.82%
95 y/o+1.82%
99 y/o+1.82%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.